AU2002311067A1 - Method and device for carrying out at least one commercial transaction in return for payment - Google Patents

Method and device for carrying out at least one commercial transaction in return for payment

Info

Publication number
AU2002311067A1
AU2002311067A1 AU2002311067A AU2002311067A AU2002311067A1 AU 2002311067 A1 AU2002311067 A1 AU 2002311067A1 AU 2002311067 A AU2002311067 A AU 2002311067A AU 2002311067 A AU2002311067 A AU 2002311067A AU 2002311067 A1 AU2002311067 A1 AU 2002311067A1
Authority
AU
Australia
Prior art keywords
payment
return
carrying
commercial transaction
account
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2002311067A
Inventor
Jaques Kruse-Brandao
Christian Ploppa
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Cyberos Gesellschaft fuer Sicherheitssysteme mbH and Co KG
Original Assignee
Cyberos Gesellschaft fuer Sicherheitssysteme mbH and Co KG
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cyberos Gesellschaft fuer Sicherheitssysteme mbH and Co KG filed Critical Cyberos Gesellschaft fuer Sicherheitssysteme mbH and Co KG
Publication of AU2002311067A1 publication Critical patent/AU2002311067A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Abstract

The invention relates to a method for carrying out at least one commercial transaction in return for payment, according to which the payment is made by computer-controlled access to an account. A code (13) that is provided with an individual identification is input into a comparison device (8) and a mobile telephone (5) as proof of authorisation to dispose of at least a partial amount of an account (4, 24).
AU2002311067A 2001-03-22 2002-03-20 Method and device for carrying out at least one commercial transaction in return for payment Abandoned AU2002311067A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE10114237.4 2001-03-22
DE10114237A DE10114237A1 (en) 2001-03-22 2001-03-22 Charging method for goods or services uses comparison of individual identification code with code provided via mobile telephone for authorizing charge deduction from bank account
PCT/DE2002/001018 WO2002077934A2 (en) 2001-03-22 2002-03-20 Method and device for carrying out at least one commercial transaction in return for payment

Publications (1)

Publication Number Publication Date
AU2002311067A1 true AU2002311067A1 (en) 2002-10-08

Family

ID=7678684

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2002311067A Abandoned AU2002311067A1 (en) 2001-03-22 2002-03-20 Method and device for carrying out at least one commercial transaction in return for payment

Country Status (8)

Country Link
EP (1) EP1371038B1 (en)
AT (1) ATE314708T1 (en)
AU (1) AU2002311067A1 (en)
DE (2) DE10114237A1 (en)
DK (1) DK1371038T3 (en)
ES (1) ES2256480T3 (en)
PT (1) PT1371038E (en)
WO (1) WO2002077934A2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FI20050777L (en) * 2005-07-21 2007-01-22 Vesa Juvonen Method and system for using services in a telecommunications network

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5668876A (en) * 1994-06-24 1997-09-16 Telefonaktiebolaget Lm Ericsson User authentication method and apparatus
DE19718103A1 (en) * 1997-04-29 1998-06-04 Kim Schmitz Data transmission system authorise method e.g. for telebanking
EP1065634A1 (en) * 1999-07-02 2001-01-03 Mic Systems System and method for performing secure electronic transactions over an open communication network
DE19936226A1 (en) * 1999-08-05 2001-02-08 Alcatel Sa Methods and devices for controlling the access of a user of a user computer to an access computer
DE19938201A1 (en) * 1999-08-12 2001-02-22 Mannesmann Ag SMS e-commerce
AU2374401A (en) * 1999-12-03 2001-06-12 First Hop Oy A method and a system for obtaining services using a cellular telecommunication system
DE20014381U1 (en) * 2000-08-21 2000-11-30 Rent A Brain Gmbh Authentication device

Also Published As

Publication number Publication date
ES2256480T3 (en) 2006-07-16
WO2002077934A2 (en) 2002-10-03
EP1371038A2 (en) 2003-12-17
DE10114237A1 (en) 2002-09-26
ATE314708T1 (en) 2006-01-15
PT1371038E (en) 2006-05-31
EP1371038B1 (en) 2005-12-28
DE50205441D1 (en) 2006-02-02
WO2002077934A3 (en) 2003-10-16
DK1371038T3 (en) 2006-05-15

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Legal Events

Date Code Title Description
MK6 Application lapsed section 142(2)(f)/reg. 8.3(3) - pct applic. not entering national phase