CA2811151A1 - Transit delay insurance - Google Patents
Transit delay insurance Download PDFInfo
- Publication number
- CA2811151A1 CA2811151A1 CA2811151A CA2811151A CA2811151A1 CA 2811151 A1 CA2811151 A1 CA 2811151A1 CA 2811151 A CA2811151 A CA 2811151A CA 2811151 A CA2811151 A CA 2811151A CA 2811151 A1 CA2811151 A1 CA 2811151A1
- Authority
- CA
- Canada
- Prior art keywords
- transit
- departure
- arrival
- delay
- transit delay
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention provides an insurance product known as transit delay insurance. Transit delay insurance mitigates the risk of a transit delay. More specifically, the purchase of transit delay insurance provides mitigation for the costs associated with transit delay, namely missed appointments, missed transit connections, delayed delivery of goods and/or services, lost work time, and the general anxiety and frustration which can be caused by a transit delay.
Description
FIELD OF THE INVENTION
The present invention generally relates to the field of insurance. More specifically, the present invention discloses a novel transit delay insurance which guarantees an individual (or individuals) a predetermined claim amount for a specified delay in departure and/or arrival of a specific transit event.
BACKGROUND OF THE INVENTION
One of the distinguishing characteristics of human beings from other species is an acute perception of time and scheduling. Human beings are aware of and often count the costs which result from transit delays in departures and/or arrivals causing missed appointments, missed transit connections, delayed delivery of goods and/or services, lost work time, and general anxiety and frustration. Nevertheless, prior to this invention, people have had no simple and straight-forward means of mitigating the risk of transit delay.
Because there currently exists no simple and straight-forward means of mitigating the risk of transit delay, there is a clear need for a system and method to more effectively manage the risk.
The present invention, namely transit delay insurance, provides a novel approach to allow individuals to mitigate transit delay risk by allowing them to be directly indemnified for such transit delays. The individual can assess the cost and risk of a transit delay with the opportunity to mitigate the risk by paying a premium for a clear level of indemnity, should the transit delay occur.
SUMMARY OF THE INVENTION
The present invention comprises an indemnity schedule for transit delays of varying durations of time and a fixed premium.
In light of the foregoing, it is an object of the present invention to mitigate transit delay risk.
Further, it is an object of the present invention to provide a system and method to allow individuals to offset the costs associated with delays in departures and/or arrivals including but not limited to such costs as missed appointments, missed transit connections, delayed delivery of goods and/or services, and lost work time.
Yet another object of the present invention is to provide a system and method which allows individuals to mitigate the emotions of anxiety and frustration which can be caused by delays or Patent Application: Transit Delay Insurance ¨ Charles Grant anticipation of delays in departures and arrivals.
BRIEF DESCRIPTION OF THE DRAWINGS
A further understanding of the present invention can be obtained by reference to a preferred embodiment set forth in the illustrations of the accompanying drawings.
Although the illustrated embodiment is merely exemplary of systems for carrying out the present invention, both the organization and method of operation of the invention, in general, together with further objectives and advantages thereof, may be more easily understood by reference to the drawings and the following description. The drawings are not intended to limit the scope of this invention, which is set forth with particularity in the claims as appended or as subsequently amended, but merely to clarify and exemplify the invention.
FIGURE 1 is a sample contract of a transit delay insurance product in accordance with the preferred embodiment of the present invention.
FIGURE 2 is a depiction of the sequence of steps of the method for mitigating transit delay risk in accordance with the preferred embodiment of the present invention.
FIGURE 3 is a screenshot of the application page of a web-based interface for applying for an insurance contract in accordance with the preferred embodiment of the present invention.
FIGURE 4 is a screenshot of the settlement page of a web-based interface for settling claims in accordance with the preferred embodiment of the present invention.
FIGURE 5 is a screenshot of the bordereaux of a web-based interface depicting a bordereaux listing the policy terms and settlement by policy.
DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT
A detailed illustrative embodiment of the present invention is disclosed herein. However, techniques, systems and operating structures in accordance with the present invention may be embodied in a wide variety of forms and modes, some of which may be quite different from those in the disclosed embodiment. Consequently, the specific functional details disclosed herein are merely representative, yet in that regard, they are deemed to afford the best embodiment for purposes of disclosure and to provide a basis for the claims herein which define the scope of the present invention.
Patent Application: Transit Delay Insurance ¨ Charles Grant Moreover, well known methods and procedures for both carrying out the objectives of the present invention and illustrating the preferred embodiment are incorporated herein but have not been described in detail as not to unnecessarily obscure novel aspects of the present invention.
None of the terms used herein, including transit delay, agreed value, indemnity schedule, and the like are meant to limit the application of the invention. The terms are not intended to limit the scope of the invention. Similarly, the use of the term insured is not meant to limit the scope of the invention to one type of entity, as any entity or individual can utilize the present invention.
The following presents a detailed description of a preferred embodiment of the present invention.
The present invention generally relates to the field of insurance. More specifically, the present invention discloses a novel transit delay insurance which guarantees an individual (or individuals) a predetermined claim amount for a specified delay in departure and/or arrival of a specific transit event.
Transit delay insurance provides mitigation of the risk of a transit delay.
More specifically, the purchase of transit delay insurance provides mitigation for the costs associated with transit delay, namely missed appointments, missed transit connections, delayed delivery of goods and/or services, lost work time, and the general anxiety and frustration which can be caused by a transit delay. Indemnity is determined by agreed values for varying durations of delays of departures and/or arrivals, listed in the indemnity schedule. Transit delays are verified by third party data sources. The payments of premiums and settlements of claims are all transacted electronically through computers and/or mobile devices.
Referring to FIGURE 1, shown is sample transit delay insurance contract. It includes the usual sections of an insurance contract including Introduction, Insuring Clause, Calculation of Loss, Definitions, Exclusions, Conditions Precedent, Subrogation, and Cancellation.
The terms and conditions of the transit delay insurance are spelled out in the wordings.
Referring to FIGURE 2, shown is the sequence of steps of the method for mitigating transit delay risk in accordance with the preferred embodiment of the present invention. A
specific flight is shown as the example transit event, however, it as one example only, and the transit event could also be for other flights or for transit by rail, road, or sea.
Four parties are involved in the process of mitigating transit delay risk, namely the transit provider, who provides data regarding scheduled departures and arrivals and actual departures and arrivals of transit events; the insured, who books the policy, pays the premium, and receives the settlement should a settlement be called for in the case of a transit delay; the third party payment system provider, who processes the transactions of payment of premiums and settlement of claims; and the insurer, who receives the payment of premiums, pays the settlement of claims should they be called for in the case of a transit delay, and maintains a bordereaux listing premiums received and claims paid.
Patent Application: Transit Delay Insurance ¨ Charles Grant Referring to FIGURE 3, shown is a screenshot of the application page of a web-based interface for applying for an insurance contract in accordance with the preferred embodiment of the present invention. A specific flight is shown as an example transit event, however, it is shown for illustrative purposes as one example only, and the transit event could also be for other flights or for transit by rail, road, or sea. Information regarding the flight identification, scheduled departure and arrival times, premium, and indemnity schedule are listed. An electronic button is provided for insureds to book a transit insurance policy should they desire to mitigate a risk of delay for the specified transit event.
Referring to FIGURE 4, shown is a screenshot of the settlement page of a web-based interface for settling claims in accordance with the preferred embodiment of the present invention. A
specific flight is shown as an example transit event, however, it is shown for illustrative purposes as one example only, and the transit event could also be for other flights or for transit by rail, road, or sea. The screenshot contains all of the information shown in FIGURE
3, and in addition shows settlement information including Actual Arrival Time, Minutes Late on Arrival, Claim, and Settlement Date.
Referring to FIGURE 5, shown is a screenshot of the bordereaux of a web-based interface depicting a bordereaux listing the policy terms and settlement by policy. A
specific flight is shown as an example transit event, however, it is shown for illustrative purposes as one example only, and the transit event could also be for other flights or for transit by rail, road, or sea. The screenshot lists the information about the transit event including flight identification, scheduled departure and arrival times, premium, indemnity schedule, actual time of arrival, minutes late on arrival, claim, and settlement.
