CA2413340C - Systeme et methode pour effectuer une transaction commerciale electronique - Google Patents

Systeme et methode pour effectuer une transaction commerciale electronique Download PDF

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Publication number
CA2413340C
CA2413340C CA002413340A CA2413340A CA2413340C CA 2413340 C CA2413340 C CA 2413340C CA 002413340 A CA002413340 A CA 002413340A CA 2413340 A CA2413340 A CA 2413340A CA 2413340 C CA2413340 C CA 2413340C
Authority
CA
Canada
Prior art keywords
customer
personal information
merchant
credential verification
verification server
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
CA002413340A
Other languages
English (en)
Other versions
CA2413340A1 (fr
Inventor
Nicholas P. Alfano
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
BlackBerry Ltd
Original Assignee
Research in Motion Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Research in Motion Ltd filed Critical Research in Motion Ltd
Priority to CA002413340A priority Critical patent/CA2413340C/fr
Priority to US10/359,958 priority patent/US7478057B2/en
Publication of CA2413340A1 publication Critical patent/CA2413340A1/fr
Priority to US12/352,340 priority patent/US20090125417A1/en
Application granted granted Critical
Publication of CA2413340C publication Critical patent/CA2413340C/fr
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems

Abstract

On divulgue une méthode pour effectuer une transaction de commerce électronique entre un utilisateur et un commerçant. L'utilisateur dispose d'un compte client avec un fournisseur de communication opérant un premier réseau de communication. Le compte client comprend des informations personnelles sur l'utilisateur. Le procédé comprend les étapes suivantes : a) établir une communication entre l'utilisateur et le fournisseur de communication sur le premier réseau de communication; b) l'authentification de l'utilisateur au fournisseur de communication; c) la sélection d'un produit auprès du marchand pour la transaction de commerce électronique; d ) la réception des informations personnelles sur l'utilisateur envoyées par le compte client; et e) compléter la transaction de commerce électronique.
CA002413340A 2002-11-29 2002-11-29 Systeme et methode pour effectuer une transaction commerciale electronique Expired - Lifetime CA2413340C (fr)

Priority Applications (3)

Application Number Priority Date Filing Date Title
CA002413340A CA2413340C (fr) 2002-11-29 2002-11-29 Systeme et methode pour effectuer une transaction commerciale electronique
US10/359,958 US7478057B2 (en) 2002-11-29 2003-02-06 Method for conducting an electronic commercial transaction
US12/352,340 US20090125417A1 (en) 2002-11-29 2009-01-12 Method for conducting an electronic commercial transaction

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CA002413340A CA2413340C (fr) 2002-11-29 2002-11-29 Systeme et methode pour effectuer une transaction commerciale electronique

Publications (2)

Publication Number Publication Date
CA2413340A1 CA2413340A1 (fr) 2004-05-29
CA2413340C true CA2413340C (fr) 2009-10-13

Family

ID=32476988

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002413340A Expired - Lifetime CA2413340C (fr) 2002-11-29 2002-11-29 Systeme et methode pour effectuer une transaction commerciale electronique

Country Status (1)

Country Link
CA (1) CA2413340C (fr)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11443316B2 (en) 2013-10-14 2022-09-13 Equifax Inc. Providing identification information to mobile commerce applications
US11449630B2 (en) 2017-12-14 2022-09-20 Equifax Inc. Embedded third-party application programming interface to prevent transmission of sensitive data
US11463450B2 (en) 2017-04-13 2022-10-04 Equifax Inc. Location-based detection of unauthorized use of interactive computing environment functions
US11574299B2 (en) 2013-10-14 2023-02-07 Equifax Inc. Providing identification information during an interaction with an interactive computing environment

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2689479A1 (fr) 2007-06-04 2008-12-11 Bce Inc. Procedes et systemes pour valider des transactions en ligne a l'aide d'informations de position

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11443316B2 (en) 2013-10-14 2022-09-13 Equifax Inc. Providing identification information to mobile commerce applications
US11574299B2 (en) 2013-10-14 2023-02-07 Equifax Inc. Providing identification information during an interaction with an interactive computing environment
US11463450B2 (en) 2017-04-13 2022-10-04 Equifax Inc. Location-based detection of unauthorized use of interactive computing environment functions
US11449630B2 (en) 2017-12-14 2022-09-20 Equifax Inc. Embedded third-party application programming interface to prevent transmission of sensitive data

Also Published As

Publication number Publication date
CA2413340A1 (fr) 2004-05-29

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