CA2413340A1 - System and method for conducting an electronic commercial transaction - Google Patents

System and method for conducting an electronic commercial transaction Download PDF

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Publication number
CA2413340A1
CA2413340A1 CA 2413340 CA2413340A CA2413340A1 CA 2413340 A1 CA2413340 A1 CA 2413340A1 CA 2413340 CA2413340 CA 2413340 CA 2413340 A CA2413340 A CA 2413340A CA 2413340 A1 CA2413340 A1 CA 2413340A1
Authority
CA
Canada
Prior art keywords
user
conducting
communication
commercial transaction
customer account
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA 2413340
Other languages
French (fr)
Other versions
CA2413340C (en
Inventor
Nicholas P. Alfano
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
BlackBerry Ltd
Original Assignee
Research in Motion Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Research in Motion Ltd filed Critical Research in Motion Ltd
Priority to CA002413340A priority Critical patent/CA2413340C/en
Priority to US10/359,958 priority patent/US7478057B2/en
Publication of CA2413340A1 publication Critical patent/CA2413340A1/en
Priority to US12/352,340 priority patent/US20090125417A1/en
Application granted granted Critical
Publication of CA2413340C publication Critical patent/CA2413340C/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

A method for conducting an e-commerce transaction between a user and a merchant is disclosed. The user has a customer account with a communication provider operating a first communication network. The customer account includes personal information about the user. The method includes the steps of: a) establishing communication between the user and the communication provider over the first communication network; b) authenticating the user to the communication provider; c) selecting a produc t from the merchant for the e-commerce transaction; d) retrieving the personal information about the user from the customer account; and e) completing the e-commerce transaction.
CA002413340A 2002-11-29 2002-11-29 System and method for conducting an electronic commercial transaction Expired - Lifetime CA2413340C (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
CA002413340A CA2413340C (en) 2002-11-29 2002-11-29 System and method for conducting an electronic commercial transaction
US10/359,958 US7478057B2 (en) 2002-11-29 2003-02-06 Method for conducting an electronic commercial transaction
US12/352,340 US20090125417A1 (en) 2002-11-29 2009-01-12 Method for conducting an electronic commercial transaction

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CA002413340A CA2413340C (en) 2002-11-29 2002-11-29 System and method for conducting an electronic commercial transaction

Publications (2)

Publication Number Publication Date
CA2413340A1 true CA2413340A1 (en) 2004-05-29
CA2413340C CA2413340C (en) 2009-10-13

Family

ID=32476988

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002413340A Expired - Lifetime CA2413340C (en) 2002-11-29 2002-11-29 System and method for conducting an electronic commercial transaction

Country Status (1)

Country Link
CA (1) CA2413340C (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2008148183A1 (en) * 2007-06-04 2008-12-11 Bce Inc. Methods and systems for handling online requests based on information known to a service provider

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2014334713A1 (en) 2013-10-14 2016-05-19 Equifax Inc. Providing identification information to mobile commerce applications
US11574299B2 (en) 2013-10-14 2023-02-07 Equifax Inc. Providing identification information during an interaction with an interactive computing environment
CA3059371A1 (en) 2017-04-13 2018-04-13 Equifax Inc. Location-based detection of unauthorized use of interactive computing environment functions
WO2019118682A1 (en) 2017-12-14 2019-06-20 Equifax Inc. Embedded third-party application programming interface to prevent transmission of sensitive data

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2008148183A1 (en) * 2007-06-04 2008-12-11 Bce Inc. Methods and systems for handling online requests based on information known to a service provider
US9430517B2 (en) 2007-06-04 2016-08-30 Bce Inc. Methods and systems for presenting online content elements based on information known to a service provider
US9600518B2 (en) 2007-06-04 2017-03-21 Bce Inc. Methods and systems for presenting online content elements based on information caused to be stored on a communication apparatus by a service provider
US10078660B2 (en) 2007-06-04 2018-09-18 Bce Inc. Methods and systems for presenting online content elements based on information known to a service provider
US10180958B2 (en) 2007-06-04 2019-01-15 Bce Inc. Methods and computer-readable media for enabling secure online transactions with simplified user experience
US10482081B2 (en) 2007-06-04 2019-11-19 Bce Inc. Methods and systems for validating online transactions using location information
US10691758B2 (en) 2007-06-04 2020-06-23 Bce Inc. Methods and systems for presenting online content elements based on information known to a service provider

Also Published As

Publication number Publication date
CA2413340C (en) 2009-10-13

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Legal Events

Date Code Title Description
EEER Examination request
MKEX Expiry

Effective date: 20221129