CA2442814A1 - Systeme et procede pour effectuer des operations de paiement sures - Google Patents
Systeme et procede pour effectuer des operations de paiement sures Download PDFInfo
- Publication number
- CA2442814A1 CA2442814A1 CA002442814A CA2442814A CA2442814A1 CA 2442814 A1 CA2442814 A1 CA 2442814A1 CA 002442814 A CA002442814 A CA 002442814A CA 2442814 A CA2442814 A CA 2442814A CA 2442814 A1 CA2442814 A1 CA 2442814A1
- Authority
- CA
- Canada
- Prior art keywords
- payment
- authorization
- authorization request
- request message
- sending
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
Links
- 238000000034 method Methods 0.000 title claims description 216
- 238000013475 authorization Methods 0.000 claims abstract description 723
- 230000004044 response Effects 0.000 claims abstract description 300
- 230000008520 organization Effects 0.000 claims abstract description 223
- 238000012795 verification Methods 0.000 claims description 105
- 230000008569 process Effects 0.000 claims description 51
- 230000005540 biological transmission Effects 0.000 claims description 5
- 230000000977 initiatory effect Effects 0.000 claims 3
- 208000002267 Anti-neutrophil cytoplasmic antibody-associated vasculitis Diseases 0.000 description 36
- 238000012790 confirmation Methods 0.000 description 26
- 238000012545 processing Methods 0.000 description 22
- 238000013459 approach Methods 0.000 description 13
- 238000010586 diagram Methods 0.000 description 11
- 238000004891 communication Methods 0.000 description 5
- 230000000052 comparative effect Effects 0.000 description 5
- 241000702421 Dependoparvovirus Species 0.000 description 3
- 230000009286 beneficial effect Effects 0.000 description 3
- 230000008901 benefit Effects 0.000 description 3
- 230000001010 compromised effect Effects 0.000 description 3
- 230000006870 function Effects 0.000 description 3
- 230000007246 mechanism Effects 0.000 description 3
- 238000010200 validation analysis Methods 0.000 description 3
- 230000004075 alteration Effects 0.000 description 2
- 238000013502 data validation Methods 0.000 description 2
- 230000007423 decrease Effects 0.000 description 2
- 238000007726 management method Methods 0.000 description 2
- 230000002093 peripheral effect Effects 0.000 description 2
- 230000003442 weekly effect Effects 0.000 description 2
- 230000004913 activation Effects 0.000 description 1
- 238000004364 calculation method Methods 0.000 description 1
- 238000006243 chemical reaction Methods 0.000 description 1
- 238000013480 data collection Methods 0.000 description 1
- 238000013500 data storage Methods 0.000 description 1
- 239000000284 extract Substances 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (13)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US28077601P | 2001-04-02 | 2001-04-02 | |
| US60/280,776 | 2001-04-02 | ||
| US29563001P | 2001-06-04 | 2001-06-04 | |
| US60/295,630 | 2001-06-04 | ||
| US09/886,485 US6990470B2 (en) | 2000-04-11 | 2001-06-22 | Method and system for conducting secure payments over a computer network |
| US09/886,486 US7177848B2 (en) | 2000-04-11 | 2001-06-22 | Method and system for conducting secure payments over a computer network without a pseudo or proxy account number |
| US09/886,486 | 2001-06-22 | ||
| US09/886,485 | 2001-06-22 | ||
| US30757501P | 2001-07-24 | 2001-07-24 | |
| US60/307,575 | 2001-07-24 | ||
| US09/963,274 | 2001-09-26 | ||
| US09/963,274 US20020042781A1 (en) | 2000-09-27 | 2001-09-26 | Universal and interoperable system and method utilizing a universal cardholder authentication field (UCAF) for authentication data collection and validation |
| PCT/US2002/010356 WO2002079911A2 (fr) | 2001-04-02 | 2002-04-02 | Systeme et procede pour effectuer des operations de paiement sures |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CA2442814A1 true CA2442814A1 (fr) | 2002-10-10 |
Family
ID=27559554
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA002442814A Abandoned CA2442814A1 (fr) | 2001-04-02 | 2002-04-02 | Systeme et procede pour effectuer des operations de paiement sures |
Country Status (5)
| Country | Link |
|---|---|
| EP (1) | EP1374131A4 (fr) |
| JP (1) | JP2004535619A (fr) |
| AU (1) | AU2002254513B8 (fr) |
| CA (1) | CA2442814A1 (fr) |
| WO (1) | WO2002079911A2 (fr) |
Families Citing this family (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| SI1636680T1 (sl) * | 2003-06-10 | 2016-08-31 | Mastercard International, Inc. | Sistemi in postopki za vodenje transakcij varnega plačevanja z uporabo formatirane podatkovne strukture |
| AU2011239307B2 (en) * | 2003-06-10 | 2015-04-16 | Mastercard International Incorporated | Systems and methods for conducting secure payment transactions using a formatted data structure |
| US7941755B2 (en) * | 2007-04-19 | 2011-05-10 | Art Technology Group, Inc. | Method and apparatus for web page co-browsing |
| FR3030828A1 (fr) * | 2014-12-22 | 2016-06-24 | Orange | Procede de securisation de transactions sans contact |
| US11120443B2 (en) | 2015-11-11 | 2021-09-14 | Visa International Service Association | Browser extension with additional capabilities |
Family Cites Families (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US5557518A (en) * | 1994-04-28 | 1996-09-17 | Citibank, N.A. | Trusted agents for open electronic commerce |
| JPH0950465A (ja) * | 1995-08-04 | 1997-02-18 | Hitachi Ltd | 電子ショッピング方法、電子ショッピングシステムおよび文書認証方法 |
| US5960411A (en) * | 1997-09-12 | 1999-09-28 | Amazon.Com, Inc. | Method and system for placing a purchase order via a communications network |
| EP1028401A3 (fr) * | 1999-02-12 | 2003-06-25 | Citibank, N.A. | Méthode et système pour exécuter une transaction avec cartes bancaires |
| AU5968000A (en) * | 1999-07-21 | 2001-02-13 | E-Payments | A method for performing a transaction over a network |
| FR2806858B1 (fr) * | 2000-03-22 | 2002-05-03 | France Telecom | Procede cryptographique de protection contre la fraude |
| US20020083010A1 (en) * | 2000-12-11 | 2002-06-27 | Namsuk Kim | Electronic identification system |
-
2002
- 2002-04-02 JP JP2002577680A patent/JP2004535619A/ja active Pending
- 2002-04-02 EP EP02723747A patent/EP1374131A4/fr not_active Ceased
- 2002-04-02 WO PCT/US2002/010356 patent/WO2002079911A2/fr active Application Filing
- 2002-04-02 CA CA002442814A patent/CA2442814A1/fr not_active Abandoned
- 2002-04-02 AU AU2002254513A patent/AU2002254513B8/en not_active Ceased
Also Published As
| Publication number | Publication date |
|---|---|
| EP1374131A2 (fr) | 2004-01-02 |
| WO2002079911A2 (fr) | 2002-10-10 |
| JP2004535619A (ja) | 2004-11-25 |
| AU2002254513B8 (en) | 2008-02-21 |
| WO2002079911A3 (fr) | 2003-07-03 |
| EP1374131A4 (fr) | 2007-04-18 |
| AU2002254513B2 (en) | 2008-01-31 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| EEER | Examination request | ||
| FZDE | Discontinued |