CA3135466A1 - Methode et dispositif de prediction de la volonte de pret d'utilisateur - Google Patents
Methode et dispositif de prediction de la volonte de pret d'utilisateur Download PDFInfo
- Publication number
- CA3135466A1 CA3135466A1 CA3135466A CA3135466A CA3135466A1 CA 3135466 A1 CA3135466 A1 CA 3135466A1 CA 3135466 A CA3135466 A CA 3135466A CA 3135466 A CA3135466 A CA 3135466A CA 3135466 A1 CA3135466 A1 CA 3135466A1
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- 238000000034 method Methods 0.000 title claims abstract description 42
- 230000006399 behavior Effects 0.000 claims abstract description 34
- 230000008569 process Effects 0.000 claims abstract description 16
- 238000012549 training Methods 0.000 claims description 51
- 238000012216 screening Methods 0.000 abstract description 5
- 238000002474 experimental method Methods 0.000 abstract description 2
- 238000007477 logistic regression Methods 0.000 description 17
- 239000013598 vector Substances 0.000 description 8
- 238000004891 communication Methods 0.000 description 6
- 230000004927 fusion Effects 0.000 description 5
- 238000010586 diagram Methods 0.000 description 4
- 238000012360 testing method Methods 0.000 description 4
- 238000005516 engineering process Methods 0.000 description 3
- 238000012545 processing Methods 0.000 description 3
- 238000007418 data mining Methods 0.000 description 2
- 230000000694 effects Effects 0.000 description 2
- 241000699670 Mus sp. Species 0.000 description 1
- 238000004458 analytical method Methods 0.000 description 1
- 230000009286 beneficial effect Effects 0.000 description 1
- 238000006243 chemical reaction Methods 0.000 description 1
- 238000004140 cleaning Methods 0.000 description 1
- 238000013500 data storage Methods 0.000 description 1
- 238000000605 extraction Methods 0.000 description 1
- 230000006870 function Effects 0.000 description 1
- 230000003993 interaction Effects 0.000 description 1
- 238000010801 machine learning Methods 0.000 description 1
- 238000007726 management method Methods 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
- 238000007781 pre-processing Methods 0.000 description 1
- 230000000750 progressive effect Effects 0.000 description 1
- 230000003068 static effect Effects 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/90—Details of database functions independent of the retrieved data types
- G06F16/95—Retrieval from the web
- G06F16/953—Querying, e.g. by the use of web search engines
- G06F16/9535—Search customisation based on user profiles and personalisation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F18/00—Pattern recognition
- G06F18/20—Analysing
- G06F18/21—Design or setup of recognition systems or techniques; Extraction of features in feature space; Blind source separation
- G06F18/214—Generating training patterns; Bootstrap methods, e.g. bagging or boosting
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F18/00—Pattern recognition
- G06F18/20—Analysing
- G06F18/24—Classification techniques
- G06F18/243—Classification techniques relating to the number of classes
- G06F18/24323—Tree-organised classifiers
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0631—Item recommendations
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Business, Economics & Management (AREA)
- Data Mining & Analysis (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Accounting & Taxation (AREA)
- General Engineering & Computer Science (AREA)
- Databases & Information Systems (AREA)
- Computer Vision & Pattern Recognition (AREA)
- Economics (AREA)
- Evolutionary Biology (AREA)
- Bioinformatics & Computational Biology (AREA)
- Bioinformatics & Cheminformatics (AREA)
- Artificial Intelligence (AREA)
- Development Economics (AREA)
- Evolutionary Computation (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Life Sciences & Earth Sciences (AREA)
- General Business, Economics & Management (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202011043449.8 | 2020-09-28 | ||
| CN202011043449.8A CN112328869A (zh) | 2020-09-28 | 2020-09-28 | 一种用户贷款意愿的预测方法、装置及计算机系统 |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CA3135466A1 true CA3135466A1 (fr) | 2022-03-28 |
Family
ID=74303290
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA3135466A Pending CA3135466A1 (fr) | 2020-09-28 | 2021-09-28 | Methode et dispositif de prediction de la volonte de pret d'utilisateur |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN112328869A (fr) |
| CA (1) | CA3135466A1 (fr) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN116071103A (zh) * | 2023-03-07 | 2023-05-05 | 天津金城银行股份有限公司 | 促使客户借款的方法、装置和电子设备 |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112785095A (zh) * | 2021-03-12 | 2021-05-11 | 北京顶象技术有限公司 | 贷款预测方法、装置、电子设备和计算机可读存储介质 |
| CN113065946A (zh) * | 2021-03-17 | 2021-07-02 | 上海浦东发展银行股份有限公司 | 一种信用卡证件过期客户分类促更新方法、装置及存储介质 |
Family Cites Families (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107895277A (zh) * | 2017-09-30 | 2018-04-10 | 平安科技（深圳）有限公司 | 在应用程序中推送贷款广告的方法、电子装置及介质 |
| CN110971460A (zh) * | 2019-12-03 | 2020-04-07 | 北京红山信息科技研究院有限公司 | 一种离网预测方法、装置、服务器和存储介质 |
-
2020
- 2020-09-28 CN CN202011043449.8A patent/CN112328869A/zh active Pending
-
2021
- 2021-09-28 CA CA3135466A patent/CA3135466A1/fr active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN116071103A (zh) * | 2023-03-07 | 2023-05-05 | 天津金城银行股份有限公司 | 促使客户借款的方法、装置和电子设备 |
Also Published As
| Publication number | Publication date |
|---|---|
| CN112328869A (zh) | 2021-02-05 |
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| EEER | Examination request |
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