JPH07334732A - Medium replenishing device and transaction processor - Google Patents

Abstract

PURPOSE:To effectively utilize replenishment funds by estimating the medium necessary quantity in a specific transaction period of a medium processor and replenishing media by a specific quantity when the medium possession quantity of the medium processor reaches a necessary medium quantity. CONSTITUTION:An operation robot 12 travels and moves on the robot travel path connecting a terminal 13 which manages the total amount of working money in a store and plural ATMs 11... and the operation robot 12 replenishes or collect cash to or from the connected ATMs 11 on the basis of the replenishment/collection command signal from a remote controller. Here, the CPU 31 of the remote controller infers the necessary amount of cash that the ATMs 11 requires in the certain transaction period from past operation data and replenishes initial working cash which is 20-40% less than the infered necessary cash amount at the time of the initial operation of the ATMs. When the initial working cash decreases as customers perform transaction operation and the cash possession amount of the ATMs reaches a near-end value right before the operation stops, the cash is replenished up to a replenishment set value. The same amount of cash is replenished thereafter each time the near-end value is reached.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a medium replenishing device for replenishing a transaction processing device such as an automatic teller machine (ATM) with a medium such as cash, and more particularly to a medium replenishing management excellent processing function. The present invention relates to a medium replenishing device and a transaction processing device.

[0002]

2. Description of the Related Art Conventionally, there has been known a cash replenishment system which automatically replenishes an automatic transaction machine such as an ATM with cash so as to maintain the operation of the automatic transaction machine and reduce the operation of staff. This kind of cash replenishment system is set to automatically replenish a certain amount of money and continue to operate the automatic transaction machine when the operating balance of the automatic transaction machine, which changes for each transaction, falls below a set limit. See, for example, JP-A-60-11988).

[0003]

However, this type of AT
When operating M, there was a limit to the amount of cash to be operated, and efficient replenishment that was suitable for the changing state of the cash holding amount of each ATM could not be performed. For example, as shown in FIG.
When the operation robot a replenishes each ATMb1 to bn with cash c, the individual ATMb1 to bn are collected from past operation data.
The estimated required amount α1 to αn and the cash holding amount obtained by summing up the cash amounts β1 to βn required for operating all ATMs are calculated, and based on these data, as shown in FIG. , When each ATMb1 to bn is replenished with cash c and operated, during the operation of ATM or at the end of operation, as shown in FIG. 8, a large amount of cash is wasted in the first ATMb1, resulting in wasteful operation. So I was running out of cash.

Further, as shown in FIG. 9, when a large amount of replenishment set value L is set for replenishing ATMs, each ATM has to hold a large amount of cash. Moreover, since the operation robot needs to store and wait a large amount of cash, the operation efficiency of funds is reduced.
On the other hand, as shown in FIG. 10, when the replenishment setting value L is set to a small amount, each ATM frequently runs out of cash, and the replenishment frequency increases, so that the ATM must be temporarily stopped. There was a problem that the operating rate decreased.

Therefore, according to the present invention, how long can the medium processing device operate with the current amount of medium held, and how much is the replenishment amount suitable for maintaining the period to be operated with the limited cash amount? It is an object of the present invention to provide a medium replenishing device and a transaction processing device capable of effectively utilizing replenishment funds by estimating detailed medium operation data such as.

[0006]

The invention according to claim 1 is
A medium replenishing device for replenishing a medium according to the remaining amount of medium possessed by the medium processing device, wherein the estimating means estimates the required medium amount in the designated transaction period of the medium processing device, and When the medium holding amount reaches the required medium amount estimated by the estimating means, a replenishing means for replenishing a predetermined amount is provided.

The invention according to claim 2 is characterized by further comprising period setting means for setting a designated transaction period of the medium processing device based on the input data of the input means.

The invention according to claim 3 is characterized by comprising an effective transaction period guide means for outputting and guiding an effective transaction period in which the transaction can be continued based on the medium holding amount held by the medium processing device.

According to a fourth aspect of the present invention, there is provided a transaction processing device that is connected to a medium replenishing device and executes transaction processing by using the replenishing medium of the medium replenishing device as a transaction medium.

[0010]

According to the present invention, the medium required amount in the designated transaction period in which the operation period of the medium processing device is designated is estimated in advance by the estimating means, and the medium holding amount of the medium processing device is estimated by the estimating means. When the required amount is reached, a predetermined amount is replenished by the replenishing means.

Further, when the designated transaction period of the medium processing device is set, when the clerk inputs the designated period, the period setting means permits the designated period requested by the clerk based on the input data of the input means.

