BR112022026277A2 - Método e sistema para aceitação de criptomoeda por comerciantes através de trilhos de pagamento - Google Patents
Método e sistema para aceitação de criptomoeda por comerciantes através de trilhos de pagamentoInfo
- Publication number
- BR112022026277A2 BR112022026277A2 BR112022026277A BR112022026277A BR112022026277A2 BR 112022026277 A2 BR112022026277 A2 BR 112022026277A2 BR 112022026277 A BR112022026277 A BR 112022026277A BR 112022026277 A BR112022026277 A BR 112022026277A BR 112022026277 A2 BR112022026277 A2 BR 112022026277A2
- Authority
- BR
- Brazil
- Prior art keywords
- transaction
- payment
- blockchain
- acceptance
- cryptocurrency
- Prior art date
Links
- 238000000034 method Methods 0.000 title abstract 3
- 238000013475 authorization Methods 0.000 abstract 3
Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3236—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions
- H04L9/3239—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions involving non-keyed hash functions, e.g. modification detection codes [MDCs], MD5, SHA or RIPEMD
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/381—Currency conversion
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/06—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols the encryption apparatus using shift registers or memories for block-wise or stream coding, e.g. DES systems or RC4; Hash functions; Pseudorandom sequence generators
- H04L9/0618—Block ciphers, i.e. encrypting groups of characters of a plain text message using fixed encryption transformation
- H04L9/0637—Modes of operation, e.g. cipher block chaining [CBC], electronic codebook [ECB] or Galois/counter mode [GCM]
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q2220/00—Business processing using cryptography
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
MÉTODO E SISTEMA PARA ACEITAÇÃO DE CRIPTOMOEDA POR COMERCIANTES ATRAVÉS DE TRILHOS DE PAGAMENTO. A presente invenção refere-se a um método para aceitar pagamento por ca-deia de blocos em um dispositivo de ponto de venda tradicional por meio do proces-samento do emissor incluindo: receber uma solicitação de autorização para uma transação de pagamento fiduciário originada de um dispositivo de ponto de venda e roteada por meio de uma rede de pagamento, a solicitação de autorização incluindo um número de conta da transação e montante da transação; identificar a aceitação de pagamento por cadeia de blocos para uma conta de transação associada ao número da conta de transação; receber um endereço de destino para uma carteira eletrônica associada a uma rede de cadeia de blocos; transmitir uma nova transação por cadeia de blocos para um nó de cadeia de blocos na rede de cadeia de blocos incluindo o endereço de destino e um montante de criptomoeda com base no montante da transação; receber um identificador de transação do nó de cadeia de blocos; e transmitir uma resposta de autorização para a transação de pagamento fiduciário à rede de pagamento para roteamento para o dispositivo de ponto de venda incluindo uma indicação de aprovação da transação de pagamento fiduciário e o identificador da transação.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US16/946,493 US20210406887A1 (en) | 2020-06-24 | 2020-06-24 | Method and system for merchant acceptance of cryptocurrency via payment rails |
PCT/SG2021/050282 WO2021262089A1 (en) | 2020-06-24 | 2021-05-24 | Method and system for merchant acceptance of cryptocurrency via payment rails |
Publications (1)
Publication Number | Publication Date |
---|---|
BR112022026277A2 true BR112022026277A2 (pt) | 2023-01-17 |
Family
ID=79031119
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR112022026277A BR112022026277A2 (pt) | 2020-06-24 | 2021-05-24 | Método e sistema para aceitação de criptomoeda por comerciantes através de trilhos de pagamento |
Country Status (8)
Country | Link |
---|---|
US (1) | US20210406887A1 (pt) |
EP (1) | EP4172905A4 (pt) |
JP (1) | JP2023533206A (pt) |
KR (1) | KR20230029843A (pt) |
CN (1) | CN116134467A (pt) |
BR (1) | BR112022026277A2 (pt) |
MX (1) | MX2022016245A (pt) |
WO (1) | WO2021262089A1 (pt) |
Family Cites Families (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20160005032A1 (en) * | 2012-11-28 | 2016-01-07 | Hoverkey Ltd. | Method and system of providing authentication of user access to a computer resource via a mobile device using multiple separate security factors |
US8905303B1 (en) * | 2013-09-01 | 2014-12-09 | Mourad Ben Ayed | Method for adaptive wireless payment |
US20150348017A1 (en) * | 2014-06-03 | 2015-12-03 | Jonathan Allmen | Method for integrating cryptocurrency transfer on a social network interface |
US11062277B2 (en) * | 2014-11-26 | 2021-07-13 | Ncr Corporation | Virtual currency management in a retail environment |
US20160203477A1 (en) * | 2015-01-14 | 2016-07-14 | Modernity Financial Holdings, Ltd. | Cryptographic security for electronic transactions |
US20170357966A1 (en) * | 2016-06-09 | 2017-12-14 | Mastercard International Incorporated | Method and system for use of a proprietary private blockchain |
US10055715B1 (en) * | 2017-07-26 | 2018-08-21 | Square, Inc. | Cryptocurrency payment network |
US11164181B2 (en) * | 2018-01-12 | 2021-11-02 | Visa International Service Association | Techniques for conducting transactions utilizing cryptocurrency |
US11200569B1 (en) * | 2018-02-12 | 2021-12-14 | Winklevoss Ip, Llc | System, method and program product for making payments using fiat-backed digital assets |
US20200027084A1 (en) * | 2018-07-23 | 2020-01-23 | Mastercard International Incorporated | Method and System for Hybrid Payment Authorization |
US11308460B2 (en) * | 2018-09-26 | 2022-04-19 | Mastercard International Incorporated | Method and system for multi-account check processing via blockchain |
JP7302664B2 (ja) * | 2019-08-26 | 2023-07-04 | 日本電気株式会社 | 情報処理装置、データ記録システム、データ記録方法及びプログラム |
CN110633980B (zh) * | 2019-09-20 | 2022-11-22 | 河北吕望信息科技有限公司 | 一种同时支持电子法币和数字货币流通的前端装置 |
-
2020
- 2020-06-24 US US16/946,493 patent/US20210406887A1/en active Pending
-
2021
- 2021-05-24 CN CN202180060184.9A patent/CN116134467A/zh active Pending
- 2021-05-24 WO PCT/SG2021/050282 patent/WO2021262089A1/en active Application Filing
- 2021-05-24 JP JP2022580123A patent/JP2023533206A/ja active Pending
- 2021-05-24 EP EP21828812.4A patent/EP4172905A4/en active Pending
- 2021-05-24 MX MX2022016245A patent/MX2022016245A/es unknown
- 2021-05-24 BR BR112022026277A patent/BR112022026277A2/pt unknown
- 2021-05-24 KR KR1020237002464A patent/KR20230029843A/ko active Search and Examination
Also Published As
Publication number | Publication date |
---|---|
EP4172905A4 (en) | 2024-07-17 |
CN116134467A (zh) | 2023-05-16 |
JP2023533206A (ja) | 2023-08-02 |
KR20230029843A (ko) | 2023-03-03 |
US20210406887A1 (en) | 2021-12-30 |
EP4172905A1 (en) | 2023-05-03 |
WO2021262089A1 (en) | 2021-12-30 |
MX2022016245A (es) | 2023-03-02 |
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