CA2401980A1 - Systeme de traitement de transaction et son procede de mise en application - Google Patents

Systeme de traitement de transaction et son procede de mise en application Download PDF

Info

Publication number
CA2401980A1
CA2401980A1 CA002401980A CA2401980A CA2401980A1 CA 2401980 A1 CA2401980 A1 CA 2401980A1 CA 002401980 A CA002401980 A CA 002401980A CA 2401980 A CA2401980 A CA 2401980A CA 2401980 A1 CA2401980 A1 CA 2401980A1
Authority
CA
Canada
Prior art keywords
account
user
currency
processing system
transaction processing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA002401980A
Other languages
English (en)
Inventor
Christa Vanheel
James Timothy Charles Nicholas Price
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
INFINIA IP Ltd
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of CA2401980A1 publication Critical patent/CA2401980A1/fr
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Système de traitement de transaction comprenant un registre d'utilisation non autorisé du système, un compte en monnaie réelle et un compte en monnaie virtuelle correspondant à chaque utilisateur. Chaque compte possède un solde correspondant et le compte en monnaie réelle est tenu par une institution bancaire. L'utilisateur autorisé peut utiliser un dispositif d'accès dans le but d'émettre des instructions de transfert afin de transférer un montant prédéterminé de monnaie entre les comptes de cet utilisateur. Ce système comprend un dispositif d'administration dont le but est de répondre aux instructions de transfert, visant à débiter le compte en monnaie virtuelle de l'utilisateur émetteur de ces instructions de transfert, par débit de son compte en monnaie virtuelle et crédit de son compte en monnaie réelle du montant prédéterminé de monnaie.
CA002401980A 2000-03-06 2001-03-05 Systeme de traitement de transaction et son procede de mise en application Abandoned CA2401980A1 (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
GB0005392A GB0005392D0 (en) 2000-03-06 2000-03-06 Transaction processing system and method of operation thereof
GB0005392.6 2000-03-06
PCT/IB2001/000304 WO2001067409A1 (fr) 2000-03-06 2001-03-05 Systeme de traitement de transaction et son procede de mise en application

Publications (1)

Publication Number Publication Date
CA2401980A1 true CA2401980A1 (fr) 2001-09-13

Family

ID=9887075

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002401980A Abandoned CA2401980A1 (fr) 2000-03-06 2001-03-05 Systeme de traitement de transaction et son procede de mise en application

Country Status (6)

Country Link
EP (1) EP1261947A1 (fr)
AU (1) AU4095201A (fr)
CA (1) CA2401980A1 (fr)
GB (1) GB0005392D0 (fr)
WO (1) WO2001067409A1 (fr)
ZA (1) ZA200206883B (fr)

