CA2964736A1 - Systemes et methodes de gestion des transactions electroniques au moyen de jetons et dispositifs a jeton - Google Patents

Systemes et methodes de gestion des transactions electroniques au moyen de jetons et dispositifs a jeton Download PDF

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Publication number
CA2964736A1
CA2964736A1 CA2964736A CA2964736A CA2964736A1 CA 2964736 A1 CA2964736 A1 CA 2964736A1 CA 2964736 A CA2964736 A CA 2964736A CA 2964736 A CA2964736 A CA 2964736A CA 2964736 A1 CA2964736 A1 CA 2964736A1
Authority
CA
Canada
Prior art keywords
token
account
transaction request
information
electronic
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CA2964736A
Other languages
English (en)
Inventor
Paul Y. Moreton
Lawrence Douglas
Thomas Poole
Thomas C. Clarke
Saejin CHOI
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Capital One Services LLC
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of CA2964736A1 publication Critical patent/CA2964736A1/fr
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G06Q20/145—Payments according to the detected use or quantity
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
CA2964736A 2016-04-19 2017-04-19 Systemes et methodes de gestion des transactions electroniques au moyen de jetons et dispositifs a jeton Pending CA2964736A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201662324505P 2016-04-19 2016-04-19
US62/324,505 2016-04-19

Publications (1)

Publication Number Publication Date
CA2964736A1 true CA2964736A1 (fr) 2017-10-19

Family

ID=60084191

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2964736A Pending CA2964736A1 (fr) 2016-04-19 2017-04-19 Systemes et methodes de gestion des transactions electroniques au moyen de jetons et dispositifs a jeton

Country Status (3)

Country Link
EP (1) EP3446270A4 (fr)
CA (1) CA2964736A1 (fr)
WO (1) WO2017184713A1 (fr)

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1132797A3 (fr) * 2000-03-08 2005-11-23 Aurora Wireless Technologies, Ltd. Identification securisée d'utilisateur dans un système de transaction en ligne
US9400978B2 (en) * 2010-04-09 2016-07-26 Paypal, Inc. Methods and systems for selecting accounts and offers in payment transactions
US8401904B1 (en) * 2011-11-13 2013-03-19 Google Inc. Real-time payment authorization
KR101409754B1 (ko) * 2012-03-12 2014-06-19 에스케이플래닛 주식회사 오프라인 거래 결제 시스템, 이를 위한 방법 및 장치
US20150254641A1 (en) * 2014-03-04 2015-09-10 Bank Of America Corporation Mobile device credential exposure reduction

Also Published As

Publication number Publication date
WO2017184713A1 (fr) 2017-10-26
EP3446270A1 (fr) 2019-02-27
EP3446270A4 (fr) 2019-09-18

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