CA2199942A1 - Computerized payment system for purchasing information products by electronic transfer on the internet - Google Patents

Computerized payment system for purchasing information products by electronic transfer on the internet

Info

Publication number
CA2199942A1
CA2199942A1 CA002199942A CA2199942A CA2199942A1 CA 2199942 A1 CA2199942 A1 CA 2199942A1 CA 002199942 A CA002199942 A CA 002199942A CA 2199942 A CA2199942 A CA 2199942A CA 2199942 A1 CA2199942 A1 CA 2199942A1
Authority
CA
Canada
Prior art keywords
user
internet
payment system
payment
over
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA002199942A
Other languages
French (fr)
Other versions
CA2199942C (en
Inventor
Lee H. Stein
Einar A. Stefferud
Nathaniel S. Borenstein
Marshall T. Rose
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
PayPal Inc
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=38434556&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=CA2199942(A1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Priority claimed from US08/308,101 external-priority patent/US5826241A/en
Application filed by Individual filed Critical Individual
Priority to CA2592534A priority Critical patent/CA2592534C/en
Publication of CA2199942A1 publication Critical patent/CA2199942A1/en
Application granted granted Critical
Publication of CA2199942C publication Critical patent/CA2199942C/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/16—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for devices exhibiting advertisements, announcements, pictures or the like

Landscapes

  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

A payment system (10) for enabling a first Internet user to make a payment to a second Internet user, for the purchase of an information product deliverable over the Internet (12). The payment system (10) provides cardholder accounts for the first and second Internet users.
When the second user sends the information product to the first user over the Internet (12), the second user also makes a request over the Internet (12), the front end portion of the payment system (10) requests payment from the first user. The front end portion of the payment system (10) queries the first user over the Internet (12) whether to proceed with payment to the second user. If the first user replies affirmatively, a charge to the first user is processed off the Internet (12); however if the first user replies negatively, the first user is not charged for the information product. The payment system (10) informs the second user of the first user's decision and pays the second user upon collection of the charge from the first user.
CA002199942A 1994-09-16 1995-09-14 Computerized payment system for purchasing information products by electronic transfer on the internet Expired - Lifetime CA2199942C (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CA2592534A CA2592534C (en) 1994-09-16 1995-09-14 Computerized payment system for purchasing information products by electronic transfer on the internet

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US08/308,101 1994-09-16
US08/308,101 US5826241A (en) 1994-09-16 1994-09-16 Computerized system for making payments and authenticating transactions over the internet
PCT/US1995/011606 WO1996008783A1 (en) 1994-09-16 1995-09-14 Computerized payment system for purchasing information products by electronic transfer on the internet

Related Child Applications (1)

Application Number Title Priority Date Filing Date
CA2592534A Division CA2592534C (en) 1994-09-16 1995-09-14 Computerized payment system for purchasing information products by electronic transfer on the internet

Publications (2)

Publication Number Publication Date
CA2199942A1 true CA2199942A1 (en) 1996-03-21
CA2199942C CA2199942C (en) 2007-08-21

Family

ID=38434556

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002199942A Expired - Lifetime CA2199942C (en) 1994-09-16 1995-09-14 Computerized payment system for purchasing information products by electronic transfer on the internet

Country Status (1)

Country Link
CA (1) CA2199942C (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109559068A (en) * 2018-09-10 2019-04-02 阿里巴巴集团控股有限公司 A kind of network trading method and network trading platform and its storage equipment
CN112819635A (en) * 2020-07-06 2021-05-18 泰康保险集团股份有限公司 Electronic transaction method, system and storage medium

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109559068A (en) * 2018-09-10 2019-04-02 阿里巴巴集团控股有限公司 A kind of network trading method and network trading platform and its storage equipment
CN112819635A (en) * 2020-07-06 2021-05-18 泰康保险集团股份有限公司 Electronic transaction method, system and storage medium
CN112819635B (en) * 2020-07-06 2023-10-27 泰康保险集团股份有限公司 Electronic transaction method, system and storage medium

Also Published As

Publication number Publication date
CA2199942C (en) 2007-08-21

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Legal Events

Date Code Title Description
EEER Examination request
MKEX Expiry

Effective date: 20150914