Further, the effective transaction period during which the transaction is continued is calculated from the current medium holding amount, and the effective transaction period guiding means outputs and guides the obtained effective transaction period.

Further, the transaction processing device executes the transaction processing by using the supplement medium of the medium supplement device as the transaction medium.

[0014]

As a result, when the medium is replenished to the medium processing device, the medium is replenished with a predetermined amount when the medium required amount according to the designated transaction period is reached, and the medium required amount is secured.
Replenishment suitable for the designated transaction period can be performed. For this reason,
For cash, etc., if the operation efficiency of funds improves and the total holding amount decreases, it is necessary to set the holding amount of each media processing device to a small amount and replenish in proportion to this, and the total holding amount decreases. At any time, each medium processing device can be operated and managed by holding and maintaining the required amount of medium. For this reason, when the designated transaction period is set to a long period, the medium processing device is replenished with the minimum required amount of medium to continue the transaction, so that all the media is not wasted, and the designated transaction period is set to a short period. In this case, it is possible to replenish each medium processing device with a certain amount of medium and suppress the frequency of medium exhaustion.

Therefore, it is possible to operate without storing a large amount of medium in each medium processing device, and to operate without storing a large amount of medium in the operation robot. For this reason, the medium processing device can achieve stable operation from beginning to end while efficiently avoiding excess and deficiency of the medium.

When the effective transaction period for which the transaction can be continued is output and notified to the clerk, how long can the clerk operate with the current medium holding amount of the medium processing apparatus, and the current medium amount It is possible to easily grasp and manage detailed medium operation data such as how much replenishment amount is suitable for maintaining the effective transaction period to be operated. Therefore, the clerk can appropriately deal with the output data, and stable operation can be performed without excess or deficiency of the medium in each medium processing device at the time of operation or the end of operation. Further, the present invention can be applied to various transaction processing devices for automatically transacting media such as products for sale, in addition to devices that handle media such as cash and slip paper.

[0017]

Embodiments of the present invention will be described in detail below with reference to the drawings. The drawing shows an automatic teller machine (ATM) replenishing device arranged in a financial store. As shown in FIG. 1, this ATM replenishing device accepts cash based on a customer's input operation. , A plurality of ATMs 11 ..., an operation robot 12 connected to these ATMs 11 ... from the rear for replenishing / collecting cash, a terminal 13 for managing the total amount of money in the store, and all these devices 11 ... 12
And a remote control device 14 for controlling and managing the.

The above-mentioned ATMs 11 ... Have various automatic transaction functions such as deposit, withdrawal, transfer, balance inquiry, and bookkeeping, and are installed in parallel in the store.
The robot running path 15 is connected to the rear of 1 ..., and the operation robot 12 running on the robot running path 15 is
A cash replenishment / collection operation is performed corresponding to M11.

Further, the operation robot 12 is configured such that the operation robot 12 is allowed to connect to the terminal 13 at the rear position and the operation robot 12 is allowed to be replenished / collected from the terminal 13.
When the operation robot 12 travels on the robot travel path 15 connecting the terminal 13 and each ATM 11, and the operation robot 12 travels and is connected to the terminal 13, replenishment from the remote control device 14 / The operation robot 12 is replenished or withdrawn based on the withdrawal command signal. As a result, the amount of replenishment / recovery to be held in the operation robot 12 is adjusted, and the amount of money held in each ATM 11 ... Is maintained and managed at an optimum balance.

Further, the remote control device 14 is currently used by each ATM.
The amount of money held by 11 and the operating state are monitored, and the operation robot 12 is driven and controlled based on this monitoring data, and each ATM is controlled.
The optimum cash operation amount for 11 ... Is replenished / collected. In this case, the communication from the remote control device 14 is performed by each A through each of the wireless devices 11a, 12a, 13a, 14a.
The TM11 ..., the operation robot 12 and the terminal 13 are wirelessly connected, and the contents of communication at this time are ATM11.
And from the operation robot 12 and the terminal 13, the current cash operation status and cash operation data for each automatic transaction are received,
Each ATM 11 ..., Operation robot 12 and Terminal 1
For 3, the operation control is performed by transmitting an operation transaction mode change instruction, a replenishment / collection instruction, and the like.