Patent Application: Transit Delay Insurance ¨ Charles Grant
The present invention generally relates to the field of insurance. More specifically, the present invention discloses a novel transit delay insurance which guarantees an individual (or individuals) a predetermined claim amount for a specified delay in departure and/or arrival of a specific transit event.
BACKGROUND OF THE INVENTION
One of the distinguishing characteristics of human beings from other species is an acute perception of time and scheduling. Human beings are aware of and often count the costs which result from transit delays in departures and/or arrivals causing missed appointments, missed transit connections, delayed delivery of goods and/or services, lost work time, and general anxiety and frustration. Nevertheless, prior to this invention, people have had no simple and straight-forward means of mitigating the risk of transit delay.
Because there currently exists no simple and straight-forward means of mitigating the risk of transit delay, there is a clear need for a system and method to more effectively manage the risk.
The present invention, namely transit delay insurance, provides a novel approach to allow individuals to mitigate transit delay risk by allowing them to be directly indemnified for such transit delays. The individual can assess the cost and risk of a transit delay with the opportunity to mitigate the risk by paying a premium for a clear level of indemnity, should the transit delay occur.
SUMMARY OF THE INVENTION
The present invention comprises an indemnity schedule for transit delays of varying durations of time and a fixed premium.
In light of the foregoing, it is an object of the present invention to mitigate transit delay risk.
Further, it is an object of the present invention to provide a system and method to allow individuals to offset the costs associated with delays in departures and/or arrivals including but not limited to such costs as missed appointments, missed transit connections, delayed delivery of goods and/or services, and lost work time.
Yet another object of the present invention is to provide a system and method which allows individuals to mitigate the emotions of anxiety and frustration which can be caused by delays or Patent Application: Transit Delay Insurance ¨ Charles Grant anticipation of delays in departures and arrivals.
BRIEF DESCRIPTION OF THE DRAWINGS
A further understanding of the present invention can be obtained by reference to a preferred embodiment set forth in the illustrations of the accompanying drawings.
Although the illustrated embodiment is merely exemplary of systems for carrying out the present invention, both the organization and method of operation of the invention, in general, together with further objectives and advantages thereof, may be more easily understood by reference to the drawings and the following description. The drawings are not intended to limit the scope of this invention, which is set forth with particularity in the claims as appended or as subsequently amended, but merely to clarify and exemplify the invention.
FIGURE 1 is a sample contract of a transit delay insurance product in accordance with the preferred embodiment of the present invention.
FIGURE 2 is a depiction of the sequence of steps of the method for mitigating transit delay risk in accordance with the preferred embodiment of the present invention.
FIGURE 3 is a screenshot of the application page of a web-based interface for applying for an insurance contract in accordance with the preferred embodiment of the present invention.
FIGURE 4 is a screenshot of the settlement page of a web-based interface for settling claims in accordance with the preferred embodiment of the present invention.
FIGURE 5 is a screenshot of the bordereaux of a web-based interface depicting a bordereaux listing the policy terms and settlement by policy.
DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT
A detailed illustrative embodiment of the present invention is disclosed herein. However, techniques, systems and operating structures in accordance with the present invention may be embodied in a wide variety of forms and modes, some of which may be quite different from those in the disclosed embodiment. Consequently, the specific functional details disclosed herein are merely representative, yet in that regard, they are deemed to afford the best embodiment for purposes of disclosure and to provide a basis for the claims herein which define the scope of the present invention.
Patent Application: Transit Delay Insurance ¨ Charles Grant Moreover, well known methods and procedures for both carrying out the objectives of the present invention and illustrating the preferred embodiment are incorporated herein but have not been described in detail as not to unnecessarily obscure novel aspects of the present invention.
None of the terms used herein, including transit delay, agreed value, indemnity schedule, and the like are meant to limit the application of the invention. The terms are not intended to limit the scope of the invention. Similarly, the use of the term insured is not meant to limit the scope of the invention to one type of entity, as any entity or individual can utilize the present invention.
