BR112015019446A2 - Método de conciliação de transações financeiras, dispositivo leitor de cartões e método de gerenciamento de transferência eletrônica de fundos - Google Patents

Método de conciliação de transações financeiras, dispositivo leitor de cartões e método de gerenciamento de transferência eletrônica de fundos

Info

Publication number
BR112015019446A2
BR112015019446A2 BR112015019446A BR112015019446A BR112015019446A2 BR 112015019446 A2 BR112015019446 A2 BR 112015019446A2 BR 112015019446 A BR112015019446 A BR 112015019446A BR 112015019446 A BR112015019446 A BR 112015019446A BR 112015019446 A2 BR112015019446 A2 BR 112015019446A2
Authority
BR
Brazil
Prior art keywords
transfer
card reader
reader device
electronic funds
conciliation
Prior art date
Application number
BR112015019446A
Other languages
English (en)
Inventor
Sol Paiva Calandrini Denis
Cesar Felipe da Silva Augusto
Ofir de Souza Magno Duarte Adalcindo
Original Assignee
Rede Servicos Ltda Me
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Rede Servicos Ltda Me filed Critical Rede Servicos Ltda Me
Publication of BR112015019446A2 publication Critical patent/BR112015019446A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

MÉTODO DE CONCILIAÇÃO DE TRANSAÇÕES FINANCEIRAS, DISPOSITIVO LEITOR DE CARTÕES E MÉTODO DE GERENCIAMENTO DE TRANSFERÊNCIA ELETRÔNICA DE FUNDOS. A presente invenção refere-se a um método de conciliação e de gerenciamento de transferência eletrônica de fundos, e dispositivo leitor de cartões (1) para rede de serviços móvel que é incorporado a aparelhos portáteis inteligentes (2) com conexão à Internet, tais como smartphones, tabletes, ultrabook ou notebook, para viabilizar a utilização desses aparelhos para realizar conciliações e transferência de fundos.
BR112015019446A 2013-04-04 2013-04-04 Método de conciliação de transações financeiras, dispositivo leitor de cartões e método de gerenciamento de transferência eletrônica de fundos BR112015019446A2 (pt)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/BR2013/000106 WO2014161051A1 (pt) 2013-04-04 2013-04-04 Método de conciliação e de gerenciamento de transferência eletrônica de fundos e dispositivo

Publications (1)

Publication Number Publication Date
BR112015019446A2 true BR112015019446A2 (pt) 2017-08-22

Family

ID=51657338

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112015019446A BR112015019446A2 (pt) 2013-04-04 2013-04-04 Método de conciliação de transações financeiras, dispositivo leitor de cartões e método de gerenciamento de transferência eletrônica de fundos

Country Status (4)

Country Link
US (1) US20160148174A1 (pt)
BR (1) BR112015019446A2 (pt)
IL (1) IL241468A0 (pt)
WO (1) WO2014161051A1 (pt)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20160217421A1 (en) * 2015-01-27 2016-07-28 Ncr Corporation Remote management techniques
CN110619562A (zh) * 2019-08-02 2019-12-27 上海联众网络信息有限公司 一种全渠道双向对账方法
CN111784318B (zh) * 2020-06-29 2024-07-19 京东科技控股股份有限公司 数据处理方法、装置、电子设备及存储介质
CN111951102B (zh) * 2020-08-17 2023-08-22 中国银行股份有限公司 实物对账方法及装置
CN112488346A (zh) * 2020-12-14 2021-03-12 上海斯俊慕智能科技有限公司 金融业智能商旅聚合管理系统

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AUPP220998A0 (en) * 1998-03-05 1998-04-02 Keycorp Limited Mobile electronic payment terminal
US8666219B2 (en) * 2011-04-18 2014-03-04 Randall Edward Wright Telephone call recording interface cable assembly for smartphones

Also Published As

Publication number Publication date
IL241468A0 (en) 2015-11-30
US20160148174A1 (en) 2016-05-26
WO2014161051A1 (pt) 2014-10-09

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Legal Events

Date Code Title Description
B06F Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette]
B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B07A Application suspended after technical examination (opinion) [chapter 7.1 patent gazette]
B09B Patent application refused [chapter 9.2 patent gazette]
B12B Appeal against refusal [chapter 12.2 patent gazette]