CA2432273A1 - Systemes servant a faciliter le traitement de cartes de paiement et a ameliorer le controle de risques - Google Patents

Systemes servant a faciliter le traitement de cartes de paiement et a ameliorer le controle de risques Download PDF

Info

Publication number
CA2432273A1
CA2432273A1 CA002432273A CA2432273A CA2432273A1 CA 2432273 A1 CA2432273 A1 CA 2432273A1 CA 002432273 A CA002432273 A CA 002432273A CA 2432273 A CA2432273 A CA 2432273A CA 2432273 A1 CA2432273 A1 CA 2432273A1
Authority
CA
Canada
Prior art keywords
merchant
card
risk
transaction
chargeback
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA002432273A
Other languages
English (en)
Inventor
Stephen J. Shaper
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of CA2432273A1 publication Critical patent/CA2432273A1/fr
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
CA002432273A 2000-12-18 2001-12-14 Systemes servant a faciliter le traitement de cartes de paiement et a ameliorer le controle de risques Abandoned CA2432273A1 (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US25672800P 2000-12-18 2000-12-18
US60/256,728 2000-12-18
PCT/US2001/048700 WO2002050745A1 (fr) 2000-12-18 2001-12-14 Systemes servant a faciliter le traitement de cartes de paiement et a ameliorer le controle de risques

Publications (1)

Publication Number Publication Date
CA2432273A1 true CA2432273A1 (fr) 2002-06-27

Family

ID=22973358

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002432273A Abandoned CA2432273A1 (fr) 2000-12-18 2001-12-14 Systemes servant a faciliter le traitement de cartes de paiement et a ameliorer le controle de risques

Country Status (4)

Country Link
EP (1) EP1346300A4 (fr)
AU (1) AU2002230924A1 (fr)
CA (1) CA2432273A1 (fr)
WO (1) WO2002050745A1 (fr)

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4891503A (en) * 1988-03-29 1990-01-02 Gascard, Inc. Distributed authorization system
US5426281A (en) * 1991-08-22 1995-06-20 Abecassis; Max Transaction protection system
US5334823A (en) * 1992-01-10 1994-08-02 National Bancard Corporation Systems and methods for operating data card terminals for transaction chargeback protection
US5732400A (en) * 1995-01-04 1998-03-24 Citibank N.A. System and method for a risk-based purchase of goods
US5878141A (en) * 1995-08-25 1999-03-02 Microsoft Corporation Computerized purchasing system and method for mediating purchase transactions over an interactive network
US6254000B1 (en) * 1998-11-13 2001-07-03 First Data Corporation System and method for providing a card transaction authorization fraud warning

Also Published As

Publication number Publication date
EP1346300A4 (fr) 2006-01-25
EP1346300A1 (fr) 2003-09-24
WO2002050745A1 (fr) 2002-06-27
AU2002230924A1 (en) 2002-07-01

Similar Documents

Publication Publication Date Title
US20220148003A1 (en) System and method for processing and for funding a transaction
US8682730B2 (en) System and method for linked account having sweep feature
US7363265B2 (en) Method and system for ubiquitous enablement of electronic currency
AU2006235024B2 (en) Method and system for risk management in a transaction
US6999943B1 (en) Routing methods and systems for increasing payment transaction volume and profitability
US7104443B1 (en) Method and system for facilitating electronic funds transactions
US7967195B2 (en) Methods and systems for providing guaranteed merchant transactions
US20040225604A1 (en) System for providing a checkless checking account
US20110087590A1 (en) Linking a financial card with a merchant account
US20100235248A1 (en) Future check financing method
AU2003217732A1 (en) Credit extension process using a prepaid card
US20040030644A1 (en) Systems for facilitating card processing systems/improved risk control
US20030167226A1 (en) Method and system for improving fraud prevention in connection with a newly opened credit account
RU2639950C2 (ru) Способ и система для обеспечения кредитных сделок, а также связанная с ними компьютерная программа
US20080071654A1 (en) Method, system, and apparatus for remittance processing over a network
Stankey Internet Payment Systems: Legal Issues Facing Businesses, Consumers and Payment Service Providers
CA2432273A1 (fr) Systemes servant a faciliter le traitement de cartes de paiement et a ameliorer le controle de risques
Akindemowo Contract, Deposit of E-Value-Reconsidering Stored Value Products for a Modernized Payments Framework
US7822664B2 (en) Future check financing method
US20070112623A1 (en) E-mail rebate processing system
KR20030005951A (ko) 신용카드의 연체방지를 위한 중개영업 방법

Legal Events

Date Code Title Description
EEER Examination request
FZDE Discontinued