BRPI0810807A2 - Método implementado por computador em um sistema de processamento de pagamento e respectivo sistema de processamento de pagamento - Google Patents

Método implementado por computador em um sistema de processamento de pagamento e respectivo sistema de processamento de pagamento

Info

Publication number
BRPI0810807A2
BRPI0810807A2 BRPI0810807-2A2A BRPI0810807A BRPI0810807A2 BR PI0810807 A2 BRPI0810807 A2 BR PI0810807A2 BR PI0810807 A BRPI0810807 A BR PI0810807A BR PI0810807 A2 BRPI0810807 A2 BR PI0810807A2
Authority
BR
Brazil
Prior art keywords
processing system
payment processing
computer
method implemented
payment
Prior art date
Application number
BRPI0810807-2A2A
Other languages
English (en)
Inventor
Edward W Fordyce
Barbara Elizabeth Patterson
Original Assignee
Visa Usa Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Usa Inc filed Critical Visa Usa Inc
Publication of BRPI0810807A2 publication Critical patent/BRPI0810807A2/pt

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/387Payment using discounts or coupons
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0234Rebates after completed purchase
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
BRPI0810807-2A2A 2007-04-30 2008-04-29 Método implementado por computador em um sistema de processamento de pagamento e respectivo sistema de processamento de pagamento BRPI0810807A2 (pt)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US91507907P 2007-04-30 2007-04-30
US12/110,914 US10395264B2 (en) 2007-04-30 2008-04-28 Payment account processing which conveys financial transaction data and non financial transaction data
PCT/US2008/061890 WO2008137416A1 (en) 2007-04-30 2008-04-29 Payment account processing which conveys financial transaction data and non financial transaction data

Publications (1)

Publication Number Publication Date
BRPI0810807A2 true BRPI0810807A2 (pt) 2014-10-29

Family

ID=39943899

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0810807-2A2A BRPI0810807A2 (pt) 2007-04-30 2008-04-29 Método implementado por computador em um sistema de processamento de pagamento e respectivo sistema de processamento de pagamento

Country Status (6)

Country Link
US (2) US10395264B2 (pt)
EP (1) EP2143059A4 (pt)
AU (1) AU2008247852A1 (pt)
BR (1) BRPI0810807A2 (pt)
CA (1) CA2685916A1 (pt)
WO (1) WO2008137416A1 (pt)

