AU2021103671A4 - An e-commerce system for multi-party e-commerce transaction payment processing - Google Patents

An e-commerce system for multi-party e-commerce transaction payment processing Download PDF

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Publication number
AU2021103671A4
AU2021103671A4 AU2021103671A AU2021103671A AU2021103671A4 AU 2021103671 A4 AU2021103671 A4 AU 2021103671A4 AU 2021103671 A AU2021103671 A AU 2021103671A AU 2021103671 A AU2021103671 A AU 2021103671A AU 2021103671 A4 AU2021103671 A4 AU 2021103671A4
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Australia
Prior art keywords
commerce
transaction
checkout
payment
interface
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AU2021103671A
Inventor
Matt Holme
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Youpay Pty Ltd
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Youpay Pty Ltd
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Priority claimed from AU2020902167A external-priority patent/AU2020902167A0/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0641—Shopping interfaces

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Strategic Management (AREA)
  • Economics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Marketing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

An e-commerce system allows a second customer to pay for e-commerce items checked out by a first customer. Specifically, the present e-commerce system displays a first checkout interface allowing a first customer to checkout a plurality of e-commerce items. The first checkout interface may generate a payment link which is sent to the second customer. The second customer uses the payment link to access a second checkout interface and make payment for the checked-out e-commerce items using a selected payment option. 11 101 100 105-- Status 104 Address 10-/, Second 10 91 - Status 11 01 -- UI Shipping 111''Address First customer 11 Transactions 102 Processor 115,/ Transaction 103 118 116,/ Checkoutr1 117 Controllers I/O Gateweay 10 Memory/ DB eCommerce webserver eCommerce SDK /119 Frontend webserver . 120 121A First Checkout Interface Second Checkout Interface 123 122_ First client device Second client device 124 Figure 1

