AU2001288343A1 - Method and system for payment over the internet - Google Patents

Method and system for payment over the internet

Info

Publication number
AU2001288343A1
AU2001288343A1 AU2001288343A AU8834301A AU2001288343A1 AU 2001288343 A1 AU2001288343 A1 AU 2001288343A1 AU 2001288343 A AU2001288343 A AU 2001288343A AU 8834301 A AU8834301 A AU 8834301A AU 2001288343 A1 AU2001288343 A1 AU 2001288343A1
Authority
AU
Australia
Prior art keywords
internet
payment over
payment
over
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2001288343A
Inventor
Daniel Schutzer
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Citibank NA
Original Assignee
Citibank NA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Citibank NA filed Critical Citibank NA
Publication of AU2001288343A1 publication Critical patent/AU2001288343A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
AU2001288343A 2000-08-22 2001-08-22 Method and system for payment over the internet Abandoned AU2001288343A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US22667000P 2000-08-22 2000-08-22
US60226670 2000-08-22
PCT/US2001/026186 WO2002017196A1 (en) 2000-08-22 2001-08-22 Method and system for payment over the internet

Publications (1)

Publication Number Publication Date
AU2001288343A1 true AU2001288343A1 (en) 2002-03-04

Family

ID=22849900

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2001288343A Abandoned AU2001288343A1 (en) 2000-08-22 2001-08-22 Method and system for payment over the internet

Country Status (3)

Country Link
US (1) US20020032653A1 (en)
AU (1) AU2001288343A1 (en)
WO (1) WO2002017196A1 (en)

