BR8100120U - Secure identification system in banking, financial and electronic information systems - Google Patents
Secure identification system in banking, financial and electronic information systemsInfo
- Publication number
- BR8100120U BR8100120U BR8100120U BR8100120U BR8100120U BR 8100120 U BR8100120 U BR 8100120U BR 8100120 U BR8100120 U BR 8100120U BR 8100120 U BR8100120 U BR 8100120U BR 8100120 U BR8100120 U BR 8100120U
- Authority
- BR
- Brazil
- Prior art keywords
- banking
- financial
- access
- password
- electronic information
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
"SISTEMA DE IDENTIFICAçãO SEGURA EM SISTEMAS BANCáRIOS, FINANCEIROS E DE INFORMAçõES ELETRôNICAS". O presente modelo de utilidade aumenta a segurança e confiança na identificação do usuário em sistemas de informática, bancários, financeiros, de comércio eletrônico, internet, televendas, cartões de crédito e débito, cartões magnéticos, através da utilização de nome/número de acesso e senha variáveis, cuja validade é única e são definidos a partir de regras pré-definidas pelo cliente e alteráveis por ele a qualquer instante. Os nomes/números de acesso e senha não são armazenados em bancos de dados, mas calculados pelo cliente, no instante em que se fizer necessário o seu uso. Assim, caso tais dados sejam descobertos por terceiros, não permitirão o acesso a dados e a transações com aquele nome/número de acesso e senha. Com a identificação segura do usuário, pode-se criar senhas de uso especial, como por exemplo em caso de roubos a mão armada e sequestros relâmpago."SECURE IDENTIFICATION SYSTEM IN BANKING, FINANCIAL AND ELECTRONIC INFORMATION SYSTEMS". This utility model increases security and confidence in user identification in computer, banking, financial, e-commerce, internet, telesales, credit and debit cards, magnetic cards, using the name / number of access and password variables, whose validity is unique and are defined based on rules pre-defined by the customer and changeable by him at any time. The names / access numbers and password are not stored in databases, but are calculated by the customer, at the moment when it is necessary to use them. Thus, if such data is discovered by third parties, they will not allow access to data and transactions with that name / access number and password. With secure user identification, special passwords can be created, such as in the case of armed robberies and lightning hijackings.
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
BR8100120U BR8100120U (en) | 2001-01-29 | 2001-01-29 | Secure identification system in banking, financial and electronic information systems |
PCT/BR2002/000002 WO2002061640A1 (en) | 2001-01-29 | 2002-01-09 | Safe identification system in banking, financial and electronic information systems |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
BR8100120U BR8100120U (en) | 2001-01-29 | 2001-01-29 | Secure identification system in banking, financial and electronic information systems |
Publications (1)
Publication Number | Publication Date |
---|---|
BR8100120U true BR8100120U (en) | 2002-10-15 |
Family
ID=4024826
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR8100120U BR8100120U (en) | 2001-01-29 | 2001-01-29 | Secure identification system in banking, financial and electronic information systems |
Country Status (2)
Country | Link |
---|---|
BR (1) | BR8100120U (en) |
WO (1) | WO2002061640A1 (en) |
Families Citing this family (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7415720B2 (en) | 2003-10-31 | 2008-08-19 | Samsung Electronics Co., Ltd. | User authentication system and method for controlling the same |
EP2239679A1 (en) | 2009-04-08 | 2010-10-13 | David Vázquez del Mercado Habif | A method and a system for controlling the use of an electronic device |
WO2024108281A1 (en) * | 2022-11-25 | 2024-05-30 | Clovis Golfetto | System and method for unique user authentication |
Family Cites Families (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5988497A (en) * | 1996-05-30 | 1999-11-23 | Mci Communications Corporation | Method for authenticating credit transactions to prevent fraudulent charges |
US6163771A (en) * | 1997-08-28 | 2000-12-19 | Walker Digital, Llc | Method and device for generating a single-use financial account number |
US20010034717A1 (en) * | 2000-02-15 | 2001-10-25 | Whitworth Brian L. | Fraud resistant credit card using encryption, encrypted cards on computing devices |
-
2001
- 2001-01-29 BR BR8100120U patent/BR8100120U/en not_active Application Discontinuation
-
2002
- 2002-01-09 WO PCT/BR2002/000002 patent/WO2002061640A1/en not_active Application Discontinuation
Also Published As
Publication number | Publication date |
---|---|
WO2002061640A1 (en) | 2002-08-08 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
B08F | Application fees: dismissal - article 86 of industrial property law |
Free format text: REFERENTE A 5A, 6A E 7A ANUIDADES. |
|
B08G | Application fees: restoration | ||
B07A | Technical examination (opinion): publication of technical examination (opinion) | ||
B09B | Decision: refusal |
Free format text: INDEFIRO O PEDIDO DE ACORDO COM O ART. 9O COMBINADO COM O ART. 14 DA LPI |
|
B09B | Decision: refusal |
Free format text: MANTIDO O INDEFERIMENTO UMA VEZ QUE NAO FOI APRESENTADO RECURSO DENTRO DO PRAZO LEGAL. |