Description

101 100 105-- Status 104
Address
10-/, Second
10 91 - Status
11 01 -- UI
Shipping 111''Address
First customer
11 Transactions 102
Processor
115,/ Transaction 103 118 116,/ Checkoutr1 117 Controllers I/O Gateweay 10 Memory/ DB eCommerce webserver
eCommerce SDK /119 Frontend webserver . 120
121A First Checkout Interface Second Checkout Interface 123 122_ First client device Second client device 124
Figure 1
An e-commerce system for multi-party e-commerce transaction
payment processing
Field of the Invention
[0001] This invention relates generally to e-commerce systems. More particularly, this invention relates to an e-commerce system for multi-party e-commerce transaction payment processing.
Background of the Invention
[0002] E-commerce platforms handle e-commerce transactions and order fulfilment. E-commerce webservers comprise checkout controllers for adding selected e commerce items to a shopping cart and input of customer data and transaction controllers for processing payment accordingly.
[0003] The transaction controller takes a shipping address and a billing address. The shipping address and a billing address may be the same in certain instances.
[0004] However, problems exist where customers sometimes do not have sufficient credit and use someone else's credit card, such as that of a spouse, or where customers such as minors cannot legally possess credit cards yet obtain an input credit card details of a parent, with or without supervision.
[0005] Furthermore, Internet gifting may expose sensitive information of one party to another.
[0006] As such, the present invention seeks to provide improvements to e-commerce systems, which will overcome or substantially ameliorate at least some of the deficiencies of the prior art, or to at least provide an alternative.
[0007] It is to be understood that, if any prior art information is referred to herein, such reference does not constitute an admission that the information forms part of the common general knowledge in the art, in Australia or any other country.
Summary of the Disclosure
[0008] There is provided herein an e-commerce system which allows a second customer to pay for e-commerce items checked out by a first customer.
[0009] Specifically, the present e-commerce system displays a first checkout interface
allowing a first customer to checkout a plurality of e-commerce items. The first
checkout interface may generate a payment link which is sent to the second customer.
[0010] The second customer uses the payment link to access a second checkout
interface and make payment for the checked-out e-commerce items using a selected
payment option, such as credit card, PaypalTM, AfterPay TM or the like.
[0011] When generating e-commerce transactions, most e-commerce web servers
have a technical limitation of requiring both a shipping address (the address to which
the ordered items are sent in the post) and a billing address (associated with the
payment instrument of the customer) which, as alluded to above, may be the same.
[0012] As such, it is generally not possible technically to generating e-commerce
transactions without a shipping address and a billing address.
[0013]As such, the present system overcomes this technical limitation of these
existing e-commerce webservers by essentially generating two separate e-commerce
transactions wherein a first e-commerce transaction thereof comprises the shipping
address of the first customer and a second e-commerce transaction thereof comprises
the billing address of the second customer.
[0014] As such, conventional e-commerce platforms such as ShopifyTM, WooCommerceTMand the like may be used substantially in the conventional manner.
[0015] In embodiments, a frontend webserver comprising a payment SDK interfacing
the transaction and checkout controllers of the e-commerce may be used to generate
the unique identifier of the first e-commerce transaction, subsequently retrieve the e
commerce items of the first e-commerce transaction using the unique identifier and
update the first e-commerce transaction as being paid when payment against the
second e-commerce transaction has been successfully processed.
[0016] As such, the present e-commerce processing may be integrated with existing
e-commerce webservers to generate e-commerce transactions in substantially the
conventional manner allowing for a wide variety of existing e-commerce webservers
to be used in the conventional manner.
[0017] Embodiments allow for privacy control wherein the first checkout interface may
be used to control the display of the shipping address, first customer details and e
commerce item details on the second checkout interface.
[0018] Other aspects of the invention are also disclosed.
Brief Description of the Drawings
[0019] Notwithstanding any other forms which may fall within the scope of the present
invention, preferred embodiments of the disclosure will now be described, by way of
example only, with reference to the accompanying drawings in which:
[0020] Figure 1 shows an exemplary e-commerce system in accordance with an
embodiment;
[0021] Figure 2 shows exemplary processing by the e-commerce system of Figure 1;
[0022] Figures 3 and 4 show an exemplary first checkout interface displayed by the
system of Figure 1 in accordance with an embodiment; and
[0023] Figures 5 and 6 show an exemplary second checkout interface displayed by
the system of Figure 1 in accordance with an embodiment.
Description of Embodiments
[0024] An exemplary e-commerce system 100 comprises an e-commerce webserver
101. The e-commerce webserver 101 comprises a processor 102 for processing
digital data. A memory device 106 is in operable communication with the processor
102 via a system bus 104. The memory device 106 is configured for storing digital
data including computer program code instructions and associated data 114. The
computer program code instructions may be logically divided into a plurality of
controllers 117.
[0025] As illustrated, the controllers 117 may comprise a checkout controller 116 and
a transaction controller 115. The checkout controller 117 may comprise shopping cart
functionality allowing customers to add e-commerce items to a shopping cart and
checkout functionality allowing users to configure the selected e-commerce items and
input customer data.
[0026]The transaction controller 115 may generate and control e-commerce
transactions including with the aforedescribed shipping address, billing address and
payment details.
[0027]The data 114 may store a plurality of e-commerce transactions 113. The
transactions 113 may comprise a first e-commerce transaction 113 comprising first
customer data 112 including shipping address data 111. The first e-commerce
transaction may further be associated with the unique identifier 110 and have an e
