AU2002230705A1 - System and method for push-model fund transfers - Google Patents

System and method for push-model fund transfers

Info

Publication number
AU2002230705A1
AU2002230705A1 AU2002230705A AU3070502A AU2002230705A1 AU 2002230705 A1 AU2002230705 A1 AU 2002230705A1 AU 2002230705 A AU2002230705 A AU 2002230705A AU 3070502 A AU3070502 A AU 3070502A AU 2002230705 A1 AU2002230705 A1 AU 2002230705A1
Authority
AU
Australia
Prior art keywords
push
fund transfers
model
model fund
transfers
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2002230705A
Inventor
Thomas G. Cleveland Jr.
James B. Kuykendall
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
FIRSTWEB BANCORP Inc
Original Assignee
FIRSTWEB BANCORP Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by FIRSTWEB BANCORP Inc filed Critical FIRSTWEB BANCORP Inc
Publication of AU2002230705A1 publication Critical patent/AU2002230705A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2002230705A 2000-12-07 2001-12-03 System and method for push-model fund transfers Abandoned AU2002230705A1 (en)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US25193900P 2000-12-07 2000-12-07
US60/251,939 2000-12-07
US09/929,460 2001-08-14
US09/929,460 US20020072942A1 (en) 2000-12-07 2001-08-14 System and method for push-model fund transfers
PCT/US2001/047510 WO2002046880A2 (en) 2000-12-07 2001-12-03 System and method for push-model fund transfers

Publications (1)

Publication Number Publication Date
AU2002230705A1 true AU2002230705A1 (en) 2002-06-18

Family

ID=26941909

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2002230705A Abandoned AU2002230705A1 (en) 2000-12-07 2001-12-03 System and method for push-model fund transfers

Country Status (3)

Country Link
US (1) US20020072942A1 (en)
AU (1) AU2002230705A1 (en)
WO (1) WO2002046880A2 (en)

