CA2337028A1 - Systeme automatise d'encaissement de documents - Google Patents
Systeme automatise d'encaissement de documents Download PDFInfo
- Publication number
- CA2337028A1 CA2337028A1 CA002337028A CA2337028A CA2337028A1 CA 2337028 A1 CA2337028 A1 CA 2337028A1 CA 002337028 A CA002337028 A CA 002337028A CA 2337028 A CA2337028 A CA 2337028A CA 2337028 A1 CA2337028 A1 CA 2337028A1
- Authority
- CA
- Canada
- Prior art keywords
- document
- user
- amount
- machine
- processor
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
- 238000010200 validation analysis Methods 0.000 claims abstract 8
- 238000000034 method Methods 0.000 claims 57
- 238000012795 verification Methods 0.000 claims 6
- 238000011156 evaluation Methods 0.000 claims 4
- 238000000605 extraction Methods 0.000 claims 4
- 239000000696 magnetic material Substances 0.000 claims 3
- 238000003860 storage Methods 0.000 claims 3
- 238000000151 deposition Methods 0.000 claims 2
- 238000012797 qualification Methods 0.000 claims 2
- 238000012552 review Methods 0.000 claims 2
- 238000012546 transfer Methods 0.000 claims 2
- 238000004891 communication Methods 0.000 claims 1
- 230000008030 elimination Effects 0.000 claims 1
- 238000003379 elimination reaction Methods 0.000 claims 1
- 238000004519 manufacturing process Methods 0.000 claims 1
- 238000012545 processing Methods 0.000 claims 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
La présente invention concerne un système automatisé d'encaissement de documents comportant une machine automatisé qui encaisse les documents de transactions monétaires, tels que les chèques et les mandats, et effectue des dépôts provisoires sur le compte bancaire de l'utilisateur après validation de sa part, ainsi qu'un document d'opération bancaire, sans l'aide d'un caissier de banque. La validation de l'identité de l'utilisateur s'effectue au moyen d'une carte associée aux renseignements identifiant l'utilisateur. En outre, on peut utiliser un dispositif biométrique pour identifier la validité de l'utilisateur. La validation du document en question implique une ou plusieurs de ces opérations: validation de la présence d'une signature; validation du montant du document de la transaction monétaire, notamment l'entrée manuelle du montant par l'utilisateur; validation CAR sur le LAR; et enfin, validation des paramètres et règles du système bancaire pour le client et/ou la transaction. En vue de faciliter l'analyse automatique des données relatives aux documents de transaction monétaire ou aux documents de versement, l'utilisateur est invité à fournir un cadre de délimitation sur les données. L'utilisateur peut effleurer un écran tactile à images pour localiser le cadre de délimitation, et il peut également agrandir les données pour remplir le cadre de délimitation et exclure d'autres données de cette analyse. Après validation du document et du client, ce système distribue l'argent ou transfère la somme d'argent sur un compte d'épargne, un compte chèques, une carte de crédit, ou analogue. Ce système est également capable de rédiger des mandats ou d'effectuer des transferts d'argent. En alimentant la machine en argent sous forme d'espèces, d'autorisation de carte de crédit, de solde de carte de crédit, ou autres, l'utilisateur peut payer ses factures, comme les factures de services publics par exemple, en utilisant ce système ou encore acheter des articles fournies par le système.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US11391398A | 1998-07-10 | 1998-07-10 | |
US09/113,913 | 1998-07-10 | ||
PCT/US1999/015446 WO2000005667A2 (fr) | 1998-07-10 | 1999-07-08 | Systeme automatise d'encaissement de documents |
Publications (2)
Publication Number | Publication Date |
---|---|
CA2337028A1 true CA2337028A1 (fr) | 2000-02-03 |
CA2337028C CA2337028C (fr) | 2012-09-18 |
Family
ID=22352276
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CA2337028A Expired - Fee Related CA2337028C (fr) | 1998-07-10 | 1999-07-08 | Systeme automatise d'encaissement de documents |
Country Status (4)
Country | Link |
---|---|
