CA2905996C - Detection et analyse de fraude - Google Patents

Detection et analyse de fraude Download PDF

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Publication number
CA2905996C
CA2905996C CA2905996A CA2905996A CA2905996C CA 2905996 C CA2905996 C CA 2905996C CA 2905996 A CA2905996 A CA 2905996A CA 2905996 A CA2905996 A CA 2905996A CA 2905996 C CA2905996 C CA 2905996C
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event
user
risk
model
account
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CA2905996A
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CA2905996A1 (fr
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Craig PRIESS
Steve Schramm
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Guardian Analytics Inc
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Guardian Analytics Inc
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Computer And Data Communications (AREA)

Abstract

L'invention concerne des systèmes et des procédés qui comprennent une plateforme comprenant un processeur couplé à une base de données. Des moteurs de risque sont couplés à la plateforme et reçoivent des données d'événement et des données de risque à partir de sources de données. Les données d'événement comprennent des données de mesures prises dans un compte cible durant un accès électronique au compte, et les données de risque comprennent des données de mesures prises dans un compte différent du compte cible. Les moteurs de risque, à l'aide des données d'événement et des données de risque, génèrent de manière dynamique un modèle de compte qui correspond au compte cible, et utilisent le modèle de compte pour générer un score de risque. Le score de risque représente une probabilité relative qu'une mesure prise dans le compte cible soit une fraude. Une application de risque couplée à la plateforme comprend une interface utilisateur analytique qui affiche pour les mesures dans le compte cible le score de risque et/ou des données d'événement de n'importe quel événement dans le compte.
CA2905996A 2013-03-13 2014-03-13 Detection et analyse de fraude Active CA2905996C (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201361779472P 2013-03-13 2013-03-13
US61/779,472 2013-03-13
PCT/US2014/026264 WO2014160296A1 (fr) 2013-03-13 2014-03-13 Détection et analyse de fraude

Publications (2)

Publication Number Publication Date
CA2905996A1 CA2905996A1 (fr) 2014-10-02
CA2905996C true CA2905996C (fr) 2022-07-19

Family

ID=51625388

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2905996A Active CA2905996C (fr) 2013-03-13 2014-03-13 Detection et analyse de fraude

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EP (1) EP2973282A4 (fr)
CN (1) CN105556552A (fr)
CA (1) CA2905996C (fr)
WO (1) WO2014160296A1 (fr)

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Also Published As

Publication number Publication date
EP2973282A1 (fr) 2016-01-20
EP2973282A4 (fr) 2016-11-16
CN105556552A (zh) 2016-05-04
WO2014160296A1 (fr) 2014-10-02
CA2905996A1 (fr) 2014-10-02

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