BRPI1014196A8 - METHOD AND APPARATUS TO PROVIDE OFFLINE PAYMENT TRANSACTIONS WITH MINIMUM DATA TRANSFER - Google Patents

METHOD AND APPARATUS TO PROVIDE OFFLINE PAYMENT TRANSACTIONS WITH MINIMUM DATA TRANSFER

Info

Publication number
BRPI1014196A8
BRPI1014196A8 BRPI1014196A BRPI1014196A BRPI1014196A8 BR PI1014196 A8 BRPI1014196 A8 BR PI1014196A8 BR PI1014196 A BRPI1014196 A BR PI1014196A BR PI1014196 A BRPI1014196 A BR PI1014196A BR PI1014196 A8 BRPI1014196 A8 BR PI1014196A8
Authority
BR
Brazil
Prior art keywords
data transfer
payment transactions
minimum data
transaction
offline payment
Prior art date
Application number
BRPI1014196A
Other languages
Portuguese (pt)
Inventor
Asokan Nadarajah
Ekberg Jan-Erik
Original Assignee
Nokia Corp
Nokia Technologies Oy
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Nokia Corp, Nokia Technologies Oy filed Critical Nokia Corp
Publication of BRPI1014196A2 publication Critical patent/BRPI1014196A2/en
Publication of BRPI1014196A8 publication Critical patent/BRPI1014196A8/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825—Use of electronic signatures

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

MÉTODO E APARELHO PARA PROPORCIONAR TRANSAÇÕES DE PAGAMENTO OFF-LINE COM TRANSFERÊNCIA DE DADOS MÍNIMA. É proporcionada uma abordagem para facilitar compras e outras transações utilizando um dispositivo que tem capacidade de rede, mas de um modo off-line. Chaves criptográficas de vida relativamente curta e certificados armazenados no dispositivo de usuário (728) são utilizados para minimizar a quantidade de dados utilizados durante a autenticação e verificação da transação (732, 734, 736). Então, a transação pode ser completada sem a transmissão ou recebimento de informação na rede durante a transação.METHOD AND APPARATUS FOR PROVIDING OFF-LINE PAYMENT TRANSACTIONS WITH MINIMUM DATA TRANSFER. An approach is provided for facilitating purchases and other transactions using a device that is network capable, but in an offline manner. Relatively short-lived cryptographic keys and certificates stored on the user's device (728) are used to minimize the amount of data used during transaction authentication and verification (732, 734, 736). Then, the transaction can be completed without transmitting or receiving information on the network during the transaction.

BRPI1014196A 2009-03-26 2010-03-16 METHOD AND APPARATUS TO PROVIDE OFFLINE PAYMENT TRANSACTIONS WITH MINIMUM DATA TRANSFER BRPI1014196A8 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US16371209P 2009-03-26 2009-03-26
IN839CH2009 2009-04-13
PCT/FI2010/050199 WO2010109060A1 (en) 2009-03-26 2010-03-16 Method and apparatus for providing off-line payment transactions with minimal data transfer

Publications (2)

Publication Number Publication Date
BRPI1014196A2 BRPI1014196A2 (en) 2016-04-26
BRPI1014196A8 true BRPI1014196A8 (en) 2017-07-25

Family

ID=42780187

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI1014196A BRPI1014196A8 (en) 2009-03-26 2010-03-16 METHOD AND APPARATUS TO PROVIDE OFFLINE PAYMENT TRANSACTIONS WITH MINIMUM DATA TRANSFER

Country Status (3)

Country Link
CN (1) CN102369547A (en)
BR (1) BRPI1014196A8 (en)
WO (1) WO2010109060A1 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FI20115945A0 (en) 2011-09-28 2011-09-28 Onsun Oy payment
CN102903043B (en) * 2012-09-19 2016-08-17 东莞宇龙通信科技有限公司 Paying server and payment channel acquisition methods
CN103269272B (en) * 2013-05-22 2016-03-02 河海大学 A kind of key encapsulation method based on short-lived certificates
CN104901806B (en) * 2014-12-29 2016-06-22 腾讯科技（深圳）有限公司 A kind of virtual resource processing method, device and system
CN111833043B (en) 2015-05-25 2024-04-19 创新先进技术有限公司 Information interaction method, equipment and server
US20170140358A1 (en) * 2015-11-18 2017-05-18 Andrew Orrock Network Bridge for Local Transaction Authorization

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
BR0208337A (en) * 2001-03-29 2004-03-23 Ebestcard Ltd Card transaction system, card transaction processing methods, maintaining data consistency between a server and a terminal, determining whether a card can be used, and permitting online and offline transactions, terminal card reader, computer read log and data table
US20030099360A1 (en) * 2001-11-28 2003-05-29 Khoi Hoang Time-based encryption key
MX2008012504A (en) * 2006-03-30 2009-05-05 Obopay Inc Mobile person-to-person payment system.

Also Published As

Publication number Publication date
WO2010109060A1 (en) 2010-09-30
BRPI1014196A2 (en) 2016-04-26
CN102369547A (en) 2012-03-07

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Legal Events

Date Code Title Description
B25A Requested transfer of rights approved

Owner name: NOKIA TECHNOLOGIES OY (FI)

B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]
B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]