AU2001239752B2 - System and method for providing additional insurance - Google Patents

System and method for providing additional insurance Download PDF

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Publication number
AU2001239752B2
AU2001239752B2 AU2001239752A AU2001239752A AU2001239752B2 AU 2001239752 B2 AU2001239752 B2 AU 2001239752B2 AU 2001239752 A AU2001239752 A AU 2001239752A AU 2001239752 A AU2001239752 A AU 2001239752A AU 2001239752 B2 AU2001239752 B2 AU 2001239752B2
Authority
AU
Australia
Prior art keywords
life insurance
primary
insurance policy
persons
insurance
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
AU2001239752A
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English (en)
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AU2001239752A2 (en
AU2001239752A1 (en
Inventor
Lawrence M. Sherman
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=22665190&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=AU2001239752(B2) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Individual filed Critical Individual
Publication of AU2001239752A2 publication Critical patent/AU2001239752A2/en
Publication of AU2001239752A1 publication Critical patent/AU2001239752A1/en
Application granted granted Critical
Publication of AU2001239752B2 publication Critical patent/AU2001239752B2/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Theoretical Computer Science (AREA)
  • Marketing (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2001239752A 2000-02-10 2001-02-09 System and method for providing additional insurance Ceased AU2001239752B2 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US18165300P 2000-02-10 2000-02-10
US60/181,653 2000-02-10
PCT/US2001/004205 WO2001059666A2 (en) 2000-02-10 2001-02-09 System and method for providing additional insurance

Publications (3)

Publication Number Publication Date
AU2001239752A2 AU2001239752A2 (en) 2001-08-20
AU2001239752A1 AU2001239752A1 (en) 2001-11-01
AU2001239752B2 true AU2001239752B2 (en) 2005-02-17

Family

ID=22665190

Family Applications (2)

Application Number Title Priority Date Filing Date
AU2001239752A Ceased AU2001239752B2 (en) 2000-02-10 2001-02-09 System and method for providing additional insurance
AU3975201A Pending AU3975201A (en) 2000-02-10 2001-02-09 System and method for providing additional insurance

Family Applications After (1)

Application Number Title Priority Date Filing Date
AU3975201A Pending AU3975201A (en) 2000-02-10 2001-02-09 System and method for providing additional insurance

Country Status (6)

Country Link
US (2) US7370000B2 (enExample)
EP (1) EP1257955A1 (enExample)
JP (1) JP2004502989A (enExample)
AU (2) AU2001239752B2 (enExample)
CA (1) CA2435480A1 (enExample)
WO (1) WO2001059666A2 (enExample)