Families Citing this family (199)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130043305A1 (en) * 2011-07-18 2013-02-21 Tiger T. G. Zhou Methods and systems for receiving compensation for using mobile payment services
US8606723B2 (en) * 2004-06-04 2013-12-10 Sap Ag Consistent set of interfaces derived from a business object model
WO2005122078A2 (en) 2004-06-04 2005-12-22 Sap Ag Consistent set of interfaces derived from a business object model
WO2006038924A2 (en) * 2004-06-18 2006-04-13 Sap Ag Consistent set of interfaces derived from a business object model
US7650308B2 (en) 2005-01-04 2010-01-19 Visa U.S.A. Inc. Auto substantiation for over-the-counter transactions
US8744937B2 (en) * 2005-02-25 2014-06-03 Sap Ag Consistent set of interfaces derived from a business object model
US8374931B2 (en) * 2006-03-31 2013-02-12 Sap Ag Consistent set of interfaces derived from a business object model
US8924269B2 (en) * 2006-05-13 2014-12-30 Sap Ag Consistent set of interfaces derived from a business object model
US8660855B2 (en) * 2006-06-08 2014-02-25 Visa U.S.A. Inc. System and method using extended authorization hold period
US20080010094A1 (en) * 2006-06-21 2008-01-10 Mark Carlson Distribution of health information for providing health related services
US8392364B2 (en) * 2006-07-10 2013-03-05 Sap Ag Consistent set of interfaces derived from a business object model
US7769599B2 (en) * 2006-07-31 2010-08-03 Visa U.S.A. Inc. Electronic payment delivery service
US8566193B2 (en) * 2006-08-11 2013-10-22 Sap Ag Consistent set of interfaces derived from a business object model
US10115112B2 (en) * 2006-08-31 2018-10-30 Visa U.S.A. Inc. Transaction evaluation for providing rewards
US20080059302A1 (en) * 2006-08-31 2008-03-06 Fordyce Iii Edward W Loyalty program service
US8620738B2 (en) * 2006-08-31 2013-12-31 Visa U.S.A. Inc Loyalty program incentive determination
US10037535B2 (en) * 2006-08-31 2018-07-31 Visa U.S.A. Inc. Loyalty program parameter collaboration
US8606639B1 (en) 2006-09-28 2013-12-10 Sap Ag Managing consistent interfaces for purchase order business objects across heterogeneous systems
US20080228582A1 (en) * 2007-03-15 2008-09-18 Fordyce Edward W Loyalty program for merchant inventory
US20080319794A1 (en) * 2007-06-20 2008-12-25 Mark Carlson Health information services using phone
US8660893B2 (en) 2007-07-23 2014-02-25 Visa U.S.A. Inc. Multi-vendor multi-loyalty currency program
WO2009023796A2 (en) * 2007-08-14 2009-02-19 Visa U.S.A. Inc. Merchant benchmarking tool
US20100169170A1 (en) * 2007-08-30 2010-07-01 Fordyce Iii Edward W Merchant offer program
US9292850B2 (en) * 2007-09-10 2016-03-22 Visa U.S.A. Inc. Host capture
US20090119170A1 (en) * 2007-10-25 2009-05-07 Ayman Hammad Portable consumer device including data bearing medium including risk based benefits
US8108279B2 (en) * 2007-12-21 2012-01-31 Metabank Computer-implemented methods, program product, and system to enhance banking terms over time
US8055557B2 (en) 2007-12-21 2011-11-08 Metabank Transfer account systems, computer program products, and associated computer-implemented methods
US8108272B2 (en) 2007-12-21 2012-01-31 Metabank Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account
US20090228391A1 (en) * 2008-02-20 2009-09-10 Trent Sorbe Methods To Advance Loan Proceeds On Prepaid Cards, Associated Systems And Computer Program Products
US8417593B2 (en) 2008-02-28 2013-04-09 Sap Ag System and computer-readable medium for managing consistent interfaces for business objects across heterogeneous systems
US10515405B2 (en) 2008-03-03 2019-12-24 Metabank Person-to-person lending program product, system, and associated computer-implemented methods
US9208485B2 (en) * 2008-03-24 2015-12-08 American Express Travel Related Services Company, Inc. System and method for facilitating online transactions
US20090248429A1 (en) * 2008-03-31 2009-10-01 Sap Ag Managing Consistent Interfaces for Sales Price Business Objects Across Heterogeneous Systems
US8413165B2 (en) * 2008-03-31 2013-04-02 Sap Ag Managing consistent interfaces for maintenance order business objects across heterogeneous systems
US20090249358A1 (en) * 2008-03-31 2009-10-01 Sap Ag Managing Consistent Interfaces for Kanban Business Objects Across Heterogeneous Systems
US8364715B2 (en) * 2008-03-31 2013-01-29 Sap Ag Managing consistent interfaces for automatic identification label business objects across heterogeneous systems
US8930248B2 (en) * 2008-03-31 2015-01-06 Sap Se Managing consistent interfaces for supply network business objects across heterogeneous systems
US8473317B2 (en) * 2008-03-31 2013-06-25 Sap Ag Managing consistent interfaces for service part business objects across heterogeneous systems
US8423418B2 (en) * 2008-03-31 2013-04-16 Sap Ag Managing consistent interfaces for business objects across heterogeneous systems
US20090248463A1 (en) * 2008-03-31 2009-10-01 Emmanuel Piochon Managing Consistent Interfaces For Trading Business Objects Across Heterogeneous Systems
WO2009124264A1 (en) * 2008-04-04 2009-10-08 Metabank System, program product, and method for debit card and checking account autodraw
US8150764B2 (en) * 2008-04-04 2012-04-03 Metabank System, program product, and method to authorize draw for retailer optimization
US8682717B2 (en) * 2008-04-30 2014-03-25 Visa U.S.A. Inc. System and method for processing field 55 customer exclusive data
US11227331B2 (en) 2008-05-14 2022-01-18 Metabank System, program product, and computer-implemented method for loading a loan on an existing pre-paid card
US8671064B2 (en) * 2008-06-26 2014-03-11 Sap Ag Managing consistent interfaces for supply chain management business objects across heterogeneous systems
US20090326988A1 (en) 2008-06-26 2009-12-31 Robert Barth Managing consistent interfaces for business objects across heterogeneous systems
US8566185B2 (en) * 2008-06-26 2013-10-22 Sap Ag Managing consistent interfaces for financial instrument business objects across heterogeneous systems
US20100057621A1 (en) * 2008-06-30 2010-03-04 Faith Patrick L Payment processing system secure healthcare data trafficking
US20100030644A1 (en) * 2008-08-04 2010-02-04 Rajasekaran Dhamodharan Targeted advertising by payment processor history of cashless acquired merchant transactions on issued consumer account
WO2010028266A1 (en) 2008-09-04 2010-03-11 Metabank System, program product and methods for retail activation and reload associated with partial authorization transactions
US10872349B1 (en) 2008-09-30 2020-12-22 Amazon Technologies, Inc. Redeeming rewards points
US8577760B2 (en) * 2008-11-25 2013-11-05 Sap Ag Managing consistent interfaces for tax authority business objects across heterogeneous systems
