BRPI0820445A2 - Sistema e método de autenticação de cartão - Google Patents

Sistema e método de autenticação de cartão

Info

Publication number
BRPI0820445A2
BRPI0820445A2 BRPI0820445-4A BRPI0820445A BRPI0820445A2 BR PI0820445 A2 BRPI0820445 A2 BR PI0820445A2 BR PI0820445 A BRPI0820445 A BR PI0820445A BR PI0820445 A2 BRPI0820445 A2 BR PI0820445A2
Authority
BR
Brazil
Prior art keywords
authentication system
card authentication
card
authentication
Prior art date
Application number
BRPI0820445-4A
Other languages
English (en)
Inventor
Michael George Turner
Original Assignee
Bank Of New Zealand
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bank Of New Zealand filed Critical Bank Of New Zealand
Publication of BRPI0820445A2 publication Critical patent/BRPI0820445A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
BRPI0820445-4A 2007-11-14 2008-10-20 Sistema e método de autenticação de cartão BRPI0820445A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NZ563415A NZ563415A (en) 2007-11-14 2007-11-14 User authentication system and method
PCT/NZ2008/000269 WO2009064197A1 (en) 2007-11-14 2008-10-20 Card authentication system and method

Publications (1)

Publication Number Publication Date
BRPI0820445A2 true BRPI0820445A2 (pt) 2015-05-26

Family

ID=40638924

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0820445-4A BRPI0820445A2 (pt) 2007-11-14 2008-10-20 Sistema e método de autenticação de cartão

Country Status (10)

Country Link
US (1) US20100237146A1 (pt)
EP (1) EP2229652A1 (pt)
JP (1) JP2011503739A (pt)
CN (1) CN101884050A (pt)
AU (1) AU2008321612A1 (pt)
BR (1) BRPI0820445A2 (pt)
CA (1) CA2698321A1 (pt)
NZ (1) NZ563415A (pt)
RU (1) RU2463659C2 (pt)
WO (1) WO2009064197A1 (pt)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8887994B1 (en) * 2011-04-07 2014-11-18 Wells Fargo Bank, N.A. System and method of authentication using a re-writable card verification value
US9590983B2 (en) 2014-04-09 2017-03-07 Cardex Systems Inc. Self-authenticating chips
US20150295919A1 (en) * 2014-04-09 2015-10-15 De Sonneville International Ltd. Self-authenticating card
US10078840B2 (en) * 2014-04-28 2018-09-18 Mastercard International Incorporated Method for generating and updating alternate security codes for payment cards
US10042609B2 (en) 2014-05-09 2018-08-07 Quantum Numbers Corp. Method for generating random numbers and associated random number generator

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4885778A (en) * 1984-11-30 1989-12-05 Weiss Kenneth P Method and apparatus for synchronizing generation of separate, free running, time dependent equipment
US5988497A (en) * 1996-05-30 1999-11-23 Mci Communications Corporation Method for authenticating credit transactions to prevent fraudulent charges
CA2291430A1 (en) * 1999-01-28 2000-07-28 Tao Lu Internet transaction security system
WO2001031556A1 (en) * 1999-10-22 2001-05-03 Efunds Corporation Method and apparatus for detecting and investigating fraudulent transactions in debit and charge card activations
US20090048887A1 (en) * 1999-11-05 2009-02-19 American Express Travel Related Services Company, Inc. Systems and Methods for Facilitating Transactions Involving an Intermediary
US20010047335A1 (en) * 2000-04-28 2001-11-29 Martin Arndt Secure payment method and apparatus
GB2371136A (en) * 2000-08-31 2002-07-17 Martin Ranicar-Breese Transaction authorisation
US7606771B2 (en) * 2001-01-11 2009-10-20 Cardinalcommerce Corporation Dynamic number authentication for credit/debit cards
US20040153417A1 (en) * 2003-02-03 2004-08-05 Mary Everhart Remotely synchronizing financial authentication
DK200300384A (da) * 2003-03-13 2004-09-14 Quard Technology I S Selvgodkendende Biometrisk anordning med Dynamisk PIN kode skabelse
RU2301449C2 (ru) * 2005-06-17 2007-06-20 Закрытое Акционерное Общество "Интервэйл" Способ осуществления многофакторной строгой аутентификации держателя банковской карты с использованием мобильного телефона в среде мобильной связи при осуществлении межбанковских финансовых транзакций в международной платежной системе по протоколу спецификации 3-d secure (варианты) и реализующая его система
RU50325U1 (ru) * 2005-06-17 2005-12-27 Закрытое Акционерное Общество "Интервэйл" Система осуществления многофакторной строгой аутентификации держателя банковской карты с использованием мобильного телефона в среде мобильной связи при осуществлении межбанковских финансовых транзакций в международной платежной системе, по протоколу спецификации 3-d secure

Also Published As

Publication number Publication date
CN101884050A (zh) 2010-11-10
AU2008321612A1 (en) 2009-05-22
US20100237146A1 (en) 2010-09-23
JP2011503739A (ja) 2011-01-27
EP2229652A1 (en) 2010-09-22
NZ563415A (en) 2009-07-31
RU2463659C2 (ru) 2012-10-10
RU2010121726A (ru) 2011-12-20
WO2009064197A1 (en) 2009-05-22
CA2698321A1 (en) 2009-05-22

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE AS 5A, 6A E 7A ANUIDADES.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2343 DE 01-12-2015 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013.