AU2001288520A1 - Method of establishing a credit limit - Google Patents

Method of establishing a credit limit

Info

Publication number
AU2001288520A1
AU2001288520A1 AU2001288520A AU8852001A AU2001288520A1 AU 2001288520 A1 AU2001288520 A1 AU 2001288520A1 AU 2001288520 A AU2001288520 A AU 2001288520A AU 8852001 A AU8852001 A AU 8852001A AU 2001288520 A1 AU2001288520 A1 AU 2001288520A1
Authority
AU
Australia
Prior art keywords
establishing
credit limit
credit
limit
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2001288520A
Inventor
Shawn Michael Budde
Katherine Ella David
Mayur Harshadray Maniar
Vivek Puri
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Capital One Financial Corp
Original Assignee
Capital One Financial Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Capital One Financial Corp filed Critical Capital One Financial Corp
Publication of AU2001288520A1 publication Critical patent/AU2001288520A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2001288520A 2000-08-31 2001-08-30 Method of establishing a credit limit Abandoned AU2001288520A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US09/651,320 US7509285B1 (en) 2000-08-31 2000-08-31 Method of establishing a credit limit
US09651320 2000-08-31
PCT/US2001/026976 WO2002019217A1 (en) 2000-08-31 2001-08-30 Method of establishing a credit limit

Publications (1)

Publication Number Publication Date
AU2001288520A1 true AU2001288520A1 (en) 2002-03-13

Family

ID=24612430

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2001288520A Abandoned AU2001288520A1 (en) 2000-08-31 2001-08-30 Method of establishing a credit limit

Country Status (3)

Country Link
US (1) US7509285B1 (en)
AU (1) AU2001288520A1 (en)
WO (1) WO2002019217A1 (en)

Families Citing this family (26)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7409369B1 (en) 2002-09-05 2008-08-05 Capital One Financial Corporation Providing a customer one or more options for increasing a line of credit
US8762262B1 (en) 2002-09-06 2014-06-24 Capital One Financial Corporation Method and system for automatically collecting payment for a credit account
US7472090B1 (en) * 2002-12-31 2008-12-30 Capital One Financial Corporation Method and system for providing a higher credit limit to a customer
US20080005014A1 (en) * 2006-07-03 2008-01-03 Smith Steven W System and method for providing property-secured credit card products
US8010403B2 (en) 2006-12-29 2011-08-30 American Express Travel Related Services Company, Inc. System and method for targeting transaction account product holders to receive upgraded transaction account products
US20080215640A1 (en) * 2007-03-01 2008-09-04 Rent Bureau, Llc Method of processing apartment tenant status information
US10769686B2 (en) 2008-01-31 2020-09-08 Bill.Com Llc Enhanced invitation process for electronic billing and payment system
US10043201B2 (en) * 2008-01-31 2018-08-07 Bill.Com, Inc. Enhanced invitation process for electronic billing and payment system
US9141991B2 (en) 2008-01-31 2015-09-22 Bill.Com, Inc. Enhanced electronic data and metadata interchange system and process for electronic billing and payment system
US20100306072A1 (en) * 2009-05-29 2010-12-02 Bank Of America Corporation Instant financial credit system
US20110137805A1 (en) * 2009-12-03 2011-06-09 International Business Machines Corporation Inter-cloud resource sharing within a cloud computing environment
US8037187B2 (en) * 2009-12-11 2011-10-11 International Business Machines Corporation Resource exchange management within a cloud computing environment
US8819789B2 (en) 2012-03-07 2014-08-26 Bill.Com, Inc. Method and system for using social networks to verify entity affiliations and identities
US10417674B2 (en) 2013-03-14 2019-09-17 Bill.Com, Llc System and method for sharing transaction information by object tracking of inter-entity transactions and news streams
US10115137B2 (en) 2013-03-14 2018-10-30 Bill.Com, Inc. System and method for enhanced access and control for connecting entities and effecting payments in a commercially oriented entity network
US10410191B2 (en) 2013-03-14 2019-09-10 Bill.Com, Llc System and method for scanning and processing of payment documentation in an integrated partner platform
US10643276B1 (en) * 2013-03-15 2020-05-05 Capital One Services, Llc Systems and computer-implemented processes for model-based underwriting
US10572921B2 (en) 2013-07-03 2020-02-25 Bill.Com, Llc System and method for enhanced access and control for connecting entities and effecting payments in a commercially oriented entity network
US10121131B2 (en) * 2013-07-31 2018-11-06 Mastercard International Incorporated Change on card method and apparatus
US9582829B2 (en) * 2014-05-06 2017-02-28 Bank Of America Corporation Dynamically modifying an application questionnaire
EP3131045A1 (en) * 2015-08-13 2017-02-15 Tata Consultancy Services Limited Credit limit management system and method
US10178111B1 (en) * 2015-09-24 2019-01-08 Equifax Inc. Providing compressed risk assessment messages for real-time transmission via data networks to online services
US10334026B2 (en) 2016-08-08 2019-06-25 Bank Of America Corporation Resource assignment system
US10116582B2 (en) * 2016-08-08 2018-10-30 Bank Of America Corporation Resource assignment system with allocation assist
US11004080B2 (en) * 2018-03-22 2021-05-11 Capital One Services, Llc Fraud deterrence and/or identification using multi-faceted authorization procedures
CN110852729B (en) * 2019-10-23 2023-01-13 中国人民银行数字货币研究所 Method and device for opening digital currency wallet and electronic equipment

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP3047092B2 (en) 1995-05-02 2000-05-29 日本信販株式会社 Credit card system and method of using credit card using the system
US6088686A (en) * 1995-12-12 2000-07-11 Citibank, N.A. System and method to performing on-line credit reviews and approvals
US5950179A (en) * 1996-12-03 1999-09-07 Providian Financial Corporation Method and system for issuing a secured credit card
US5970478A (en) * 1997-03-12 1999-10-19 Walker Asset Management Limited Partnership Method, apparatus, and program for customizing credit accounts
US6604090B1 (en) * 1997-06-04 2003-08-05 Nativeminds, Inc. System and method for selecting responses to user input in an automated interface program
US6144948A (en) * 1997-06-23 2000-11-07 Walker Digital, Llc Instant credit card marketing system for reservations for future services
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
WO1999060481A1 (en) 1998-05-21 1999-11-25 Equifax Inc. System and method for authentication of network users with preprocessing
US6032136A (en) * 1998-11-17 2000-02-29 First Usa Bank, N.A. Customer activated multi-value (CAM) card
US6158657A (en) * 1999-09-03 2000-12-12 Capital One Financial Corporation System and method for offering and providing secured credit card products
AU2117901A (en) * 1999-10-22 2001-05-08 Efunds Corporation Method and apparatus for detecting and investigating fraudulent transactions in debit and charge card activations
AU2105001A (en) * 1999-12-15 2001-06-25 E-Scoring, Inc. Systems and methods for providing consumers anonymous pre-approved offers from aconsumer-selected group of merchants

Also Published As

Publication number Publication date
US7509285B1 (en) 2009-03-24
WO2002019217A1 (en) 2002-03-07

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