BG107746A - System for payment data exchange and payment terminal device - Google Patents

System for payment data exchange and payment terminal device

Info

Publication number
BG107746A
BG107746A BG107746A BG10774603A BG107746A BG 107746 A BG107746 A BG 107746A BG 107746 A BG107746 A BG 107746A BG 10774603 A BG10774603 A BG 10774603A BG 107746 A BG107746 A BG 107746A
Authority
BG
Bulgaria
Prior art keywords
terminal device
payment
payment terminal
data exchange
mobile phone
Prior art date
Application number
BG107746A
Other languages
Bulgarian (bg)
Other versions
BG65729B1 (en
Inventor
Bogdan Pavlic
Aleksander Polutnik
Original Assignee
Ultra Proizvodnja Elektronskih Naprav D.O.O.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ultra Proizvodnja Elektronskih Naprav D.O.O. filed Critical Ultra Proizvodnja Elektronskih Naprav D.O.O.
Priority to BG107746A priority Critical patent/BG65729B1/en
Publication of BG107746A publication Critical patent/BG107746A/en
Publication of BG65729B1 publication Critical patent/BG65729B1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/02—Constructional features of telephone sets
    • H04M1/21—Combinations with auxiliary equipment, e.g. with clocks or memoranda pads
    • H04M1/215—Combinations with auxiliary equipment, e.g. with clocks or memoranda pads by non-intrusive coupling means, e.g. acoustic couplers
    • H04M1/2155—Acoustic coupling

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Acoustics & Sound (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)

Abstract

Disclosed is a system for payment data exchange comprising a payment terminal device (10) for coupling to a point of sale device and to a mobile phone (14) an authorisation centre (1) for coupling to a mobile voice network (5) and to a financial information system, the mobile phone (14) for coupling to the mobile voice network (5) and the payment terminal device (10). The payment data exchange is performed from the payment terminal device (10) via the mobile phone (14) and the mobile voice network (5) to the authorisation centre (1) and, vice versa, from the authorisation centre via the mobile voice network and the mobile phone to the payment terminal device, wherein the payment data are transferred between the payment terminal device (10) and the mobile phone (14) on voice information. 28 claims, 1 figure
BG107746A 2003-04-18 2003-04-18 System for payment data exchange, payment terminal device used therein, and method for establishing the authenticity of action of the system BG65729B1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
BG107746A BG65729B1 (en) 2003-04-18 2003-04-18 System for payment data exchange, payment terminal device used therein, and method for establishing the authenticity of action of the system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
BG107746A BG65729B1 (en) 2003-04-18 2003-04-18 System for payment data exchange, payment terminal device used therein, and method for establishing the authenticity of action of the system

Publications (2)

Publication Number Publication Date
BG107746A true BG107746A (en) 2004-01-30
BG65729B1 BG65729B1 (en) 2009-08-31

Family

ID=41338311

Family Applications (1)

Application Number Title Priority Date Filing Date
BG107746A BG65729B1 (en) 2003-04-18 2003-04-18 System for payment data exchange, payment terminal device used therein, and method for establishing the authenticity of action of the system

Country Status (1)

Country Link
BG (1) BG65729B1 (en)

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5157717A (en) * 1989-11-03 1992-10-20 National Transaction Network, Inc. Portable automated teller machine
DE69314804T2 (en) * 1992-11-11 1998-02-12 Finland Telecom Oy METHOD FOR CARRYING OUT FINANCIAL TRANSACTIONS BY MEANS OF A MOBILE TELEPHONE SYSTEM
US5577100A (en) * 1995-01-30 1996-11-19 Telemac Cellular Corporation Mobile phone with internal accounting

Also Published As

Publication number Publication date
BG65729B1 (en) 2009-08-31

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