BRPI0802575A2 - sistema e mÉtodo para conduzir transaÇÕes comerciais - Google Patents

sistema e mÉtodo para conduzir transaÇÕes comerciais

Info

Publication number
BRPI0802575A2
BRPI0802575A2 BRPI0802575-4A BRPI0802575A BRPI0802575A2 BR PI0802575 A2 BRPI0802575 A2 BR PI0802575A2 BR PI0802575 A BRPI0802575 A BR PI0802575A BR PI0802575 A2 BRPI0802575 A2 BR PI0802575A2
Authority
BR
Brazil
Prior art keywords
processing center
mobile device
business transactions
conducting business
conducting
Prior art date
Application number
BRPI0802575-4A
Other languages
English (en)
Inventor
Andre Luis Zandonadi
Original Assignee
Andre Luis Zandonadi
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Andre Luis Zandonadi filed Critical Andre Luis Zandonadi
Publication of BRPI0802575A2 publication Critical patent/BRPI0802575A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

SISTEMA E MÉTODO PARA CONDUZIR TRANSAÇÕES COMERCIAIS. Um sistema e método são revelados os quais podem incluir um centro de processamento, pelo menos um dispositivo móvel, e um dispositivo terceiro, nos quais quantidades de valores financeiros são armazenados nas contas associadas, respectivamente, com pelo menos um dispositivo móvel e um dispositivo terceiro; permitindo a comunicação entre pelo menos um dispositivo móvel e o centro de processamento; permitindo a comunicação entre um dispositivo terceiro e o centro de processamento; conduzindo pelo menos uma transação comercial entre o dispositivo móvel e o dispositivo terceiro; e utilizando o centro de processamento como um intermediário para a transação comercial.
BRPI0802575-4A 2007-04-18 2008-04-18 sistema e mÉtodo para conduzir transaÇÕes comerciais BRPI0802575A2 (pt)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US11/736,893 US20080257952A1 (en) 2007-04-18 2007-04-18 System and Method for Conducting Commercial Transactions

Publications (1)

Publication Number Publication Date
BRPI0802575A2 true BRPI0802575A2 (pt) 2009-04-22

Family

ID=39871226

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0802575-4A BRPI0802575A2 (pt) 2007-04-18 2008-04-18 sistema e mÉtodo para conduzir transaÇÕes comerciais

Country Status (2)

Country Link
US (1) US20080257952A1 (pt)
BR (1) BRPI0802575A2 (pt)