US8463666B2 (en) * 2008-11-25 2013-06-11 Sap Ag Managing consistent interfaces for merchandise and assortment planning business objects across heterogeneous systems
US9213965B1 (en) 2008-11-26 2015-12-15 Metabank Machine, methods, and program product for electronic inventory tracking
US20100145810A1 (en) * 2008-12-06 2010-06-10 Stacy Pourfallah Automated substantiation of product level specific account payments
US20100145855A1 (en) * 2008-12-06 2010-06-10 Fordyce Iii Edward W Payment account processing which conveys non purchase related data exchanges
US20100153297A1 (en) 2008-12-12 2010-06-17 Sap Ag Managing Consistent Interfaces for Credit Portfolio Business Objects Across Heterogeneous Systems
US8762239B2 (en) * 2009-01-12 2014-06-24 Visa U.S.A. Inc. Non-financial transactions in a financial transaction network
US8556169B2 (en) 2009-01-12 2013-10-15 Visa U.S.A. Inc. Opt in system and method
AU2010204567A1 (en) * 2009-01-15 2011-08-11 Visa U.S.A. Inc. Incentives associated with linked financial accounts
US8286863B1 (en) 2009-02-04 2012-10-16 Metabank System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods
US9721238B2 (en) * 2009-02-13 2017-08-01 Visa U.S.A. Inc. Point of interaction loyalty currency redemption in a transaction
US20110060684A1 (en) * 2009-03-25 2011-03-10 Jucht Scott J Machine, program product, and computer-implemented methods for confirming a mobile banking request
US10402849B2 (en) * 2009-05-20 2019-09-03 Inmar Clearing, Inc. Digital incentives issuance, redemption, and reimbursement
US9031859B2 (en) * 2009-05-21 2015-05-12 Visa U.S.A. Inc. Rebate automation
US20100306029A1 (en) * 2009-06-01 2010-12-02 Ryan Jolley Cardholder Clusters
US8413905B2 (en) * 2009-10-05 2013-04-09 Visa U.S.A. Inc. Portable prescription transaction payment device
US8939356B2 (en) 2009-06-08 2015-01-27 Visa International Service Association Portable prescription payment device management platform apparautses, methods and systems
US9443253B2 (en) 2009-07-27 2016-09-13 Visa International Service Association Systems and methods to provide and adjust offers
US9841282B2 (en) 2009-07-27 2017-12-12 Visa U.S.A. Inc. Successive offer communications with an offer recipient
US10546332B2 (en) 2010-09-21 2020-01-28 Visa International Service Association Systems and methods to program operations for interaction with users
US8266031B2 (en) * 2009-07-29 2012-09-11 Visa U.S.A. Systems and methods to provide benefits of account features to account holders
US20110166872A1 (en) * 2009-08-14 2011-07-07 Cervenka Karen L Auto-substantiation for healthcare upon sponsor account through payment processing system
US10614458B2 (en) * 2009-08-14 2020-04-07 Visa U.S.A. Inc. Influenza vaccine administration payment device processing
US8463706B2 (en) 2009-08-24 2013-06-11 Visa U.S.A. Inc. Coupon bearing sponsor account transaction authorization
US20110060636A1 (en) * 2009-09-04 2011-03-10 Bank Of America Targeted customer benefit offers
US20110060631A1 (en) * 2009-09-04 2011-03-10 Bank Of America Redemption of customer benefit offers based on goods identification
US8505813B2 (en) * 2009-09-04 2013-08-13 Bank Of America Corporation Customer benefit offer program enrollment
US20110060691A1 (en) * 2009-09-04 2011-03-10 Bank Of America Targetable multi-media promotion channel at point of sale
US20110060641A1 (en) * 2009-09-04 2011-03-10 Bank Of America Customer benefit offers at kiosks and self-service devices
AU2010292478B2 (en) 2009-09-10 2013-11-14 Visa International Service Association Third party merchant-funded rewards accrual and redemption network
CN102024288B (zh) * 2009-09-11 2014-02-26 中国银联股份有限公司 一种使用智能卡进行安全支付的方法和系统
US20110082737A1 (en) 2009-09-28 2011-04-07 Crowe Andrew B Computer-implemented methods, computer program products, and systems for management and control of a loyalty rewards network
US8396751B2 (en) 2009-09-30 2013-03-12 Sap Ag Managing consistent interfaces for merchandising business objects across heterogeneous systems
US20110077999A1 (en) * 2009-09-30 2011-03-31 Sap Ag Managing consistent interfaces for retail event business objects across heterogeneous systems
US20110079643A1 (en) * 2009-10-05 2011-04-07 Stacy Pourfallah Prescription sample transaction payment card
US20110087546A1 (en) * 2009-10-09 2011-04-14 Visa U.S.A. Inc. Systems and Methods for Anticipatory Advertisement Delivery
US9342835B2 (en) * 2009-10-09 2016-05-17 Visa U.S.A Systems and methods to deliver targeted advertisements to audience
US9031860B2 (en) 2009-10-09 2015-05-12 Visa U.S.A. Inc. Systems and methods to aggregate demand
US8595058B2 (en) 2009-10-15 2013-11-26 Visa U.S.A. Systems and methods to match identifiers
US20110093324A1 (en) 2009-10-19 2011-04-21 Visa U.S.A. Inc. Systems and Methods to Provide Intelligent Analytics to Cardholders and Merchants
US20110125565A1 (en) 2009-11-24 2011-05-26 Visa U.S.A. Inc. Systems and Methods for Multi-Channel Offer Redemption
US9697520B2 (en) * 2010-03-22 2017-07-04 Visa U.S.A. Inc. Merchant configured advertised incentives funded through statement credits
US20110238476A1 (en) * 2010-03-23 2011-09-29 Michael Carr Location-based Coupons and Mobile Devices
US9767474B1 (en) 2010-03-23 2017-09-19 Amazon Technologies, Inc. Transaction tracking and incentives
US9846872B2 (en) 2010-04-06 2017-12-19 American Express Travel Related Services Company, Inc. Secure exchange of indicia of value and associated information
AU2011242493A1 (en) * 2010-04-23 2012-09-20 Visa U.S.A. Inc. Systems and methods to provide loyalty programs
US9471926B2 (en) 2010-04-23 2016-10-18 Visa U.S.A. Inc. Systems and methods to provide offers to travelers
US8359274B2 (en) 2010-06-04 2013-01-22 Visa International Service Association Systems and methods to provide messages in real-time with transaction processing
US9135585B2 (en) 2010-06-15 2015-09-15 Sap Se Managing consistent interfaces for property library, property list template, quantity conversion virtual object, and supplier property specification business objects across heterogeneous systems
US8417588B2 (en) 2010-06-15 2013-04-09 Sap Ag Managing consistent interfaces for goods tag, production bill of material hierarchy, and release order template business objects across heterogeneous systems
US8515794B2 (en) 2010-06-15 2013-08-20 Sap Ag Managing consistent interfaces for employee time event and human capital management view of payroll process business objects across heterogeneous systems
US8364608B2 (en) 2010-06-15 2013-01-29 Sap Ag Managing consistent interfaces for export declaration and export declaration request business objects across heterogeneous systems
US8370272B2 (en) 2010-06-15 2013-02-05 Sap Ag Managing consistent interfaces for business document message monitoring view, customs arrangement, and freight list business objects across heterogeneous systems
