CA2450876A1 - Procedure for the reliable preparation and execution of the financial settlement of a business transaction between a seller and buyer - Google Patents

Procedure for the reliable preparation and execution of the financial settlement of a business transaction between a seller and buyer Download PDF

Info

Publication number
CA2450876A1
CA2450876A1 CA002450876A CA2450876A CA2450876A1 CA 2450876 A1 CA2450876 A1 CA 2450876A1 CA 002450876 A CA002450876 A CA 002450876A CA 2450876 A CA2450876 A CA 2450876A CA 2450876 A1 CA2450876 A1 CA 2450876A1
Authority
CA
Canada
Prior art keywords
buyer
seller
unit
belonging
transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA002450876A
Other languages
English (en)
French (fr)
Inventor
Andras Vilmos
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of CA2450876A1 publication Critical patent/CA2450876A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
CA002450876A 2000-11-20 2001-11-09 Procedure for the reliable preparation and execution of the financial settlement of a business transaction between a seller and buyer Abandoned CA2450876A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
HUP0004604 2000-11-20
HU0004604A HU224093B1 (hu) 2000-11-20 2000-11-20 Eljárás eladó és vevő közötti üzletkötés pénzügyi teljesítésének megbízható előkészítésére és végrehajtására
PCT/HU2001/000109 WO2002041270A1 (en) 2000-11-20 2001-11-09 Procedure for the reliable preparation and execution of the financial settlement of a business transaction between a seller and buyer

Publications (1)

Publication Number Publication Date
CA2450876A1 true CA2450876A1 (en) 2002-05-23

Family

ID=89978773

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002450876A Abandoned CA2450876A1 (en) 2000-11-20 2001-11-09 Procedure for the reliable preparation and execution of the financial settlement of a business transaction between a seller and buyer

Country Status (8)

Country Link
US (1) US20040039697A1 (OSRAM)
EP (1) EP1336164A1 (OSRAM)
CN (1) CN1483185A (OSRAM)
AU (1) AU2002223918A1 (OSRAM)
CA (1) CA2450876A1 (OSRAM)
HU (1) HU224093B1 (OSRAM)
RU (1) RU2277723C2 (OSRAM)
WO (1) WO2002041270A1 (OSRAM)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1730657A4 (en) 2004-03-02 2008-04-23 Volt Inf Sciences Inc METHOD AND SYSTEM FOR TRANSFERRING CONSULTANT RETAILER BUSINESS INFORMATION
US20060111938A1 (en) * 2004-11-24 2006-05-25 Medical Technologies Unlimited, Inc. Method of delivering diagnostic services
US8448852B2 (en) * 2007-01-30 2013-05-28 Visa U.S.A. Inc. Open system account remote validation for access
WO2011002326A1 (ru) * 2009-05-26 2011-01-06 Prozorovskiy Andrey Alexandrovich Способ и система осуществления бизнес-процесса
JP7208452B2 (ja) * 2018-12-10 2023-01-19 富士通株式会社 データ取引処理プログラム、データ取引処理装置、及びデータ取引処理方法

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5465206B1 (en) * 1993-11-01 1998-04-21 Visa Int Service Ass Electronic bill pay system
RU2103732C1 (ru) * 1995-06-08 1998-01-27 Дьяков Юрий Александрович Устройство для выполнения платежей и услуг с помощью электронной карточки с документированием операций
US6029150A (en) * 1996-10-04 2000-02-22 Certco, Llc Payment and transactions in electronic commerce system
US6085168A (en) * 1997-02-06 2000-07-04 Fujitsu Limited Electronic commerce settlement system
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions
US6327578B1 (en) * 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
CA2347396A1 (en) * 2001-05-11 2002-11-11 Webcc Inc. Method and for secure, anonymous electronic financial transactions

Also Published As

Publication number Publication date
US20040039697A1 (en) 2004-02-26
HUP0004604A2 (en) 2002-06-29
HU0004604D0 (OSRAM) 2001-02-28
CN1483185A (zh) 2004-03-17
HU224093B1 (hu) 2005-05-30
WO2002041270A1 (en) 2002-05-23
RU2277723C2 (ru) 2006-06-10
EP1336164A1 (en) 2003-08-20
AU2002223918A1 (en) 2002-05-27

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Legal Events

Date Code Title Description
EEER Examination request
FZDE Discontinued