AR105345A1 - GENERATION PROCESS OF A TOKEN BY ACCESSION TO A PAYMENT SERVICE, PAYMENT TERMINAL AND ACCESSION PROCESS TO A PAYMENT SERVICE - Google Patents

GENERATION PROCESS OF A TOKEN BY ACCESSION TO A PAYMENT SERVICE, PAYMENT TERMINAL AND ACCESSION PROCESS TO A PAYMENT SERVICE

Info

Publication number
AR105345A1
AR105345A1 ARP160102122A ARP160102122A AR105345A1 AR 105345 A1 AR105345 A1 AR 105345A1 AR P160102122 A ARP160102122 A AR P160102122A AR P160102122 A ARP160102122 A AR P160102122A AR 105345 A1 AR105345 A1 AR 105345A1
Authority
AR
Argentina
Prior art keywords
payment
token
user
accession
service
Prior art date
Application number
ARP160102122A
Other languages
Spanish (es)
Original Assignee
Cielo S A
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cielo S A filed Critical Cielo S A
Publication of AR105345A1 publication Critical patent/AR105345A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Se describe un proceso de adhesión a un servicio de pago que presenta las etapas de: un usuario (1) finaliza un pago con una tarjeta de pago en una terminal de pago (2) conectada a un adquirente (3) por medio de una red segura; la terminal de pago (2) emite para el usuario (1) una propuesta de adhesión al servicio de pago amplificado; el usuario (1) comunica a la terminal de pago (2) un identificador de usuario; y la terminal de pago (2) comunica al adquirente (3) el identificador de usuario y los datos sensibles de la tarjeta de pago del usuario (1) por la red segura. Se describe además un proceso de generación de un token por adhesión a un servicio de pago que comprende las etapas arriba mencionadas del proceso de adhesión a un servicio de pago, así como las etapas de: el adquirente (3) comunica dichos datos sensibles de la tarjeta de pago a un proveedor del servicio de token (6); el usuario (1) emite un requerimiento de token por medio de una terminal de comunicación (7); el proveedor del servicio de token (6) genera un token y almacena en una tabla de mapeo de una caja fuerte de token una correspondencia entre el token generado y dichos datos sensibles de la tarjeta de pago; y el token es comunicado a dicha terminal de comunicación (7).A process of adhering to a payment service is described that presents the steps of: a user (1) finalizes a payment with a payment card in a payment terminal (2) connected to an acquirer (3) through a network safe; The payment terminal (2) issues for the user (1) a proposal to join the amplified payment service; the user (1) communicates to the payment terminal (2) a user identifier; and the payment terminal (2) communicates to the acquirer (3) the user identifier and sensitive data of the user's payment card (1) over the secure network. A process of generating a token by adhering to a payment service is also described, which comprises the above-mentioned stages of the process of adhering to a payment service, as well as the stages of: the acquirer (3) communicates said sensitive data of the payment card to a token service provider (6); the user (1) issues a token requirement through a communication terminal (7); the token service provider (6) generates a token and stores a correspondence between the generated token and said sensitive data of the payment card in a mapping table of a token safe; and the token is communicated to said communication terminal (7).

ARP160102122A 2015-07-17 2016-07-13 GENERATION PROCESS OF A TOKEN BY ACCESSION TO A PAYMENT SERVICE, PAYMENT TERMINAL AND ACCESSION PROCESS TO A PAYMENT SERVICE AR105345A1 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
BR102015017170A BR102015017170A2 (en) 2015-07-17 2015-07-17 token generation process for payment service membership, payment terminal, and payment service membership process

Publications (1)

Publication Number Publication Date
AR105345A1 true AR105345A1 (en) 2017-09-27

Family

ID=57833527

Family Applications (1)

Application Number Title Priority Date Filing Date
ARP160102122A AR105345A1 (en) 2015-07-17 2016-07-13 GENERATION PROCESS OF A TOKEN BY ACCESSION TO A PAYMENT SERVICE, PAYMENT TERMINAL AND ACCESSION PROCESS TO A PAYMENT SERVICE

Country Status (3)

Country Link
AR (1) AR105345A1 (en)
BR (1) BR102015017170A2 (en)
WO (1) WO2017011887A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110084586B (en) * 2018-01-25 2023-06-16 上海方付通科技服务股份有限公司 Mobile terminal secure payment system and method

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8700729B2 (en) * 2005-01-21 2014-04-15 Robin Dua Method and apparatus for managing credentials through a wireless network
US8812402B2 (en) * 2009-01-05 2014-08-19 Mastercard International Incorporated Methods, apparatus and articles for use in association with token
US10339524B2 (en) * 2012-07-31 2019-07-02 Worldpay, Llc Systems and methods for multi-merchant tokenization

Also Published As

Publication number Publication date
WO2017011887A1 (en) 2017-01-26
BR102015017170A2 (en) 2017-01-24

Similar Documents

Publication Publication Date Title
MD3445850T2 (en) Methods for providing single-stranded rna
SG10201900951YA (en) Distributed ledger protocol to incentivize transactional and non-transactional commerce
EP4276783A3 (en) User interface for loyalty accounts and private label accounts for a wearable device
TW201614068A (en) Fucosidase from bacteroides and methods using the same
MX2018001047A (en) Providing personal assistant service via messaging.
PH12016502423A1 (en) Synthetic transactions between communication endpoints
CL2015002111A1 (en) Method and system to secure the communication content in fragments of a content delivery network to a user receiving device
AR098233A1 (en) SYSTEM AND METHOD FOR THE ADMINISTRATION OF A PREPAID ACCOUNT AND ASSOCIATED PREPAID MESSAGES
MX2018013829A (en) Beverage preparation system.
AR101345A1 (en) APPLIANCE AND METHOD FOR GENERATING AN IMPROVED SIGNAL USING INDEPENDENT NOISE FILLING
AR093060A1 (en) INSTANT MESSAGE SYSTEM AND METHOD
AR090202A1 (en) METHODS AND APPLIANCES TO REDUCE MEMORY REQUIREMENTS FOR SOFTWARE APPLICATIONS OF PROCESS CONTROL SYSTEMS
WO2018161049A8 (en) Compositions and methods for inducing hiv-1 antibodies
AR090119A1 (en) METHOD FOR CERTIFICATION OF EMAIL SHIPPING
SA517390451B1 (en) Address Generating Device of Remote Smart Meter Reading System, and Method Therefor
IN2015CH02758A (en)
TW201613307A (en) Instant messaging
AR105345A1 (en) GENERATION PROCESS OF A TOKEN BY ACCESSION TO A PAYMENT SERVICE, PAYMENT TERMINAL AND ACCESSION PROCESS TO A PAYMENT SERVICE
MX2019002921A (en) Oral care compositions and dispensing system therefor.
CR20190026A (en) Vaginal composition comprising a combination of estrogen and vitamin d
MX2018006525A (en) Oral care gel.
AR110871A1 (en) FACTOR PROTEINS IX OF FACTOR IX AND METHODS OF MANUFACTURE AND USE OF THE SAME
GB2571050A (en) Use of botanical extracts for improving brain health through enhanced neurogenesis
GB201317371D0 (en) Method and apparatus of providing a retail service
MX2019000519A (en) Communication method, network device and user equipment.

Legal Events

Date Code Title Description
FB Suspension of granting procedure