CA2255289A1 - Securities & or investments & or capital & or stock market & or mutual funds insurance - Google Patents
Securities & or investments & or capital & or stock market & or mutual funds insurance Download PDFInfo
- Publication number
- CA2255289A1 CA2255289A1 CA 2255289 CA2255289A CA2255289A1 CA 2255289 A1 CA2255289 A1 CA 2255289A1 CA 2255289 CA2255289 CA 2255289 CA 2255289 A CA2255289 A CA 2255289A CA 2255289 A1 CA2255289 A1 CA 2255289A1
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- CA
- Canada
- Prior art keywords
- securities
- insurance
- mutual funds
- investments
- capital
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
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- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
This is an Insurance Policy protecting the Securities Holder in the event of loss due to the declined Market Value of his/her Original Investment to be indemnified by the Insurance Company provided the premium was paid and the deductible was met.
This innovative protection concept can be applicable to all Negotiable Securities and especially beneficial for Mutual Funds application.
This innovative protection concept can be applicable to all Negotiable Securities and especially beneficial for Mutual Funds application.
Description
Abstract of the Disclosure Mutual Funds Insurance This is an Insurance Policy protec~ig~ Securities Holder in the event of toss due to the declined Market Value of his/her Origt estment to be indemnified by the Insurance Company provided the premium was paid an eductible was met. This innovative protection concept can be applicable to all Ne otiab ides and especially benefrcial for Mutuat Fumts application.
*****************
The following information is intended for the purpose of ILLUSTRATION ONLY.
Subject to periodically changes, numbers and percents adjustments including premium and deductibles.Opposite version shall be applied for puts ,short or sell orders. Subject to errors, omissions and is NOT A SOLICITATION OR
GUARANTEE OF PRESENT OR FUTURE PERFORMANCE.
Hypotkesis of $10, 000 Investment Investor's purchase $ 10,000.00 of Securities Deductible.....10%..... .$ 1,000.00 (per Occurrence) Insurance Premium $ 50.00 (0.5% Annual) Coverage (risk) start at $ 8,950 .00 > At the money Egamule Market value of the securities $ 9.000.00 and + ( no claims ) (10,000 - 1,000 deductible) ~ $ 8.999.99 or less If the "insured" (the investor) desires to close his/her position, he/she will file a "claim of loss" with the " Insurer" ( The Insurance Company) to whom they will assign their securities. The "Insurer" may dispose of those securities at their discretion and in return the "
Insured "shall be indemnified for his/her loss.
(Stock Splits & Dividends shall be taken into account in adjusting the original purchase price.) ~ Sales Commission paid to PRE-APPROVED SECURITIES BROKERS AND INTERNET DIRECT
ACCESS ( 2 % of Premium)in exchange they will be responsible to collect and remit the Premium within 3 working days (settlement day) and via interactive computer program simultaneously provide the " Insurer " with the following:
a ) Name of the Securities Broker b) Name of the Insured (title holder of the Securities) c) Symbol and Narne of the Exchange where the Securities are traded e) Amount & units price per share . The premium is paid in FULL, annually in advance, and is considered EARNED
immediately without refund or proration .
Market Approach By considering only the 5~/~ of the daily DOW BONES Volume ~ Daily volume.......................... ...600,000,000 Shares Average price per share ....... ............. $20.00 ~ 5% ( 600M x $ 20.00 x 5%)......$.600,000,000 ~ Daily premium 600M x 0.5%....$ 3,000,000 or ............................$
720,000,000 ( 250 Days) ~ Commissions...... ( 2 %
).................................................................... $
14,400,000 Annual ~ Loss ( 80%) (VERY GENEROUS % OF LOSS)...........................$ 576,000 Projected Net Annum ~peratin~ Revenue...,.:..:..... ....................$
I29,60U,U0~
Stop Loss, limit order, cover options , futures , etc. can not guarantee the peace of mind or compete with the cost of the premium involved. The Investors, especially with the latest market's volatility , like to limit their risk exposure . The potential is enormous. The marketability is accessible to a11 Brokers, investors and Exchanges Worldwide. ArouncLthe clock operation is necessary due to variation of business time zone. International Currencies cap be applied since the same formula will be implemented .
Are we going to limit our self ? Lets explore the Universe ! ! l
*****************
The following information is intended for the purpose of ILLUSTRATION ONLY.
Subject to periodically changes, numbers and percents adjustments including premium and deductibles.Opposite version shall be applied for puts ,short or sell orders. Subject to errors, omissions and is NOT A SOLICITATION OR
GUARANTEE OF PRESENT OR FUTURE PERFORMANCE.
