CA2793823A1 - Check accepting and cash dispensing automated banking machine system and method - Google Patents

Check accepting and cash dispensing automated banking machine system and method Download PDF

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Publication number
CA2793823A1
CA2793823A1 CA2793823A CA2793823A CA2793823A1 CA 2793823 A1 CA2793823 A1 CA 2793823A1 CA 2793823 A CA2793823 A CA 2793823A CA 2793823 A CA2793823 A CA 2793823A CA 2793823 A1 CA2793823 A1 CA 2793823A1
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Canada
Prior art keywords
sheet
ink
machine
roll
moving
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Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA2793823A
Other languages
French (fr)
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CA2793823C (en
Inventor
Thomas A. Vankirk
Jon E. Washington
Brian Jones
William D. Beskitt
Harry Thomas Graef
Damon J. Blackford
Dale H. Blackson
Edward L. Laskowski
Songtao Ma
Tim Crews
Kenneth Turocy
Douglas T. Dominick
Jasen J. Smolk
Brian E. Lucas
Bradley Lightner
David A. Peters
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Diebold Nixdorf Inc
Original Assignee
Diebold Inc
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Application filed by Diebold Inc filed Critical Diebold Inc
Priority claimed from CA2599905A external-priority patent/CA2599905C/en
Publication of CA2793823A1 publication Critical patent/CA2793823A1/en
Application granted granted Critical
Publication of CA2793823C publication Critical patent/CA2793823C/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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Abstract

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

Claims (182)

1. A method comprising:
(a) receiving a first document in a cash dispensing ATM;
(b) sensing indicia on the first document with at least one sensing device of the ATM;
(c) analyzing data corresponding to the indicia sensed on the first document through operation of the ATM;
(d) subsequent to (b) moving the first document in a transport of the ATM
including a pair of disposed document supporting rails;
(e) moving the first document into a first storage location in the ATM, including engaging the first document with a plunger member moving in a first transverse direction between the rails.
2. The method according to claim 1 and further comprising:
(f) receiving a second document in the ATM;
(g) sensing indicia on the second document with at least one sensing device of the ATM;
(h) analyzing data corresponding to the indicia sensed on the second document through operation of the ATM;
(i) subsequent to (g) moving the second document in the transport;
(j) moving the first document into a second storage location in the ATM
including engaging the second document with a plunger member moving in a second transverse direction between the rails, wherein the second transverse direction is opposed of the first transverse direction.
3. The method according to claim 1 wherein (e) includes moving the first document in a first transverse direction in the first storage location against an opposing biasing force applied through a first backing plate, beyond a pair of disposed first supporting wall surfaces;

and further comprising:
(f) holding the first document in intermediate relation of the first backing plate and the first supporting wall surfaces.
4. The method according to claim 3 and subsequent to (e) and prior to (f), moving the plunger member in a second transverse direction opposed of the first direction.
5. The method according to claim 1 and further comprising:
(f) prior to (e) moving the plunger member in a second transverse direction opposed of the first transverse direction such that the plunger member is disposed on an opposed side of the transport from the first storage location.
6. The method according to claim 5 wherein (c) includes determining that the first document should be stored in the first storage location, and wherein the plunger member is moved in (f) responsive to the determination in (c).
7. The method according to claim 2 wherein (j) includes moving the second document in the second transverse direction in the second storage location against an opposing biasing force applied through a second backing plate, beyond a pair of disposed second supporting wall surfaces;
and further comprising:
(k) holding the second document in intermediate relation of the second backing plate and the second supporting wall surfaces.
8. The method according to claim 7 wherein in (f) the first document is held in a first stack in intermediate relation of the first backing plate and the first supporting wall surfaces;
and wherein in (k) the second document is held in a second stack in intermediate relation of the second backing plate and second supporting wall surfaces.
9. The method according to claim 8 wherein in (a) the first document comprises a first check and wherein in (f) the second document comprises a second check.
10. The method according to claim 8 wherein in (a) the first document comprises a check, and wherein in (f) the second document comprises a currency bill.
11. The method according to claim 8 wherein in (a) the first document comprises a check, and further comprising:
(l) prior to (b) moving the check in a first longitudinal direction in engagement with a first transport;
(m) prior to (b) and subsequent to (l) moving the check in a direction transverse of the direction the check is moved in (l) in engagement with at least two independently moving transports.
12. The method according to claim 11 wherein (m) further comprises moving the check to align an edge of the check with the first direction.
13. The method according to claim 12 wherein (m) further includes sensing the check with a plurality of non-contact sensors disposed along the first direction.
14. The method according to claim 13 wherein (b) includes sensing magnetic indicia on the check.
15. The method according to claim 14 wherein (b) includes sensing optical indicia on at least one side of the check.
16. The method according to claim 15 and prior to (e), printing indicia on the check through operation of at least one printer in the ATM.
17. The method according to claim 16 and further comprising:

(n) opening a lock controlling movement of at least one door covering the first storage location;
(o) subsequent to (n) moving the at least one door;
(p) subsequent to (o) removing the check with the first stack from between the first backing plate and the first supporting wall surfaces.
18. The method according to claim 17 and further comprising:
prior to (n) dispensing cash from the ATM responsive to the analysis in (c).
19. The method according to claim 8 and further comprising:
(l) opening a lock controlling movement of at least one door covering the first storage location;
(m) subsequent to (l) moving the first door to an open condition;
(n) subsequent to (m) removing the first stack from between the first backing plate and first supporting wall surfaces.
20. The method according to claim 1 and further comprising:
dispensing cash from the ATM through operation of a cash dispenser.
21. Apparatus comprising:
an ink bearing roll adapted to print indicia on checks moving in an automated banking machine;
a first shaft portion in operative connection with the roll and extending in a first axial direction therefrom, wherein the first shaft portion has in supporting connection therewith adjacent a first end disposed from the roll in the first direction, a first axially extending projection adapted to be accepted in a first recess in a biasing tab, wherein the biasing tab is in supporting connection with the banking machine;
a second shaft portion in operative connection with the roll and extending in a second axial direction therefrom opposed of the first direction, wherein the second shaft portion has in supporting connection therewith adjacent a second end disposed from the roll in the second direction, a second axially extending projection adapted to be accepted in a second recess of a coupling adapted to impart rotational motion to the roll.
22. The apparatus according to claim 21 wherein the roll is eccentric in cross section.
23. The apparatus according to claim 22 wherein the roll in cross section includes a flattened area, whereby when the flattened area is positioned adjacent a check no ink is transferred from the roll to the check.
24. The apparatus according to claim 23 wherein the roll in cross section includes a printing area angularly disposed on the surface of the roll from the flattened area, and wherein an outer surface of the roll in the printing area extends further radially outward relative to the roll than the flattened area.
25. The apparatus according to claim 24 wherein the outer surface of the roll comprises a plastic coating, and wherein the plastic coating includes at least one opening therein in the printing area, wherein the at least one opening is adapted to pass ink therethrough from the roll to checks.
26. The apparatus according to claim 25 and further comprising a housing, wherein the housing includes an open side, and wherein the roll is enabled to rotate in the housing.
27. The apparatus according to claim 26 wherein the housing includes a plurality of ears in supporting connection therewith, and wherein at least one ear extends outside the housing and adjacent the open side.
28. The apparatus according to claim 27 wherein the housing includes a first ear extending from the housing in a first outward direction generally transverse of the first and second axial directions, and a second ear extending from the housing in a second outward direction generally transverse of the first and second axial directions and opposed of the first outward direction.
29. The apparatus according to claim 28 wherein the second shaft portion includes a radially extending projection in supporting connection with the second axially extending projection, wherein the radially extending projection is adapted to extend in a radially extending recess in the coupling.
30. The apparatus according to claim 29 wherein the radially extending projection is tapered such that the radially extending projection has greater transverse width with increasing proximity to the roll.
31. The apparatus according to claim 30 wherein the housing includes a first aperture, and wherein the first shaft portion extends and is rotatable in the first aperture.
32. The apparatus according to claim 31 wherein the housing includes a second aperture, and wherein the second shaft portion extends and is rotatable in the second aperture.
33. The apparatus according to claim 32 wherein the first shaft portion includes in supporting connection therewith, a first flange portion, wherein the first flange portion is disposed outside the housing adjacent the first aperture.
34. The apparatus according to claim 33 wherein the second shaft portion includes in supporting connection therewith, a second flange portion, wherein the second flange portion is disposed outside the housing and adjacent the second aperture.
35. The apparatus according to claim 34 wherein one of the first and second shaft portions includes an axially extending holding projection, and the other of the first and second shaft portions includes an axially extending holding recess, and wherein the axially extending holding projection and axially extending holding recess extend in engagement within the roll.
36. The apparatus according to claim 35 wherein the roll includes a rectangular roll opening therein, and wherein at least one of the first and second shaft portions has in supporting connection therewith at least one rectangular projection, wherein the at least one rectangular projection extends in the rectangular roll opening.
37. The apparatus according to claim 36 wherein the first and second shaft portions comprise a catch, and wherein the first and second shaft portions are held in engagement by the catch.
38. The apparatus according to claim 21 wherein the roll comprises an outer surface including a plastic coating, and wherein the plastic coating includes at least one opening, and wherein the at least one opening is adapted to pass ink therethrough from the roll to checks.
39. The apparatus according to claim 21 wherein the roll is eccentric in cross section and includes a flattened area and a printing area, and wherein the printing area extends further radially outward relative to the roll than the flattened area.
40. The apparatus according to claim 21 wherein the second shaft portion includes a radially extending projection in supporting connection with the second axially extending projection, wherein the radially extending projection is adapted to extend in a radially extending recess in the coupling.
41. The apparatus according to claim 40 wherein the radially extending projection is tapered such that the radially extending projection has greater transverse width with increasing proximity to the roll.
42. The apparatus according to claim 21 and further comprising a housing, wherein the housing includes an open side, and wherein the roll is enabled to rotate in the housing and engage checks through the open side.
43. The apparatus according to claim 42 wherein the housing is in supporting connection with a plurality of ears extending outside the housing and adjacent the open side.
44. The apparatus according to claim 21 wherein at least one of the first and second shaft portions includes at least one rectangular projection, and wherein the roll includes a rectangular roll opening, and wherein the at least one rectangular projection extends in the rectangular roll opening.
45. The apparatus according to claim 32 wherein the first and second shaft portions comprise a catch, and wherein the catch extends in the roll and holds the first and second shaft portions in engaged relation.
46. The apparatus according to claim 37 and further comprising:
an automated banking machine including a cash dispenser;
a check imaging device in the banking machine;
a check transport in the banking machine;
a clutch in the banking machine in operative connection with the coupling;
wherein the roll is rotated responsive to the clutch and is operative to print indicia on checks moved in the transport.
47. The apparatus according to claim 21 and further comprising:
an automated banking machine including a cash dispenser;
a check imaging device in the banking machine;
a check transport in the banking machine;
a drive in the banking machine in operative connection with the coupling;
wherein the roll is rotated responsive to the drive and is operative to print indicia on checks moved in the transport.
48. A method comprising:
(a) moving a biasing tab operating to axially bias a first shaft portion in supporting relation with a first ink bearing print roll in a cash dispensing automated banking machine to cause a second shaft portion axially disposed from the first shaft portion to maintain engagement with a rotatable coupling, such that the second shaft portion is no longer biased by the biasing tab to maintain engagement with the coupling;
(b) subsequent to (a) removing a first axially extending projection in supporting relation with the first shaft portion, from engagement with a first recess in the biasing tab;
(c) subsequent to (b) disengaging the second shaft portion and the coupling.
49. The method according to claim 48 wherein the biasing tab is in supporting relation with the banking machine, and wherein (a) includes deforming the tab to move such tab axially away from the first roll.
50. The method according to claim 49 wherein (b) includes moving the axially extending projection upwardly out of the first recess.
51. The method according to claim 50 wherein (c) includes disengaging a second axially extending projection in supporting relation with the second shaft portion, and a second recess in the coupling.
52. The method according to claim 51 wherein (c) includes disengaging a radially extending projection in supporting relation with the second axially extending projection, and a radially extending recess in the coupling.
53. The method according to claim 52 and further comprising:
(d) subsequent to (a) disengaging at least one ear in supporting relation with a housing extending in generally surrounding relation of the first roll, from a housing positioning projection in supporting relation with the banking machine.
54. The method according to claim 53 and further comprising:
(e) subsequent to (c), engaging a further second shaft portion in supporting relation with a second ink bearing print roll, and the coupling;
(f) engaging a further first axially extending portion of a further first shaft portion in supporting relation with the second roll, in the first recess in the biasing tab;
(g) allowing movement of the biasing tab such that the biasing tab biases the further first shaft portion to maintain the further second shaft portion in engagement with the coupling.
55. The method according to claim 54 and further comprising:
(h) subsequent to (d), engaging a further ear of a further housing that extends in generally surrounding relation of the second roll, and the housing positioning projection.
56. The method according to claim 55 wherein the second roll comprises an ink bearing roll including a plastic outer coating, and wherein the plastic coating includes at least one opening, wherein ink is enabled to pass through the at least one opening, and further comprising:
(i) rotating the second roll responsive to rotation of the coupling.
57. The method according to claim 55 wherein (e) comprises engaging a further second axially extending projection in supporting relation with the further second shaft portion, and the second recess of the coupling.
58. The method according to claim 57 wherein (e) further comprises extending a further radially extending projection in supporting relation with the further second axially extending projection, in the radially extending recess of the coupling.
59. The method according to claim 58 and further comprising:

(h) engaging a further ear of a further housing that extends in generally surrounding relation of the second roll, and the housing positioning projection.
60. The method according to claim 59 and further comprising:
(i) moving a document in the automated banking machine;
(j) rotating the second roll as the document passes adjacent thereto so that the roll applies ink to the document.
61. The method according to claim 60 wherein the second roll comprises a plastic cover including at least one opening therethrough, and wherein in (j) ink passes through the at least one opening onto the document.
62. The method according to claim 61 wherein in (j) the ink passing through the at least one opening produces a cancellation mark on the document.
63. The method according to claim 62 and further comprising:
(k) receiving a check into the banking machine;
(l) moving the check in at least one transport in the banking machine;
(m) during at least a portion of (1) rotating the second roll wherein a cancellation mark is printed on the check.
64. The method according to claim 63 and further comprising:
(n) dispensing cash from the banking machine through operation of a cash dispenser.
65. A method comprising:
(a) moving a biasing tab including a first recess, wherein the biasing tab is in supporting relation with a cash dispensing automated banking machine;
(b) engaging a first axially extending projection supported on a first shaft portion which is in supporting relation with an ink bearing print roll, in the first recess of the biasing tab;
(c) engaging a second axially extending projection of a second shaft portion in supporting relation with the print roll, and a second recess in a rotatable coupling of the banking machine.
66. The method according to claim 65 wherein the print roll includes a plastic cover including at least one opening, wherein ink is enabled to pass through the at least one opening, and wherein (c) further comprises extending a radially extending projection in supporting relation with the second axially extending projection, and a radially extending recess in the coupling.
67. The method according to claim 86 wherein the housing extends in generally surrounding relation of the roll, and wherein the housing includes an open side, and wherein the housing includes at least one ear in supporting relation with the housing adjacent the open side, and further comprising:
(d) engaging the at least one ear and at least one respective housing positioning projection, wherein the housing positioning projection is in supporting connection with a housing of the banking machine.
68. The method according to claim 67 and further comprising:
(e) moving a document in at least one transport within the machine;
(f) during at least a portion of (e), rotating the roll such that the document is marked with ink which passes through the at least one opening.
69. The method according to claim 68 wherein the roll includes in cross section a flattened area and a printing area, wherein the printing area extends further radially outward on the roll relative to the flattened area, and wherein the at least one opening is in the printing area, and wherein in (f) the printing area of the roll engages the document through the open side of the housing.
70. The method according to claim 69 and further comprising:
(g) dispensing cash from the banking machine through operation of a cash dispenser.
71. An automated banking machine apparatus comprising:
a sheet path extending within the machine, wherein sheets move in the sheet path;
an inkjet printhead positioned adjacent to and on a first side of the sheet path, wherein the printhead is adapted to print indicia on sheets in the sheet path;
an ink catcher positioned on a second side of the sheet path opposite of the printhead, wherein the ink catcher includes:
a rotatably mounted first body potion including a first ink accepting opening to an interior area thereof; and a flexible wiper member in supporting connection with the first body portion;
a drive in operative connection with the first body portion, wherein the drive is adapted to cause the first body portion to rotate between a first position wherein the first ink accepting opening is aligned to accept ink from the printhead, and a second position angularly disposed from the first position wherein the wiper member engages the printhead.
72. The apparatus according to claim 71 wherein the ink catcher further includes:
a body, wherein the body has an ink holding area, wherein the body extends in the interior area of the rotatably mounted first body portion.
73. The apparatus according to claim 72 wherein the body further includes a projecting portion, wherein the projecting portion includes a second ink accepting opening, wherein the second ink accepting opening extends in the interior area of the first body portion and is in fluid communication with the ink holding area.
74. The apparatus according to claim 73 wherein in the first position of the first body portion the second ink accepting opening is generally aligned with the first ink accepting opening and the printhead.
75. The apparatus according to claim 74 wherein the projecting portion is generally cylindrical and extends within the interior area of the first body portion.
76. The apparatus according to claim 74 wherein the first body portion is generally cylindrical and includes a flattened area on an exterior surface thereof, wherein the first ink accepting opening extends through the first body portion in the flattened area.
77. The apparatus according to claim 76 wherein the flexible wiper member is in supporting connection with the first body portion and is angularly disposed from the flattened area.
78. The apparatus according to claim 77 and further comprising an ink absorbing member positioned in the ink holding area of the body.
79. The apparatus according to claim 78 and further comprising a mounting portion in supporting connection with the body, wherein the mounting portion is releasibly engageable in supporting connection with a housing portion of the machine.
80. The apparatus according to claim 79 and further comprising:
a scanning sensor adjacent the sheet path, wherein the scanning sensor is adapted to produce data corresponding to at least one image of at least one portion of at least one sheet positioned in the sheet path.
81. The apparatus according to claim 100 and further comprising:
a first transport, wherein the first transport moves sheets in a first direction in the sheet path, wherein sheets move in the first direction relative to the scanning sensor;
a plurality of non-contact alignment sensors, at least two of the alignment sensors being disposed from one another along the first direction;

