CA2933336C - Method and system for generating an advanced storage key in a mobile device without secure elements - Google Patents

Method and system for generating an advanced storage key in a mobile device without secure elements Download PDF

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Publication number
CA2933336C
CA2933336C CA2933336A CA2933336A CA2933336C CA 2933336 C CA2933336 C CA 2933336C CA 2933336 A CA2933336 A CA 2933336A CA 2933336 A CA2933336 A CA 2933336A CA 2933336 C CA2933336 C CA 2933336C
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CA
Canada
Prior art keywords
mobile device
application program
key
payment
program
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CA2933336A
Other languages
English (en)
French (fr)
Other versions
CA2933336A1 (en
Inventor
Mehdi Collinge
Cristian Radu
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mastercard International Inc
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of CA2933336A1 publication Critical patent/CA2933336A1/en
Application granted granted Critical
Publication of CA2933336C publication Critical patent/CA2933336C/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/45—Structures or tools for the administration of authentication
    • G06F21/46—Structures or tools for the administration of authentication by designing passwords or checking the strength of passwords
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Storage Device Security (AREA)
  • Telephone Function (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Cash Registers Or Receiving Machines (AREA)
CA2933336A 2014-04-14 2014-12-02 Method and system for generating an advanced storage key in a mobile device without secure elements Active CA2933336C (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201461979113P 2014-04-14 2014-04-14
US61/979,113 2014-04-14
PCT/US2014/068000 WO2015160385A1 (en) 2014-04-14 2014-12-02 Method and system for generating an advanced storage key in a mobile device without secure elements

Publications (2)

Publication Number Publication Date
CA2933336A1 CA2933336A1 (en) 2015-10-22
CA2933336C true CA2933336C (en) 2018-09-04

Family

ID=54324415

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2933336A Active CA2933336C (en) 2014-04-14 2014-12-02 Method and system for generating an advanced storage key in a mobile device without secure elements

Country Status (14)

Country Link
EP (1) EP3132406A4 (ja)
JP (3) JP6224254B2 (ja)
KR (3) KR102151579B1 (ja)
CN (2) CN106104605B (ja)
AU (3) AU2014391256B2 (ja)
CA (1) CA2933336C (ja)
IL (1) IL246109B (ja)
MX (1) MX356939B (ja)
NZ (1) NZ721223A (ja)
RU (2) RU2682840C2 (ja)
SG (2) SG11201604876YA (ja)
UA (1) UA117951C2 (ja)
WO (1) WO2015160385A1 (ja)
ZA (1) ZA201603938B (ja)

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US11521203B2 (en) * 2015-07-09 2022-12-06 Cryptography Research, Inc. Generating a cryptographic key based on transaction data of mobile payments
JP2017175226A (ja) * 2016-03-18 2017-09-28 株式会社インテック 公開鍵証明書を発行するためのプログラム、方法およびシステム
US10769635B2 (en) 2016-08-05 2020-09-08 Nok Nok Labs, Inc. Authentication techniques including speech and/or lip movement analysis
EP3340094B1 (en) * 2016-12-22 2021-04-28 Mastercard International Incorporated Method for renewal of cryptographic whiteboxes under binding of new public key and old identifier
EP3364329B1 (en) * 2017-02-21 2023-07-26 Mastercard International Incorporated Security architecture for device applications
CN108804908B (zh) * 2017-05-04 2023-05-09 腾讯科技（深圳）有限公司 一种设备指纹生成方法、装置及计算设备
CN107908948B (zh) * 2017-11-01 2019-11-19 中国移动通信集团江苏有限公司 一种应用于安全风险控制的安卓app设备指纹生成方法
US11868995B2 (en) 2017-11-27 2024-01-09 Nok Nok Labs, Inc. Extending a secure key storage for transaction confirmation and cryptocurrency
US11831409B2 (en) 2018-01-12 2023-11-28 Nok Nok Labs, Inc. System and method for binding verifiable claims
CN109068304A (zh) * 2018-08-07 2018-12-21 佛山市苔藓云链科技有限公司 一种使用近场通信验证物联网设备真实的方法
US11258604B2 (en) * 2018-10-19 2022-02-22 Oracle International Corporation Rewiring cryptographic key management system service instances
US12041039B2 (en) 2019-02-28 2024-07-16 Nok Nok Labs, Inc. System and method for endorsing a new authenticator
JP7127585B2 (ja) * 2019-03-12 2022-08-30 オムロン株式会社 セーフティシステムおよびメンテナンス方法
US11792024B2 (en) 2019-03-29 2023-10-17 Nok Nok Labs, Inc. System and method for efficient challenge-response authentication
US11783332B2 (en) 2020-02-14 2023-10-10 Mastercard International Incorporated Method and system for facilitating secure card-based transactions
EP3933730A1 (en) * 2020-06-30 2022-01-05 Mastercard International Incorporated Realtime selection of payment account
EP3933731A1 (en) * 2020-06-30 2022-01-05 Mastercard International Incorporated Authorization data processing for multiple issuers
US11784798B2 (en) 2021-03-30 2023-10-10 Visa International Service Association System, method, and computer program product for data security
CN115396103B (zh) * 2022-10-26 2023-03-24 杭州海康威视数字技术股份有限公司 基于白盒密钥的ai数据共享方法、系统和装置