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US20010037214A1 (en) * 2000-11-06 2001-11-01 Raskin Richard S. Method and system for controlling an employer's health care costs while enhancing an employee's health care benefits
US20020077860A1 (en) * 2000-12-18 2002-06-20 Earnest Jocelyn Branham Method and system for assisting in determining when to order supplemental medical information about a patient
AU2002236774A1 (en) * 2001-02-01 2002-08-12 Todd M. Mezrah Online insurance sales platform
US20020143585A1 (en) * 2001-03-29 2002-10-03 Ryuichiro Kodama Apparatus and method for determining insurance and program thereof
US7398241B2 (en) * 2001-06-08 2008-07-08 Genworth Financial, Inc. Method and system for portable retirement investment
US8433634B1 (en) 2001-06-08 2013-04-30 Genworth Financial, Inc. Systems and methods for providing a benefit product with periodic guaranteed income
US8781929B2 (en) 2001-06-08 2014-07-15 Genworth Holdings, Inc. System and method for guaranteeing minimum periodic retirement income payments using an adjustment account
US8370242B2 (en) 2001-06-08 2013-02-05 Genworth Financial, Inc. Systems and methods for providing a benefit product with periodic guaranteed minimum income
US8024248B2 (en) 2001-06-08 2011-09-20 Genworth Financial, Inc. System and method for imbedding a defined benefit in a defined contribution plan
JP2003058705A (ja) * 2001-08-21 2003-02-28 Dai-Ichi Mutual Life Insurance Co 保険契約引受判定システム、保険契約引受判定方法及び保険契約引受判定プログラム
JP2003141365A (ja) * 2001-10-30 2003-05-16 Fujitsu Ltd 保険システム、保険サーバ、保険システム運用方法、保険サーバプログラム
US7685007B1 (en) * 2002-02-11 2010-03-23 Jacobson Neil L Method for linking insurance policies
US20040078243A1 (en) * 2002-06-04 2004-04-22 Fisher Fredrick J. Automatic insurance processing method
US7689444B2 (en) * 2003-02-19 2010-03-30 Internet Pipeline, Inc. Electronic insurance application fulfillment system and method
US8412545B2 (en) 2003-09-15 2013-04-02 Genworth Financial, Inc. System and process for providing multiple income start dates for annuities
US7765115B1 (en) * 2003-10-14 2010-07-27 Symetra Life Insurance Company Online system and method for processing life insurance applications
US7756790B2 (en) 2004-02-23 2010-07-13 Coventry First Llc Life settlement/settlement with paid-up policy system and method
US8160902B2 (en) 2004-02-27 2012-04-17 Spalding Jr Philip F System for facilitating life settlement transactions
US20050234791A1 (en) * 2004-04-02 2005-10-20 Michael Krasnerman Premium financing method and loan product using life insurance policies and method for administering same
US20050251428A1 (en) * 2004-05-06 2005-11-10 Dust Larry R Method and system for providing healthcare insurance
US7246070B2 (en) * 2004-09-24 2007-07-17 James Dennis Schwartz Method and apparatus for bundling insurance coverages in order to gain a pricing advantage
US8217166B2 (en) * 2005-05-05 2012-07-10 Galera Therapeutics, Llc Polyethylene glycolated superoxide dismutase mimetics
US20060178979A1 (en) * 2005-02-08 2006-08-10 Life Advisors, Inc. Auction system and method for a life insurance secondary exchange
US8103565B2 (en) 2005-02-10 2012-01-24 Coventry First Llc Method and system for enabling a life insurance premium loan
US7797174B2 (en) * 2005-10-21 2010-09-14 Samuels Property Group LLC Life insurance option
US8103527B1 (en) * 2007-06-29 2012-01-24 Intuit Inc. Managing insurance claim data across insurance policies
US8296166B2 (en) * 2007-07-19 2012-10-23 New York Life Insurance Company Family protection insurance method and system
US8612263B1 (en) 2007-12-21 2013-12-17 Genworth Holdings, Inc. Systems and methods for providing a cash value adjustment to a life insurance policy
US8082163B2 (en) * 2008-01-14 2011-12-20 Fidelity Life Association Methods for selling insurance using rapid decision term
US8239221B2 (en) * 2008-01-14 2012-08-07 Fidelity Life Association Methods for selling insurance using rapid decision term
US20090210256A1 (en) * 2008-02-15 2009-08-20 Aetna Inc. System For Real-Time Online Health Care Insurance Underwriting
US8788295B1 (en) 2008-09-30 2014-07-22 Accenture Global Services Limited Reusable product system
US8719119B1 (en) 2008-09-30 2014-05-06 Accenture Global Services Limited Post deployment query system
US8595103B1 (en) 2008-09-30 2013-11-26 Accenture Global Services Limited Deployment and release component system
ZA201301417B (en) * 2012-03-02 2013-10-31 Discovery Holdings Ltd A method of managing an insurance plan and a system therefor
US10489859B1 (en) * 2013-08-29 2019-11-26 Allstate Insurance Company Life insurance clearinghouse
US11663670B1 (en) 2017-01-16 2023-05-30 Bind Benefits, Inc. Use determination risk coverage datastructure for on-demand and increased efficiency coverage detection and rebalancing apparatuses, methods and systems
US12266018B1 (en) 2017-01-16 2025-04-01 Bind Benefits, Inc. Use determination risk coverage datastructure for on-demand and increased efficiency coverage detection and rebalancing apparatuses, processes and systems
US11790454B1 (en) 2017-01-16 2023-10-17 Bind Benefits, Inc. Use determination risk coverage datastructure for on-demand and increased efficiency coverage detection and rebalancing apparatuses, methods and systems
US12705672B1 (en) 2017-01-16 2026-08-11 Bind Benefits, Inc. Use determination risk coverage datastructure for on-demand and increased efficiency coverage detection and rebalancing apparatuses, methods and systems
WO2025234934A1 (en) * 2024-05-10 2025-11-13 Income Insurance Limited System and method for facilitating issuance of an additional insurance policy based on an issued insurance policy

