AU2003228107A1 - Method for guaranteeing safe financial transactions when using wireless network - Google Patents

Method for guaranteeing safe financial transactions when using wireless network

Info

Publication number
AU2003228107A1
AU2003228107A1 AU2003228107A AU2003228107A AU2003228107A1 AU 2003228107 A1 AU2003228107 A1 AU 2003228107A1 AU 2003228107 A AU2003228107 A AU 2003228107A AU 2003228107 A AU2003228107 A AU 2003228107A AU 2003228107 A1 AU2003228107 A1 AU 2003228107A1
Authority
AU
Australia
Prior art keywords
wireless network
financial transactions
guaranteeing safe
safe financial
guaranteeing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2003228107A
Inventor
Kyung-Joon Lee
Si-Woo Pakr
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
KTFreetel Co Ltd
Original Assignee
KTFreetel Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by KTFreetel Co Ltd filed Critical KTFreetel Co Ltd
Publication of AU2003228107A1 publication Critical patent/AU2003228107A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407Cancellation of a transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/12Detection or prevention of fraud
    • H04W12/126Anti-theft arrangements, e.g. protection against subscriber identity module [SIM] cloning
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12Messaging; Mailboxes; Announcements
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60Context-dependent security
    • H04W12/63Location-dependent; Proximity-dependent
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02Services making use of location information
    • H04W4/021Services related to particular areas, e.g. point of interest [POI] services, venue services or geofences
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/18Information format or content conversion, e.g. adaptation by the network of the transmitted or received information for the purpose of wireless delivery to users or terminals
    • H04W4/185Information format or content conversion, e.g. adaptation by the network of the transmitted or received information for the purpose of wireless delivery to users or terminals by embedding added-value information into content, e.g. geo-tagging

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
AU2003228107A 2002-05-16 2003-05-15 Method for guaranteeing safe financial transactions when using wireless network Abandoned AU2003228107A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
KR10-2002-0027142 2002-05-16
KR10-2002-0027142A KR100466652B1 (en) 2002-05-16 2002-05-16 Method for guaranteeing financial transactions by using wireless network
PCT/KR2003/000957 WO2003098525A1 (en) 2002-05-16 2003-05-15 Method for guaranteeing safe financial transactions when using wireless network

Publications (1)

Publication Number Publication Date
AU2003228107A1 true AU2003228107A1 (en) 2003-12-02

Family

ID=27726344

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2003228107A Abandoned AU2003228107A1 (en) 2002-05-16 2003-05-15 Method for guaranteeing safe financial transactions when using wireless network

Country Status (4)

Country Link
KR (1) KR100466652B1 (en)
CN (1) CN1653472B (en)
AU (1) AU2003228107A1 (en)
WO (1) WO2003098525A1 (en)