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US6415264B1 (en) * 1997-07-08 2002-07-02 Walker Digital, Llc System and method for determining a posting payment amount
US7610244B2 (en) 2001-01-17 2009-10-27 Xprt Ventures, Llc System and method for effecting payment for an item offered for an electronic auction sale
US7483856B2 (en) 2001-01-17 2009-01-27 Xprt Ventures, Llc System and method for effecting payment for an electronic auction commerce transaction
US7627528B2 (en) 2001-01-17 2009-12-01 Xprt Ventures, Llc System and method for effecting a real-time payment for an item won on an electronic auction
US7567937B2 (en) 2001-01-17 2009-07-28 Xprt Ventures, Llc System and method for automatically effecting payment for a user of an electronic auction system
US20030233317A1 (en) * 2001-01-30 2003-12-18 Nyce Corporation Methods and systems for transferring funds
US20020111916A1 (en) * 2001-02-12 2002-08-15 Coronna Mark S. Payment management
US20020111886A1 (en) * 2001-02-12 2002-08-15 Chenevich William L. Payment management
US7165052B2 (en) * 2001-03-31 2007-01-16 First Data Corporation Payment service method and system
US7103577B2 (en) * 2001-03-31 2006-09-05 First Data Corporation Systems and methods for staging transactions, payments and collections
US7184989B2 (en) * 2001-03-31 2007-02-27 First Data Corporation Staged transactions systems and methods
US8150763B2 (en) * 2001-03-31 2012-04-03 The Western Union Company Systems and methods for staging transactions, payments and collections
CA2443220A1 (en) * 2001-03-31 2002-10-10 First Data Corporation Electronic identifier payment system and methods
US9853759B1 (en) 2001-03-31 2017-12-26 First Data Corporation Staged transaction system for mobile commerce
US7117183B2 (en) * 2001-03-31 2006-10-03 First Data Coroporation Airline ticket payment and reservation system and methods
AUPR486301A0 (en) * 2001-05-09 2001-05-31 Flurosolutions Pty Ltd A payment system
US8050997B1 (en) 2001-08-23 2011-11-01 Paypal Inc. Instant availability of electronically transferred funds
AU2003217918A1 (en) * 2002-03-07 2003-09-22 Edeposit Corporation Multi-depository financial transactions
WO2003091849A2 (en) * 2002-04-23 2003-11-06 The Clearing House Service Company L.L.C. Payment identification code system
KR20030090435A (en) * 2002-05-23 2003-11-28 에스케이 텔레콤주식회사 System and method for financial transaction
WO2004092892A2 (en) * 2003-04-11 2004-10-28 William Henderson Online invoicing and payables information database with a web interface
US8966245B2 (en) 2004-01-30 2015-02-24 Microsoft Technology Licensing, Inc. System and method for assigning quality to cryptographic identities used in a digital transaction
US8725607B2 (en) 2004-01-30 2014-05-13 The Clearing House Payments Company LLC Electronic payment clearing and check image exchange systems and methods
US7641109B2 (en) * 2005-05-18 2010-01-05 The Western Union Company Money transfer cards, systems and methods
US8152054B2 (en) 2004-10-19 2012-04-10 The Western Union Company Money transfer systems and methods
US7392940B2 (en) 2005-05-18 2008-07-01 The Western Union Company In-lane money transfer systems and methods
US20070214091A1 (en) * 2005-05-18 2007-09-13 The Western Union Company Electronic payment instrument system and method
US8672220B2 (en) 2005-09-30 2014-03-18 The Western Union Company Money transfer system and method
US20060265326A1 (en) * 2005-05-19 2006-11-23 Barrett Mary H Method and apparatus for payment without payment card infrastructure
US8510220B2 (en) * 2006-07-06 2013-08-13 Qualcomm Incorporated Methods and systems for viewing aggregated payment obligations in a mobile environment
US20080010191A1 (en) * 2006-07-06 2008-01-10 Firethorn Holdings, Llc Methods and Systems For Providing a Payment in a Mobile Environment
US20080006685A1 (en) * 2006-07-06 2008-01-10 Firethorn Holdings, Llc Methods and Systems For Real Time Account Balances in a Mobile Environment
US8160959B2 (en) * 2006-07-06 2012-04-17 Firethorn Mobile, Inc. Methods and systems for payment transactions in a mobile environment
US8121945B2 (en) * 2006-07-06 2012-02-21 Firethorn Mobile, Inc. Methods and systems for payment method selection by a payee in a mobile environment
US9911114B2 (en) 2006-07-06 2018-03-06 Qualcomm Incorporated Methods and systems for making a payment via a stored value card in a mobile environment
US8145568B2 (en) * 2006-07-06 2012-03-27 Firethorn Mobile, Inc. Methods and systems for indicating a payment in a mobile environment
US8489067B2 (en) * 2006-07-06 2013-07-16 Qualcomm Incorporated Methods and systems for distribution of a mobile wallet for a mobile device
US8467766B2 (en) * 2006-07-06 2013-06-18 Qualcomm Incorporated Methods and systems for managing payment sources in a mobile environment
US20080162340A1 (en) * 2006-12-27 2008-07-03 Robert Zimmer Integrating enterprise information technology systems with a third-party on-line payment system
US7739193B2 (en) * 2006-12-27 2010-06-15 Sap Ag Paying multiple payees through integration of a third-party on-line payment system with an enterprise information technology system
US7933835B2 (en) 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
US8818904B2 (en) * 2007-01-17 2014-08-26 The Western Union Company Generation systems and methods for transaction identifiers having biometric keys associated therewith
US8504473B2 (en) 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
US8341046B2 (en) * 2007-10-30 2012-12-25 Visa U.S.A. Inc. Payment entity device reconciliation for multiple payment methods
US8311914B2 (en) * 2007-10-30 2012-11-13 Visa U.S.A. Inc. Payment entity for account payables processing using multiple payment methods
US8311937B2 (en) * 2007-10-30 2012-11-13 Visa U.S.A. Inc. Client supported multiple payment methods system
US8311913B2 (en) * 2007-10-30 2012-11-13 Visa U.S.A. Inc. Payment entity account set up for multiple payment methods
US8374932B2 (en) * 2007-10-30 2013-02-12 Visa U.S.A. Inc. Payment entity device transaction processing using multiple payment methods
US8407141B2 (en) * 2007-10-30 2013-03-26 Visa U.S.A. Inc. System and method for processing multiple methods of payment
US9015074B2 (en) * 2008-02-01 2015-04-21 Mazooma Technical Services, Inc. Device and method for facilitating financial transactions
US7720764B2 (en) * 2008-02-01 2010-05-18 Kenneth James Emerson Method, device, and system for completing on-line financial transaction
US10558956B2 (en) * 2008-02-01 2020-02-11 Mazooma Technical Services, Inc. Device and method for facilitating financial transactions
US8140369B2 (en) * 2008-08-21 2012-03-20 Toyota Motor Engineering & Manufacturing North America, Inc. System and method for optimizing manufacturing workforce
US20100094756A1 (en) * 2008-10-10 2010-04-15 Gelpay, Llc System and method for rapid financial transactions through an open financial exchange or wire transfer
US8332314B2 (en) * 2008-11-05 2012-12-11 Kent Griffin Text authorization for mobile payments
US8655783B1 (en) * 2009-03-23 2014-02-18 Yodlee, Inc. Check printing instructions in ACH transactions
US20110178891A1 (en) * 2010-01-19 2011-07-21 Charriere Brent L In-event seat exchange
US8590779B2 (en) 2010-06-29 2013-11-26 Visa International Service Association Value token conversion
US20140279453A1 (en) * 2013-03-15 2014-09-18 Bank Of America Corporation Bill Payment Using Check Image
US10692156B2 (en) * 2014-09-05 2020-06-23 Thomas Skala Payment system and method
US11295308B1 (en) 2014-10-29 2022-04-05 The Clearing House Payments Company, L.L.C. Secure payment processing
US11694168B2 (en) 2015-07-01 2023-07-04 The Clearing House Payments Company L.L.C. Real-time payment system, method, apparatus, and computer program
US11042882B2 (en) 2015-07-01 2021-06-22 The Clearing House Payments Company, L.L.C. Real-time payment system, method, apparatus, and computer program
US20180218176A1 (en) * 2017-01-30 2018-08-02 SALT Lending Holdings, Inc. System and method of creating an asset based automated secure agreement
US11436577B2 (en) 2018-05-03 2022-09-06 The Clearing House Payments Company L.L.C. Bill pay service with federated directory model support

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US5715314A (en) * 1994-10-24 1998-02-03 Open Market, Inc. Network sales system
US5732400A (en) * 1995-01-04 1998-03-24 Citibank N.A. System and method for a risk-based purchase of goods
US5591949A (en) * 1995-01-06 1997-01-07 Bernstein; Robert J. Automatic portable account controller for remotely arranging for payment of debt to a vendor
US6029150A (en) * 1996-10-04 2000-02-22 Certco, Llc Payment and transactions in electronic commerce system
US6173272B1 (en) * 1998-04-27 2001-01-09 The Clearing House Service Company L.L.C. Electronic funds transfer method and system and bill presentment method and system
US6609113B1 (en) * 1999-05-03 2003-08-19 The Chase Manhattan Bank Method and system for processing internet payments using the electronic funds transfer network
US6332134B1 (en) * 1999-11-01 2001-12-18 Chuck Foster Financial transaction system
US6629081B1 (en) * 1999-12-22 2003-09-30 Accenture Llp Account settlement and financing in an e-commerce environment
WO2002005192A1 (en) * 2000-07-11 2002-01-17 Citicorp Credit Services, Inc. Method and system for on-line payments

Also Published As

Publication number Publication date
US20020032653A1 (en) 2002-03-14
WO2002017196A1 (en) 2002-02-28

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