a second transport, wherein the second transport moves sheets in a second direction generally transverse of the first direction and wherein the second transport is operative to move sheets in the transverse direction responsive to such sheets being sensed by a plurality of the alignment sensors.
82. The apparatus according to claim 81 and further comprising:
at least one magnetic read head positioned adjacent the sheet path, wherein the at least one magnetic read head is adapted to produce data corresponding to magnetic indicia on sheets in the sheet path.
83. The apparatus according to claim 82 and further comprising:
at least one user input device adapted to receive inputs from users of the machine, wherein the inputs are usable to identify at least one of a user and a user associated account;
at least one output device adapted to produce outputs from the machine;
at least one cash dispenser adapted to dispense cash to users of the machine.
84. The apparatus according to claim 83 and further comprising:
at least one terminal processor in operative connection with the printhead and the drive, wherein the at least one terminal processor is operative to cause the printhead to print indicia on at least one sheet, and to cause the rotatably mounted first body portion to rotate to cause the flexible wiper member to engage the printhead at a time when the printhead is not operated to print indicia.
85. The apparatus according to claim 71 and further comprising:
at least one terminal processor in operative connection with the printhead and the drive, wherein the at least one terminal processor is operative to cause the printhead to print indicia on at least one sheet, and to cause the rotatably mounted first body portion to rotate to cause the flexible wiper member to engage the printhead.
86. The apparatus according to claim 84 wherein the at least one terminal processor is in operative connection with the scanning sensor, and wherein the at least one terminal processor is operative to resolve numerical data corresponding to indicia on the at least one sheet responsive to the data corresponding to at least one image.
87. The apparatus according to claim 86 wherein the at least one terminal processor is operative to cause the machine to send data corresponding to at least one image to a remote computer.
88. The apparatus according to claim 87 wherein the at least one terminal processor is operative to cause the cash dispenser to operate responsive to at least one communication received by the machine from a remote computer.
89. The apparatus according to claim 108 and further comprising:
a storage area in operative connection with the sheet path, wherein at least one sheet on which indicia is printed through operation of the printhead moves to the storage area.
90. The apparatus according to claim 109 and further comprising:
a movable member movable in the storage area;
a further drive in operative connection with the movable member, wherein the movable member is movable responsive to operation of the further drive;
and wherein the storage area comprises a plurality of storage sections, and wherein the further drive is in operative connection with the at least one terminal processor, and wherein the at least one movable member is adapted to move responsive to the at least one terminal processor to cause sheets received in the storage area from the sheet path to be selectively positioned in the plurality of storage sections.
91. The apparatus according to claim 71 and further comprising:
at least one terminal processor;

