CA2981307C - Systeme et procede de reglement de preautorisations de terminaux de point de vente - Google Patents
Systeme et procede de reglement de preautorisations de terminaux de point de vente Download PDFInfo
- Publication number
- CA2981307C CA2981307C CA2981307A CA2981307A CA2981307C CA 2981307 C CA2981307 C CA 2981307C CA 2981307 A CA2981307 A CA 2981307A CA 2981307 A CA2981307 A CA 2981307A CA 2981307 C CA2981307 C CA 2981307C
- Authority
- CA
- Canada
- Prior art keywords
- authorization
- database
- threshold
- account number
- offline
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
- 238000013475 authorization Methods 0.000 title claims abstract description 539
- 238000000034 method Methods 0.000 title claims description 39
- 238000012790 confirmation Methods 0.000 claims abstract description 65
- 230000004044 response Effects 0.000 claims abstract description 30
- 238000012545 processing Methods 0.000 claims description 22
- 230000015654 memory Effects 0.000 claims description 11
- 238000010926 purge Methods 0.000 claims description 9
- 230000001052 transient effect Effects 0.000 claims description 2
- SGPGESCZOCHFCL-UHFFFAOYSA-N Tilisolol hydrochloride Chemical compound [Cl-].C1=CC=C2C(=O)N(C)C=C(OCC(O)C[NH2+]C(C)(C)C)C2=C1 SGPGESCZOCHFCL-UHFFFAOYSA-N 0.000 claims 1
- 238000004891 communication Methods 0.000 description 9
- 238000013478 data encryption standard Methods 0.000 description 3
- 238000013459 approach Methods 0.000 description 2
- 230000005540 biological transmission Effects 0.000 description 2
- 230000000694 effects Effects 0.000 description 2
- 239000004973 liquid crystal related substance Substances 0.000 description 1
- 238000010200 validation analysis Methods 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
Il est décrit un terminal de point de vente comprenant une interface de carte et configuré dans le but de recevoir une pluralité de demandes de préautorisation. Chaque demande comprend une autorisation et un numéro de compte fourni par linterface de carte. De plus, le terminal est configuré dans le but de localiser un enregistrement de base de données dans une base de données de préautorisation associé au numéro de compte respectif, de confirmer que le montant dautorisation respectif ne dépasse pas un seuil dautorisation hors ligne, de générer un message de confirmation dautorisation comprenant le numéro de compte et le montant dautorisation respectifs et denregistrer le message de confirmation dautorisation dans une base de données de compensation, en réaction à chaque demande de préautorisation. Le terminal est en outre configuré pour générer une charge utile de compensation comprenant la pluralité de messages de confirmation dautorisation sauvegardés, et transmettre la charge utile de compensation sur un réseau informatique.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CA2981307A CA2981307C (fr) | 2017-10-03 | 2017-10-03 | Systeme et procede de reglement de preautorisations de terminaux de point de vente |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CA2981307A CA2981307C (fr) | 2017-10-03 | 2017-10-03 | Systeme et procede de reglement de preautorisations de terminaux de point de vente |
Publications (2)
Publication Number | Publication Date |
---|---|
CA2981307A1 CA2981307A1 (fr) | 2019-04-03 |
CA2981307C true CA2981307C (fr) | 2024-05-28 |
Family
ID=65992266
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CA2981307A Active CA2981307C (fr) | 2017-10-03 | 2017-10-03 | Systeme et procede de reglement de preautorisations de terminaux de point de vente |
Country Status (1)
Country | Link |
---|---|
CA (1) | CA2981307C (fr) |
-
2017
- 2017-10-03 CA CA2981307A patent/CA2981307C/fr active Active
Also Published As
Publication number | Publication date |
---|---|
CA2981307A1 (fr) | 2019-04-03 |
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Legal Events
Date | Code | Title | Description |
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EEER | Examination request |
Effective date: 20220913 |
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EEER | Examination request |
Effective date: 20220913 |
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EEER | Examination request |
Effective date: 20220913 |
|
EEER | Examination request |
Effective date: 20220913 |
|
EEER | Examination request |
Effective date: 20220913 |
|
EEER | Examination request |
Effective date: 20220913 |
|
EEER | Examination request |
Effective date: 20220913 |