CA2341039A1 - Systeme et procede permettant de transmettre des informations de credit de systeme a systeme - Google Patents

Systeme et procede permettant de transmettre des informations de credit de systeme a systeme Download PDF

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Publication number
CA2341039A1
CA2341039A1 CA002341039A CA2341039A CA2341039A1 CA 2341039 A1 CA2341039 A1 CA 2341039A1 CA 002341039 A CA002341039 A CA 002341039A CA 2341039 A CA2341039 A CA 2341039A CA 2341039 A1 CA2341039 A1 CA 2341039A1
Authority
CA
Canada
Prior art keywords
information
credit
network database
format
report
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA002341039A
Other languages
English (en)
Inventor
David L. Wallace
Marguerite Anne Hammond
Judy Headley
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Equifax Inc
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of CA2341039A1 publication Critical patent/CA2341039A1/fr
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/80—Information retrieval; Database structures therefor; File system structures therefor of semi-structured data, e.g. markup language structured data such as SGML, XML or HTML
    • G06F16/84—Mapping; Conversion

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Data Mining & Analysis (AREA)
  • Databases & Information Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Machine Translation (AREA)

Abstract

L'invention concerne un système de mise à jour (16) de crédit, permettant d'échanger et de mettre à jour, de manière continue, des fichiers de crédits mémorisés dans différents formats et éventuellement dans différents pays, sans conversion de la part de l'utilisateur final. Une centrale d'informations (20) de crédit mémorise des informations de crédit dans un format universel, tel que le format ICCIF formulé par Equifax, In., et contient un module interprète (40) destiné à accepter et mettre en correspondance des données des systèmes de crédit (24) étrangers idiosyncrasiques avec une base de données. Le client (10a) du système de crédit, tel des banques émettant des cartes de crédit, peut spécifier une langue, une monnaie, un taux de change et d'autres informations en fonction de ses besoins. La mise à jour d'un fichier de crédit de système à système est améliorée.
CA002341039A 1998-08-20 1999-08-19 Systeme et procede permettant de transmettre des informations de credit de systeme a systeme Abandoned CA2341039A1 (fr)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US9732998P 1998-08-20 1998-08-20
US60/097,329 1998-08-20
US37629499A 1999-08-18 1999-08-18
US09/376,294 1999-08-18
PCT/US1999/018725 WO2000011586A1 (fr) 1998-08-20 1999-08-19 Systeme et procede permettant de transmettre des informations de credit de systeme a systeme

Publications (1)

Publication Number Publication Date
CA2341039A1 true CA2341039A1 (fr) 2000-03-02

Family

ID=26793124

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002341039A Abandoned CA2341039A1 (fr) 1998-08-20 1999-08-19 Systeme et procede permettant de transmettre des informations de credit de systeme a systeme

Country Status (4)

Country Link
EP (1) EP1114380A4 (fr)
AU (1) AU5677199A (fr)
CA (1) CA2341039A1 (fr)
WO (1) WO2000011586A1 (fr)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7991688B2 (en) * 2000-11-14 2011-08-02 Knowledge Works Inc. Methods and apparatus for automatically exchanging credit information
US20110119178A1 (en) * 2009-11-18 2011-05-19 American Express Travel Related Services Company, Inc. Metadata driven processing
US8332378B2 (en) 2009-11-18 2012-12-11 American Express Travel Related Services Company, Inc. File listener system and method
CN110020940A (zh) * 2019-04-02 2019-07-16 中电科大数据研究院有限公司 信用名单的处理方法、装置、设备及存储介质

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4868866A (en) * 1984-12-28 1989-09-19 Mcgraw-Hill Inc. Broadcast data distribution system
US5274547A (en) * 1991-01-03 1993-12-28 Credco Of Washington, Inc. System for generating and transmitting credit reports
US5611052A (en) * 1993-11-01 1997-03-11 The Golden 1 Credit Union Lender direct credit evaluation and loan processing system
US5930776A (en) * 1993-11-01 1999-07-27 The Golden 1 Credit Union Lender direct credit evaluation and loan processing system
US5878403A (en) * 1995-09-12 1999-03-02 Cmsi Computer implemented automated credit application analysis and decision routing system
US5897621A (en) * 1996-06-14 1999-04-27 Cybercash, Inc. System and method for multi-currency transactions

Also Published As

Publication number Publication date
WO2000011586A9 (fr) 2000-07-13
EP1114380A4 (fr) 2001-11-28
WO2000011586A1 (fr) 2000-03-02
EP1114380A1 (fr) 2001-07-11
AU5677199A (en) 2000-03-14
WO2000011586A8 (fr) 2000-05-25

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Legal Events

Date Code Title Description
EEER Examination request
FZDE Discontinued
FZDE Discontinued

Effective date: 20040819