As shown in FIG. 2, the remote control device 14 is provided with a display 21, a printer 22, a buzzer 23, an abnormality warning lamp 24, an input key 25, etc., and the printer 22 prints according to the contents received. Out or buzzer 2
3 is sounded, the abnormality warning light 24 is lit to notify the staff, and further, operation data such as the remaining ATM of the ATM 11, the operation robot 12 and the terminal 13, and the operation / replenishment / recovery amount are displayed on the display 21. The system is managed so that the staff can understand the current operation status at a glance.

FIG. 3 shows a block diagram of the control circuit of the remote control device 14. The CPU 31 controls each circuit device according to a program stored in the ROM 32, and the control data is stored in the RAM 33 so as to be readable.

The CPU 31 is a mutual radio device 11a-14a.
Each ATM 11, ..., The operation robot 12 and the terminal 13 are wirelessly connected to each other via the, so that the operation robot 12 running in the store is allowed to travel in a wide range to perform a replenishment / collection operation.

By the way, the CPU 31 sets the operating balance stored in each ATM 11 ... to the required minimum amount and infers the supplement amount so that the most efficient cash operation can be achieved.

As shown in FIG. 4, the CPU 31 infers the required cash amount 41 per ATM required for the ATM 11 in a certain transaction period from the past transaction operation data,
At the time of initial operation of the ATM, the initial operation amount 42, which is 20 to 40% less than the inferred necessary cash amount 41, is replenished to the ATM and stored, and the replenished initial operation amount 42 is gradually reduced in accordance with the transaction operation of the customer. And ATM cash holdings 4
No. 3 continues to operate without replenishing until reaching the near end value 44 immediately before the operation is stopped, replenishment is started when the near end value 44 is reached, and replenishment ends when replenishment reaches the replenishment set value 45. After that, the amount of cash held is little left and the near end value is 4
Every time it becomes 4, the same amount of replenishment operation is repeated.

In this case, the initial operating amount 42 is equal to the required cash amount 4
By making it 20 to 40% less than that of 1, the amount of cash does not remain at the end of ATM operation, and the operational efficiency of funds is improved. At this time, if less than 20%, the effect is small,
If you exceed 40%, you may run out of money.
About 40% is suitable.

The replenishment amount from the near end value 44 is
The clerk replenishes until the replenishment set value (necessary cash amount) 45 set according to the designated transaction period in which the ATM operation period is designated. For example, when the designated transaction period is set to be long, the ATM is replenished with a necessary minimum operation amount according to the designated transaction period and the transaction is continued. As a result, the cash is effectively used without waste, and on the other hand, when the designated transaction period is set to a short period of time, each ATM can be replenished with a fixed amount of cash and the cash replenishment frequency can be suppressed. By carrying out such replenishment management, it is possible to secure the required cash amount according to the designated transaction period, and therefore the ATM can be operated stably from beginning to end while avoiding excess or deficiency of cash.

Therefore, each ATM can be operated without holding a large amount of cash, and the operating robot can also be operated without waiting a large amount of cash, which improves the operational efficiency of funds. Also, when the total holding amount decreases, the holding amount of each ATM may be set to a small amount in proportion to the supplementary management, and even when the total holding amount decreases, each ATM keeps a small amount of cash and maintains all of it. It is possible to operate and manage the ATM so that it can operate.

When the ATM transaction period is changed to a period desired by the clerk, the CPU 31 switches to a replenishment amount suitable for the setting change and replenishes. Therefore, the clerk changes the setting to the designated transaction period. However, since the replenishment amount can be naturally switched in conjunction with this, the ATM can be stably operated and maintained.

FIG. 5 shows an example of display guidance on the display device 21. The display device 21 displays "operation robot / operation status of each ATM, operation status such as robot corresponding position, and operation robots and ATMs. Also, the amount of cash in the 10,000 yen bills and 1,000 yen bills that have been collected and the estimated required amount of cash that represents the change in the amount of cash for each operating time are displayed, and the current operation contents and the passage of a certain time are displayed to the staff. The display is configured so that the operation contents predicted later can be viewed at a glance.

If the staff is informed of the predicted contents during such operation, the staff can operate up to the current cash amount held by the ATM, and the cash required for the designated operation period after the next day. Detailed cash operation data such as how much is the amount, and how much replenishment amount is suitable for maintaining the effective transaction period that should be operated with the current amount of cash is displayed, and the staff can easily grasp the cash operation data. Can be managed. Therefore, the staff can take appropriate measures immediately and the ATM
A stable operation plan can be planned from beginning to end.