US8732083B2 (en) 2010-06-15 2014-05-20 Sap Ag Managing consistent interfaces for number range, number range profile, payment card payment authorisation, and product template template business objects across heterogeneous systems
US20110307358A1 (en) * 2010-06-15 2011-12-15 Sap Ag Managing Consistent Interfaces for Cash Flow Expense and Receipt Explanation, Company Financials Process Control, Miscellaneous Subledger Account, and Receivables Payables Entry Business Objects Across Heterogeneous Systems
US8412603B2 (en) 2010-06-15 2013-04-02 Sap Ag Managing consistent interfaces for currency conversion and date and time business objects across heterogeneous systems
US8781896B2 (en) 2010-06-29 2014-07-15 Visa International Service Association Systems and methods to optimize media presentations
US9760905B2 (en) 2010-08-02 2017-09-12 Visa International Service Association Systems and methods to optimize media presentations using a camera
US9972021B2 (en) 2010-08-06 2018-05-15 Visa International Service Association Systems and methods to rank and select triggers for real-time offers
US9679299B2 (en) 2010-09-03 2017-06-13 Visa International Service Association Systems and methods to provide real-time offers via a cooperative database
US10055745B2 (en) 2010-09-21 2018-08-21 Visa International Service Association Systems and methods to modify interaction rules during run time
US9477967B2 (en) 2010-09-21 2016-10-25 Visa International Service Association Systems and methods to process an offer campaign based on ineligibility
US9558502B2 (en) 2010-11-04 2017-01-31 Visa International Service Association Systems and methods to reward user interactions
US20120130780A1 (en) * 2010-11-24 2012-05-24 Verizon Patent And Licensing, Inc. Promotion analyzer system
US10007915B2 (en) 2011-01-24 2018-06-26 Visa International Service Association Systems and methods to facilitate loyalty reward transactions
WO2012161808A2 (en) * 2011-02-25 2012-11-29 Visa International Service Association Direct connection systems and methods
US10438299B2 (en) 2011-03-15 2019-10-08 Visa International Service Association Systems and methods to combine transaction terminal location data and social networking check-in
US9760871B1 (en) 2011-04-01 2017-09-12 Visa International Service Association Event-triggered business-to-business electronic payment processing apparatuses, methods and systems
CA2831890A1 (en) 2011-04-01 2012-10-04 Visa International Service Association Restricted-use account payment administration apparatuses, methods and systems
US8447693B2 (en) * 2011-04-13 2013-05-21 Citicorp Credit Services, Inc. Methods and systems for routing payment transactions
US8751298B1 (en) 2011-05-09 2014-06-10 Bank Of America Corporation Event-driven coupon processor alert
US9892419B1 (en) 2011-05-09 2018-02-13 Bank Of America Corporation Coupon deposit account fraud protection system
US9965768B1 (en) 2011-05-19 2018-05-08 Amazon Technologies, Inc. Location-based mobile advertising
US8413891B2 (en) * 2011-06-02 2013-04-09 Talaris Holdings Limited System and method for facilitating banking transactions
US9240011B2 (en) 2011-07-13 2016-01-19 Visa International Service Association Systems and methods to communicate with transaction terminals
US8560392B2 (en) 2011-07-28 2013-10-15 Sap Ag Managing consistent interfaces for a point of sale transaction business object across heterogeneous systems
US8775280B2 (en) 2011-07-28 2014-07-08 Sap Ag Managing consistent interfaces for financial business objects across heterogeneous systems
US8666845B2 (en) 2011-07-28 2014-03-04 Sap Ag Managing consistent interfaces for a customer requirement business object across heterogeneous systems
US8725654B2 (en) 2011-07-28 2014-05-13 Sap Ag Managing consistent interfaces for employee data replication business objects across heterogeneous systems
US8521838B2 (en) 2011-07-28 2013-08-27 Sap Ag Managing consistent interfaces for communication system and object identifier mapping business objects across heterogeneous systems
US8601490B2 (en) 2011-07-28 2013-12-03 Sap Ag Managing consistent interfaces for business rule business object across heterogeneous systems
US10223707B2 (en) 2011-08-19 2019-03-05 Visa International Service Association Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
US9466075B2 (en) 2011-09-20 2016-10-11 Visa International Service Association Systems and methods to process referrals in offer campaigns
US10380617B2 (en) 2011-09-29 2019-08-13 Visa International Service Association Systems and methods to provide a user interface to control an offer campaign
AU2012322837B2 (en) * 2011-10-11 2015-08-27 Visa International Service Association Systems and methods to provide discount at point of sales terminals
US10290018B2 (en) 2011-11-09 2019-05-14 Visa International Service Association Systems and methods to communicate with users via social networking sites
US10497022B2 (en) 2012-01-20 2019-12-03 Visa International Service Association Systems and methods to present and process offers
US10360578B2 (en) 2012-01-30 2019-07-23 Visa International Service Association Systems and methods to process payments based on payment deals
US9237425B2 (en) 2012-02-16 2016-01-12 Sap Se Consistent interface for feed event, feed event document and feed event type
US8756274B2 (en) 2012-02-16 2014-06-17 Sap Ag Consistent interface for sales territory message type set 1
US9232368B2 (en) 2012-02-16 2016-01-05 Sap Se Consistent interface for user feed administrator, user feed event link and user feed settings
US8762454B2 (en) 2012-02-16 2014-06-24 Sap Ag Consistent interface for flag and tag
US8984050B2 (en) 2012-02-16 2015-03-17 Sap Se Consistent interface for sales territory message type set 2
US8762453B2 (en) 2012-02-16 2014-06-24 Sap Ag Consistent interface for feed collaboration group and feed event subscription
US10672018B2 (en) 2012-03-07 2020-06-02 Visa International Service Association Systems and methods to process offers via mobile devices
US9460436B2 (en) * 2012-03-16 2016-10-04 Visa International Service Association Systems and methods to apply the benefit of offers via a transaction handler
US8880431B2 (en) 2012-03-16 2014-11-04 Visa International Service Association Systems and methods to generate a receipt for a transaction
US9922338B2 (en) 2012-03-23 2018-03-20 Visa International Service Association Systems and methods to apply benefit of offers
US9495690B2 (en) * 2012-04-04 2016-11-15 Visa International Service Association Systems and methods to process transactions and offers via a gateway
US9947054B2 (en) * 2012-04-06 2018-04-17 Carolina Coupon Clearing, Inc. Real-time transaction data processing and reporting platform