at least one cash dispenser;
wherein the at least one terminal processor is in operative connection with the drive, printhead and cash dispenser, and wherein the at least one terminal processor is operative to cause the printhead to print indicia on at least one sheet in the sheet path, cause the drive to rotate the first body portion to cause the flexible wiper member to engage the printhead, and to cause the cash dispenser to operate whereby cash is dispensed from the machine.
92. The apparatus according to claim 91 and further comprising:
a scanning sensor adjacent the sheet path, wherein the scanning sensor is operative to produce data corresponding to an image of at least a portion of at least one sheet.
93. The apparatus according to claim 92 wherein the scanning sensor is in operative connection with the at least one terminal processor, and wherein the at least one terminal processor is operative to cause the machine to send data corresponding to the image to at least one remote computer.
94. The apparatus according to claim 93 wherein the at least one sheet comprises a check.
95. The apparatus according to claim 94 wherein the at least one terminal processor is operative to cause the printhead to expel ink when no sheet is adjacent the printhead in the sheet path, and then causes the drive to operate to rotate the first body portion in a first direction and cause the flexible wiper member to engage the printhead, and then causes the drive to rotate the first body portion further in the first direction until the first ink accepting opening is generally aligned with the printhead.
96. The apparatus according to claim 95 wherein the ink catcher further comprises a body including an ink holding area and a projecting portion, wherein the ink holding area is in fluid connection with the projecting portion, and wherein the first body portion rotates about the projecting portion.
97. An automated banking machine apparatus comprising:
a sheet path wherein checks input to the machine move within the machine in the sheet path;
a scanning sensor adjacent the sheet path adapted to produce data corresponding to an image of at least a portion of at least one check;
an inkjet printhead adjacent and on a first side of the sheet path, adapted to print indicia on at least one check;
an ink accepting body on a second side of the sheet path opposed of the printhead, and including at least one ink accepting opening adapted to accept ink from the printhead therein;
at least one rotatable member positioned adjacent the at least one ink accepting opening, the at least one rotatable member including at least one rotatable member opening and at least one flexible wiper member in supporting connection therewith;
at least one drive in operative connection with the at least one rotatable member, wherein the at least one drive is operative to rotate the at least one rotatable member between angular positions wherein in a first angular position the at least one rotatable member opening is generally aligned with the at least one ink accepting opening, and in a second angular position the flexible wiper member engages the printhead.
98. A method comprising:
(a) installing an inkjet printhead adjacent and on a first side of a sheet path in an automated banking machine, wherein sheets move in the sheet path, and wherein the printhead is positioned in opposed relation of an ink catcher, wherein the ink catcher is positioned on a second side of the sheet path opposed of the first side, wherein the ink catcher includes a rotatably mounted first body portion, wherein the first body portion includes a first ink accepting opening to an interior area thereof and a flexible wiper member in supporting connection therewith and disposed from the ink accepting opening;

(b) operating the inkjet printhead to expel ink therefrom toward the sheet path.
99. The method according to claim 98 and further comprising:
(c) moving at least one sheet in the sheet path;
wherein in (b) ink is deposited on the sheet.
100. The method according to claim 99 and further comprising:
(d) subsequent to (b), operating a drive in operative connection with the first body portion to cause the first body portion to rotate, wherein rotation of the first body portion engages the flexible wiper member and the printhead.
101. The method according to claim 98 and further comprising:
(c) subsequent to (b), operating a drive in operative connection with the first body portion to cause the first body portion to rotate, wherein rotation of the first body portion engages the flexible wiper member and the printhead.
102. The method according to claim 100, wherein the ink catcher comprises a body including an internal ink holding area, and wherein the body includes a projecting portion in fluid communication with the ink holding area, and wherein in (d) the first body portion rotates in generally surrounding relation of the projecting portion.
103. The method according to claim 102 wherein the projecting portion includes a second ink accepting opening, and wherein in (d) the first body portion rotates between a first position in which the first ink accepting opening in the first body portion and the second ink accepting opening in the projecting portion are generally aligned with the printhead, and at least one second position in which the flexible wiper member engages the printhead and the first ink accepting opening is angularly disposed from the second ink accepting opening.
104. The method according to claim 103 wherein in (d) the first body portion is rotated about one full turn and stops in the first position.
105. The method according to claim 101 wherein in (c) the first body portion is rotated about 360 degrees in a first rotational direction.
106. The method according to claim 104 and further comprising:
(e) capturing data corresponding to an image of the at least one sheet moving in the sheet path, through operation of a scanning sensor.
107. The method according to claim 106 and further comprising:
(f) dispensing cash from the machine through operation of a cash dispenser.
108. The method according to claim 107 and further comprising:
(g) removing the body of the ink catcher from the machine.
109. The method according to claim 108 wherein (g) includes removing the projecting portion from the interior area of the first body portion.
110. The method according to claim 109 and further comprising:
(h) subsequent to (g), installing a further ink catcher body in the machine, wherein the further body includes a further ink holding area.
111. The method according to claim 110 wherein (h) comprises extending a further projecting portion of the further body within the interior of the first body portion.
112. The method according to claim 108 and further comprising:
(c) installing a body of the ink catcher in the machine, wherein the body includes an internal ink holding area and a projecting portion in fluid communication with the ink holding area, wherein in installing the body the projecting portion is extended into the interior area of the first body portion.
113. The method according to claim 112 wherein the projecting portion includes a second ink accepting opening, and further comprising:
(d) prior to (b), rotating the first body portion responsive to a drive, to a first rotational position, wherein in the first rotational position the printhead, first ink accepting opening and second ink accepting opening are generally aligned;
wherein (b) is carried out with the first body portion in the first position.
114. The method according to claim 113 wherein during at least a portion of (b) ink passes through the first ink accepting opening.
115. A method comprising:
(a) installing a body of an ink catcher including an internal ink holding area in an automated banking machine, wherein the body includes a projecting portion in fluid communication with the ink holding area, and wherein in installing the body the projecting portion is extended in an interior area of a rotatably mounted annular first body portion of the ink catcher, wherein the first body portion includes a first ink accepting opening and a flexible wiper member in supporting connection with the first body portion and disposed on the first body portion from the first ink accepting opening, wherein the first body portion is disposed on a first side of a sheet path within the machine;
(b) operating an inkjet printhead positioned on a second side of the sheet path opposed of the first side and aligned with the first ink accepting opening, to expel ink therefrom toward the sheet path.
116. The method according to claim 115 and further comprising:
(c) subsequent to (a) rotating the first body portion with the projecting portion extending within the interior area thereof, to cause the flexible wiper member to engage the printhead.
117. The method according to claim 115 and further comprising:

