CA2814115C - Portefeuille numerique - Google Patents
Portefeuille numerique Download PDFInfo
- Publication number
- CA2814115C CA2814115C CA2814115A CA2814115A CA2814115C CA 2814115 C CA2814115 C CA 2814115C CA 2814115 A CA2814115 A CA 2814115A CA 2814115 A CA2814115 A CA 2814115A CA 2814115 C CA2814115 C CA 2814115C
- Authority
- CA
- Canada
- Prior art keywords
- digital wallet
- merchant
- computing device
- payment
- computer
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
- 238000012790 confirmation Methods 0.000 claims abstract description 17
- 238000000034 method Methods 0.000 claims description 53
- 238000004590 computer program Methods 0.000 claims description 24
- 230000004044 response Effects 0.000 claims description 17
- 238000013475 authorization Methods 0.000 claims description 11
- 239000000047 product Substances 0.000 description 54
- 238000013500 data storage Methods 0.000 description 12
- 230000003287 optical effect Effects 0.000 description 9
- 238000004891 communication Methods 0.000 description 5
- 230000006870 function Effects 0.000 description 5
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- 238000012986 modification Methods 0.000 description 2
- 230000004048 modification Effects 0.000 description 2
- 230000002093 peripheral effect Effects 0.000 description 2
- VYZAMTAEIAYCRO-UHFFFAOYSA-N Chromium Chemical compound [Cr] VYZAMTAEIAYCRO-UHFFFAOYSA-N 0.000 description 1
- 230000004913 activation Effects 0.000 description 1
- 239000006227 byproduct Substances 0.000 description 1
- 230000001413 cellular effect Effects 0.000 description 1
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- 230000010354 integration Effects 0.000 description 1
- 239000000463 material Substances 0.000 description 1
- 230000036316 preload Effects 0.000 description 1
- 230000001737 promoting effect Effects 0.000 description 1
- 239000004065 semiconductor Substances 0.000 description 1
- 230000001360 synchronised effect Effects 0.000 description 1
- 230000026676 system process Effects 0.000 description 1
- 238000012546 transfer Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
L'invention a trait à un portefeuille numérique qui est conçu pour le commerce au moyen d'un dispositif électronique mobile (ou d'un dispositif électronique qui n'est pas mobile) et qui rend ce commerce rapide, pratique et sécurisé, ce portefeuille numérique mémorisant des informations associées à des transactions, telles que des confirmations d'achat et des reçus. Ledit portefeuille numérique peut mémoriser des informations destinées à être utilisées dans des transactions, y compris des informations associées à un ou plusieurs comptes d'opérations financières, des informations sur l'utilisateur et des informations d'expédition. Pour mener à bien un achat en ligne, ce portefeuille numérique peut interagir avec le site Web d'un vendeur afin d'obtenir des informations concernant ledit achat. Le portefeuille numérique comprend une interface utilisateur qui permet à l'utilisateur de vérifier et de confirmer les informations d'achat. Grâce à ladite interface utilisateur, l'utilisateur peut également faire un choix parmi plusieurs options de paiement, personnaliser les informations d'expédition ou donner des informations demandées par le vendeur. Le portefeuille numérique peut transmettre la confirmation de l'utilisateur au site Web du vendeur et recevoir un reçu correspondant à l'achat. Le portefeuille numérique peut mémoriser le reçu et le synchroniser avec un emplacement de mémoire distant.