commerce transaction status 109. The transactions 113 may comprise a second e
commerce transaction 113 comprising second customer data 108 including billing
address data 107 and an associated status 105.
[0028] The e-commerce webserver 101 may comprise an 1/O interface 103 for sending
and receiving data across a wide area network. The 1/O interface 103 may be in
operable communication with the payment gateway 118 for processing payments,
such as credit card transactions.
[0029] The e-commerce webserver 101 is in operable communication with a plurality
of client devices which are shown as comprising a first client device 122 and a second
client device 124. Each client device 122, 124 may display a checkout interface, given
as a first checkout interface 121 and second checkout interface 123 respectively.
[0030] The client devices 122, 124 may interface with the e-commerce webserver 101
directly. In alternative embodiments, the client devices 122, 124 may interface the e
commerce webserver 101 via an intermediary frontend webserver 120. The frontend
webserver 120 may comprise an e-commerce SDK configured to control the
transaction controller 115 and checkout controller 116 of the e-commerce webserver
101.
[0031] With reference to figure 2, exemplary processing by the system 100 may
comprise a first transaction phase 125 and a second transaction phase 126.
[0032] The first transaction phase 125 may comprise e-commerce item selection 127
by a first customer using the first client device 122 and the display of the first checkout
interface 121 is illustrated in Figure 3.
[0033] The first checkout interface 121 may display a list 138 of the selected e
commerce items and comprise input fields 139 for obtaining first customer data
including a shipping address input field 140 for obtaining a shipping address of the
first customer.
[0034] The input fields 139 may further comprise a privacy control 141.
[0035] The interface 121 may display a plurality of payment options 142, such as for
credit card payment, PaypalTM, AfterPayTMand the like. One of the payment options
142 may comprise an option for another person to make payment which, when
selected, causes the transaction controller 115 to generate the first e-commerce
transaction at step 129 in substantially the conventional manner and store the first e
commerce transaction 113 in the database 106 at step 130.
[0036] The transaction controller 115 or e-commerce SDK 119 may generate a unique
identifier for the first e-commerce transaction at step 131 which may be displayed in
an e-commerce transaction confirmation panel 143 of the interface 121.
[0037] The unique identifier may be displayed as a payment link 144 which may be
copied and pasted to an email client or the like. In embodiments, the interface 121
may take contact information, such as an email address, mobile phone number or the
like and send the unique identifier accordingly, including via push notification.
[0038] The second transaction phase 126 may comprise the transaction controller 115
or the e-commerce SDK 119 receiving the unique identifier of the first e-commerce
transaction at step 132.
[0039] For example, the first customer may have emailed the payment link 144 to a
second customer. Accessing on the payment link 144 on the second client device 124
may cause the second client device 124 to launch a web browser application or
alternatively launch and installed software application associated with the system
100.
[0040] The second client device 124 send the unique identifier to the e-commerce
webserver 101 or the frontend webserver 120 wherein the respective transaction
controller 115 or e-commerce SDK 119 thereof identifies the first e-commerce transaction within the database 106 and retrieves the associated e-commerce items thereof at step 133.
[0041]At step 134, the checkout controller 116 may display the second checkout
interface 123 as shown in Figure 5.
[0042] The second checkout interface 123 may display the e-commerce items 138
selected by the first customer. Furthermore, the second checkout interface 123 may
display customer data of the first customer, such as name and address data.
However, the first customer may use the aforedescribed privacy control 141 to control
the display of the shipping address of the first customer, customer data of the first
customer and/or the e-commerce items in the second checkout interface 123.
[0043] The second checkout interface 123 similarly comprises input field 139 for
obtaining second customer data, including a billing address input field 145.
[0044] The interface 123 further comprises one or more payment options 142 such as
the aforedescribed credit card payment, PaypalTM, AfterPayTM and the like options.
[0045] Selecting one of the payment options 142, such as the credit card payment
option, may allow the input of credit card details and the transaction controller 115
processing payment accordingly by communicating with the payment gateway 118.
[0046] Upon receiving confirmation of successful payment processing from the
payment gateway 118, the transaction controller 115 may update the status 109 of
the first e-commerce transaction as being paid thereby triggering order fulfilment
processing by the e-commerce webserver 101 in the normal manner.
[0047] It should be noted that whereas the methodologies described herein may be
used for checkout of items on e-commerce platforms, the present methodologies may
be used for payment of other Internet transactions, such as, for example, ride sharing
platforms wherein a rider sends a payment link to another party for payment of a ride.
[0048] The foregoing description, for purposes of explanation, used specific
nomenclature to provide a thorough understanding of the invention. However, it will
be apparent to one skilled in the art that specific details are not required in order to
practise the invention. Thus, the foregoing descriptions of specific embodiments of
the invention are presented for purposes of illustration and description. They are not intended to be exhaustive or to limit the invention to the precise forms disclosed as obviously many modifications and variations are possible in view of the above teachings. The embodiments were chosen and described in order to best explain the principles of the invention and its practical applications, thereby enabling others skilled in the art to best utilize the invention and various embodiments with various modifications as are suited to the particular use contemplated. It is intended that the following claims and their equivalents define the scope of the invention.
[0049] The term "approximately" or similar as used herein should be construed as
being within 10% of the value stated unless otherwise indicated.