US20130282461A1 (en) * 2012-04-20 2013-10-24 Visa International Service Association Systems and methods to use transaction authorization communications to process offers
US9864988B2 (en) 2012-06-15 2018-01-09 Visa International Service Association Payment processing for qualified transaction items
US8521621B1 (en) 2012-06-28 2013-08-27 Sap Ag Consistent interface for inbound delivery request
WO2014000200A1 (en) 2012-06-28 2014-01-03 Sap Ag Consistent interface for document output request
US8615451B1 (en) 2012-06-28 2013-12-24 Sap Ag Consistent interface for goods and activity confirmation
US8949855B2 (en) 2012-06-28 2015-02-03 Sap Se Consistent interface for address snapshot and approval process definition
US9246869B2 (en) 2012-06-28 2016-01-26 Sap Se Consistent interface for opportunity
US9367826B2 (en) 2012-06-28 2016-06-14 Sap Se Consistent interface for entitlement product
US9400998B2 (en) 2012-06-28 2016-07-26 Sap Se Consistent interface for message-based communication arrangement, organisational centre replication request, and payment schedule
US8756135B2 (en) 2012-06-28 2014-06-17 Sap Ag Consistent interface for product valuation data and product valuation level
US9626678B2 (en) 2012-08-01 2017-04-18 Visa International Service Association Systems and methods to enhance security in transactions
US10438199B2 (en) 2012-08-10 2019-10-08 Visa International Service Association Systems and methods to apply values from stored value accounts to payment transactions
US9547833B2 (en) 2012-08-22 2017-01-17 Sap Se Consistent interface for financial instrument impairment calculation
US9043236B2 (en) 2012-08-22 2015-05-26 Sap Se Consistent interface for financial instrument impairment attribute values analytical result
US9076112B2 (en) 2012-08-22 2015-07-07 Sap Se Consistent interface for financial instrument impairment expected cash flow analytical result
US9824471B2 (en) 2012-09-27 2017-11-21 Oracle International Corporation Automatic generation of hierarchy visualizations
US20140095390A1 (en) * 2012-09-28 2014-04-03 Oracle International Corporation Mobile transaction approvals
US10685367B2 (en) 2012-11-05 2020-06-16 Visa International Service Association Systems and methods to provide offer benefits based on issuer identity
US10360627B2 (en) 2012-12-13 2019-07-23 Visa International Service Association Systems and methods to provide account features via web based user interfaces
US9191357B2 (en) 2013-03-15 2015-11-17 Sap Se Consistent interface for email activity business object
US9191343B2 (en) 2013-03-15 2015-11-17 Sap Se Consistent interface for appointment activity business object
US20150088626A1 (en) * 2013-09-25 2015-03-26 Visa International Service Association Systems and methods to reserve and release rewards for redemption during payment transactions
US9990646B2 (en) 2013-10-24 2018-06-05 Visa International Service Association Systems and methods to provide a user interface for redemption of loyalty rewards
US10489754B2 (en) 2013-11-11 2019-11-26 Visa International Service Association Systems and methods to facilitate the redemption of offer benefits in a form of third party statement credits
US9672516B2 (en) 2014-03-13 2017-06-06 Visa International Service Association Communication protocols for processing an authorization request in a distributed computing system
US10419379B2 (en) 2014-04-07 2019-09-17 Visa International Service Association Systems and methods to program a computing system to process related events via workflows configured using a graphical user interface
US10354268B2 (en) 2014-05-15 2019-07-16 Visa International Service Association Systems and methods to organize and consolidate data for improved data storage and processing
US9836743B2 (en) 2014-06-04 2017-12-05 Visa International Service Association Systems and methods to register merchants for data processing in an electronic transaction system
US10650398B2 (en) * 2014-06-16 2020-05-12 Visa International Service Association Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption
US10438226B2 (en) 2014-07-23 2019-10-08 Visa International Service Association Systems and methods of using a communication network to coordinate processing among a plurality of separate computing systems
US20160042327A1 (en) * 2014-08-05 2016-02-11 Mastercard International Incorporated Method and system for processing of business-to-business payment transactions
US11210669B2 (en) 2014-10-24 2021-12-28 Visa International Service Association Systems and methods to set up an operation at a computer system connected with a plurality of computer systems via a computer network using a round trip communication of an identifier of the operation
US20160232501A1 (en) * 2015-02-09 2016-08-11 Mastercard International Incorporated Bulk Payments System and Method
US20180122003A1 (en) * 2015-03-31 2018-05-03 Sumitomo Mitsui Banking Corporation Credit administration management system and method therefor
US9691085B2 (en) 2015-04-30 2017-06-27 Visa International Service Association Systems and methods of natural language processing and statistical analysis to identify matching categories
US11321730B2 (en) * 2015-11-16 2022-05-03 American Express Travel Related Services Company, Inc. System and method for multi-connection point of sale terminal for activity tracking
US10943247B1 (en) * 2016-02-02 2021-03-09 Jpmorgan Chase Bank, N.A. Systems and methods for providing expedited promotions
US10524165B2 (en) 2017-06-22 2019-12-31 Bank Of America Corporation Dynamic utilization of alternative resources based on token association
US10511692B2 (en) 2017-06-22 2019-12-17 Bank Of America Corporation Data transmission to a networked resource based on contextual information
US10313480B2 (en) 2017-06-22 2019-06-04 Bank Of America Corporation Data transmission between networked resources
WO2019027488A1 (en) * 2017-08-02 2019-02-07 Wepay, Inc. SYSTEMS AND METHODS FOR INSTANT ACTIVATION OF A MERCHANT PROVIDING SECURE PAYMENT AT A POINT OF SALE
US11315107B2 (en) * 2018-03-15 2022-04-26 Jpmorgan Chase Bank, N.A. Automated purchase card disable system and method
US10460306B1 (en) 2018-10-19 2019-10-29 Capital One Services, Llc Credit data analysis
US11366573B2 (en) 2018-11-09 2022-06-21 Sap Portals Israel Ltd. Automatic development of a service-specific chatbot
US12026767B2 (en) 2018-12-07 2024-07-02 Easi B2B Ab Purchase management system and method
SE1830356A1 (en) * 2018-12-07 2020-06-08 Omnicorn Ab Purchase Management System And Method
US11392684B2 (en) 2020-07-09 2022-07-19 Bank Of America Corporation Authentication of user activities based on establishing communication links between network devices
US11343259B2 (en) 2020-07-09 2022-05-24 Bank Of America Corporation Electronic system for dynamic stepped multi-level authentication