Hypotkesis of $10, 000 Investment Investor's purchase $ 10,000.00 of Securities Deductible.....10%..... .$ 1,000.00 (per Occurrence) Insurance Premium $ 50.00 (0.5% Annual) Coverage (risk) start at $ 8,950 .00 > At the money Egamule Market value of the securities $ 9.000.00 and + ( no claims ) (10,000 - 1,000 deductible) ~ $ 8.999.99 or less If the "insured" (the investor) desires to close his/her position, he/she will file a "claim of loss" with the " Insurer" ( The Insurance Company) to whom they will assign their securities. The "Insurer" may dispose of those securities at their discretion and in return the "
Insured "shall be indemnified for his/her loss.
(Stock Splits & Dividends shall be taken into account in adjusting the original purchase price.) ~ Sales Commission paid to PRE-APPROVED SECURITIES BROKERS AND INTERNET DIRECT
ACCESS ( 2 % of Premium)in exchange they will be responsible to collect and remit the Premium within 3 working days (settlement day) and via interactive computer program simultaneously provide the " Insurer " with the following:
a ) Name of the Securities Broker b) Name of the Insured (title holder of the Securities) c) Symbol and Narne of the Exchange where the Securities are traded e) Amount & units price per share . The premium is paid in FULL, annually in advance, and is considered EARNED
immediately without refund or proration .
Market Approach By considering only the 5~/~ of the daily DOW BONES Volume ~ Daily volume.......................... ...600,000,000 Shares Average price per share ....... ............. $20.00 ~ 5% ( 600M x $ 20.00 x 5%)......$.600,000,000 ~ Daily premium 600M x 0.5%....$ 3,000,000 or ............................$
720,000,000 ( 250 Days) ~ Commissions...... ( 2 %
).................................................................... $
14,400,000 Annual ~ Loss ( 80%) (VERY GENEROUS % OF LOSS)...........................$ 576,000 Projected Net Annum ~peratin~ Revenue...,.:..:..... ....................$
I29,60U,U0~
Stop Loss, limit order, cover options , futures , etc. can not guarantee the peace of mind or compete with the cost of the premium involved. The Investors, especially with the latest market's volatility , like to limit their risk exposure . The potential is enormous. The marketability is accessible to a11 Brokers, investors and Exchanges Worldwide. ArouncLthe clock operation is necessary due to variation of business time zone. International Currencies cap be applied since the same formula will be implemented .
Are we going to limit our self ? Lets explore the Universe ! ! l
Claims
CLAIM
~ I Claim : This is an Insurance Policy protecting the Securities holder in the event of loss due to declined Marked Value of his/her Original Investment to be indemnified by the Insurance Company.
~ This innovative protection concept can be applicable to all Negotiable Securities and especially beneficial for Mutual Funds application.
~ I Claim : This is an Insurance Policy protecting the Securities holder in the event of loss due to declined Marked Value of his/her Original Investment to be indemnified by the Insurance Company.
~ This innovative protection concept can be applicable to all Negotiable Securities and especially beneficial for Mutual Funds application.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US332498A | 1998-01-06 | 1998-01-06 | |
| US09/003,324 | 1998-01-06 |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CA2255289A1 true CA2255289A1 (en) | 1999-07-06 |
Family
ID=29547620
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA 2255289 Abandoned CA2255289A1 (en) | 1998-01-06 | 1998-12-14 | Securities & or investments & or capital & or stock market & or mutual funds insurance |
Country Status (1)
| Country | Link |
|---|---|
| CA (1) | CA2255289A1 (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2002042885A3 (en) * | 2000-10-27 | 2003-07-24 | Pearl Street Financial Group L | Debt financing for companies |
| US8160903B2 (en) | 2004-06-24 | 2012-04-17 | Sbh, Inc. | System and method for determining a premium for insurance for a security |
| US8725615B2 (en) | 2006-12-29 | 2014-05-13 | Bank Of America Corporation | System and method for monitoring accounts with insurance benefits |
-
1998
- 1998-12-14 CA CA 2255289 patent/CA2255289A1/en not_active Abandoned
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2002042885A3 (en) * | 2000-10-27 | 2003-07-24 | Pearl Street Financial Group L | Debt financing for companies |
| US8160903B2 (en) | 2004-06-24 | 2012-04-17 | Sbh, Inc. | System and method for determining a premium for insurance for a security |
| US8725615B2 (en) | 2006-12-29 | 2014-05-13 | Bank Of America Corporation | System and method for monitoring accounts with insurance benefits |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| EEER | Examination request | ||
| FZDE | Dead |