AU2003281706A1 - Financial account utilization system including financial account medium - Google Patents

Financial account utilization system including financial account medium

Info

Publication number
AU2003281706A1
AU2003281706A1 AU2003281706A AU2003281706A AU2003281706A1 AU 2003281706 A1 AU2003281706 A1 AU 2003281706A1 AU 2003281706 A AU2003281706 A AU 2003281706A AU 2003281706 A AU2003281706 A AU 2003281706A AU 2003281706 A1 AU2003281706 A1 AU 2003281706A1
Authority
AU
Australia
Prior art keywords
financial account
system including
utilization system
medium
including financial
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2003281706A
Inventor
James Jay Skinner
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from PCT/JP2002/007544 external-priority patent/WO2004012112A1/en
Priority claimed from PCT/JP2002/008350 external-priority patent/WO2004017241A1/en
Application filed by Individual filed Critical Individual
Publication of AU2003281706A1 publication Critical patent/AU2003281706A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2003281706A 2002-07-25 2003-01-29 Financial account utilization system including financial account medium Abandoned AU2003281706A1 (en)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
AU2002320694 2002-07-25
PCT/JP2002/007544 WO2004012112A1 (en) 2002-07-25 2002-07-25 Financial account card and financial account card system
PCT/JP2002/008350 WO2004017241A1 (en) 2002-08-19 2002-08-19 Financial account information medium set
AU2002327107 2002-08-19
PCT/JP2003/000835 WO2004012113A1 (en) 2002-07-25 2003-01-29 Financial account utilization system including financial account medium

Publications (1)

Publication Number Publication Date
AU2003281706A1 true AU2003281706A1 (en) 2004-02-16

Family

ID=31189659

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2003281706A Abandoned AU2003281706A1 (en) 2002-07-25 2003-01-29 Financial account utilization system including financial account medium

Country Status (2)

Country Link
AU (1) AU2003281706A1 (en)
WO (1) WO2004012113A1 (en)

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH0858244A (en) * 1994-08-22 1996-03-05 Nippon Signal Co Ltd:The Recording medium
JP3475304B2 (en) * 1994-09-01 2003-12-08 大日本印刷株式会社 Card, card security system and card security method
JP4030027B2 (en) * 1997-08-22 2008-01-09 沖電気工業株式会社 Transaction information notification system
JP3445512B2 (en) * 1998-12-15 2003-09-08 株式会社日立製作所 Cash transaction system and cash transaction device used therefor
JP2001338151A (en) * 2000-05-29 2001-12-07 Sony Corp Extra personal information storage substrate, security system for personal information storage substrate and security method for personal information storage substrate
JP2002007727A (en) * 2000-06-19 2002-01-11 Hitachi Ltd Method for issuing recording medium and its executing device, and recording medium with its processing program recorded thereon

Also Published As

Publication number Publication date
WO2004012113A1 (en) 2004-02-05

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Legal Events

Date Code Title Description
MK6 Application lapsed section 142(2)(f)/reg. 8.3(3) - pct applic. not entering national phase