AU2003302357A1 - Method and card for accelerated provision of funds and fraud reduction for social services - Google Patents

Method and card for accelerated provision of funds and fraud reduction for social services

Info

Publication number
AU2003302357A1
AU2003302357A1 AU2003302357A AU2003302357A AU2003302357A1 AU 2003302357 A1 AU2003302357 A1 AU 2003302357A1 AU 2003302357 A AU2003302357 A AU 2003302357A AU 2003302357 A AU2003302357 A AU 2003302357A AU 2003302357 A1 AU2003302357 A1 AU 2003302357A1
Authority
AU
Australia
Prior art keywords
funds
card
social services
fraud reduction
accelerated
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2003302357A
Other versions
AU2003302357A8 (en
Inventor
Wesley Jack White Jr.
Richard Glee Wood
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US10/303,191 external-priority patent/US6873959B2/en
Priority claimed from US10/303,217 external-priority patent/US20040103061A1/en
Priority claimed from US10/428,213 external-priority patent/US6820059B2/en
Application filed by Individual filed Critical Individual
Publication of AU2003302357A1 publication Critical patent/AU2003302357A1/en
Publication of AU2003302357A8 publication Critical patent/AU2003302357A8/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3576—Multiple memory zones on card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
    • G16H—HEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING OR PROCESSING OF MEDICAL OR HEALTHCARE DATA
    • G16H10/00—ICT specially adapted for the handling or processing of patient-related medical or healthcare data
    • G16H10/60—ICT specially adapted for the handling or processing of patient-related medical or healthcare data for patient-specific data, e.g. for electronic patient records
    • G16H10/65—ICT specially adapted for the handling or processing of patient-related medical or healthcare data for patient-specific data, e.g. for electronic patient records stored on portable record carriers, e.g. on smartcards, RFID tags or CD

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Human Resources & Organizations (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Medical Informatics (AREA)
  • Economics (AREA)
  • Primary Health Care (AREA)
  • Public Health (AREA)
  • Data Mining & Analysis (AREA)
  • Epidemiology (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Marketing (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
AU2003302357A 2002-11-25 2003-11-24 Method and card for accelerated provision of funds and fraud reduction for social services Abandoned AU2003302357A1 (en)

Applications Claiming Priority (7)

Application Number Priority Date Filing Date Title
US10/303,191 US6873959B2 (en) 2002-11-25 2002-11-25 Method for accelerated provision of funds for social services directly to an individual using a smart card
US10/303,217 US20040103061A1 (en) 2002-11-25 2002-11-25 Smart card for accelerated payment of medical insurance
US10/303,191 2002-11-25
US10/303,217 2002-11-25
US10/428,213 US6820059B2 (en) 2003-04-08 2003-05-02 Method for reducing fraud in government benefit programs using a smart card
US10/428,213 2003-05-02
PCT/US2003/037676 WO2004049129A2 (en) 2002-11-25 2003-11-24 Method and card for accelerated provision of funds and fraud reduction for social services

Publications (2)

Publication Number Publication Date
AU2003302357A1 true AU2003302357A1 (en) 2004-06-18
AU2003302357A8 AU2003302357A8 (en) 2004-06-18

Family

ID=32397927

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2003302357A Abandoned AU2003302357A1 (en) 2002-11-25 2003-11-24 Method and card for accelerated provision of funds and fraud reduction for social services

Country Status (3)

Country Link
EP (1) EP1565860A4 (en)
AU (1) AU2003302357A1 (en)
WO (1) WO2004049129A2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10423964B2 (en) 2017-12-29 2019-09-24 Scott Kimmel User controlled event record system

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5070452A (en) * 1987-06-30 1991-12-03 Ngs American, Inc. Computerized medical insurance system including means to automatically update member eligibility files at pre-established intervals
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US5536045A (en) * 1994-12-28 1996-07-16 Adams; Thomas W. Debit/credit card system having primary utility in replacing food stamps
US6208973B1 (en) * 1998-02-27 2001-03-27 Onehealthbank.Com Point of service third party financial management vehicle for the healthcare industry

Also Published As

Publication number Publication date
AU2003302357A8 (en) 2004-06-18
WO2004049129A3 (en) 2004-08-19
EP1565860A2 (en) 2005-08-24
WO2004049129A2 (en) 2004-06-10
EP1565860A4 (en) 2008-03-05

Similar Documents

Publication Publication Date Title
AU2003210859A1 (en) Method and system of transaction card fraud mitigation utilizing location based services
GB2395044B (en) Financial transaction system and method using electronic messaging
AUPR647701A0 (en) Virtual credit card terminal and method of transaction
GB0401642D0 (en) Method and system for providing financial services
AU2003272372A1 (en) Method and systems for providing merchant services with right-time creation and updating of merchant accounts
AU2001261567A1 (en) System and method for providing electronic financial transaction services
AU2003301047A1 (en) System and method for selecting financial services
AU2002251458A1 (en) System and method for detecting card fraud
AU2002335726A1 (en) Method and apparatus for conducting financial transactions
AU2003245505A1 (en) System and method for payment transaction authentication
AU2003291740A1 (en) System and method providing financial funds
AU2003275322A1 (en) System and method for preventing real-time and near real-time fraud in voice and data communications
AU2002335834A1 (en) Method and system for payment of permit mail
AU2003230235A1 (en) Method for credit card payment settlement and system for same
AU2002347691A1 (en) Method and system of additional securing of payment card payments
AU2003302357A1 (en) Method and card for accelerated provision of funds and fraud reduction for social services
WO2004008399A8 (en) Methods and systems for effecting payment card transactions
AU2003300796A1 (en) Methods and card for accelerated provision of funds and fraud reduction for healthcare
AU2003255417A1 (en) Method and system of securing a credit card payment
AU4092001A (en) Method of, and means for, payment of information services delivered over the air
AU2001241451A1 (en) Secure electronic payment method for fraud reduction and reduced transaction costs
AU2002230263A1 (en) Payment method, and payment system with pay card used therewith
AU2001236330A1 (en) Method and system for preventing credit card fraud
AU2002302210A1 (en) Method of financial payment and device for its realizing
AU2002325679A1 (en) A method and system for reducing the risk of credit card fraud

Legal Events

Date Code Title Description
MK6 Application lapsed section 142(2)(f)/reg. 8.3(3) - pct applic. not entering national phase