Family Cites Families (108)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPS62108358A (ja) * 1985-11-06 1987-05-19 Omron Tateisi Electronics Co カ−ド認証装置
US5025372A (en) 1987-09-17 1991-06-18 Meridian Enterprises, Inc. System and method for administration of incentive award program through use of credit
US6876971B1 (en) 2000-07-05 2005-04-05 Every Penny Counts, Inc. Funds distribution system connected with point of sale transaction
US6694300B1 (en) * 1997-03-21 2004-02-17 Walker Digital, Llc Method and apparatus for providing supplementary product sales to a customer at a customer terminal
US5471669A (en) 1994-03-17 1995-11-28 Alchemist And Company, Inc. Coupon savings account system
CA2128122A1 (en) 1994-07-15 1996-01-16 Ernest M. Thiessen Computer-based method and apparatus for interactive computer-assisted negotiations
US5689100A (en) 1995-03-21 1997-11-18 Martiz, Inc. Debit card system and method for implementing incentive award program
US5734838A (en) 1995-05-04 1998-03-31 American Savings Bank, F.A. Database computer architecture for managing an incentive award program and checking float of funds at time of purchase
US5794210A (en) 1995-12-11 1998-08-11 Cybergold, Inc. Attention brokerage
US6332126B1 (en) 1996-08-01 2001-12-18 First Data Corporation System and method for a targeted payment system discount program
US6064987A (en) 1997-03-21 2000-05-16 Walker Digital, Llc Method and apparatus for providing and processing installment plans at a terminal
US5945653A (en) 1997-06-26 1999-08-31 Walker Asset Management Limited Partnership System and method for establishing and executing functions to affect credit card accounts and transactions
US6105001A (en) 1997-08-15 2000-08-15 Larry A. Masi Non-cash transaction incentive and commission distribution system
US7430521B2 (en) * 1997-08-28 2008-09-30 Walker Digital, Llc System and method for managing customized reward offers
US6061660A (en) 1997-10-20 2000-05-09 York Eggleston System and method for incentive programs and award fulfillment
US6009411A (en) 1997-11-14 1999-12-28 Concept Shopping, Inc. Method and system for distributing and reconciling electronic promotions
US20020169664A1 (en) * 1997-12-01 2002-11-14 Walker Jay S. System for providing offers using a billing statement
US8781889B2 (en) 1997-12-01 2014-07-15 Ebay Inc. System for providing offers using a billing statement
US6014635A (en) 1997-12-08 2000-01-11 Shc Direct, Inc. System and method for providing a discount credit transaction network
US6405174B1 (en) 1998-10-05 2002-06-11 Walker Ditial, Llc Method and apparatus for defining routing of customers between merchants
US6222914B1 (en) 1998-09-02 2001-04-24 Mcmullin John L. System and method for administration of an incentive award system having a delayed award payment using a credit instrument
PL351167A1 (en) 1999-04-13 2003-03-24 Orbis Patents Ltd System for carrying on financial operation in person vs. person, person vs. company, company vs. person and company vs. company relationships
US7392224B1 (en) * 1999-04-23 2008-06-24 Jpmorgan Chase Bank, N.A. System and method of operating a debit card reward program
US7769630B2 (en) 1999-06-23 2010-08-03 Signature Systems Llc Method and system for issuing, aggregating and redeeming rewards based on merchant transactions
US7716080B2 (en) 1999-06-23 2010-05-11 Signature Systems, Llc Method and system for using multi-function cards for storing, managing and aggregating reward points
US6965868B1 (en) 1999-08-03 2005-11-15 Michael David Bednarek System and method for promoting commerce, including sales agent assisted commerce, in a networked economy
US20040210481A1 (en) * 1999-09-15 2004-10-21 Quinlan Christopher F. Method and system for redeeming promotional offers
US20030088462A1 (en) 1999-09-20 2003-05-08 Frank Agovino Debit card system and method for implementing incentive award program
US20020049631A1 (en) * 1999-10-12 2002-04-25 Eric Williams Process, system and computer readable medium for providing purchasing incentives to a plurality of retail store environments
US7000831B2 (en) 1999-12-10 2006-02-21 Terri Page System and method for verifying the authenticity of a check and authorizing payment thereof
WO2001045008A1 (en) 1999-12-16 2001-06-21 Debit.Net, Inc. Secure networked transaction system
WO2001071536A2 (en) 2000-03-17 2001-09-27 I2 Technologies, Inc. System and method for multi-party constrained optimization
US8046256B2 (en) 2000-04-14 2011-10-25 American Express Travel Related Services Company, Inc. System and method for using loyalty rewards as currency
US20020013765A1 (en) 2000-05-23 2002-01-31 Gil Shwartz Intrinsic authorization for electronic transactions
US8195568B2 (en) 2000-06-30 2012-06-05 Tara Chand Singhal Method and apparatus for a payment card system
WO2002008998A1 (en) * 2000-07-25 2002-01-31 Wilkman Michael A Universal transaction manager agent, systems and methods
US7219071B2 (en) 2000-07-25 2007-05-15 Gallagher P Christopher J Administering incentive award program
US7499889B2 (en) 2000-10-23 2009-03-03 Cyota Inc. Transaction system
GB0027014D0 (en) 2000-11-03 2000-12-20 Hewlett Packard Co Method and apparatus for negotiation
US7398226B2 (en) 2000-11-06 2008-07-08 American Express Travel Related Services Company, Inc. System and method for networked loyalty program
US7398225B2 (en) 2001-03-29 2008-07-08 American Express Travel Related Services Company, Inc. System and method for networked loyalty program
US20100299251A1 (en) 2000-11-06 2010-11-25 Consumer And Merchant Awareness Foundation Pay yourself first with revenue generation
US7318049B2 (en) 2000-11-17 2008-01-08 Gregory Fx Iannacci System and method for an automated benefit recognition, acquisition, value exchange, and transaction settlement system using multivariable linear and nonlinear modeling
US7490058B2 (en) 2001-03-29 2009-02-10 International Business Machines Corporation Automated dynamic negotiation of electronic service contracts
US20050004839A1 (en) 2001-05-04 2005-01-06 Anton Bakker Method and system for providing incentives based on a payment type
US20040068435A1 (en) 2001-07-09 2004-04-08 Scot Braunzell Method of automated Ad campaign management
WO2003014867A2 (en) 2001-08-03 2003-02-20 John Allen Ananian Personalized interactive digital catalog profiling
US6901387B2 (en) * 2001-12-07 2005-05-31 General Electric Capital Financial Electronic purchasing method and apparatus for performing the same
US20040251305A1 (en) * 2001-12-07 2004-12-16 Tim Klapka Method and system for providing rebates
US20030149623A1 (en) 2002-02-06 2003-08-07 Chen Timothy Tianyi Method and apparatus for targeted marketing
US7730321B2 (en) 2003-05-09 2010-06-01 Emc Corporation System and method for authentication of users and communications received from computer systems
US7788129B2 (en) * 2002-06-25 2010-08-31 American Express Travel Related Services Company, Inc. System and method for redeeming vouchers
US20080033793A1 (en) * 2002-07-12 2008-02-07 Roberts Larry Lemaitre Method of capturing customer transaction data by routine declining of authorization requests
