AU2011207108B2 - Method, device and system for securing payment data for transmission over open communication networks - Google Patents

Method, device and system for securing payment data for transmission over open communication networks Download PDF

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Publication number
AU2011207108B2
AU2011207108B2 AU2011207108A AU2011207108A AU2011207108B2 AU 2011207108 B2 AU2011207108 B2 AU 2011207108B2 AU 2011207108 A AU2011207108 A AU 2011207108A AU 2011207108 A AU2011207108 A AU 2011207108A AU 2011207108 B2 AU2011207108 B2 AU 2011207108B2
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AU
Australia
Prior art keywords
merchant
data
unique
customer
transaction request
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
AU2011207108A
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English (en)
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AU2011207108A1 (en
Inventor
Craig Glendenning
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Bluechain Pty Ltd
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Bluechain Pty Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from AU2010900195A external-priority patent/AU2010900195A0/en
Application filed by Bluechain Pty Ltd filed Critical Bluechain Pty Ltd
Priority to AU2011207108A priority Critical patent/AU2011207108B2/en
Publication of AU2011207108A1 publication Critical patent/AU2011207108A1/en
Application granted granted Critical
Publication of AU2011207108B2 publication Critical patent/AU2011207108B2/en
Assigned to BLUECHAIN PTY LTD reassignment BLUECHAIN PTY LTD Request to Amend Deed and Register Assignors: GLENCURR PTY LTD
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3263—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving certificates, e.g. public key certificate [PKC] or attribute certificate [AC]; Public key infrastructure [PKI] arrangements
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/80—Wireless
    • H04L2209/805—Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Data Exchanges In Wide-Area Networks (AREA)
AU2011207108A 2010-01-19 2011-01-19 Method, device and system for securing payment data for transmission over open communication networks Active AU2011207108B2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2011207108A AU2011207108B2 (en) 2010-01-19 2011-01-19 Method, device and system for securing payment data for transmission over open communication networks

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
AU2010900195A AU2010900195A0 (en) 2010-01-19 Method device and system for securing payment data for transmission over open communication networks
AU2010900195 2010-01-19
AU2011207108A AU2011207108B2 (en) 2010-01-19 2011-01-19 Method, device and system for securing payment data for transmission over open communication networks
PCT/AU2011/000055 WO2011088508A1 (en) 2010-01-19 2011-01-19 Method, device and system for securing payment data for transmission over open communication networks

Publications (2)

Publication Number Publication Date
AU2011207108A1 AU2011207108A1 (en) 2012-09-06
AU2011207108B2 true AU2011207108B2 (en) 2014-06-26

Family

ID=44306300

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2011207108A Active AU2011207108B2 (en) 2010-01-19 2011-01-19 Method, device and system for securing payment data for transmission over open communication networks

Country Status (12)

Country Link
US (2) US11263625B2 (enExample)
EP (1) EP2526514B1 (enExample)
AU (1) AU2011207108B2 (enExample)
DK (1) DK2526514T3 (enExample)
ES (1) ES2672920T3 (enExample)
HR (1) HRP20180862T1 (enExample)
HU (1) HUE037980T2 (enExample)
NO (1) NO2526514T3 (enExample)
PL (1) PL2526514T3 (enExample)
PT (1) PT2526514T (enExample)
TR (1) TR201808160T4 (enExample)
WO (1) WO2011088508A1 (enExample)

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CN114424202B (zh) * 2019-09-19 2026-03-27 维萨国际服务协会 用于使用动态标签内容的系统和方法
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Also Published As

Publication number Publication date
NO2526514T3 (enExample) 2018-08-11
HUE037980T2 (hu) 2018-09-28
AU2011207108A1 (en) 2012-09-06
HRP20180862T1 (hr) 2018-08-24
EP2526514A4 (en) 2014-03-19
DK2526514T3 (en) 2018-06-18
EP2526514B1 (en) 2018-03-14
US20200286088A1 (en) 2020-09-10
EP2526514A1 (en) 2012-11-28
WO2011088508A1 (en) 2011-07-28
ES2672920T3 (es) 2018-06-18
TR201808160T4 (tr) 2018-07-23
US20130191290A1 (en) 2013-07-25
PT2526514T (pt) 2018-06-19
US11263625B2 (en) 2022-03-01
PL2526514T3 (pl) 2018-10-31

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MK25 Application lapsed reg. 22.2i(2) - failure to pay acceptance fee
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Free format text: THE TIME IN WHICH TO PAY THE ACCEPTANCE FEE HAS BEEN EXTENDED TO 26 OCT 2014 .