BR112018004889A2 - transaction booking and payment process at a cloud payment service and payment terminal - Google Patents

transaction booking and payment process at a cloud payment service and payment terminal

Info

Publication number
BR112018004889A2
BR112018004889A2 BR112018004889A BR112018004889A BR112018004889A2 BR 112018004889 A2 BR112018004889 A2 BR 112018004889A2 BR 112018004889 A BR112018004889 A BR 112018004889A BR 112018004889 A BR112018004889 A BR 112018004889A BR 112018004889 A2 BR112018004889 A2 BR 112018004889A2
Authority
BR
Brazil
Prior art keywords
payment
cloud
transaction
service
terminal
Prior art date
Application number
BR112018004889A
Other languages
Portuguese (pt)
Inventor
Do Nascimento Rafael
De Melo Faria Renato
Original Assignee
Cielo S A
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from BR102015022482-6A external-priority patent/BR102015022482A2/en
Priority claimed from BR102015022691A external-priority patent/BR102015022691A2/en
Application filed by Cielo S A filed Critical Cielo S A
Publication of BR112018004889A2 publication Critical patent/BR112018004889A2/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Abstract

a presente invenção pertence ao setor técnico dos meios de pagamento. a invenção refere-se a um processo de reserva de transação e de pagamento em um serviço de pagamento de nuvem (4), que inclui as seguintes etapas: o comerciante (2) comunica para o serviço de pagamento de nuvem (4) o identificador de comprador (9), o identificador de comerciante (10), e dados de transação (8) que incluem o preço total da transação; o serviço de pagamento de nuvem (4) armazena uma reserva de transação (12) que é vinculada ao identificador de comprador (9) e onde são gravados os dados de transação (8). a presente invenção refere-se também a um terminal de pagamento.The present invention belongs to the technical sector of the means of payment. The invention relates to a transaction reservation and payment process in a cloud payment service (4), which includes the following steps: the merchant (2) communicates to the cloud payment service (4) the identifier buyer (9), merchant identifier (10), and transaction data (8) including the total transaction price; The cloud payment service (4) stores a transaction reservation (12) that is linked to the buyer identifier (9) and where transaction data (8) is stored. The present invention also relates to a payment terminal.

BR112018004889A 2015-09-10 2016-09-06 transaction booking and payment process at a cloud payment service and payment terminal BR112018004889A2 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
BR102015022482-6A BR102015022482A2 (en) 2015-09-10 2015-09-10 consumer reservation and payment process in a cloud payment service, and payment terminal
BR102015022691A BR102015022691A2 (en) 2015-09-11 2015-09-11 transaction booking and payment process at a cloud payment service and payment terminal
PCT/BR2016/050221 WO2017041153A1 (en) 2015-09-10 2016-09-06 Transaction credit and payment method in a cloud payment service, and payment terminal

Publications (1)

Publication Number Publication Date
BR112018004889A2 true BR112018004889A2 (en) 2018-10-09

Family

ID=58240445

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112018004889A BR112018004889A2 (en) 2015-09-10 2016-09-06 transaction booking and payment process at a cloud payment service and payment terminal

Country Status (2)

Country Link
BR (1) BR112018004889A2 (en)
WO (2) WO2017041153A1 (en)

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6999569B2 (en) * 1998-10-28 2006-02-14 Mastercard International Incorporated System and method for using a prepaid card
US7204412B2 (en) * 2003-10-14 2007-04-17 Compucredit Intellectual Property Holdings Corp. Iii Family stored value card program
US8660950B2 (en) * 2004-04-16 2014-02-25 Wells Fargo, N.A. System and method for bill pay with credit card funding
US8849703B2 (en) * 2012-04-16 2014-09-30 Wal-Mart Stores, Inc. Processing online transactions

Also Published As

Publication number Publication date
WO2017041154A1 (en) 2017-03-16
WO2017041153A1 (en) 2017-03-16

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Legal Events

Date Code Title Description
B11Y Definitive dismissal acc. article 33 of ipl - extension of time limit for request of examination expired