BR0007797A - Processo para autorização de um cheque eletrônico sem indicação magnética entre um pagador e um recebedor, e, dispositivo para autorização de cheque eletrônico sem indicação magnética - Google Patents

Processo para autorização de um cheque eletrônico sem indicação magnética entre um pagador e um recebedor, e, dispositivo para autorização de cheque eletrônico sem indicação magnética

Info

Publication number
BR0007797A
BR0007797A BR0007797-6A BR0007797A BR0007797A BR 0007797 A BR0007797 A BR 0007797A BR 0007797 A BR0007797 A BR 0007797A BR 0007797 A BR0007797 A BR 0007797A
Authority
BR
Brazil
Prior art keywords
payer
authorizing
payee
electronic check
magnetic indication
Prior art date
Application number
BR0007797-6A
Other languages
English (en)
Inventor
Ned Hoffman
David F Pare Jr
Jonathan A Lee
Original Assignee
Veristar Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=22902856&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=BR0007797(A) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Veristar Corp filed Critical Veristar Corp
Publication of BR0007797A publication Critical patent/BR0007797A/pt

Links

Classifications

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  • Evolutionary Computation (AREA)
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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

"PROCESSO PARA AUTORIZAçãO DE UM CHEQUE ELETRôNICO SEM INDICAçãO MAGNéTICA ENTRE UM PAGADOR E UM RECEBEDOR, E, DISPOSITIVO PARA AUTORIZAçãO DE CHEQUE ELETRôNICO SEM INDICAçãO MAGNéTICA". Uma autorização sem indicação magnética de um cheque eletrônico entre um pagador e um recebedor, usando um identificador eletrônico de terceira parte (Figura 7, item 4) e pelo menos uma amostra biométrica de oferta de pagador, é descrita. O processo compreende uma etapa de registro de pagador, na qual o pagador registra com um identificador eletrônico de terceira parte (Figura 7, item 4) pelo menos uma amostra biométrica de registro, e pelo menos uma conta bancária de pagador. Em uma etapa de registro de recebedor (Figura 6), o recebedor registra dados de identificação de recebedor (Figura 6) com o identificador eletrônico de terceira parte (Figura 7, item 4). Uma transação financeira eletrônica é formada entre o pagador e o recebedor compreendendo dados de identificação de oferta de recebedor, valor da transação, e pelo menos uma biométrica de oferta do pagador, onde a amostra biométrica de oferta é obtida a partir da pessoa do pagador, em uma etapa de formação (Figura 6). Preferivelmente, em uma etapa de transmissão, os dados de identificação de oferta de recebedor, o valor da transação e a amostra biométrica de oferta de pagador são enviadas eletronicamente ao identificador eletrônico de terceira parte (Figura 7, item 4).
BR0007797-6A 1999-01-29 2000-01-31 Processo para autorização de um cheque eletrônico sem indicação magnética entre um pagador e um recebedor, e, dispositivo para autorização de cheque eletrônico sem indicação magnética BR0007797A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US09/239,595 US6230148B1 (en) 1994-11-28 1999-01-29 Tokenless biometric electric check transaction
PCT/US2000/002349 WO2000045247A1 (en) 1999-01-29 2000-01-31 Tokenless biometric electronic check transactions

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BR0007797A true BR0007797A (pt) 2002-02-05

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US (2) US6230148B1 (pt)
EP (1) EP1151371A4 (pt)
JP (1) JP2003525478A (pt)
AU (1) AU2864400A (pt)
BR (1) BR0007797A (pt)
CA (1) CA2359676A1 (pt)
WO (1) WO2000045247A1 (pt)

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