Applications Claiming Priority (9)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US201061424611P | 2010-12-17 | 2010-12-17 | |
| US201061424610P | 2010-12-17 | 2010-12-17 | |
| US61/424,611 | 2010-12-17 | ||
| US61/424,610 | 2010-12-17 | ||
| US13/235,167 US20120158654A1 (en) | 2010-12-17 | 2011-09-16 | Receipt storage in a digital wallet |
| US13/235,167 | 2011-09-16 | ||
| US13/277,182 | 2011-10-19 | ||
| US13/277,182 US9691055B2 (en) | 2010-12-17 | 2011-10-19 | Digital wallet |
| PCT/US2011/065363 WO2012083113A2 (fr) | 2010-12-17 | 2011-12-16 | Portefeuille numérique |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CA2814115A1 CA2814115A1 (fr) | 2012-06-21 |
| CA2814115C true CA2814115C (fr) | 2017-01-17 |
Family
ID=46245380
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA2814115A Active CA2814115C (fr) | 2010-12-17 | 2011-12-16 | Portefeuille numerique |
Country Status (3)
| Country | Link |
|---|---|
| AU (1) | AU2011343638B2 (fr) |
| CA (1) | CA2814115C (fr) |
| WO (1) | WO2012083113A2 (fr) |
Families Citing this family (43)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR102389147B1 (ko) | 2007-09-24 | 2022-04-21 | 애플 인크. | 전자 장치 내의 내장형 인증 시스템들 |
| US8600120B2 (en) | 2008-01-03 | 2013-12-03 | Apple Inc. | Personal computing device control using face detection and recognition |
| US9691055B2 (en) | 2010-12-17 | 2017-06-27 | Google Inc. | Digital wallet |
| US8769624B2 (en) | 2011-09-29 | 2014-07-01 | Apple Inc. | Access control utilizing indirect authentication |
| US9002322B2 (en) | 2011-09-29 | 2015-04-07 | Apple Inc. | Authentication with secondary approver |
| US9898642B2 (en) | 2013-09-09 | 2018-02-20 | Apple Inc. | Device, method, and graphical user interface for manipulating user interfaces based on fingerprint sensor inputs |
| CN105849675B (zh) | 2013-10-30 | 2019-09-24 | 苹果公司 | 显示相关的用户界面对象 |
| CN115511484A (zh) * | 2014-05-29 | 2022-12-23 | 苹果公司 | 用于支付的用户接口 |
| US9483763B2 (en) | 2014-05-29 | 2016-11-01 | Apple Inc. | User interface for payments |
| US9967401B2 (en) | 2014-05-30 | 2018-05-08 | Apple Inc. | User interface for phone call routing among devices |
| US10339293B2 (en) | 2014-08-15 | 2019-07-02 | Apple Inc. | Authenticated device used to unlock another device |
| WO2016036603A1 (fr) | 2014-09-02 | 2016-03-10 | Apple Inc. | Interface de configuration de taille réduite |
| US10066959B2 (en) | 2014-09-02 | 2018-09-04 | Apple Inc. | User interactions for a mapping application |
| US20160224973A1 (en) | 2015-02-01 | 2016-08-04 | Apple Inc. | User interface for payments |
| US9574896B2 (en) | 2015-02-13 | 2017-02-21 | Apple Inc. | Navigation user interface |
| US10254911B2 (en) | 2015-03-08 | 2019-04-09 | Apple Inc. | Device configuration user interface |
| US9940637B2 (en) | 2015-06-05 | 2018-04-10 | Apple Inc. | User interface for loyalty accounts and private label accounts |
| US20160358133A1 (en) | 2015-06-05 | 2016-12-08 | Apple Inc. | User interface for loyalty accounts and private label accounts for a wearable device |
| US11868989B1 (en) | 2015-12-30 | 2024-01-09 | Wells Fargo Bank, N.A. | Mobile wallets and companion smart cards |
| US10546289B1 (en) | 2015-12-30 | 2020-01-28 | Wells Fargo Bank, N.A. | Mobile wallets with automatic element selection |
| US10853783B1 (en) | 2015-12-30 | 2020-12-01 | Wells Fargo Bank, N.A. | Processing online transactions with an intermediary system |
| US10902405B1 (en) | 2016-05-11 | 2021-01-26 | Wells Fargo Bank, N.A. | Transient mobile wallets |
| DK179186B1 (en) | 2016-05-19 | 2018-01-15 | Apple Inc | REMOTE AUTHORIZATION TO CONTINUE WITH AN ACTION |
| CN109313759B (zh) | 2016-06-11 | 2022-04-26 | 苹果公司 | 用于交易的用户界面 |
