WO2021238996A1

WO2021238996A1 - Resource processing method, apparatus and device

Info

Publication number: WO2021238996A1
Application number: PCT/CN2021/096123
Authority: WO
Inventors: 林大寒
Original assignee: 支付宝(杭州)信息技术有限公司
Priority date: 2020-05-27
Filing date: 2021-05-26
Publication date: 2021-12-02
Also published as: CN111552945B; CN111552945A; CN114329406A

Abstract

The embodiments of the present description disclose a resource processing method, apparatus and device. Said method comprises: upon receipt of a user selecting in a target application program a target channel to process resources, determining whether the user selects to grant a service main body corresponding to the target channel a permission to acquire device fingerprint information of the target device, wherein the target application program is an applet carried in a host program, and a region where a server of the service main body provides a resource processing service is different from a region where a server of the host program provides the resource processing service; and in the case where it is determined that the user selects to grant the service main body the permission to acquire device fingerprint information of the target device, acquiring the device fingerprint information of the target device from the server of the host program, and sending the device fingerprint information to the server of the service main body, so that the service main body performs corresponding resource processing on the basis of the device fingerprint information.

Description

Resource processing method, device and equipment

Technical field

This specification relates to the field of computer technology, and in particular to a resource processing method, device and equipment.

Background technique

With the continuous development of computer technology, terminal devices can provide users with more convenient transfer services, for example, they can provide users with services such as cross-border transfers. However, cross-border transfer services involve compliance issues. For example, a user in the United States uses a small program provided by an application to send money from the United States to China, but the user’s device fingerprint information is stored on a server in China, and the user has not authorized the transfer The fingerprint information of the device is transmitted to the United States.

Currently, tokens can be used to obtain the user’s device fingerprint information in a cross-border state. For example, the user can send money to China through a small program provided by the host program in the United States, and the user’s device fingerprint information is stored on the host program’s server. The server may be located in China, the server of the applet may be located in the United States, and the server of the applet may send the token to the server of the host program to obtain the user's device fingerprint information from the server of the host program to provide the user with remittance services. However, since the token also belongs to the user's device fingerprint information, sending the token to China does not meet the compliance requirements of the United States. Therefore, there is a need for a solution to the compliance problem of information acquisition when providing users with cross-regional resource processing services.

Summary of the invention

The purpose of the embodiments of this specification is to provide a resource processing method, device, and equipment, so as to provide a solution for solving the compliance problem of information acquisition when providing users with cross-regional resource processing services.

In order to achieve the above technical solutions, the embodiments of this specification are implemented as follows: First, a resource processing method provided by the embodiments of this specification includes: after receiving the user’s target application, select the target channel to perform In the case of resource processing, it is determined whether the user chooses to grant the business entity corresponding to the target channel the right to obtain the device fingerprint information of the target device, and the target application is a small program carried in the host program. The area where the server of the business entity provides resource processing services is different from the area where the server of the host program provides resource processing services; when it is determined that the user chooses to grant the business entity the authority to obtain the device fingerprint information of the target device, from The server of the host program obtains the device fingerprint information of the target device, and sends the device fingerprint information to the server of the service subject, so that the service subject performs corresponding resource processing based on the device fingerprint information.

In a second aspect, an embodiment of the present specification provides a resource processing method, the method comprising: receiving and storing device fingerprint information of a target device sent by a server of a host program, and the area where the server of the host program provides resource processing services and The local server provides resource processing services in different areas; in the case of receiving a resource transfer request sent by the user based on the target device, corresponding resource processing is performed based on the device fingerprint information.

In a third aspect, an embodiment of this specification provides a resource processing device, the device includes: a determining module for determining whether the user selects a target channel for resource processing in a target application program. The business entity corresponding to the target channel is granted the right to obtain the device fingerprint information of the target device, the target application is a small program carried in the host program, and the area where the server of the business entity provides resource processing services It is different from the area where the server of the host program provides resource processing services; the sending module is used to obtain the device fingerprint information of the target device from the host program when it is determined that the user chooses to grant the business entity the right to obtain the device fingerprint information of the target device. The server obtains the device fingerprint information of the target device, and sends the device fingerprint information to the server of the service subject, so that the service subject performs corresponding resource processing based on the device fingerprint information.

In a fourth aspect, an embodiment of this specification provides a resource processing device, the device includes: a receiving module for receiving and storing the device fingerprint information of the target device sent by the server of the host program, and the server of the host program provides the resource The processing service area is different from the resource processing service area provided by the local server; the processing module is used to perform corresponding resource processing based on the device fingerprint information in the case of receiving a resource transfer request sent by the user based on the target device.

In a fifth aspect, an embodiment of the present specification provides a resource processing device, the resource processing device comprising: a processor; and a memory arranged to store computer-executable instructions, which when executed, cause the Processor: in the case of receiving that the user selects the target channel for resource processing in the target application, determining whether the user chooses to grant the business entity corresponding to the target channel the right to obtain the device fingerprint information of the target device, The target application is a small program carried in the host program, and the area where the server of the business entity provides resource processing services is different from the area where the server of the host program provides resource processing services; when it is determined that the user chooses to grant the service In the case that the subject obtains the device fingerprint information of the target device, obtain the device fingerprint information of the target device from the server of the host program, and send the device fingerprint information to the server of the business subject to Enable the business entity to perform corresponding resource processing based on the device fingerprint information.