As described above, when the cash is replenished to the ATM, the designated amount of cash is replenished at the time when the required cash amount according to the designated transaction period is reached to secure the required cash amount. Replenishment suitable for the transaction period can be performed. For this reason, if the management efficiency of funds improves and the total holding amount decreases, the holding amount of each ATM should be set to a small amount in proportion to the replenishment, and even if the total holding amount decreases, It can hold and maintain cash for operation management.

Further, when the transaction period of the ATM is changed to a desired period by the clerk, the replenishment amount can be switched to the replenishment amount according to the setting change, so that the designated transaction period desired by the clerk can be arbitrarily selected. Also, when the designated transaction period is set to a long period, all the cash is not wasted because the ATM is replenished with the minimum required amount of cash and the transaction is continued, and when the designated transaction period is set to a short period, Each ATM can be replenished with a fixed amount of cash, and the cash out frequency can be suppressed.

Therefore, if the required cash amount is set to the replenishment setting value for requesting the replenishment, the ATM can be operated without holding a large amount of cash, and the operation robot can also store a large amount of cash. It can be operated without waiting. Therefore, the ATM can be operated stably from beginning to end while avoiding excess or deficiency of cash.

In addition, when the effective transaction period in which the transaction can be continued is output to notify the attendant, the attendant is the current A
Easily grasp detailed cash management data such as how long it can be operated with the amount of cash held by TM and how much replenishment amount is suitable to maintain the effective transaction period that should be operated with the current cash amount Can be managed. Therefore, the staff can take appropriate action from the output data, and each A
The TM can be operated stably without excess or deficiency of cash. Furthermore, in addition to ATMs that handle media such as cash and slip paper,
It can be applied to a transaction processing device such as an automatic ticket vending machine for selling ticket and various automatic vending machines.

In correspondence with the present invention and the configuration of the above-described embodiment, the medium processing device and the transaction processing device of the present invention are
In the same manner, the medium replenishing device corresponds to the operation robot 12, the medium corresponds to cash, and the estimating means, the replenishing means, and the period setting means correspond to the ATM 11 ...
Corresponding to U31, the required medium amount corresponds to the near end value 44, and the predetermined amount is the near end value 44 to the supplementary set value 45.
However, the present invention is not limited to the configuration of the above-described embodiment, although the transaction valid period guide means corresponds to the display 21.

[Brief description of drawings]

FIG. 1 is a schematic perspective view of an ATM replenishing device of the present invention.

FIG. 2 is a schematic plan view showing a communication state of the ATM replenishing device of the present invention.

FIG. 3 is a block diagram of a control circuit of the remote control device of the present invention.

FIG. 4 is a chart showing a cash replenishment pattern of the present invention.

FIG. 5 is a display explanatory diagram of a display device showing an example of operation display guidance according to the present invention.

FIG. 6 is a schematic perspective view showing a state of a conventional ATM replenishing device before cash replenishment.

FIG. 7 is a schematic perspective view showing a state of the conventional ATM replenishing device after cash replenishment.

FIG. 8 is a schematic perspective view showing an example after the operation of the conventional ATM replenishing device is completed.

FIG. 9 is a diagram showing a cash replenishment pattern when a conventional replenishment setting value is set high.

FIG. 10 is a chart showing a cash replenishment pattern when the conventional replenishment setting value is set low.

[Explanation of symbols]

 11 ... ATM 12 ... Operation robot 13 ... Terminal 14 ... Remote control device 21 ... Indicator 31 ... CPU 41 ... Required cash amount 42 ... Initial operation amount 43 ... Cash holding amount 44 ... Near end value 45 ... Replenishment set value

Front page continuation (72) Masahiro Seguchi, 10th Hanazono Todocho, Ukyo-ku, Kyoto City, Kyoto Prefecture Omron Co., Ltd. In the company

Claims (4)

[Claims] 1. A medium replenishing device for replenishing a medium according to the remaining amount of medium possessed by the medium processing device, said estimating means for estimating a required medium amount in the designated transaction period of said medium processing device. A medium replenishing device comprising replenishing means for replenishing a predetermined amount when the medium holding amount of the medium processing device reaches the required medium amount estimated by the estimating means. 2. The medium replenishing device according to claim 1, further comprising period setting means for setting the designated transaction period based on the input data of the input means. 3. The medium replenishing device according to claim 1, further comprising an effective transaction period guide means for outputting and guiding an effective transaction period in which the transaction is continued based on the medium holding amount held by the medium processing device. 4. A transaction processing device comprising the medium replenishing device according to claim 1, 2 or 3, and performing transaction processing by using the replenishing medium of the medium replenishing device as a transaction medium.