US20040019522A1 (en) 2002-07-26 2004-01-29 Visa U.S.A., Inc. Multi-application smart card device software solution integrating sales tax, payment and discount rewards
US7494055B2 (en) 2002-09-17 2009-02-24 Vivotech, Inc. Collaborative negotiation techniques for mobile personal trusted device financial transactions
US20040139016A1 (en) 2002-11-01 2004-07-15 Modasolutions Corporation Internet payment systerm and method
US7003493B2 (en) 2003-01-22 2006-02-21 First Data Corporation Direct payment with token
US20050004836A1 (en) 2003-02-10 2005-01-06 Monarch Advertising, Inc. Method of providing an electronic advertising service with leasing of electronic advertising displays
US20040215543A1 (en) 2003-04-28 2004-10-28 Betz Mark S. Systems and methods for providing enhanced merchant contact detail for credit and debit card transactions
US20050010470A1 (en) 2003-07-09 2005-01-13 Annette Marino Collaborative marketing mangement systems
US20050071227A1 (en) * 2003-09-30 2005-03-31 Visa U.S.A. Method and system for managing concurrent sku-based rewards program
EP1577819A1 (en) 2004-01-26 2005-09-21 Quad/Graphics, Inc. Advertising management system and method of operation
US8041603B2 (en) 2004-02-05 2011-10-18 Alex Suk System and method for reimbursing merchants for redeemed electronic coupons
US7877605B2 (en) * 2004-02-06 2011-01-25 Fujitsu Limited Opinion registering application for a universal pervasive transaction framework
US20070214049A1 (en) 2004-03-01 2007-09-13 Richard Postrel Broadcast television reward program and method of use for issuing, aggregating and redeeming sponsor's reward points
JP2007533013A (ja) 2004-04-08 2007-11-15 マスターカード インターナシヨナル インコーポレーテツド トランザクションカード及びケース
US20050240477A1 (en) * 2004-04-23 2005-10-27 Martiz Inc. Cardholder loyalty program with rebate
US20050240552A1 (en) * 2004-04-27 2005-10-27 International Business Machines Corporation Data mining technique for enhancing building materials management
US7865448B2 (en) * 2004-10-19 2011-01-04 First Data Corporation Methods and systems for performing credit transactions with a wireless device
US20060111978A1 (en) 2004-11-23 2006-05-25 Terrance Tietzen Method, system and computer program for providing a loyalty engine enabling dynamic administration of loyalty programs
US20060208064A1 (en) 2005-01-18 2006-09-21 Isaac Mendelovich Method for managing consumer accounts and transactions
US20060195359A1 (en) 2005-02-28 2006-08-31 Robinson Nancy J Combined rewards system and process
US8473334B2 (en) * 2005-03-10 2013-06-25 Sony Corporation System and method for issuing and redeeming incentives on electronic data cards
US20060224454A1 (en) 2005-03-31 2006-10-05 Synergy World, Inc. Tracking merchant specific reward credits and balances in a multi merchant environment utilizing one card or account number
US20060253321A1 (en) 2005-05-06 2006-11-09 First Data Corporation Loyalty enrollment systems and methods
US20060253320A1 (en) * 2005-05-06 2006-11-09 First Data Corporation Loyalty systems and methods
WO2006124841A2 (en) * 2005-05-17 2006-11-23 Telcordia Technologies, Inc. Secure virtual point of service for 3g wireless networks
US20070022007A1 (en) 2005-06-14 2007-01-25 Mystorecredit.Com System and method for a customer loyalty reward system utilizing a shopping search portal, a payment transfer agent and email marketing
US8381971B2 (en) * 2005-06-30 2013-02-26 Capital One Financial Corporation System and method for point of sale cash rebates
US20070000997A1 (en) * 2005-06-30 2007-01-04 Capital One Financial Corporation Enhanced system and method for point of sale cash rebates
US20070005416A1 (en) * 2005-06-30 2007-01-04 Jackson S B Systems, methods, and computer readable media for managing loyalty programs
US20070022046A1 (en) * 2005-07-25 2007-01-25 Blackhawk Marketing Services, Inc. Payment program for use in point-of-sale transactions
US20070265934A1 (en) 2005-08-11 2007-11-15 Sitoa Corporation Method in support of pre-commerce decision making and automated product listing generation
US8103545B2 (en) 2005-09-14 2012-01-24 Jumptap, Inc. Managing payment for sponsored content presented to mobile communication facilities
US8719106B2 (en) * 2005-10-07 2014-05-06 Kemesa Inc. Identity theft and fraud protection system and method
US20070282690A1 (en) * 2005-10-11 2007-12-06 Randazza Joseph R Payment systems and methods
US20070094080A1 (en) 2005-10-21 2007-04-26 Coalitionworks, Llc Smart shopping method and system
US7844490B2 (en) * 2005-11-02 2010-11-30 Visa U.S.A. Inc. Method and system for conducting promotional programs
US20070150352A1 (en) 2005-12-23 2007-06-28 Mastercard International Incorporated Techniques for transaction data coordination
US20070255653A1 (en) 2006-03-30 2007-11-01 Obopay Inc. Mobile Person-to-Person Payment System
CA2550067A1 (en) 2006-06-08 2007-12-09 Edatanetworks Inc. Methods and systems for administration of a loyalty program
US20080059302A1 (en) 2006-08-31 2008-03-06 Fordyce Iii Edward W Loyalty program service
US10037535B2 (en) * 2006-08-31 2018-07-31 Visa U.S.A. Inc. Loyalty program parameter collaboration
US8620738B2 (en) 2006-08-31 2013-12-31 Visa U.S.A. Inc Loyalty program incentive determination
US10115112B2 (en) 2006-08-31 2018-10-30 Visa U.S.A. Inc. Transaction evaluation for providing rewards
AU2007308944A1 (en) * 2006-10-24 2008-05-02 Mastercard International, Inc. Method and apparatus for reward messaging, discounting and redemption at the point of interaction
US7665660B2 (en) * 2007-03-08 2010-02-23 Visa U.S.A. Inc. Real-time awards determinations
US20080228582A1 (en) 2007-03-15 2008-09-18 Fordyce Edward W Loyalty program for merchant inventory
US20100169170A1 (en) 2007-08-30 2010-07-01 Fordyce Iii Edward W Merchant offer program
US20090089194A1 (en) 2007-10-02 2009-04-02 Inxpay, Inc. Method and Apparatus for Performing Financial Transactions
US10262303B2 (en) 2007-12-28 2019-04-16 Mastercard International Incorporated Methods and systems for applying a rewards program promotion to payment transactions
US9721238B2 (en) * 2009-02-13 2017-08-01 Visa U.S.A. Inc. Point of interaction loyalty currency redemption in a transaction
US20110082737A1 (en) * 2009-09-28 2011-04-07 Crowe Andrew B Computer-implemented methods, computer program products, and systems for management and control of a loyalty rewards network
US8799065B2 (en) * 2009-12-03 2014-08-05 Edo Interactive, Inc. Methods for providing digital incentives including a digital incentives switch for matching transactions and incentives
US20150154646A1 (en) * 2012-06-15 2015-06-04 New York University Storage, retrieval, analysis, pricing, and marketing of personal health care data using social networks, expert networks, and markets
US10783544B1 (en) * 2015-12-21 2020-09-22 Target Brands, Inc. Secure loyalty programs
US20200082427A1 (en) * 2018-09-10 2020-03-12 The Toronto-Dominion Bank Payment and Merchant Loyalty Based on Customer Identifiers
EP3871175A4 (en) * 2018-10-26 2022-08-03 JPMorgan Chase Bank, N.A. A SYSTEM AND METHOD FOR FACILITATING TRACKING OF REWARDS AND PAYMENTS