Claims (1)

  1. Claims 1. An e-commerce system comprising:
    an e-commerce webserver comprising:
    a checkout controller, and
    a transaction controller
    wherein the system is configured for implementing:
    a first transaction phase wherein:
    the checkout controller:
    receives a selection of one or more e-commerce items via
    an interface, and
    displays a first checkout interface, the first checkout
    interface comprising input fields for first customer data including
    a shipping address;
    the transaction controller:
    generates a first e-commerce transaction using the one or
    more e-commerce items and the first customer data, the first
    customer data including the shipping address, and
    stores the first e-commerce transaction in a transaction
    database;
    the system generates a unique identifier for the first e-commerce
    transaction
    a second transaction phase wherein
    the system:
    receives, via a web service, the unique identifier,
    retrieves the one or more e-commerce items of the first e
    commerce transaction from the database using the unique identifier;
    the checkout controller:
    displays a second checkout interface, the second
    checkout interface displaying at least one payment option including payment input fields for second customer data including a billing address, the transaction controller: generates a second e-commerce transaction using second customer data including the billing address; processes a payment via a payment gateway using the second customer data including the billing address; and responsive to successful payment confirmation from the payment gateway, updates the status of the first e-commerce transaction.
    2. A system as claimed in claim 1, further comprising a frontend webserver
    interfacing the e-commerce webserver wherein the frontend webserver comprises an
    e-commerce SDK interfacing the transaction controller and the checkout controller of
    the e-commerce webserver.
    3. A system as claimed in claim 2, wherein the e-commerce SDK is used to
    generate the unique identifier.
    4. A system as claimed in claim 2, wherein the e-commerce SDK is used to
    retrieve the one or more e-commerce items of the first e-commerce transaction from
    the database using the unique identifier.
    5. A system as claimed in claim 1, wherein the first checkout interface comprises
    a shipping address privacy control input field controlling the display of the shipping
    address of the second checkout interface.
    6. A system as claimed in claim 1, wherein the first checkout interface comprises
    a customer data privacy control input field controlling the display of the customer data
    of the first customer of the second checkout interface.
    7. A system as claimed in claim 1, wherein the first checkout interface comprises
    an e-commerce item privacy control input field controlling the display of the one or
    more e-commerce items of the first customer of the second checkout interface.
    8. A system as claimed in claim 1, wherein the first checkout interface has
    contact information input fields for the sending of the unique identifier accordingly.
    9. A system as claimed in claim 1, wherein the unique identifier is displayed as a
    payment link in the first checkout interface.
    10. A system as claimed in claim 9, wherein access of the payment link causes the
    system to display the second checkout interface.
    101 100 105 Status 104 Billing 107 Address 2021103671
    Second 108 customer Data
    109 Status
    110 UID
    Shipping 111 Address First customer 112 Data
    113 Transactions 102
    114 Data Processor
    115 Transaction 103 118 116 Checkout Payment 117 Controllers I/O Gateweay 106 Memory / DB eCommerce webserver
    eCommerce SDK 119
    Frontend webserver 120
    121 First Checkout Interface Second Checkout Interface 123
    122 First client device Second client device 124
    Figure 1
    125 126 28 Jun 2021
    First transaction phase Second transaction phase
    127 Item selection
    Display first checkout 2021103671
    128 interface
    Generate first eCommerce 129 transaction
    Store first eCommerce 130 transaction in database
    Generate first eCommerce 131 transaction UID
    Receive first eCommerce 132 transaction UID
    Retrieve transaction data from database 133
    Display scond checkout interface 134
    Generate second 135 eCommerce transaction
    Process payment 136
    Update first eCommerce 137 transaction status
    Figure 2
    138 139 2021103671
    140
    141
    142
    Figure 3
    121
    138
    143
    144
    Figure 4
    138 139 2021103671
    145
    142
    Figure 5
    123
    138
    146
    Figure 6
AU2021103671A 2020-06-29 2021-06-28 An e-commerce system for multi-party e-commerce transaction payment processing Ceased AU2021103671A4 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
AU2020902167 2020-06-29
AU2020902167A AU2020902167A0 (en) 2020-06-29 An e-commerce system for multi-party e-commerce transaction payment processing

Publications (1)

Publication Number Publication Date
AU2021103671A4 true AU2021103671A4 (en) 2021-08-19

Family

ID=77274306

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2021103671A Ceased AU2021103671A4 (en) 2020-06-29 2021-06-28 An e-commerce system for multi-party e-commerce transaction payment processing

Country Status (1)

Country Link
AU (1) AU2021103671A4 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20230063784A1 (en) * 2021-09-02 2023-03-02 Shopify Inc. Systems and methods for e-commerce checkout with delay loading of checkout options

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20230063784A1 (en) * 2021-09-02 2023-03-02 Shopify Inc. Systems and methods for e-commerce checkout with delay loading of checkout options
US11853981B2 (en) * 2021-09-02 2023-12-26 Shopify Inc. Systems and methods for e-commerce checkout with delay loading of checkout options

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MK22 Patent ceased section 143a(d), or expired - non payment of renewal fee or expiry