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US7606771B2 (en) * 2001-01-11 2009-10-20 Cardinalcommerce Corporation Dynamic number authentication for credit/debit cards
DE502005010250D1 (de) * 2005-01-07 2010-10-21 Limo Patentverwaltung Gmbh Vorrichtung zur homogenisierung von licht
KR100842267B1 (ko) * 2006-12-01 2008-06-30 한국전자통신연구원 다중 인증 수단을 가지는 시스템의 통합 사용자 인증 서버,클라이언트 및 방법
JP2009284231A (ja) * 2008-05-22 2009-12-03 Panasonic Corp 鍵生成装置、鍵生成方法及び鍵生成プログラム、並びに、電子機器
US8555089B2 (en) * 2009-01-08 2013-10-08 Panasonic Corporation Program execution apparatus, control method, control program, and integrated circuit
US8893967B2 (en) * 2009-05-15 2014-11-25 Visa International Service Association Secure Communication of payment information to merchants using a verification token
RU2580086C2 (ru) * 2010-04-09 2016-04-10 Виза Интернэшнл Сервис Ассосиэйшн Система и способ надежной проверки достоверности транзакций
US8380177B2 (en) * 2010-04-09 2013-02-19 Paydiant, Inc. Mobile phone payment processing methods and systems
SG10201506319WA (en) * 2010-08-12 2015-09-29 Mastercard International Inc Multi-commerce channel wallet for authenticated transactions
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US8746553B2 (en) * 2010-09-27 2014-06-10 Mastercard International Incorporated Purchase Payment device updates using an authentication process
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WO2013158419A1 (en) * 2012-04-18 2013-10-24 Google Inc. Processing payment transactions without a secure element
US20130282589A1 (en) * 2012-04-20 2013-10-24 Conductiv Software, Inc. Multi-factor mobile transaction authentication
KR20130140948A (ko) * 2012-05-17 2013-12-26 삼성전자주식회사 저장 장치의 식별자에 기반한 컨텐츠의 암복호화 장치 및 방법
US8738454B2 (en) * 2012-07-23 2014-05-27 Wal-Mart Stores, Inc. Transferring digital receipt data to mobile devices
EP3033725A4 (en) * 2013-08-15 2017-05-03 Visa International Service Association Secure remote payment transaction processing using a secure element
JP6353537B2 (ja) * 2013-12-02 2018-07-04 マスターカード インターナショナル インコーポレーテッド セキュアエレメントを用いずにユーザおよび移動装置のセキュアな認証を実行するための方法およびシステム

Also Published As

Publication number Publication date
MX356939B (es) 2018-06-20
NZ721223A (en) 2018-02-23
EP3132406A4 (en) 2017-11-01
JP6224254B2 (ja) 2017-11-01
RU2018113732A3 (ja) 2019-03-04
WO2015160385A1 (en) 2015-10-22
IL246109B (en) 2020-03-31
AU2019250276A1 (en) 2019-11-07
EP3132406A1 (en) 2017-02-22
CN106104605B (zh) 2020-03-17
IL246109A0 (en) 2016-07-31
JP6703510B2 (ja) 2020-06-03
CN111523884A (zh) 2020-08-11
MX2016010086A (es) 2017-04-27
ZA201603938B (en) 2017-09-27
JP2020074566A (ja) 2020-05-14
JP2018050300A (ja) 2018-03-29
CN111523884B (zh) 2023-05-30
CN106104605A (zh) 2016-11-09
RU2682840C2 (ru) 2019-03-21
KR20180108907A (ko) 2018-10-04
AU2014391256A1 (en) 2016-07-07
KR102150722B1 (ko) 2020-09-02
JP2017513248A (ja) 2017-05-25
KR101903709B1 (ko) 2018-10-04
JP6889967B2 (ja) 2021-06-18
KR20160132105A (ko) 2016-11-16
SG10201801008SA (en) 2018-03-28
AU2019250276B2 (en) 2021-04-01
AU2017245412A1 (en) 2017-11-02
CA2933336A1 (en) 2015-10-22
AU2014391256B2 (en) 2017-07-13
RU2018113732A (ru) 2019-03-04
RU2653290C1 (ru) 2018-05-07
KR102151579B1 (ko) 2020-09-03
SG11201604876YA (en) 2016-07-28
KR20200018729A (ko) 2020-02-19
UA117951C2 (uk) 2018-10-25

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Effective date: 20160609