| US10621581B2 (en) | 2016-06-11 | 2020-04-14 | Apple Inc. | User interface for transactions |
| DK201670622A1 (en) | 2016-06-12 | 2018-02-12 | Apple Inc | User interfaces for transactions |
| US20180068313A1 (en) | 2016-09-06 | 2018-03-08 | Apple Inc. | User interfaces for stored-value accounts |
| US10860199B2 (en) | 2016-09-23 | 2020-12-08 | Apple Inc. | Dynamically adjusting touch hysteresis based on contextual data |
| US10496808B2 (en) | 2016-10-25 | 2019-12-03 | Apple Inc. | User interface for managing access to credentials for use in an operation |
| US11741451B2 (en) | 2017-03-23 | 2023-08-29 | Mastercard International Incorporated | Systems and methods for dynamically generating customized records |
| KR102185854B1 (ko) | 2017-09-09 | 2020-12-02 | 애플 인크. | 생체측정 인증의 구현 |
| KR102389678B1 (ko) | 2017-09-09 | 2022-04-21 | 애플 인크. | 생체측정 인증의 구현 |
| US11170085B2 (en) | 2018-06-03 | 2021-11-09 | Apple Inc. | Implementation of biometric authentication |
| US11100349B2 (en) | 2018-09-28 | 2021-08-24 | Apple Inc. | Audio assisted enrollment |
| US10860096B2 (en) | 2018-09-28 | 2020-12-08 | Apple Inc. | Device control using gaze information |
| US11328352B2 (en) | 2019-03-24 | 2022-05-10 | Apple Inc. | User interfaces for managing an account |
| US11227354B2 (en) | 2019-05-20 | 2022-01-18 | The Toronto-Dominion Bank | Integration of workflow with digital ID |
| US11481094B2 (en) | 2019-06-01 | 2022-10-25 | Apple Inc. | User interfaces for location-related communications |
| US11477609B2 (en) | 2019-06-01 | 2022-10-18 | Apple Inc. | User interfaces for location-related communications |
| US11169830B2 (en) | 2019-09-29 | 2021-11-09 | Apple Inc. | Account management user interfaces |
| AU2020356269B2 (en) | 2019-09-29 | 2023-04-06 | Apple Inc. | Account management user interfaces |
| DK202070633A1 (en) | 2020-04-10 | 2021-11-12 | Apple Inc | User interfaces for enabling an activity |
| US11816194B2 (en) | 2020-06-21 | 2023-11-14 | Apple Inc. | User interfaces for managing secure operations |
Family Cites Families (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20050088517A (ko) * | 2004-03-02 | 2005-09-07 | 신재득 | 무선인터넷 단말기를 이용한 신용카드 결제 방법 및 단말기상에서 실행 가능한 프로그램 |
| US9167000B2 (en) * | 2006-02-14 | 2015-10-20 | Ca, Inc. | Dynamic threat event management system and method |
| US8489067B2 (en) * | 2006-07-06 | 2013-07-16 | Qualcomm Incorporated | Methods and systems for distribution of a mobile wallet for a mobile device |
| EP1980984A3 (fr) * | 2006-07-06 | 2011-03-02 | Firethorn Holdings, LLC | Procédés et systèmes pour effectuer un paiement via un chèque dans un environnement mobile |
| US20100125495A1 (en) * | 2008-11-17 | 2010-05-20 | Smith Steven M | System and method of providing a mobile wallet at a mobile telephone |
| US20100217682A1 (en) * | 2009-02-26 | 2010-08-26 | Research In Motion Limited | System and method for capturing user inputs in electronic forms |
| WO2010110625A2 (fr) * | 2009-03-26 | 2010-09-30 | Park Jung Chual | Procédé de service de portefeuille électronique et système basé sur une application d'écran de veille |
-
2011
- 2011-12-16 AU AU2011343638A patent/AU2011343638B2/en active Active
- 2011-12-16 CA CA2814115A patent/CA2814115C/fr active Active
- 2011-12-16 WO PCT/US2011/065363 patent/WO2012083113A2/fr active Application Filing
Also Published As
| Publication number | Publication date |
|---|---|
| CA2814115A1 (fr) | 2012-06-21 |
| WO2012083113A3 (fr) | 2013-01-10 |
| AU2011343638A1 (en) | 2013-05-02 |
| AU2011343638B2 (en) | 2015-03-19 |
| WO2012083113A2 (fr) | 2012-06-21 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| EEER | Examination request |
Effective date: 20160617 |