prior to (b), installing the inkjet printhead in the machine such that ink expelled therefrom is directed toward the first ink accepting opening in the first body portion.
118. A method comprising:
(a) accessing an interior area of a housing of an automated banking machine including a cash dispenser;
(b) opening a door covering a storage area in supporting connection with the housing in the interior area, wherein the storage area includes a first stack comprising a plurality of documents, wherein a generally vertically extending document transport extends in the storage area, and wherein the first stack is positioned in intermediate relation between the vertical transport and a first backing plate;
(c) moving the first backing plate in a direction generally horizontally away from the vertical transport;
(d) subsequent to (c), removing the first stack from the storage area.
119. The method according to claim 118 wherein the storage area comprises a second stack comprising a plurality of documents, and wherein the second stack is positioned intermediate of the vertical transport and a second backing plate, and wherein the second stack is positioned on a horizontal side of the vertical transport opposite of the first stack, and further comprising:
(e) moving the second backing plate in a direction generally horizontally away from the vertical transport;
(f) subsequent to (e), removing the second stack from the storage area.
120. The method according to claim 119 and further comprising:
(g) subsequent to (d), closing a door to cover the storage area.
121. The method according to claim 120 wherein in (d) the first stack comprises a plurality of checks.
122. The method according to claim 120 wherein in (d) the first stack comprises a plurality of currency bills.
123. The method according to claim 121 wherein in (f) the second stack comprises a plurality of currency bills.
124. The method according to claim 120 wherein the storage area includes a movable plunger, wherein the plunger is movable generally horizontally through the vertical transport, and wherein in (d) the first stack is removed from intermediate of the plunger and the first backing plate.
125. The method according to claim 120 wherein the first backing plate comprises a first tab portion and is biased generally horizontally toward the vertical transport by a first biasing mechanism, and wherein (c) comprises manually engaging the first tab portion and moving the first tab portion generally horizontally away from the vertical transport against the force of the first biasing mechanism.
126. The method according to claim 125 wherein the second backing plate comprises a second tab portion and is biased generally horizontally toward the vertical transport by a second biasing mechanism, and wherein (e) comprises manually engaging the second tab portion and moving the second tab portion generally horizontally away from the vertical transport against the force of the second biasing mechanism.
127. The method according to claim 126 wherein the door includes a lock, and further comprising:
(h) subsequent to (a) and prior to (b), unlocking the lock.
128. The method according to claim 127 and subsequent to (g), securing the lock.
129. The method according to claim 126, wherein the storage area is within a deposit accepting device including at least one document transport, and at least one platen movably mounted in supporting connection with the deposit accepting device, and further comprising:
moving the platen away from the at least one document transport.
130. The method according to claim 126, wherein the storage area is within a deposit accepting device movably mounted in supporting connection with the housing, and further comprising:
subsequent to (a) and prior to (b), moving the deposit accepting device such that the storage area extends outside the housing;
wherein during at least a portion of (b) the storage area extends outside the housing.
131. The method according to claim 130 and further comprising:
(h) subsequent to (g), moving the deposit accepting device so that the storage area extends within the housing.
132. The method according to claim 131 and further comprising:
(i) subsequent to (h), accepting a check in the machine and generating image data corresponding to an image of the check through operation of the deposit accepting device.
133. The method according to claim 132 and further comprising:
(j) subsequent to (h) dispensing cash from the automated banking machine.
134. The method according to claim 138 and further comprising:
(e) dispensing cash from the automated banking machine.
135. An automated banking machine comprising:
at least one input device adapted to receive at least one input from users of the machine;
at least output device adapted to provide at least one output to users of the machine;
at least one currency dispenser adapted to dispense currency from the machine to users of the machine;
an item accepting opening adapted to receive into the machine, sheet items from users of the machine;
at least one sheet item transport in the machine, wherein the at least one transport is in operative connection with the item accepting opening, and wherein the at least one transport includes a pair of disposed sheet supporting rail portions;
a storage area, wherein the rail portions of the at least one transport extend in the storage area and intermediate a first sheet storage location and a second sheet storage location in the storage area;
a movably mounted plunger member in the storage area, wherein the plunger member is movable transversely between the rail portions;
at least one drive in operative connection with the plunger member, wherein the at least one drive is operative to selectively move the plunger transversely between the rail portions;
wherein when a sheet is in the at least one transport, movement of the plunger member in a first transverse direction between the rail portions is operative to cause a sheet to move to the first storage location, and movement of the plunger member in a second transverse direction opposed of the first transverse direction is operative to cause the sheet to move to the second storage location.
136. The machine according to claim 135 and further comprising:
a first backing plate movably mounted in the storage area and bounding the first storage location;
a first biasing mechanism in operative connection with the first backing plate and biasing the first backing plate to move toward the rail portions;
wherein movement of the plunger member in the first transverse direction causes the first backing plate to move against the force of the first biasing mechanism in the first transverse direction and the sheet to be in supporting connection with the first backing plate.
137. The machine according to claim 136 and further comprising:
a second backing plate movably mounted in the storage area and bounding the second storage location;
a second biasing mechanism in operative connection with the second backing plate and biasing the second backing plate to move toward the rail portions;
wherein movement of the plunger member in the second transverse direction causes the second backing plate to move against the force of the second biasing mechanism in the second transverse direction, and the sheet to be in supporting connection with the second backing plate.
138. The machine according to claim 137 and further comprising:
at least one processor in operative connection with the at least one drive;
at least one sensing device in operative connection with the at least one processor, wherein the at least one sensing device is operative to sense the indicia on the sheet;
wherein the at least one processor is operative responsive to indicia sensed on the sheet to operate the drive to move the sheet to one of the first storage location and second storage location.
139. The machine according to claim 138 and further comprising a sheet path in the machine, wherein the sheet path extends between the item accepting opening and the storage area, and wherein the at least one sensing device is adapted to sense indicia on the sheet in the sheet path, and wherein the at least one processor is operative to position the plunger member on a second transverse side of the rail portions opposite the first storage location prior to the sheet being in engagement with the rail portions, whereby movement of the plunger member in the first transverse direction when the sheet is between the rail portions, moves the sheet to the first storage location.
140. The machine according to claim 139 wherein the at least one processor is operative to position the plunger member on a first transverse side of the rail portions opposite the second storage location prior to the sheet being in engagement with the rail portions, whereby movement of the plunger member in the second transverse direction when the sheet is between the rail portions moves the sheet to the second storage location.
141. The machine according to claim 140 and further comprising:
a pair of disposed first wall surfaces bounding the first storage location and in opposed facing direction of the first backing plate;
wherein when the plunger member moves the sheet from engagement with the rail portions to the first storage location, the plunger member moves in the first transverse direction between the first wall surfaces and moves the sheet in the first transverse direction beyond the first wall surfaces;
and wherein after the sheet is in the first storage location, when the plunger member moves in the second transverse direction from the first storage location, the sheet is positioned between the first wall surfaces and the first backing plate.
142. The machine according to claim 141 and further comprising:
a pair of opposed second wall surfaces bounding the second storage location and in opposed facing direction of the second backing plate;
wherein when the plunger member moves the sheet from engagement with the rail portions to the second storage location, the plunger member moves in the second transverse direction between the second wall surfaces and moves the sheet in the second transverse direction beyond the second wall surfaces;