Families Citing this family (50)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7836011B2 (en) * 1998-10-01 2010-11-16 Onepin, Inc. Phone to phone data exchange
US7970792B2 (en) * 1998-10-01 2011-06-28 Onepin, Inc. Phone to phone data exchange
US8326361B2 (en) 1998-10-01 2012-12-04 Lupine Investments Llc Phone to phone data exchange
US7813725B2 (en) * 1998-10-01 2010-10-12 Onepin, Llc Wireless data exchange
US7440922B1 (en) * 2001-05-04 2008-10-21 West Corporation System, method, and business method for settling micropayment transactions to a pre-paid instrument
US20070168279A1 (en) * 2006-01-13 2007-07-19 Metavante Corporation Disposable payment account
WO2008016553A2 (en) * 2006-08-02 2008-02-07 Onepin, Inc. Event sharing
US20080090597A1 (en) * 2006-10-17 2008-04-17 Feyzi Celik Short message formatting for information exchange
US7447510B2 (en) * 2006-10-22 2008-11-04 Onepin, Inc. Short message service network plug-in
US8761744B2 (en) * 2007-04-20 2014-06-24 Lupine Investments Llc Mobile virtual communication invitations
US9342823B2 (en) * 2007-06-18 2016-05-17 Lemon, Inc. Payment clearing network for electronic financial transactions and related personal financial transaction device
US8504450B2 (en) * 2007-08-31 2013-08-06 Ebay Inc. Mobile remittances/payments
FR2923632B1 (fr) * 2007-11-13 2010-01-08 Oberthur Card Syst Sa Carte a microprocesseur, telephone comprenant une telle carte et procede de traitement dans une telle carte.
US20090177568A1 (en) * 2008-01-09 2009-07-09 Hodges Michael D System And Method For Conducting Account Requests Over A Network Using Natural Language
US20090257593A1 (en) * 2008-04-10 2009-10-15 Comverse Ltd. Method and apparatus for secure messaging
EP2189932B1 (en) * 2008-11-24 2020-07-15 BlackBerry Limited Electronic payment system using mobile wireless communications device and associated methods
KR20100063846A (ko) * 2008-11-28 2010-06-14 엘지전자 주식회사 이동 단말기 및 이것의 방송 상품 구매 방법
WO2010105260A1 (en) 2009-03-13 2010-09-16 Assa Abloy Ab Transfer device for sensitive material such as a cryptographic key
US8474026B2 (en) 2009-03-13 2013-06-25 Assa Abloy Ab Realization of access control conditions as boolean expressions in credential authentications
US9032058B2 (en) * 2009-03-13 2015-05-12 Assa Abloy Ab Use of SNMP for management of small footprint devices
US20110225088A1 (en) * 2010-03-12 2011-09-15 The Western Union Company Receiver-based funds transfer
US8510188B2 (en) * 2010-07-28 2013-08-13 The Western Union Company Receiver driven money transfer alert system
US8660923B2 (en) 2010-08-02 2014-02-25 The Western Union Company Recurring money transfer
USD774529S1 (en) 2010-11-04 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
US10937074B2 (en) * 2010-11-10 2021-03-02 Blazer and Flip Flops, Inc. Securing mobile transactions
US20120203666A1 (en) * 2011-02-09 2012-08-09 Tycoon Unlimited, Inc. Contactless wireless transaction processing system
USD774526S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
USD774527S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
USD774528S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
US20120233004A1 (en) * 2011-03-11 2012-09-13 James Bercaw System for mobile electronic commerce
US10210497B2 (en) 2011-04-06 2019-02-19 OnDot Systems, Inc. System and method for cashless peer-to-peer payment
US8740064B2 (en) * 2011-04-08 2014-06-03 Blackberry Limited Payment processing system including mobile wireless communications device to send a payment confirmation to a transaction terminal and associated methods
AP3678A (en) 2011-04-11 2016-04-16 Visa Int Service Ass Interoperable financial transactions via mobile devices
US10380570B2 (en) 2011-05-02 2019-08-13 Ondot System, Inc. System and method for secure communication for cashless transactions
US20120303310A1 (en) 2011-05-26 2012-11-29 First Data Corporation Systems and Methods for Providing Test Keys to Mobile Devices
US20130018787A1 (en) * 2011-07-14 2013-01-17 Bank Of America Corporation Atm provided payment process
US10460378B1 (en) 2011-09-12 2019-10-29 OnDot Systems, Inc. Payment card policy enforcement
US11636489B2 (en) 2013-10-19 2023-04-25 Ondot Systems Inc. System and method for authorizing a transaction based on dynamic location updates from a user device
US12112300B2 (en) 2012-06-19 2024-10-08 OnDot Systems, Inc. Injecting user control for card-on-file merchant data and implicitly-identified recurring payment transaction parameters between acquirer processors and issuer processors over data communication networks
US20190147450A1 (en) 2012-06-19 2019-05-16 Ondot System Real-time enrichment of raw merchant data from iso transactions on data communication networks for preventing false declines in fraud prevention systems
US11899711B2 (en) 2012-06-19 2024-02-13 Ondot Systems Inc. Merchant logo detection artificial intelligence (AI) for injecting user control to ISO back-end transaction approvals between acquirer processors and issuer processors over data communication networks
US9767422B2 (en) * 2013-03-12 2017-09-19 Diebold Self-Service Systems, Division Of Diebold, Incorporated Detecting unauthorized card skimmers
FR3003977A1 (fr) * 2013-03-29 2014-10-03 France Telecom Procede de securisation de transactions entre terminaux mobiles
US20140310171A1 (en) * 2013-04-12 2014-10-16 Bank Of America Corporation Certified person-to-person payment system
US20150039503A1 (en) * 2013-08-05 2015-02-05 Ebay Inc. Mobile remittances/payments
US10043182B1 (en) 2013-10-22 2018-08-07 Ondot System, Inc. System and method for using cardholder context and preferences in transaction authorization
US10769613B1 (en) 2013-10-22 2020-09-08 Ondot Systems, Inc Delegate cards
US20150294287A1 (en) * 2014-04-09 2015-10-15 Mastercard International Incorporated Method and system for implementing point of sale mobile conversion key
US9690968B2 (en) * 2015-05-17 2017-06-27 William A. Wadley Authenticated scannable code system
US20200311732A1 (en) * 2019-03-25 2020-10-01 Yuh-Shen Song Consumer protection system