The following presents a detailed description of a preferred embodiment of the present invention.
The present invention generally relates to the field of insurance. More specifically, the present invention discloses a novel transit delay insurance which guarantees an individual (or individuals) a predetermined claim amount for a specified delay in departure and/or arrival of a specific transit event.
Transit delay insurance provides mitigation of the risk of a transit delay.
More specifically, the purchase of transit delay insurance provides mitigation for the costs associated with transit delay, namely missed appointments, missed transit connections, delayed delivery of goods and/or services, lost work time, and the general anxiety and frustration which can be caused by a transit delay. Indemnity is determined by agreed values for varying durations of delays of departures and/or arrivals, listed in the indemnity schedule. Transit delays are verified by third party data sources. The payments of premiums and settlements of claims are all transacted electronically through computers and/or mobile devices.
Referring to FIGURE 1, shown is sample transit delay insurance contract. It includes the usual sections of an insurance contract including Introduction, Insuring Clause, Calculation of Loss, Definitions, Exclusions, Conditions Precedent, Subrogation, and Cancellation.
The terms and conditions of the transit delay insurance are spelled out in the wordings.
Referring to FIGURE 2, shown is the sequence of steps of the method for mitigating transit delay risk in accordance with the preferred embodiment of the present invention. A
specific flight is shown as the example transit event, however, it as one example only, and the transit event could also be for other flights or for transit by rail, road, or sea.
Four parties are involved in the process of mitigating transit delay risk, namely the transit provider, who provides data regarding scheduled departures and arrivals and actual departures and arrivals of transit events; the insured, who books the policy, pays the premium, and receives the settlement should a settlement be called for in the case of a transit delay; the third party payment system provider, who processes the transactions of payment of premiums and settlement of claims; and the insurer, who receives the payment of premiums, pays the settlement of claims should they be called for in the case of a transit delay, and maintains a bordereaux listing premiums received and claims paid.
Patent Application: Transit Delay Insurance ¨ Charles Grant Referring to FIGURE 3, shown is a screenshot of the application page of a web-based interface for applying for an insurance contract in accordance with the preferred embodiment of the present invention. A specific flight is shown as an example transit event, however, it is shown for illustrative purposes as one example only, and the transit event could also be for other flights or for transit by rail, road, or sea. Information regarding the flight identification, scheduled departure and arrival times, premium, and indemnity schedule are listed. An electronic button is provided for insureds to book a transit insurance policy should they desire to mitigate a risk of delay for the specified transit event.
Referring to FIGURE 4, shown is a screenshot of the settlement page of a web-based interface for settling claims in accordance with the preferred embodiment of the present invention. A
specific flight is shown as an example transit event, however, it is shown for illustrative purposes as one example only, and the transit event could also be for other flights or for transit by rail, road, or sea. The screenshot contains all of the information shown in FIGURE
3, and in addition shows settlement information including Actual Arrival Time, Minutes Late on Arrival, Claim, and Settlement Date.
Referring to FIGURE 5, shown is a screenshot of the bordereaux of a web-based interface depicting a bordereaux listing the policy terms and settlement by policy. A
specific flight is shown as an example transit event, however, it is shown for illustrative purposes as one example only, and the transit event could also be for other flights or for transit by rail, road, or sea. The screenshot lists the information about the transit event including flight identification, scheduled departure and arrival times, premium, indemnity schedule, actual time of arrival, minutes late on arrival, claim, and settlement.
