AU3750089A - Generic transaction account system - Google Patents

Generic transaction account system

Info

Publication number
AU3750089A
AU3750089A AU37500/89A AU3750089A AU3750089A AU 3750089 A AU3750089 A AU 3750089A AU 37500/89 A AU37500/89 A AU 37500/89A AU 3750089 A AU3750089 A AU 3750089A AU 3750089 A AU3750089 A AU 3750089A
Authority
AU
Australia
Prior art keywords
transaction account
account system
generic transaction
generic
transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU37500/89A
Inventor
David R. Humble
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of AU3750089A publication Critical patent/AU3750089A/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347—Passive cards
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1075—PIN is checked remotely

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
AU37500/89A 1988-05-04 1989-05-04 Generic transaction account system Abandoned AU3750089A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US18998588A 1988-05-04 1988-05-04
US189985 1988-05-04

Publications (1)

Publication Number Publication Date
AU3750089A true AU3750089A (en) 1989-11-29

Family

ID=22699591

Family Applications (1)

Application Number Title Priority Date Filing Date
AU37500/89A Abandoned AU3750089A (en) 1988-05-04 1989-05-04 Generic transaction account system

Country Status (5)

Country Link
EP (1) EP0370104A4 (en)
JP (1) JPH03500705A (en)
AU (1) AU3750089A (en)
BR (1) BR8906949A (en)
WO (1) WO1989011130A1 (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1997005582A1 (en) * 1995-07-31 1997-02-13 Keycorp Limited Remote smartcard terminal link
AU724872B2 (en) * 1995-07-31 2000-10-05 Keycorp Services Pty Limited Remote smartcard terminal link

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2772212B2 (en) * 1992-12-04 1998-07-02 株式会社テック Credit processing equipment
JPH11502647A (en) * 1995-03-21 1999-03-02 マリッツ インコーポレイテッド Debit card apparatus and method for executing incentive award program
US5783809A (en) * 1996-09-02 1998-07-21 Sanwa New Tec Co., Ltd. Card processing device
US6000608A (en) * 1997-07-10 1999-12-14 Dorf; Robert E. Multifunction card system
US6915277B1 (en) 2000-05-10 2005-07-05 General Electric Capital Corporation Method for dual credit card system
DE10053898A1 (en) * 2000-10-31 2002-05-23 Giesecke & Devrient Gmbh Method for executing a bank transaction via a transaction centre uses a portable data carrier/chip card with two independent memory devices one with transaction data needed for the transaction and one with a memory-specific ID key.
CA2537917A1 (en) * 2003-09-05 2005-04-14 General Electric Capital Corporation Payment card processing system and methods
FI20045376A (en) * 2004-03-05 2005-09-06 Osuma Finland Oy Loyalty cards and devices for the same
US10460376B1 (en) 2007-11-28 2019-10-29 Wells Fargo Bank, N.A. System and method for data management and financial budgeting
US8639622B1 (en) 2009-08-31 2014-01-28 Wells Fargo Bank, N.A. Budget management system and method

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3852571A (en) * 1970-05-18 1974-12-03 Hempstead Bank System of transferral of funds
US4109238A (en) * 1975-10-06 1978-08-22 1St Natl. Bank Of Atlanta Apparatus for verifying checks presented for acceptance
FR2514592A1 (en) * 1981-10-12 1983-04-15 Widmer Michel METHOD AND DEVICE FOR CONSULTING DATA FILES AND / OR BANKING TRANSACTIONS, PRESERVED FROM FRAUD THANKS TO A COMMUNICATION PROCESS BY RANDOM VARIABLE
US4485300A (en) * 1982-03-18 1984-11-27 Visa U.S.A., Inc. Loss control system
US4736094A (en) * 1984-04-03 1988-04-05 Omron Tateisi Electronics Co. Financial transaction processing system using an integrated circuit card device
JPS61109169A (en) * 1984-10-31 1986-05-27 エヌ・シー・アール・コーポレーション Customer's information input system for pos terminal
US4689478A (en) * 1984-12-24 1987-08-25 Ncr Corporation System for handling transactions including a portable personal terminal
US4700055A (en) * 1985-10-15 1987-10-13 Kashkashian Jr Arsen Multiple credit card system
US4795898A (en) * 1986-04-28 1989-01-03 American Telephone And Telegraph Company Personal memory card having a contactless interface using differential data transfer
US4804825A (en) * 1986-06-17 1989-02-14 Casio Computer Co., Ltd. I C card system
JPH07104891B2 (en) * 1986-08-05 1995-11-13 沖電気工業株式会社 Transaction processor

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1997005582A1 (en) * 1995-07-31 1997-02-13 Keycorp Limited Remote smartcard terminal link
AU724872B2 (en) * 1995-07-31 2000-10-05 Keycorp Services Pty Limited Remote smartcard terminal link

Also Published As

Publication number Publication date
EP0370104A1 (en) 1990-05-30
BR8906949A (en) 1990-09-11
WO1989011130A1 (en) 1989-11-16
EP0370104A4 (en) 1991-05-22
JPH03500705A (en) 1991-02-14

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