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5752236A (en) * 1994-09-02 1998-05-12 Sexton; Frank M. Life insurance method, and system
WO2000070522A1 (en) * 1999-05-17 2000-11-23 David Parsons Method for illustrating replacement of a benefit plan not viable in the juridiction
US20020029158A1 (en) * 1999-12-23 2002-03-07 Wolff Stephen C. Method and system for the life insurance industry
US20020087364A1 (en) * 2000-11-07 2002-07-04 Lerner Andrew S. System and method for enabling real time underwriting of insurance policies
WO2002065231A2 (en) * 2000-12-18 2002-08-22 Ge Financial Assurance Holdings, Inc. Method for ordering patient medical information for insurance underwriter
US6611808B1 (en) * 1999-07-02 2003-08-26 Legacy Marketing Group Method and apparatus for determining additional benefits and costs for an annuity contract

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US5655085A (en) * 1992-08-17 1997-08-05 The Ryan Evalulife Systems, Inc. Computer system for automated comparing of universal life insurance policies based on selectable criteria
US5673402A (en) * 1992-08-17 1997-09-30 The Homeowner's Endorsement Plan Incorporated Computer system for producing an illustration of an investment repaying a mortgage
US5845256A (en) * 1993-08-19 1998-12-01 John B. Pescitelli Interactive self-service vending system
US5930759A (en) * 1996-04-30 1999-07-27 Symbol Technologies, Inc. Method and system for processing health care electronic data transactions
US5873066A (en) * 1997-02-10 1999-02-16 Insurance Company Of North America System for electronically managing and documenting the underwriting of an excess casualty insurance policy
US6163770A (en) * 1998-08-25 2000-12-19 Financial Growth Resources, Inc. Computer apparatus and method for generating documentation using a computed value for a claims cost affected by at least one concurrent, different insurance policy for the same insured
US6302844B1 (en) * 1999-03-31 2001-10-16 Walker Digital, Llc Patient care delivery system

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5752236A (en) * 1994-09-02 1998-05-12 Sexton; Frank M. Life insurance method, and system
WO2000070522A1 (en) * 1999-05-17 2000-11-23 David Parsons Method for illustrating replacement of a benefit plan not viable in the juridiction
US6611808B1 (en) * 1999-07-02 2003-08-26 Legacy Marketing Group Method and apparatus for determining additional benefits and costs for an annuity contract
US20020029158A1 (en) * 1999-12-23 2002-03-07 Wolff Stephen C. Method and system for the life insurance industry
US20020087364A1 (en) * 2000-11-07 2002-07-04 Lerner Andrew S. System and method for enabling real time underwriting of insurance policies
WO2002065231A2 (en) * 2000-12-18 2002-08-22 Ge Financial Assurance Holdings, Inc. Method for ordering patient medical information for insurance underwriter

Also Published As

Publication number Publication date
AU2001239752A2 (en) 2001-08-20
JP2004502989A (ja) 2004-01-29
AU3975201A (en) 2001-08-20
EP1257955A1 (en) 2002-11-20
CA2435480A1 (en) 2001-08-16
US20080312970A1 (en) 2008-12-18
US20010034619A1 (en) 2001-10-25
WO2001059666A2 (en) 2001-08-16
US7370000B2 (en) 2008-05-06

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Legal Events

Date Code Title Description
DA3 Amendments made section 104

Free format text: THE NATURE OF THE AMENDMENT IS AS SHOWN IN THE STATEMENT(S) FILED 01 AUG 2003

FGA Letters patent sealed or granted (standard patent)
MK14 Patent ceased section 143(a) (annual fees not paid) or expired