Also Published As

Publication number Publication date
US20090006203A1 (en) 2009-01-01
WO2008137416A4 (en) 2009-01-15
AU2008247852A2 (en) 2010-01-21
EP2143059A1 (en) 2010-01-13
AU2008247852A1 (en) 2008-11-13
US20190333089A1 (en) 2019-10-31
EP2143059A4 (en) 2012-05-02
US10395264B2 (en) 2019-08-27
CA2685916A1 (en) 2008-11-13
US11049125B2 (en) 2021-06-29
WO2008137416A1 (en) 2008-11-13

Similar Documents

Publication Publication Date Title
BRPI0810807A2 (pt) Método implementado por computador em um sistema de processamento de pagamento e respectivo sistema de processamento de pagamento
BRPI0814671A2 (pt) Método em um sistema de processamento de pagamento para uma pluralidade de transações e sistema de processamento de pagamento
BRPI0813734A2 (pt) Sistema informatizado de viagem, método em um sistema de viagem e programa de computador
BRPI0919767A2 (pt) sistema e métodos para processar transações com comerciantes em linha direta
BRPI0920288A2 (pt) método e sistema de segurança de transação eletrônica
BRPI0916759A2 (pt) sistema e método para comados de roteamento em um sistema de software modularizado
BRPI0916261A2 (pt) métodos para emissão, para processamento de transações de cartão, e para processamento de cartão, e, sistema de processamento.
EP2000919A4 (en) INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING METHOD, AND COMPUTER PROGRAM
BRPI1015002A2 (pt) método e aparelho para facilitar um alinhamento de temporização em um sistema multiportadora.
HK1153893A1 (en) Information processing device, program, information processing method, and information processing system
EP2028858A4 (en) INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING METHOD AND COMPUTER PROGRAM
BRPI0821334A2 (pt) método utilizável em um poço, e sistema utilizável com um poço.
BR112012005449A2 (pt) método implementado por computador, e, sistema de computador
HK1112762A1 (en) Method and system for data processing in data warehouse
BRPI0820898A2 (pt) Método, produto de programa de computador, e, sistema
EP2264644A4 (en) DEVICE FOR PROCESSING TAG INFORMATION, SYSTEM FOR PROCESSING TAG INFORMATION, METHOD FOR PROCESSING TAG INFORMATION AND CORRESPONDING PROGRAM
TWI366778B (en) Hotkey processing method and computer system
BRPI0818023A2 (pt) Método utilizável com um poço, sistema utilizável em um poço, e aparelho utilizável em um poço
EP2023252A4 (en) MULTIPROCESSOR SYSTEM, LIBRARY MODULE, AND GRAPHIC PROCESSING METHOD
BRPI0817076A2 (pt) Sistema e método de processamento
BRPI0924455A2 (pt) dispositivo, método e sistema de processamento de informação, e, programa.
EP2201539A4 (en) SYSTEMS AND METHODS OF PROCESSING FOR SALES TRANSACTIONS
EP2018054A4 (en) INFORMATION PROCESSING DEVICE AND METHOD AND COMPUTER PROGRAM
EP1998493A4 (en) GROUP SIGNATURE SYSTEM AND METHOD FOR INFORMATION PROCESSING
BRPI1008358A2 (pt) método e sistemas de processamento de informações eletrônicas

Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 7A ANUIDADE.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2329 DE 25-08-2015 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013.

B350 Update of information on the portal [chapter 15.35 patent gazette]