CA2347460C - Systeme et procede de traitement d'environnement a argent electronique heterogene - Google Patents

Systeme et procede de traitement d'environnement a argent electronique heterogene Download PDF

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Publication number
CA2347460C
CA2347460C CA002347460A CA2347460A CA2347460C CA 2347460 C CA2347460 C CA 2347460C CA 002347460 A CA002347460 A CA 002347460A CA 2347460 A CA2347460 A CA 2347460A CA 2347460 C CA2347460 C CA 2347460C
Authority
CA
Canada
Prior art keywords
electronic cash
brand
payment
charge
electronic
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CA002347460A
Other languages
English (en)
Other versions
CA2347460A1 (fr
Inventor
Mordechai Teicher
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Cardis Enterprise International NV
Original Assignee
Cardis Enterprise International NV
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cardis Enterprise International NV filed Critical Cardis Enterprise International NV
Publication of CA2347460A1 publication Critical patent/CA2347460A1/fr
Application granted granted Critical
Publication of CA2347460C publication Critical patent/CA2347460C/fr
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Ce système de valeur stockée hétérogène permet une interopérabilité entre un certain nombre de marques de cartes de paiement privatives à structures de redevances différentes. L'argent électronique obtenu à l'origine grâce à une marque de carte de paiement spécifique est reconsolidé au niveau du règlement, garantissant une reddition de compte pertinente pour ces redevances. Le système peut accepter un flux isolé, l'argent électronique circulant d'un dispositif de chargement (2) vers une carte de paiement (8) et donc d'une carte de paiement (8) vers un point de vente (6) vers le règlement (7), l'argent électronique circulant alors dans une carte de paiement uniquement depuis le dispositif de chargement. Le système peut également accepter une circulation de l'argent électronique, le rechargement se faisant par conséquent par renvoi de l'argent électronique à une carte de paiement (8) comme monnaie d'une transaction de facturation au niveau du point de vente (6). Des cartes de paiement possédant plus d'une fonction de facturation peuvent être acceptées, le client pouvant préciser quelle fonction de facturation sera utilisée pour acquérir l'argent électronique.
CA002347460A 1998-10-13 1998-10-13 Systeme et procede de traitement d'environnement a argent electronique heterogene Expired - Fee Related CA2347460C (fr)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/IL1998/000497 WO2000022556A1 (fr) 1998-10-13 1998-10-13 Systeme et procede de traitement d'environnement a argent electronique heterogene

Publications (2)

Publication Number Publication Date
CA2347460A1 CA2347460A1 (fr) 2000-04-20
CA2347460C true CA2347460C (fr) 2009-12-29

Family

ID=11062366

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002347460A Expired - Fee Related CA2347460C (fr) 1998-10-13 1998-10-13 Systeme et procede de traitement d'environnement a argent electronique heterogene

Country Status (4)

Country Link
EP (1) EP1129419A4 (fr)
AU (1) AU9457598A (fr)
CA (1) CA2347460C (fr)
WO (1) WO2000022556A1 (fr)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH11250164A (ja) * 1998-03-03 1999-09-17 Hitachi Ltd 使用料徴収機能を有する電子マネー処理方法および電子マネー格納装置
WO2007086068A2 (fr) 2006-01-30 2007-08-02 Fortressgb Ltd. Système d'acceptation d'une valeur de groupes fermés
CN104637195B (zh) * 2013-11-12 2017-03-15 中国银联股份有限公司 一种ic卡电子现金脱机圈存方法以及系统
EP4104127A4 (fr) * 2020-02-10 2023-11-15 Izzi, Inc. Système et procédé de mise en oeuvre d'une architecture de paiement qui fournit un paiement instantané et sans risque en monnaie électronique

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE3587513T2 (de) * 1984-04-03 1994-03-31 Omron Tateisi Electronics Co Finanzielle Transaktionen verarbeitendes System, das eine Karte mit integrierten Schaltkreisen verwendet.
US5623547A (en) * 1990-04-12 1997-04-22 Jonhig Limited Value transfer system
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
DE4243851A1 (de) * 1992-12-23 1994-06-30 Deutsche Bundespost Telekom Verfahren zum Transferieren von Buchgeldbeträgen auf und von Chipkarten
DE4333388A1 (de) * 1993-09-30 1995-04-06 Giesecke & Devrient Gmbh System zur Durchführung von Transaktionen mit einer Multifunktionskarte mit elektronischer Börse
US5530232A (en) * 1993-12-22 1996-06-25 Datamark Services, Inc. Multi-application data card
US5578808A (en) * 1993-12-22 1996-11-26 Datamark Services, Inc. Data card that can be used for transactions involving separate card issuers
GB9405362D0 (en) * 1994-03-18 1994-05-04 Transmo Limited Improved card charging system
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US5744787A (en) * 1994-09-25 1998-04-28 Advanced Retail Systems Ltd. System and method for retail
US5748737A (en) * 1994-11-14 1998-05-05 Daggar; Robert N. Multimedia electronic wallet with generic card

Also Published As

Publication number Publication date
WO2000022556A1 (fr) 2000-04-20
CA2347460A1 (fr) 2000-04-20
EP1129419A1 (fr) 2001-09-05
EP1129419A4 (fr) 2005-03-16
AU9457598A (en) 2000-05-01

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Effective date: 20181015