Patent Application: Transit Delay Insurance ¨ Charles Grant
Claims (9)
1. A system for generating a transit delay insurance contract comprising: at least one user computer or mobile device associated with a user of the system; a server computer in communication with said user computer or mobile device, said server computer being configured to: store in a database data related to at least one transit delay insurance contract, the data comprising data relating to an individual transit event, including a premium amount; a scheduled date and time for departure and arrival for the transit event; amount of claim should the transit departure and/or arrival be delayed by a certain number of minutes or more;
access said data;
transmit said accessed data to a user interface, said interface configured to allow a user to construct said transit delay insurance contract by selecting the transit event; scheduled date and time of departure and arrival for the transit event; time duration of transit delay on departure and/or arrival to trigger a transit delay claim; receive from the user interface confirmation of the transit event and the premium amount and the amount of the claim should the transit departure and/or arrival be delayed by certain numbers of minutes or more beyond the scheduled transit event departure and/or arrival date and time; calculate, based on the scheduled transit event, the premium amount and claim amounts should the transit departure and/or arrival be delayed by a certain number of minutes or more; and transmit data indicative of the calculated premium amount and claim amount should the transit departure and/or arrival be delayed by a certain number of minutes or more to the interface for display to the user of the computer or mobile device.
access said data;
transmit said accessed data to a user interface, said interface configured to allow a user to construct said transit delay insurance contract by selecting the transit event; scheduled date and time of departure and arrival for the transit event; time duration of transit delay on departure and/or arrival to trigger a transit delay claim; receive from the user interface confirmation of the transit event and the premium amount and the amount of the claim should the transit departure and/or arrival be delayed by certain numbers of minutes or more beyond the scheduled transit event departure and/or arrival date and time; calculate, based on the scheduled transit event, the premium amount and claim amounts should the transit departure and/or arrival be delayed by a certain number of minutes or more; and transmit data indicative of the calculated premium amount and claim amount should the transit departure and/or arrival be delayed by a certain number of minutes or more to the interface for display to the user of the computer or mobile device.
2. A computer system with actuarial and underwriting algorithms for calculating premiums and limits on transit delay policies to be quoted and displayed for offer on computers or mobile devices; the system integrates with the computer system for administering transit delay insurance contracts.
3. A computer system for administering a transit delay insurance contract, comprising: an administrative system comprising a processor and a memory device in communication with the processor configured to access data relating to a transit event, including:
the scheduled date and time of departure and arrival of transit event; the actual date and time of departure of the transit event; the calculated differences between the scheduled date and time of departure and/or arrival and the actual date and time of departure and/or arrival; the claim, if any, associated with the calculated differences between the scheduled date and time of departure and/or arrival and the actual date of time of departure and/or arrival.
the scheduled date and time of departure and arrival of transit event; the actual date and time of departure of the transit event; the calculated differences between the scheduled date and time of departure and/or arrival and the actual date and time of departure and/or arrival; the claim, if any, associated with the calculated differences between the scheduled date and time of departure and/or arrival and the actual date of time of departure and/or arrival.
4. A computer system for interacting with electronic third-party payment systems comprising: an electronic system of receiving premium payments from insureds through computers or mobile devices for transit delay policies issued; an electronic system for paying claims to insureds through computers or mobile devices for transit delay policies which merit the payment of such claims.
5. A computer system for producing a bordereaux for transit delay insurance contracts written and transit delay claims paid, comprising: a system comprising a processor and a memory device in communication with the processor configured to access data relating to transit events, including: the premium received for each transit delay policy issued; the claim, if any, paid for each transit delay policy issued; a calculation of the cumulative difference between the premiums received for issued transit delay policies over a specific period of time (week, month, quarter) and the cumulative claims paid on those transit delay policies issued; a calculation of the cumulative loss ratio of the transit delay insurance contracts written.
