CA2592106A1 - Apparatus and method for verifying source of funds regarding financial transactions - Google Patents

Apparatus and method for verifying source of funds regarding financial transactions Download PDF

Info

Publication number
CA2592106A1
CA2592106A1 CA002592106A CA2592106A CA2592106A1 CA 2592106 A1 CA2592106 A1 CA 2592106A1 CA 002592106 A CA002592106 A CA 002592106A CA 2592106 A CA2592106 A CA 2592106A CA 2592106 A1 CA2592106 A1 CA 2592106A1
Authority
CA
Canada
Prior art keywords
payment
funds
source
account
indication
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA002592106A
Other languages
English (en)
French (fr)
Inventor
Elizabeth K. Rallo
Jane Kilduff Alpert
Antonio Masone
Chris L. Gougler
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
General Electric Co
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of CA2592106A1 publication Critical patent/CA2592106A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
CA002592106A 2004-12-23 2005-12-14 Apparatus and method for verifying source of funds regarding financial transactions Abandoned CA2592106A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US11/021,794 US7574405B2 (en) 2004-12-23 2004-12-23 Apparatus and method for verifying source of funds regarding financial transactions
US11/021,794 2004-12-23
PCT/US2005/045220 WO2006071530A2 (en) 2004-12-23 2005-12-14 Apparatus and method verifying source of funds regarding financial transactions

Publications (1)

Publication Number Publication Date
CA2592106A1 true CA2592106A1 (en) 2006-07-06

Family

ID=36612960

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002592106A Abandoned CA2592106A1 (en) 2004-12-23 2005-12-14 Apparatus and method for verifying source of funds regarding financial transactions

Country Status (8)

Country Link
US (1) US7574405B2 (enExample)
EP (1) EP1834248A4 (enExample)
JP (1) JP2008525890A (enExample)
KR (1) KR20070100323A (enExample)
AU (1) AU2005322320A1 (enExample)
CA (1) CA2592106A1 (enExample)
MX (1) MX2007007729A (enExample)
WO (1) WO2006071530A2 (enExample)

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080249937A1 (en) * 2007-04-06 2008-10-09 Walls Robert K Payment card based remittance system with delivery of anti-money laundering information to receiving financial institution
US7996317B1 (en) * 2007-11-21 2011-08-09 Hsbc Bank Usa, N.A. Methods and systems for processing stranded payments and lockbox payments at the same designated payment location
US8874638B2 (en) * 2009-12-15 2014-10-28 International Business Machines Corporation Interactive analytics processing
US8892762B2 (en) * 2009-12-15 2014-11-18 International Business Machines Corporation Multi-granular stream processing
US8819183B2 (en) * 2009-12-15 2014-08-26 International Business Machines Corporation Concurrent execution of request processing and analytics of requests
US9299096B2 (en) * 2012-03-23 2016-03-29 Paypal, Inc. Systems, methods, and computer program products for on-line gifting
US10558959B2 (en) * 2014-10-13 2020-02-11 Moneygram International, Inc. Money transfers by residents of a controlled facility
US9875468B2 (en) 2014-11-26 2018-01-23 Buy It Mobility Networks Inc. Intelligent authentication process
US11651372B2 (en) 2019-04-12 2023-05-16 Wells Fargo Bank, N.A. Fraud prevention via beneficiary account validation
CN120337081B (zh) * 2025-04-16 2025-11-21 浙江希帷科技有限公司 一种基于数据分析的金融数据异常检测方法

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4321672A (en) * 1979-11-26 1982-03-23 Braun Edward L Financial data processing system
US6044362A (en) * 1997-09-08 2000-03-28 Neely; R. Alan Electronic invoicing and payment system
AU5742200A (en) * 1999-06-17 2001-01-09 Mobius Management Systems, Inc. Electronic statement, bill presentment and payment system and method

Also Published As

Publication number Publication date
WO2006071530A3 (en) 2007-06-21
MX2007007729A (es) 2007-12-07
EP1834248A4 (en) 2009-12-09
KR20070100323A (ko) 2007-10-10
AU2005322320A1 (en) 2006-07-06
US7574405B2 (en) 2009-08-11
JP2008525890A (ja) 2008-07-17
US20060143123A1 (en) 2006-06-29
WO2006071530A2 (en) 2006-07-06
EP1834248A2 (en) 2007-09-19

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Legal Events

Date Code Title Description
EEER Examination request
FZDE Discontinued

Effective date: 20121214