EP (1) | EP1095350A4 (fr) |
AU (1) | AU762137B2 (fr) |
CA (1) | CA2337028C (fr) |
WO (1) | WO2000005667A2 (fr) |
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2006034584A1 (fr) * | 2004-09-28 | 2006-04-06 | Doyle Brian J | Procede de fourniture de service de paiement sans numeraire |
US7653600B2 (en) | 1997-05-30 | 2010-01-26 | Capital Security Systems, Inc. | Automated document cashing system |
Families Citing this family (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6119106A (en) | 1997-11-26 | 2000-09-12 | Mersky; Randy | Method and apparatus for facilitating customer payments to creditors from a remote site |
US8261975B2 (en) | 2001-03-07 | 2012-09-11 | Diebold, Incorporated | Automated banking machine that operates responsive to data bearing records |
US7296003B2 (en) | 2001-08-17 | 2007-11-13 | Globex Financial Services, Inc. | Method and apparatus for facilitating manual payments for transactions conducted over a network |
DE202009001095U1 (de) | 2009-01-26 | 2010-03-11 | Igv Institut Für Getreideverarbeitung Gmbh | Verkapselte Wirkstoffe in bioaktiver Matrix |
US10846667B1 (en) * | 2013-10-01 | 2020-11-24 | Wells Fargo Bank, N.A. | System and method for mobile check deposit with restricted endorsement |
CN106599570A (zh) * | 2016-12-12 | 2017-04-26 | 嘉兴太美医疗科技有限公司 | 知情同意书核查方法 |
CN110288483B (zh) * | 2019-05-22 | 2024-07-02 | 平安证券股份有限公司 | 账号开通方法、装置、设备及计算机可读存储介质 |
Family Cites Families (10)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPS5543138B1 (fr) * | 1969-04-26 | 1980-11-05 | ||
US4023013A (en) * | 1975-12-29 | 1977-05-10 | Diebold, Incorporated | On-line verification system for identification card or the like |
US4134537A (en) * | 1977-04-25 | 1979-01-16 | Transaction Technology, Inc. | Transaction terminal |
US4617457A (en) * | 1983-12-19 | 1986-10-14 | Ncr Corporation | Teller-assisted, customer-operated ATM document cashing system |
US4729128A (en) * | 1985-06-10 | 1988-03-01 | Grimes Marvin G | Personal identification card system |
US5233547A (en) * | 1991-11-12 | 1993-08-03 | Ncr Corporation | Electronic checking account apparatus and method having a digitizer to receive information as a check is being written |
US5592377A (en) * | 1993-12-18 | 1997-01-07 | Lipkin; Edward B. | Check cashing system |
US5679938A (en) * | 1994-12-02 | 1997-10-21 | Telecheck International, Inc. | Methods and systems for interactive check authorizations |
WO1998007119A2 (fr) * | 1996-08-09 | 1998-02-19 | Unisys Corporation | Machine de gestion de transaction a documents de transactions financieres |
WO1998059308A1 (fr) * | 1997-05-30 | 1998-12-30 | Capital Security Systems, Inc. | Systeme automatise d'encaissement de documents |
-
1999
- 1999-07-08 EP EP99932355A patent/EP1095350A4/fr not_active Withdrawn
- 1999-07-08 AU AU48678/99A patent/AU762137B2/en not_active Ceased
- 1999-07-08 WO PCT/US1999/015446 patent/WO2000005667A2/fr active IP Right Grant
- 1999-07-08 CA CA2337028A patent/CA2337028C/fr not_active Expired - Fee Related
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7653600B2 (en) | 1997-05-30 | 2010-01-26 | Capital Security Systems, Inc. | Automated document cashing system |
US7991696B2 (en) | 1997-05-30 | 2011-08-02 | Capital Security Systems, Inc. | Automated document cashing machine and method |
US8121948B2 (en) | 1997-05-30 | 2012-02-21 | Capital Security Systems, Inc. | Automated document cashing system |
US9460426B2 (en) | 1997-05-30 | 2016-10-04 | Capital Security Systems, Inc. | Automated document cashing system |
WO2006034584A1 (fr) * | 2004-09-28 | 2006-04-06 | Doyle Brian J | Procede de fourniture de service de paiement sans numeraire |
Also Published As
Publication number | Publication date |
---|---|
CA2337028C (fr) | 2012-09-18 |
EP1095350A4 (fr) | 2004-12-08 |
AU4867899A (en) | 2000-02-14 |
EP1095350A2 (fr) | 2001-05-02 |
WO2000005667A3 (fr) | 2000-04-27 |
WO2000005667A2 (fr) | 2000-02-03 |
AU762137B2 (en) | 2003-06-19 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
EEER | Examination request | ||
MKLA | Lapsed |
Effective date: 20140708 |