CA3200021A1 - Recompenses en cryptomonnaie pour carte de paiement virtuelle - Google Patents
Recompenses en cryptomonnaie pour carte de paiement virtuelleInfo
- Publication number
- CA3200021A1 CA3200021A1 CA3200021A CA3200021A CA3200021A1 CA 3200021 A1 CA3200021 A1 CA 3200021A1 CA 3200021 A CA3200021 A CA 3200021A CA 3200021 A CA3200021 A CA 3200021A CA 3200021 A1 CA3200021 A1 CA 3200021A1
- Authority
- CA
- Canada
- Prior art keywords
- cryptocurrency
- payment
- user account
- payment server
- user
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 claims abstract description 75
- 238000012545 processing Methods 0.000 claims abstract description 22
- 230000000694 effects Effects 0.000 claims description 22
- 238000004891 communication Methods 0.000 claims description 21
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- BASFCYQUMIYNBI-UHFFFAOYSA-N platinum Chemical compound [Pt] BASFCYQUMIYNBI-UHFFFAOYSA-N 0.000 description 6
- 230000004044 response Effects 0.000 description 6
- 230000008901 benefit Effects 0.000 description 5
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- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 description 3
- 229910052737 gold Inorganic materials 0.000 description 3
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- 229910052697 platinum Inorganic materials 0.000 description 3
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- VYZAMTAEIAYCRO-UHFFFAOYSA-N Chromium Chemical compound [Cr] VYZAMTAEIAYCRO-UHFFFAOYSA-N 0.000 description 1
- 239000008186 active pharmaceutical agent Substances 0.000 description 1
- 238000013475 authorization Methods 0.000 description 1
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0215—Including financial accounts
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
- G06Q20/0655—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed centrally
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/208—Input by product or record sensing, e.g. weighing or scanner processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
- G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/381—Currency conversion
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Signal Processing (AREA)
- Entrepreneurship & Innovation (AREA)
- Game Theory and Decision Science (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Credit Cards Or The Like (AREA)
Abstract
L'invention concerne un procédé informatisé associé à un service de paiement assuré par un serveur de paiement. Au cours du procédé, un serveur de paiement reçoit par l'intermédiaire d'une application s'exécutant sur un dispositif d'un client une demande d'activation de récompenses en cryptomonnaie associées à un compte d'utilisateur géré par le serveur de paiement, le compte d'utilisateur présentant un solde en monnaie fiduciaire. Dans un magasin de données géré par le serveur de paiement, la récompense en cryptomonnaie est associée au compte d'utilisateur. Le service de paiement détecte une transaction impliquant le client et un commerçant. Le serveur de paiement traite un paiement associé à la transaction au moyen d'un instrument de paiement associé au compte d'utilisateur. Le paiement règle la transaction en monnaie fiduciaire. Dans un magasin de données géré par le serveur de paiement, le serveur de paiement génère un portefeuille en cryptomonnaie destiné à l'utilisateur. Le portefeuille en cryptomonnaie présente un solde en cryptomonnaie et est attribué au compte de l'utilisateur dans le magasin de données. Dans le magasin de données, le serveur de paiement attribue une valeur en cryptomonnaie associée à la transaction d'un solde en cryptomonnaie du service de paiement au solde en cryptomonnaie de l'utilisateur.
Applications Claiming Priority (7)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US202063120083P | 2020-12-01 | 2020-12-01 | |
| US63/120,083 | 2020-12-01 | ||
| US17/138,694 US11842345B2 (en) | 2020-12-01 | 2020-12-30 | Rewards for a virtual cash card |
| US17/138,694 | 2020-12-30 | ||
| US17/138,512 | 2020-12-30 | ||
| US17/138,512 US11526882B2 (en) | 2020-12-01 | 2020-12-30 | Cryptocurrency rewards for a virtual cash card |
| PCT/US2021/060976 WO2022119768A1 (fr) | 2020-12-01 | 2021-11-29 | Récompenses en cryptomonnaie pour carte de paiement virtuelle |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CA3200021A1 true CA3200021A1 (fr) | 2022-06-09 |
Family
ID=79164647
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA3200021A Pending CA3200021A1 (fr) | 2020-12-01 | 2021-11-29 | Recompenses en cryptomonnaie pour carte de paiement virtuelle |
Country Status (3)
| Country | Link |
|---|---|
| AU (1) | AU2021393396A1 (fr) |
| CA (1) | CA3200021A1 (fr) |
| WO (1) | WO2022119768A1 (fr) |
Family Cites Families (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20190142647A (ko) * | 2018-06-18 | 2019-12-27 | 주식회사 비즈모델라인 | 스마트 컨트랙트를 이용한 pos 기반 블록체인 운영 방법 |
| US11507971B2 (en) * | 2018-07-26 | 2022-11-22 | Gemini Ip, Llc | Cryptocurrency loyalty program based on transactional data |
| KR20200042250A (ko) * | 2018-10-15 | 2020-04-23 | 주식회사 아이디어컴즈 | 암호화폐 기반 전자 상거래 시스템 및 이의 운영방법 |
| US20200279249A1 (en) * | 2019-02-28 | 2020-09-03 | CoinLinked, Inc. | Blockchain-based digital asset platform |
-
2021
- 2021-11-29 AU AU2021393396A patent/AU2021393396A1/en active Pending
- 2021-11-29 CA CA3200021A patent/CA3200021A1/fr active Pending
- 2021-11-29 WO PCT/US2021/060976 patent/WO2022119768A1/fr active Application Filing
Also Published As
| Publication number | Publication date |
|---|---|
| AU2021393396A1 (en) | 2023-07-20 |
| WO2022119768A1 (fr) | 2022-06-09 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| EEER | Examination request |
Effective date: 20230524 |
|
| EEER | Examination request |
Effective date: 20230524 |
|
| EEER | Examination request |
Effective date: 20230524 |
|
| EEER | Examination request |
Effective date: 20230524 |