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KR20040039034A (en) * 2002-10-30 2004-05-10 엘지전자 주식회사 Credit card approval system using mobile terminal and method thereof
US8166068B2 (en) * 2005-09-02 2012-04-24 Qwest Location based authorization of financial card transactions systems and methods
US8176077B2 (en) 2005-09-02 2012-05-08 Qwest Communications International Inc. Location based access to financial information systems and methods
US8510319B2 (en) 2005-09-02 2013-08-13 Qwest Communications International Inc. Location based information for emergency services systems and methods
JP4752554B2 (en) * 2006-03-15 2011-08-17 オムロン株式会社 User device, authentication system, authentication method, authentication program, and recording medium
CN101464981A (en) * 2007-12-18 2009-06-24 黄金富 Bank card account security system and method through mobile phone orientation authentication card owner identification
US20100049615A1 (en) * 2008-01-24 2010-02-25 Qualcomm Incorporated Mobile commerce authentication and authorization system
CN101588577A (en) * 2008-05-19 2009-11-25 罗邵波 Safe system and method for bank transaction system
CN101303781B (en) * 2008-06-16 2011-08-10 北京邮电大学 Method and equipment for preventing finance card from brushing deceptively
US7933836B2 (en) * 2008-09-30 2011-04-26 Avaya Inc. Proxy-based, transaction authorization system
FR2940567B1 (en) * 2008-12-22 2013-07-05 Compagnie Ind Et Financiere Dingenierie Ingenico TRANSACTION SECURING METHOD, TRANSACTION DEVICE, BANK SERVER, MOBILE TERMINAL, AND CORRESPONDING COMPUTER PROGRAM PRODUCTS
GB0901407D0 (en) 2009-01-28 2009-03-11 Validsoft Uk Ltd Card false-positive prevention
US8200244B2 (en) 2010-05-24 2012-06-12 Nice Systems Ltd. Method and system for mobile station location
US8131312B2 (en) 2010-05-24 2012-03-06 Nice Systems Ltd. Method and system for construction of radio environment model
US8588808B2 (en) 2010-05-24 2013-11-19 Nice-Systems Ltd. Method and system for estimation of mobile station velocity in a cellular system based on geographical data
CN102014336A (en) * 2010-08-19 2011-04-13 上海闻泰电子科技有限公司 Mobile positioning method based on GPS
CN102346940A (en) * 2011-01-06 2012-02-08 杨明生 Forward bank counter system and method for utilizing same to conduct forward bank counter business
WO2013048389A1 (en) * 2011-09-28 2013-04-04 Intel Corporation Techniques for dynamic enpoint secure location awareness
JP2013097650A (en) * 2011-11-02 2013-05-20 Bank Of Tokyo-Mitsubishi Ufj Ltd Authentication system, authentication method and authentication server
CN103167403A (en) * 2011-12-15 2013-06-19 中国移动通信集团四川有限公司 Authentication method and system of electronic channel service
CN103379431B (en) * 2012-04-19 2017-06-30 阿里巴巴集团控股有限公司 A kind of guard method of account safety and device
CN103164802A (en) * 2013-03-14 2013-06-19 北京恒远创智信息技术有限公司 Position detection based method and system for preventing illegal electronic transaction
CN103702414B (en) * 2013-12-11 2017-05-24 北京智谷睿拓技术服务有限公司 Locating method, mobile equipment and base station
CN104252731B (en) * 2014-09-04 2017-05-24 天津大学 High-safety wireless transaction method based on self-authentication mechanism efficiency
CN104866887B (en) * 2015-06-11 2017-10-24 辽宁北斗平台科技有限公司 The bank card accessory system positioned based on the Big Dipper
KR101828445B1 (en) * 2015-09-23 2018-02-13 주식회사 하렉스인포텍 System and method for providing automated teller machine service using mobile device
KR101828444B1 (en) 2015-09-23 2018-02-13 주식회사 하렉스인포텍 System and method for providing automated teller machine service using mobile device
CN106652257A (en) * 2016-11-29 2017-05-10 杭州东方通信软件技术有限公司 Supervision system and supervision method
CN106937248B (en) * 2017-01-25 2019-09-17 北京安云世纪科技有限公司 A kind of document handling method of mobile terminal, device and mobile terminal

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US5835061A (en) * 1995-06-06 1998-11-10 Wayport, Inc. Method and apparatus for geographic-based communications service
US5995823A (en) * 1997-07-09 1999-11-30 Nortel Networks Corporation Method and system in a wireless communications network for providing toll restrictions based on the geographic location of an originator
WO2001055982A1 (en) * 2000-01-28 2001-08-02 Fundamo (Proprietary) Limited System for conducting commercial transactions
KR20010096373A (en) * 2000-04-18 2001-11-07 조진원 Settlement method using cellular phone and method of authentication for secure settlement thereof
TW589855B (en) * 2000-05-15 2004-06-01 Ntt Docomo Inc Authentication system and method
US20020038287A1 (en) * 2000-08-30 2002-03-28 Jean-Marc Villaret EMV card-based identification, authentication, and access control for remote access
JP2002099860A (en) * 2000-09-26 2002-04-05 Sanyo Electric Co Ltd Card settlement member store terminal, card settlement service system and card effectiveness judging method for card settlement
US7080402B2 (en) * 2001-03-12 2006-07-18 International Business Machines Corporation Access to applications of an electronic processing device solely based on geographic location
KR20030039808A (en) * 2001-11-14 2003-05-22 인포뱅크 주식회사 System and Method for Location Based Mediating a Circulation of Money

Also Published As

Publication number Publication date
KR20020070165A (en) 2002-09-05
KR100466652B1 (en) 2005-01-17
CN1653472A (en) 2005-08-10
CN1653472B (en) 2010-05-05
WO2003098525A1 (en) 2003-11-27

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Legal Events

Date Code Title Description
MK6 Application lapsed section 142(2)(f)/reg. 8.3(3) - pct applic. not entering national phase