and wherein the sheet is in the second storage location, when the plunger member moves in the first transverse direction from the second storage location, the sheet is positioned between the second wall surfaces and the second backing plate.
143. The machine according to claim 142 wherein the rail portions extend generally vertically in the storage area, and wherein when the plunger member moves transversely between the rail portions the plunger member moves generally horizontally.
144. The machine according to claim 143 wherein the at least one sensing device comprises a scanning sensor, and wherein the at least one processor is operative responsive to the scanning sensor to generate data corresponding to an image of at least a portion of the sheet.
145. The machine according to claim 144 wherein the at least one sensing device further comprises a magnetic sensing device.
146. The machine according to claim 145 and further comprising:
at least one printer adjacent the sheet path, wherein the at least one printer is in operative connection with the at least one processor, and wherein the at least one printer is adapted to print indicia on the sheet in the sheet path.
147. The machine according to claim 146 and further comprising a first sheet moving transport and a second sheet moving transport, wherein the first sheet moving transport moves the sheet in a first sheet moving direction and the second sheet moving transport moves the sheet in a second sheet moving direction generally perpendicular of the first sheet moving direction.
148. The machine according to claim 147 and further comprising:
a plurality of noncontact sensors disposed along the first direction, wherein each of the plurality of noncontact sensors is in operative connection with the at least one processor;
at least one second transport drive in operative connection with the second transport and the at least one processor;
wherein the at least one processor is operative to cause the sheet to be aligned in the first sheet moving direction by moving the sheet in the second sheet moving direction and sensing the sheet with a plurality of noncontact sensors.
149. The machine according to claim 148 and further comprising at least one movable door overlying the storage area, wherein moving the door enables accessing the first and second storage locations.
150. The machine according to claim 148 and further comprising a first stack of sheets in the first storage location, wherein moving the plunger member in the first transverse direction between the rail portions is operative to include the sheet in the first stack.
151. The machine according to claim 150 and further comprising a second stack of sheets in the second storage location, wherein moving the plunger member in the second transverse direction between the rail portions is operative to include the sheet in the second stack.
152. The machine according to claim 148 wherein the magnetic sensing device is adapted to read micr characters on the sheet.
153. The machine according to claim 148 wherein the sheet path includes an escrow area between the at least one sensing device and the storage area.
154. The machine according to claim 148 wherein the sheet comprises a check and wherein the at least one processor is operative to cause to be sent from the machine data corresponding to an image of at least a portion of the check.
155. The machine according to claim 148 wherein the storage area is movably mounted in supporting connection with the machine, and wherein the storage area is movable to extend outside the machine.
156. The machine according to claim 135 and further comprising:
at least one processor in operative connection with the at least one drive;
at least one sensing device in operative connection with the at least one processor, wherein the at least one sensing device is operative to sense indicia on the sheet;
wherein the at least one processor is operative responsive to indicia sensed on the sheet to cause the at least one drive to move the sheet to one of the first storage location and the second storage location.
157. The machine according to claim 135 and further comprising at least one processor in operative connection with the at least one drive, wherein the at least one processor is operative to cause the plunger member to be positioned on an opposed side of the rail portions from the storage location to which the sheet will be moved, prior to the sheet being in the storage area.
158. The machine according to claim 135 and further comprising:
at least one processor;
at least one scanning sensor operative to sense indicia on the sheet, wherein the at least one scanning sensor is in operative connection with the at least one processor;
wherein the at least one processor is operative to cause to be sent from the machine, data corresponding to an image of at least a portion of the sheet.
159. The machine according to claim 158 wherein the sheet comprises a check.
160. The machine according to claim 159 and further comprising at least one magnetic sensing device in operative connection with the at least one processor, wherein the at least one magnetic sensing device is operative to read micr data on the check, and wherein the at least one processor is operative to cause to be sent from the machine, data corresponding to the micr data read from the check.
161. The machine according to claim 135 wherein the sheet comprises at least one of a check and a currency bill.
162. A method comprising:
(a) accessing an interior area of an automated banking machine including a cash dispenser;
(b) moving a first platen to expose an escrow area of a transport path of a check accepting device;
(c) moving a second platen to expose a document alignment area of the transport path of the check accepting device.
163. The method according to claim 162 and further comprising:
(d) removing at least one check from at least one of the escrow area and document alignment area.
164. The method according to claim 163, wherein (b) comprises rotating the first platen while in supporting relation with the check accepting device, about a first axis, and wherein (c) comprises moving the second platen while in supporting connection with the check accepting device about a second axis, wherein the second axis is generally perpendicular to the first axis.
165. The method according to claim 164 wherein the transport path is bounded by a guide portion, wherein the guide portion is bounded by a first toothed contoured edge, and wherein the second platen includes a second toothed contoured edge generally corresponding to and movable into adjacent relation of the first toothed contoured edge, and wherein (c) comprises moving the second toothed contoured edge rotationally away from the first toothed contoured edge.
166. The method according to claim 165 wherein (c) includes exposing at least one scanning sensor in the transport path.
167. The method according to claim 166 wherein (c) includes exposing at least one magnetic sensor in the transport path.
168. The method according to claim 167 and further comprising:
(e) subsequent to (c), cleaning at least one of the at least one scanning sensor and magnetic sensor.
169. The method according to claim 168 wherein the automated banking machine comprises a housing, and wherein the check accepting device is movably mounted in supporting relation with the housing, and further comprising:
(f) subsequent to (a), moving the check accepting device in supporting relation with the housing such that the check accepting device extends outside the housing.
170. The method according to claim 169 and further comprising:
(g) subsequent to (a), removing at least one stack of checks from a storage area in the check accepting device.
171. The method according to claim 170 and further comprising:
(h) subsequent to (a), and prior to (g), opening at least one door covering the storage area of the check accepting device.
172. The method according to claim 171 wherein (g) includes moving a backing plate against the force of a biasing mechanism, and removing the at least one stack of checks from between the backing plate and a transport in the storage area.
173. The method according to claim 172 and further comprising:
removing at least one printhead from adjacent the transport path.
174. The method according to claim 173 and further comprising:
(i) subsequent to (h), moving the second platen through rotation about the second axis to bring the first and second toothed contoured edges into adjacent relation, and closing the document alignment area of the transport path.
175. The method according to claim 174 and further comprising:
(j) subsequent to (h), moving the first platen through rotation about the first axis to close the escrow area of the transport path.
176. The method according to claim 175 and further comprising:
(k) subsequent to (i), engaging a latch on the check accepting device, wherein engagement of the latch is adapted to hold the second platen in position closing the document alignment area.
177. The method according to claim 176 and further comprising prior to (c), disengaging the latch.
178. The method according to claim 162 and further comprising:
(d) prior to (c), disengaging a latch on the check accepting device, wherein disengaging the latch enables the second platen to be rotatably moved about an axis.
179. The method according to claim 182 wherein (c) exposes at least one of a scanning sensor and a magnetic sensing device, and further comprising, cleaning at least one of at least one scanning sensor and at least one magnetic sensor.
180. The method according to claim 162 and further comprising:
moving the first platen rotationally about a first axis to close the escrow area;
moving the second platen rotationally about a second axis generally perpendicular to the first axis, to close the document alignment area.
181. The method according to claim 180 and further comprising:
(d) moving a document in the transport path;