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2369081C (en) * 1999-04-30 2012-02-07 X.Com Corporation System and method for electronically exchanging value among distributed users
WO2003058391A2 (en) * 2001-12-26 2003-07-17 Vivotech, Inc. Wireless network micropayment financial transaction processing
US20050065876A1 (en) * 2003-05-12 2005-03-24 Pulkit Kumar Airbank, pay to anyone from the mobile phone
US20070156579A1 (en) * 2006-01-05 2007-07-05 Ubequity, Llc System and method of reducing or eliminating change in cash transaction by crediting at least part of change to buyer's account over electronic medium
US20070294166A1 (en) * 2006-06-17 2007-12-20 Phil Cello Add on investment technology and purchase plus

Also Published As

Publication number Publication date
US20080257952A1 (en) 2008-10-23

Similar Documents

Publication Publication Date Title
BRPI0802575A2 (pt) sistema e mÉtodo para conduzir transaÇÕes comerciais
BR112015011185A2 (pt) sistemas e métodos para o processamento de pagamentos eletrônicos entre pessoas
MX2013014673A (es) Sistema y metodo de consulta de saldo multifactorial y transferencia electronica de fondos.
MX2017014701A (es) Metodo y sistema de control de fraude de transacciones de base de cadena de bloques.
ECSP10010591A (es) Datos de cuenta de pago fantasma en un sistema de transacciones de pago usando teléfonos celulares
GB2465724A (en) Mobile remittances/payments
BRPI0920874A2 (pt) sistemas, métodos, e meios que podem ser lidos em computador para transferência de cartões virtuais de pagamento e de não pagamento entre dispositivos móveis.
MX365511B (es) Metodo para controlar un sistema de comunicacion.
BR112015028628A2 (pt) método, e, sistema
BR112012025649A2 (pt) métodos e sistemas de processamento de pagamento de telefone móvel
WO2008061151A3 (en) Mobile-to-mobile payment system and method
GB2495463B (en) Aligning data transfer to optimize connections established for transmission over a wireless network
CR20140366A (es) Sistema de pago electronico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electronicos
BR112013017156A2 (pt) sistema de melhoria de dados, sistema de melhoria de dados de trilhos e sistema de melhoria de dados de banco de dados de trilhos
WO2010138630A3 (en) Systems and methods for electronically circulating a currency
AR087449A1 (es) Sistema y metodo para realizar transacciones financieras
WO2008112402A8 (en) Account information lookup systems and methods in mobile commerce
CO6640290A2 (es) Sistema y método para personalizar solicitudes en tiempo real en una interaz de usuario
CA2884411C (en) Methods and systems for processing electronic disbursements
EA201692087A1 (ru) Устройство, система и способ для эффективного обслуживания крупномасштабных электронных транзакций
GB2508529A (en) Bios network access
WO2015021365A8 (en) Mobile p2p-cross border payments
ECSP088757A (es) Sistema seguro de transacciones electrónicas
MX2010006193A (es) Un metodo para transacciones seguras.
MX340410B (es) Presentaciones de ventana emergente para tarjetas de transaccion financiera.

Legal Events

Date Code Title Description
B03A Publication of a patent application or of a certificate of addition of invention [chapter 3.1 patent gazette]
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]
B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]