CA2385954C - System and method for global internet digital identification - Google Patents

System and method for global internet digital identification Download PDF

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Publication number
CA2385954C
CA2385954C CA002385954A CA2385954A CA2385954C CA 2385954 C CA2385954 C CA 2385954C CA 002385954 A CA002385954 A CA 002385954A CA 2385954 A CA2385954 A CA 2385954A CA 2385954 C CA2385954 C CA 2385954C
Authority
CA
Canada
Prior art keywords
network
response message
authorization
digital
central switch
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
CA002385954A
Other languages
English (en)
French (fr)
Other versions
CA2385954A1 (en
Inventor
Michael D. S. Harris
John Wankmueller
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mastercard International Inc
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of CA2385954A1 publication Critical patent/CA2385954A1/en
Application granted granted Critical
Publication of CA2385954C publication Critical patent/CA2385954C/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
CA002385954A 1999-10-08 2000-10-05 System and method for global internet digital identification Expired - Lifetime CA2385954C (en)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US15860899P 1999-10-08 1999-10-08
US60/158,608 1999-10-08
US16388699P 1999-11-05 1999-11-05
US60/163,886 1999-11-05
PCT/US2000/027458 WO2001027887A1 (en) 1999-10-08 2000-10-05 System and method for global internet digital identification

Publications (2)

Publication Number Publication Date
CA2385954A1 CA2385954A1 (en) 2001-04-19
CA2385954C true CA2385954C (en) 2008-05-06

Family

ID=26855201

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002385954A Expired - Lifetime CA2385954C (en) 1999-10-08 2000-10-05 System and method for global internet digital identification

Country Status (6)

Country Link
EP (1) EP1218861A1 (zh)
JP (1) JP2003511802A (zh)
AU (1) AU772372B2 (zh)
CA (1) CA2385954C (zh)
HK (1) HK1047337A1 (zh)
WO (1) WO2001027887A1 (zh)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB0020108D0 (en) * 2000-08-15 2000-10-04 Nokia Mobile Phones Ltd Devices
US20030217148A1 (en) * 2002-05-16 2003-11-20 Mullen Glen H. Method and apparatus for LAN authentication on switch

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5557518A (en) * 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
CA2100134C (en) * 1992-09-29 1999-06-22 Raymond Otto Colbert Secure credit/debit card authorization
US5826245A (en) * 1995-03-20 1998-10-20 Sandberg-Diment; Erik Providing verification information for a transaction
US5590197A (en) * 1995-04-04 1996-12-31 V-One Corporation Electronic payment system and method
FR2733068B1 (fr) * 1995-04-14 1997-07-04 G C Tech Procede de paiement electronique permettant d'effectuer des transactions liees a l'achat de biens sur un reseau informatique
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
US5943424A (en) * 1996-06-17 1999-08-24 Hewlett-Packard Company System, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture
US5903882A (en) * 1996-12-13 1999-05-11 Certco, Llc Reliance server for electronic transaction system
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions
US5991750A (en) * 1997-10-24 1999-11-23 Ge Capital System and method for pre-authorization of individual account transactions
EP0921487A3 (en) * 1997-12-08 2000-07-26 Nippon Telegraph and Telephone Corporation Method and system for billing on the internet

Also Published As

Publication number Publication date
JP2003511802A (ja) 2003-03-25
EP1218861A1 (en) 2002-07-03
CA2385954A1 (en) 2001-04-19
WO2001027887A1 (en) 2001-04-19
HK1047337A1 (zh) 2003-02-14
AU772372B2 (en) 2004-04-22
AU7859300A (en) 2001-04-23

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