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CA2357270A1 (en) * 2001-09-07 2003-03-07 Efunds Corporation Electronic point-of-sale check processing method and system
US20030167231A1 (en) * 2002-03-04 2003-09-04 First Data Corporation Method and system for processing credit card payments
US20030177028A1 (en) * 2002-03-07 2003-09-18 John Cooper Method and apparatus for remotely altering an account
GB0206552D0 (en) * 2002-03-20 2002-05-01 Koninkl Philips Electronics Nv Computer systems and a related method for enabling a prospective buyer to browse a vendor's webside to purchase goods or services
US20040039691A1 (en) * 2002-08-15 2004-02-26 Barratt Robert E. Electronic funds transaction system
US7330835B2 (en) * 2002-10-31 2008-02-12 Federal Reserve Bank Of Minneapolis Method and system for tracking and reporting automated clearing house transaction status
US7792716B2 (en) * 2002-10-31 2010-09-07 Federal Reserve Bank Of Atlanta Searching for and identifying automated clearing house transactions by transaction type
US7475038B2 (en) * 2003-03-21 2009-01-06 The Western Union Company System and methods for disclosing transaction information to customers
WO2004102332A2 (en) * 2003-05-06 2004-11-25 Lesniak Paul H Transferring funds
AU2003903229A0 (en) * 2003-06-25 2003-07-10 Ewise Systems Pty Ltd A system and method for facilitating on-line payment
US8156040B2 (en) * 2003-07-03 2012-04-10 Federal Reserve Bank Of Minneapolis Method and system for conducting international electronic financial transactions
US8417636B2 (en) * 2003-09-30 2013-04-09 Federal Reserve Bank Of Atlanta Approving ACH operator processing of ACH payments based on an originating depository financial institution's approved originator list
US8543477B2 (en) * 2003-09-30 2013-09-24 Federal Reserve Bank Of Atlanta Value tracking and reporting of automated clearing house transactions
US8036963B2 (en) 2003-10-07 2011-10-11 Paymentech Lp System and method for updating merchant payment data
US20050177510A1 (en) * 2004-02-09 2005-08-11 Visa International Service Association, A Delaware Corporation Buyer initiated payment
US9542671B2 (en) * 2004-05-12 2017-01-10 Paypal, Inc. Method and system to facilitate securely processing a payment for an online transaction
US7881996B1 (en) 2004-08-03 2011-02-01 Federal Reserve Bank Of Atlanta Method and system for screening financial transactions
US7580886B1 (en) 2004-09-15 2009-08-25 Federal Reserve Bank Of Atlanta Managing foreign payments in an international ACH
US8407140B2 (en) * 2004-10-29 2013-03-26 Wells Fargo Bank, N.A. Global remittance platform
US8583534B1 (en) * 2005-09-30 2013-11-12 Trading Technologies International Inc. System and method for multi-market risk control in a distributed electronic trading environment
US20070205275A1 (en) * 2006-03-06 2007-09-06 First Data Corporation Portable point of sale systems and methods
US20090094156A1 (en) * 2006-04-21 2009-04-09 Controlabill Pty Ltd Automated Budget Management, Multiple Payment, and Payment Authority Management
US7782564B2 (en) * 2006-08-03 2010-08-24 International Business Machines Corporation Methods for enabling functionality in multi-modal data storage systems
US7962418B1 (en) * 2007-03-30 2011-06-14 Amazon Technologies, Inc. System and method of fulfilling a transaction
US8694424B2 (en) 2007-12-18 2014-04-08 Federal Reserve Bank Of Atlanta System and method for managing foreign payments using separate messaging and settlement mechanisms
US8788414B2 (en) 2007-12-21 2014-07-22 Metabank Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account
US8055557B2 (en) 2007-12-21 2011-11-08 Metabank Transfer account systems, computer program products, and associated computer-implemented methods
US10515405B2 (en) 2008-03-03 2019-12-24 Metabank Person-to-person lending program product, system, and associated computer-implemented methods
US20090281946A1 (en) 2008-05-12 2009-11-12 Davis Peter A ACH Payment Processing
US11227331B2 (en) 2008-05-14 2022-01-18 Metabank System, program product, and computer-implemented method for loading a loan on an existing pre-paid card
US9213965B1 (en) 2008-11-26 2015-12-15 Metabank Machine, methods, and program product for electronic inventory tracking
US20120109820A1 (en) * 2009-09-23 2012-05-03 Scott Galit Computer-Implemented Methods, Computer Program Products, and Systems for Enhanced Loan Product Repayments
US20110082737A1 (en) 2009-09-28 2011-04-07 Crowe Andrew B Computer-implemented methods, computer program products, and systems for management and control of a loyalty rewards network
US8301565B2 (en) * 2010-04-13 2012-10-30 Bank Of America Corporation System and method for correspondent bank customer ATM transaction processing
WO2012088344A1 (en) * 2010-12-21 2012-06-28 Visa International Service Association Transaction rate processing apparatuses, methods and systems
US8700510B2 (en) 2011-02-11 2014-04-15 Federal Reserve Bank Of Atlanta Redirecting or returning international credit transfers
US8249893B1 (en) 2012-04-05 2012-08-21 Stoneeagle Services, Inc. Automated service provider payment method
US8332238B1 (en) 2012-05-30 2012-12-11 Stoneeagle Services, Inc. Integrated payment and explanation of benefits presentation method for healthcare providers
US10068295B1 (en) 2012-05-30 2018-09-04 Vpay, Inc. Merchant portal system with explanation of benefits
US20160196540A1 (en) * 2013-02-07 2016-07-07 Jpmorgan Chase Bank, N.A. Systems and methods for electronic mail payments
US20150161722A1 (en) * 2013-12-05 2015-06-11 Bank Of America Corporation Dynamic look-up table for change order limits on customer accounts
US10437880B2 (en) 2016-02-08 2019-10-08 Bank Of America Corporation Archive validation system with data purge triggering
US10460296B2 (en) 2016-02-08 2019-10-29 Bank Of America Corporation System for processing data using parameters associated with the data for auto-processing
US10437778B2 (en) 2016-02-08 2019-10-08 Bank Of America Corporation Archive validation system with data purge triggering
US9823958B2 (en) 2016-02-08 2017-11-21 Bank Of America Corporation System for processing data using different processing channels based on source error probability
US10067869B2 (en) 2016-02-12 2018-09-04 Bank Of America Corporation System for distributed data processing with automatic caching at various system levels
US9952942B2 (en) 2016-02-12 2018-04-24 Bank Of America Corporation System for distributed data processing with auto-recovery
JP7250703B2 (en) 2017-05-18 2023-04-03 パロ アルト ネットワークス,インコーポレイテッド Assessment and remediation of correlation-driven threats
CN109615374B (en) * 2018-11-30 2023-05-02 中国银行股份有限公司 Bank fund account engine processing method and system

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US5825003A (en) * 1995-07-24 1998-10-20 Citicorp Development Center Customer-directed, automated process for transferring funds between accounts using a holding account and local processing
US5659165A (en) * 1995-07-24 1997-08-19 Citibank. N.A. Customer-directed, automated process for transferring funds between accounts via a communications network
US6138107A (en) * 1996-01-04 2000-10-24 Netscape Communications Corporation Method and apparatus for providing electronic accounts over a public network
US5787402A (en) * 1996-05-15 1998-07-28 Crossmar, Inc. Method and system for performing automated financial transactions involving foreign currencies
US5913202A (en) * 1996-12-03 1999-06-15 Fujitsu Limited Financial information intermediary system
US5963647A (en) * 1997-02-14 1999-10-05 Citicorp Development Center, Inc. Method and system for transferring funds from an account to an individual
AU778101B2 (en) * 1999-06-14 2004-11-18 Integral Development Corporation System and method for conducting web-based financial transactions in capital markets
US7870065B2 (en) * 2000-01-05 2011-01-11 Uniteller Financial Services, Inc. Money-transfer techniques
US20010037295A1 (en) * 2000-01-31 2001-11-01 Olsen Karl R. Push model internet bill presentment and payment system and method
US7822656B2 (en) * 2000-02-15 2010-10-26 Jpmorgan Chase Bank, N.A. International banking system and method
EP1314103A2 (en) * 2000-04-05 2003-05-28 Ruesch International, Inc. System, method and apparatus for international financial transactions
US20020013767A1 (en) * 2000-06-26 2002-01-31 Norman Katz Electronic funds transfer system for financial transactions

Also Published As

Publication number Publication date
WO2002046880A3 (en) 2003-07-31
WO2002046880A2 (en) 2002-06-13
US20020072942A1 (en) 2002-06-13

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