6. Claims 1, 2, 3, 4, and 5 where transit delay refers to a delay in flight departure and/or arrival.
7. Claims 1, 2, 3, 4, and 5 where transit delay refers to a delay in rail departure and/or arrival.
8. Claims 1, 2, 3, 4, and 5 where transit delay refers to a delay in sea departure and/or arrival.
9. Claims 1, 2, 3, 4, and 5 where transit delay refers to a delay in roadway departure and/or arrival.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CA2811151A CA2811151A1 (en) | 2013-03-22 | 2013-03-22 | Transit delay insurance |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CA2811151A CA2811151A1 (en) | 2013-03-22 | 2013-03-22 | Transit delay insurance |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CA2811151A1 true CA2811151A1 (en) | 2014-09-22 |
Family
ID=51610627
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA2811151A Abandoned CA2811151A1 (en) | 2013-03-22 | 2013-03-22 | Transit delay insurance |
Country Status (1)
| Country | Link |
|---|---|
| CA (1) | CA2811151A1 (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108009929A (en) * | 2017-12-13 | 2018-05-08 | 北京无线天利移动信息技术股份有限公司 | A kind of flight delay insurance protection amount control method and system |
| CN108154444A (en) * | 2018-01-17 | 2018-06-12 | 众安信息技术服务有限公司 | For delivering the method, apparatus and computer-readable medium of shift classification |
| CN111612432A (en) * | 2020-05-27 | 2020-09-01 | 中航信移动科技有限公司 | Flight delay automatic claim settlement system and method |
-
2013
- 2013-03-22 CA CA2811151A patent/CA2811151A1/en not_active Abandoned
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108009929A (en) * | 2017-12-13 | 2018-05-08 | 北京无线天利移动信息技术股份有限公司 | A kind of flight delay insurance protection amount control method and system |
| CN108154444A (en) * | 2018-01-17 | 2018-06-12 | 众安信息技术服务有限公司 | For delivering the method, apparatus and computer-readable medium of shift classification |
| CN108154444B (en) * | 2018-01-17 | 2022-09-27 | 众安信息技术服务有限公司 | Method, apparatus and computer readable medium for carrier shift classification |
| CN111612432A (en) * | 2020-05-27 | 2020-09-01 | 中航信移动科技有限公司 | Flight delay automatic claim settlement system and method |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| Somanathan et al. | Moving toward universal coverage of social health insurance in Vietnam: assessment and options | |
| US8655776B2 (en) | Benefits contract providing a bundle of benefits | |
| US20080052133A1 (en) | Methods and systems for providing longevity insurance with or without an asset based premium | |
| US20080133280A1 (en) | Asset pool withdrawal guarantee | |
| US20050071205A1 (en) | Mortality linked bond obligation | |
| US20140279610A1 (en) | Automated method and system for establishing and assuring service contract act compliance with health & welfare fringe benefits | |
| US20190244305A1 (en) | Systems and methods for automated matching and conversion of term life insurance policies | |
| US20150154710A1 (en) | System and method for calculating a premium for a life insurance option | |
| US8595035B1 (en) | Apparatus and method for creating a retirement medical program through a profit sharing plan and a pension plan retiree health account | |
| CA2811151A1 (en) | Transit delay insurance | |
| Young | Three ways to make health insurance auto-enrollment work | |
| US20240185357A1 (en) | Methods and systems for administering life insurance products with death benefits automatically adjusted without underwriting based on independent data correlated with an insured individuals need for life insurance benefits | |
| US20230005069A1 (en) | Methods and systems for administering life insurance products with death benefits automatically adjusted without underwriting based on independent data correlated with an insured individuals need for life insurance benefits | |
| Williams | The Persistence of Opportunistic Business Models in Health Care and a Stronger Role for Insurance Regulators in Containing Health Care Costs | |
| Milevsky et al. | Can life insurance be used to hedge payout annuities? Part 1: modeling longevity risk | |
| REGION | Financing of Universal Health Coverage and Family Planning A Multi-Regional Landscape Study and Analysis of Select West African Countries | |
| US20140222449A1 (en) | Guaranteed cost healthcare products, systems, and methods | |
| Wilkerson | Cures Bill’s Antibiotics Measure Costs More Than Expected | |
| McLeese | Be vigilant with due diligence: The ACA and M&A | |
| Dix | Unpacking PPACA: Understanding the Patient Protection Affordable Care Act | |
| Weltmer | Case study: Personal financial plan | |
| Michael | Actuarial Technique of Modelling the Out of Pocket with Deductible and Stop Loss in Health Care Insurance | |
| BOARD | Members of the Board | |
| Allen | A Way Forward: Establishing Financially Self-Sustaining Health-Insurance Exchanges Under the Patient Protection and Affordable Care Act | |
| Cirruzzo | CMS Clarifies Some Concerns About Overlap In New Primary Care Models |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| FZDE | Dead |
Effective date: 20160323 |