CA2973824C - Systemes et methodes de communication d'offre electronique fondee sur le contexte dynamique - Google Patents

Systemes et methodes de communication d'offre electronique fondee sur le contexte dynamique Download PDF

Info

Publication number
CA2973824C
CA2973824C CA2973824A CA2973824A CA2973824C CA 2973824 C CA2973824 C CA 2973824C CA 2973824 A CA2973824 A CA 2973824A CA 2973824 A CA2973824 A CA 2973824A CA 2973824 C CA2973824 C CA 2973824C
Authority
CA
Canada
Prior art keywords
mobile device
user data
data
context
communications interface
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CA2973824A
Other languages
English (en)
Other versions
CA2973824A1 (fr
Inventor
Adrian Bloy
Sebastien Forget
Ryan Edmund Vekeman
Connie Maun-Fong Chan
Daniel Lam Tin Cheung
Arun Victor JAGGA
John Jong Suk Lee
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Toronto Dominion Bank
Original Assignee
Toronto Dominion Bank
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Toronto Dominion Bank filed Critical Toronto Dominion Bank
Priority to CA2973824A priority Critical patent/CA2973824C/fr
Publication of CA2973824A1 publication Critical patent/CA2973824A1/fr
Application granted granted Critical
Publication of CA2973824C publication Critical patent/CA2973824C/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/20—Services signaling; Auxiliary data signalling, i.e. transmitting data via a non-traffic channel
    • H04W4/23—Services signaling; Auxiliary data signalling, i.e. transmitting data via a non-traffic channel for mobile advertising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/383—Anonymous user system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules

Abstract

Les modes de réalisation ci-décrits concernent généralement des systèmes, des méthodes et un appareil pour la communication doffre électronique dynamique axée sur le contexte. Selon un aspect, un serveur informatique est décrit, lequel comprend : un processeur matériel configuré pour exécuter les instructions stockées dans une mémoire, pour : recevoir les données demplacement dun dispositif mobile; déterminer un contexte du dispositif mobile en fonction des données demplacement; générer une interrogation de base de données au moyen du contexte déterminé; envoyer linterrogation générée à une base de données dévénement; recevoir une offre électronique conditionnelle de la base de données dévénements; déterminer les exigences en matière de données utilisateur en fonction de loffre conditionnelle; envoyer une demande fondée sur lesdites exigences à un serveur sécurisé; recevoir les données de l'utilisateur du serveur sécurisé; générer une communication doffre électronique fondée sur loffre électronique conditionnelle lorsque les données utilisateur reçues du serveur sécurisé répondent aux exigences; et envoyer la communication doffre au dispositif mobile.
CA2973824A 2017-07-19 2017-07-19 Systemes et methodes de communication d'offre electronique fondee sur le contexte dynamique Active CA2973824C (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CA2973824A CA2973824C (fr) 2017-07-19 2017-07-19 Systemes et methodes de communication d'offre electronique fondee sur le contexte dynamique

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CA2973824A CA2973824C (fr) 2017-07-19 2017-07-19 Systemes et methodes de communication d'offre electronique fondee sur le contexte dynamique

Publications (2)

Publication Number Publication Date
CA2973824A1 CA2973824A1 (fr) 2019-01-19
CA2973824C true CA2973824C (fr) 2024-02-13

Family

ID=65019160

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2973824A Active CA2973824C (fr) 2017-07-19 2017-07-19 Systemes et methodes de communication d'offre electronique fondee sur le contexte dynamique

Country Status (1)

Country Link
CA (1) CA2973824C (fr)

Also Published As

Publication number Publication date
CA2973824A1 (fr) 2019-01-19

Similar Documents

Publication Publication Date Title
US9767471B1 (en) Determining recommendations from buyer information
CA2906914C (fr) Systemes et methodes d'administration d'applications mobiles au moyen de jetons precharges
US20110035594A1 (en) Apparatus and method for providing elective message tagging
US11301830B2 (en) System, device, and method for capturing and managing point of sale transaction related data
US20170061461A1 (en) Secondary device communications for intelligent selection of electronic sources
US20220172179A1 (en) Itemized digital receipts
KR102087298B1 (ko) 포스 기반 고객 마케팅 시스템, 그 제어방법
CA2906916C (fr) Systemes et methodes d'administration d'applications mobiles au moyen de jetons precharges
US20220129929A1 (en) Method, System, and Computer Program Product for Predicting Future Transactions
US20170352095A1 (en) Portfolio optimized offers for mobile device
US11651394B2 (en) Systems and methods for dynamic context-based electronic offer communication
CA3126811A1 (fr) Appariement d'utilisateurs en temps reel a l'aide d'un comportement d'achat
US11790013B2 (en) Systems and methods for generating transaction profile tags
US10609156B2 (en) Data transfer, over session or connection, and between computing device and server associated with one or more routing networks in response to detecting activity
CA2973824C (fr) Systemes et methodes de communication d'offre electronique fondee sur le contexte dynamique
US10798007B2 (en) Data transfer, over session or connection, and between computing device and server associated with a routing network for modifying one or more parameters of the routing network
US11900230B2 (en) Method, system, and computer program product for identifying subpopulations
US20210182809A1 (en) System, Method, and Computer Program Product for Updating an Application Programming Interface Field of a Transaction Message
US20150193827A1 (en) Systems, methods, and computer program products for generating targeted communications based on acquired information from a mobile device
US10601934B2 (en) Data transfer, over session or connection, and between computing device and one or more servers for transmitting data to a third party computing device
US10716060B2 (en) Data transfer between computing device and user device at different locations and over session or connection to display one or more routing networks to use
US20140379470A1 (en) Method and system for linking mobile data and transaction data for improved location based targeting
US11769167B1 (en) Systems and methods for customizing the retail shopping experience on an individualized basis
US20240154932A1 (en) Method and apparatus for obtaining usage information of user terminal
US20180288562A1 (en) Data Transfer Between Computing Device and User Device Over Session or Connection in Response to Wireless Sensing Device Detecting User Device at a Location

Legal Events

Date Code Title Description
EEER Examination request

Effective date: 20210921

EEER Examination request

Effective date: 20210921

EEER Examination request

Effective date: 20210921

EEER Examination request

Effective date: 20210921

EEER Examination request

Effective date: 20210921

EEER Examination request

Effective date: 20210921

EEER Examination request

Effective date: 20210921

EEER Examination request

Effective date: 20210921

EEER Examination request

Effective date: 20210921