Families Citing this family (26)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1866880A1 (fr) * 2005-03-17 2007-12-19 Netcash.IS Limited Systeme de paiement
US10068228B1 (en) 2013-06-28 2018-09-04 Winklevoss Ip, Llc Systems and methods for storing digital math-based assets using a secure portal
US10269009B1 (en) 2013-06-28 2019-04-23 Winklevoss Ip, Llc Systems, methods, and program products for a digital math-based asset exchange
US10354325B1 (en) 2013-06-28 2019-07-16 Winklevoss Ip, Llc Computer-generated graphical user interface
US9898782B1 (en) 2013-06-28 2018-02-20 Winklevoss Ip, Llc Systems, methods, and program products for operating exchange traded products holding digital math-based assets
US11282139B1 (en) 2013-06-28 2022-03-22 Gemini Ip, Llc Systems, methods, and program products for verifying digital assets held in a custodial digital asset wallet
US9853977B1 (en) 2015-01-26 2017-12-26 Winklevoss Ip, Llc System, method, and program product for processing secure transactions within a cloud computing system
US10915891B1 (en) 2015-03-16 2021-02-09 Winklevoss Ip, Llc Autonomous devices
US10158480B1 (en) 2015-03-16 2018-12-18 Winklevoss Ip, Llc Autonomous devices
WO2016161073A1 (fr) 2015-03-31 2016-10-06 Nasdaq, Inc. Systèmes et procédés d'enregistrement de transactions de chaîne de blocs
CA2991211C (fr) 2015-07-02 2024-02-20 Nasdaq, Inc. Systemes et procedes de provenance securisee pour des bases de donnees de transactions distribuees
US10108812B2 (en) 2016-01-28 2018-10-23 Nasdaq, Inc. Systems and methods for securing and disseminating time sensitive information using a blockchain
SG11201806404SA (en) 2016-02-04 2018-08-30 Nasdaq Tech Ab Systems and methods for storing and sharing transactional data using distributed computer systems
US11909860B1 (en) 2018-02-12 2024-02-20 Gemini Ip, Llc Systems, methods, and program products for loaning digital assets and for depositing, holding and/or distributing collateral as a token in the form of digital assets on an underlying blockchain
US11139955B1 (en) 2018-02-12 2021-10-05 Winklevoss Ip, Llc Systems, methods, and program products for loaning digital assets and for depositing, holding and/or distributing collateral as a token in the form of digital assets on an underlying blockchain
US11308487B1 (en) 2018-02-12 2022-04-19 Gemini Ip, Llc System, method and program product for obtaining digital assets
US11475442B1 (en) 2018-02-12 2022-10-18 Gemini Ip, Llc System, method and program product for modifying a supply of stable value digital asset tokens
US10929842B1 (en) 2018-03-05 2021-02-23 Winklevoss Ip, Llc System, method and program product for depositing and withdrawing stable value digital assets in exchange for fiat
US11200569B1 (en) 2018-02-12 2021-12-14 Winklevoss Ip, Llc System, method and program product for making payments using fiat-backed digital assets
US10373158B1 (en) 2018-02-12 2019-08-06 Winklevoss Ip, Llc System, method and program product for modifying a supply of stable value digital asset tokens
US10540654B1 (en) 2018-02-12 2020-01-21 Winklevoss Ip, Llc System, method and program product for generating and utilizing stable value digital assets
US10373129B1 (en) 2018-03-05 2019-08-06 Winklevoss Ip, Llc System, method and program product for generating and utilizing stable value digital assets
US10438290B1 (en) 2018-03-05 2019-10-08 Winklevoss Ip, Llc System, method and program product for generating and utilizing stable value digital assets
US11522700B1 (en) 2018-02-12 2022-12-06 Gemini Ip, Llc Systems, methods, and program products for depositing, holding and/or distributing collateral as a token in the form of digital assets on an underlying blockchain
US11334883B1 (en) 2018-03-05 2022-05-17 Gemini Ip, Llc Systems, methods, and program products for modifying the supply, depositing, holding and/or distributing collateral as a stable value token in the form of digital assets
US11501370B1 (en) 2019-06-17 2022-11-15 Gemini Ip, Llc Systems, methods, and program products for non-custodial trading of digital assets on a digital asset exchange

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5557516A (en) * 1994-02-04 1996-09-17 Mastercard International System and method for conducting cashless transactions
FR2750273B1 (fr) * 1996-06-21 1998-07-17 Milano Sophie Procede de rechargement de cartes prepayees virtuelles
US5991748A (en) * 1996-12-06 1999-11-23 American Express Travel Related Services Company, Inc. Methods and apparatus for regenerating a prepaid transaction account
IL119965A0 (en) * 1997-01-06 1997-04-15 Aerotel Ltd Computerized money transfer system
KR100213098B1 (ko) * 1997-03-14 1999-08-02 윤종용 전자 화폐 단말 기능을 내장한 방송 수신기와 그 수행방법
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions
US6615189B1 (en) * 1998-06-22 2003-09-02 Bank One, Delaware, National Association Debit purchasing of stored value card for use by and/or delivery to others

Also Published As

Publication number Publication date
WO2001067409A1 (fr) 2001-09-13
EP1261947A1 (fr) 2002-12-04
ZA200206883B (en) 2003-03-11
AU4095201A (en) 2001-09-17
GB0005392D0 (en) 2000-04-26

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Legal Events

Date Code Title Description
FZDE Discontinued