(e) operating the machine to produce data corresponding to an image of at least a portion of the document.
182. The method according to claim 201 and further comprising:
dispensing cash from the machine.
CA2793823A 2005-03-09 2006-03-08 Check accepting and cash dispensing automated banking machine system and method Active CA2793823C (en)

Applications Claiming Priority (19)

Application Number Priority Date Filing Date Title
US65999405P 2005-03-09 2005-03-09
US60/659,994 2005-03-09
US67784605P 2005-05-03 2005-05-03
US67776705P 2005-05-03 2005-05-03
US67780505P 2005-05-03 2005-05-03
US67780405P 2005-05-03 2005-05-03
US60/677,804 2005-05-03
US60/677,805 2005-05-03
US60/677,767 2005-05-03
US60/677,846 2005-05-03
US67809105P 2005-05-04 2005-05-04
US67810205P 2005-05-04 2005-05-04
US67809405P 2005-05-04 2005-05-04
US67789105P 2005-05-04 2005-05-04
US60/677,891 2005-05-04
US60/678,094 2005-05-04
US60/678,091 2005-05-04
US60/678,102 2005-05-04
CA2599905A CA2599905C (en) 2005-03-09 2006-03-08 Check accepting and cash dispensing automated banking machine system and method

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US10692137B2 (en) * 2014-05-30 2020-06-23 Ncr Corporation Automated check deposit decisions
CN110321793A (en) * 2019-05-23 2019-10-11 平安科技(深圳)有限公司 Check enchashment method, apparatus, equipment and computer readable storage medium
CN111798611B (en) * 2020-07-17 2022-12-13 山东新北洋信息技术股份有限公司 Sheet-like medium collecting and separating device and cash recycling equipment

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US6565274B1 (en) * 2001-12-31 2003-05-20 Ncr Corporation Sheet printing and discharging apparatus
JP2004001464A (en) * 2002-04-12 2004-01-08 Sharp Corp Printer
JP2003312023A (en) * 2002-04-19 2003-11-06 Brother Ind Ltd Cleaning unit for ink jet printing head
KR100532844B1 (en) * 2003-03-07 2005-12-05 삼성전자주식회사 Service station for inkjet print
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