CA2582931C - Procede bon marche, securise, commode et efficace permettant de diminuer la frequence des fraudes dans les systemes de transactions financieres et les systemes de transactions par communications. - Google Patents

Procede bon marche, securise, commode et efficace permettant de diminuer la frequence des fraudes dans les systemes de transactions financieres et les systemes de transactions par communications. Download PDF

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Publication number
CA2582931C
CA2582931C CA2582931A CA2582931A CA2582931C CA 2582931 C CA2582931 C CA 2582931C CA 2582931 A CA2582931 A CA 2582931A CA 2582931 A CA2582931 A CA 2582931A CA 2582931 C CA2582931 C CA 2582931C
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CA
Canada
Prior art keywords
pins
transaction
channels
transactions
fraud
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CA2582931A
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English (en)
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CA2582931A1 (fr
Inventor
Igor Stukanov
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Individual
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Individual
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Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CA2582931A priority Critical patent/CA2582931C/fr
Publication of CA2582931A1 publication Critical patent/CA2582931A1/fr
Application granted granted Critical
Publication of CA2582931C publication Critical patent/CA2582931C/fr
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Linvention concerne un procédé bon marché, sécurisé, commode et efficace qui permet de réduire la fréquence des fraudes par lutilisation de mots de passe/NIP supplémentaires, qui sont des NIP dynamiques livrés périodiquement par différents canaux de communication, définis par les utilisateurs, et avec des périodes prédéfinies par lutilisateur; et une interface qui permet de surveiller et de rétablir les infractions à la sécurité dans le système dune manière facile.
CA2582931A 2007-03-12 2007-03-12 Procede bon marche, securise, commode et efficace permettant de diminuer la frequence des fraudes dans les systemes de transactions financieres et les systemes de transactions par communications. Expired - Fee Related CA2582931C (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CA2582931A CA2582931C (fr) 2007-03-12 2007-03-12 Procede bon marche, securise, commode et efficace permettant de diminuer la frequence des fraudes dans les systemes de transactions financieres et les systemes de transactions par communications.

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CA2582931A CA2582931C (fr) 2007-03-12 2007-03-12 Procede bon marche, securise, commode et efficace permettant de diminuer la frequence des fraudes dans les systemes de transactions financieres et les systemes de transactions par communications.

Publications (2)

Publication Number Publication Date
CA2582931A1 CA2582931A1 (fr) 2008-09-12
CA2582931C true CA2582931C (fr) 2018-08-21

Family

ID=39747232

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2582931A Expired - Fee Related CA2582931C (fr) 2007-03-12 2007-03-12 Procede bon marche, securise, commode et efficace permettant de diminuer la frequence des fraudes dans les systemes de transactions financieres et les systemes de transactions par communications.

Country Status (1)

Country Link
CA (1) CA2582931C (fr)

Also Published As

Publication number Publication date
CA2582931A1 (fr) 2008-09-12

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MKLA Lapsed

Effective date: 20220314