In a sixth aspect, an embodiment of the present specification provides a resource processing device, the resource processing device comprising: a processor; and a memory arranged to store computer-executable instructions, which when executed, cause the Processor: Receive and store the device fingerprint information of the target device sent by the server of the host program. The area where the server of the host program provides resource processing services is different from the area where the local server provides resource processing services; In the case of a resource transfer request, corresponding resource processing is performed based on the device fingerprint information.

Description of the drawings

In order to more clearly describe the technical solutions in the embodiments of this specification or the prior art, the following will briefly introduce the drawings that need to be used in the description of the embodiments or the prior art. Obviously, the drawings in the following description are only These are some embodiments described in this specification. For those of ordinary skill in the art, other drawings can be obtained from these drawings without creative labor.

Figure 1 is a flowchart of an embodiment of a resource processing method in this specification;

Figure 2 is a schematic diagram of a channel selection in this manual;

Figure 3 is a flowchart of another embodiment of a resource processing method in this specification;

Figure 4 is a schematic diagram of another channel selection in this manual;

FIG. 5 is a flowchart of another embodiment of a resource processing method in this specification;

FIG. 6 is a flowchart of another embodiment of a resource processing method in this specification;

FIG. 7 is a schematic structural diagram of another embodiment of a resource processing device in this specification;

FIG. 8 is a schematic structural diagram of another embodiment of a resource processing device in this specification;

Figure 9 is a schematic structural diagram of a resource processing device in this specification;

Figure 10 is a schematic structural diagram of a resource processing device in this specification.

Detailed ways

The embodiments of this specification provide a resource processing method, device, and equipment.

In order to enable those skilled in the art to better understand the technical solutions in this specification, the following will clearly and completely describe the technical solutions in the embodiments of this specification in conjunction with the drawings in the embodiments of this specification. Obviously, the described The embodiments are only a part of the embodiments in this specification, rather than all the embodiments. Based on the embodiments in this specification, all other embodiments obtained by those of ordinary skill in the art without creative work should fall within the protection scope of this specification.

Example one

As shown in Figure 1, the embodiment of this specification provides a resource processing method. The execution subject of the method may be a terminal device or a server. The terminal device may be a terminal device hosting a program, and the terminal device may be a personal computer, etc. The device may also be a mobile terminal device such as a mobile phone or a tablet computer. The server may be an independent server or a server cluster composed of multiple servers. The method may specifically include the following steps: In S102, after receiving that the user selects the target channel for resource processing in the target application, it is determined whether the user chooses to grant the business entity corresponding to the target channel to obtain the device fingerprint information of the target device permission.

Among them, the target application can be a small program carried in the host program. In actual applications, usually, the host program and the small program may not belong to the same developer, that is, compared to the host program, the small program is usually a third-party Application, for example, the host program can be an instant messaging application, and the target application can be a small program developed by a game development agency that can be carried in the instant messaging application. In addition, the host program and the small program can also belong to the same Developers. The target channel can be any channel used for resource processing. For example, the target channel can be a channel for resource processing through a server in area 1. The area where the server of the business entity provides resource processing services can provide resource processing services with the server of the host program. For example, the area where the server of the business entity provides resource processing services can be area 1, while the area where the server of the host program provides resource processing services can be area 2, and the distance between area 1 and area 2 can exceed the expected distance. Set the distance or be adjacent to each other. The target device can be any terminal device. For example, the target device can be a mobile terminal device such as a mobile phone or a tablet computer, or a device such as a personal computer. The device fingerprint information can be used to describe the target device For example, the device fingerprint information may include information used to describe whether the target device is a commonly used device of the user, and may also include information used to describe the risk status of the target device.

In implementation, with the continuous development of computer technology, terminal devices can provide users with more convenient transfer services, for example, they can provide users with services such as cross-border transfers. However, cross-border transfer services involve compliance issues. For example, a user in the United States uses a small program provided by an application to send money from the United States to China, but the user’s device fingerprint information is stored on a server in China, and the user has not authorized the transfer The fingerprint information of the device is transmitted to the United States. Currently, tokens can be used to obtain the user’s device fingerprint information in a cross-border state. For example, the user can send money to China through a small program provided by the host program in the United States, and the user’s device fingerprint information is stored on the host program’s server. The server may be located in China, the server of the applet may be located in the United States, and the server of the applet may send the token to the server of the host program to obtain the user's device fingerprint information from the server of the host program to provide the user with remittance services. However, since the token also belongs to the user's device fingerprint information, sending the token to China does not meet the compliance requirements of the United States. Therefore, there is a need for a solution to the compliance problem of information acquisition when providing users with cross-regional resource processing services. To this end, the embodiments of the present specification provide a technical solution that can solve the above-mentioned problems. For details, please refer to the following content.

User 1 can transfer resources to user 2’s resource account in China through the resource processing program (host program) in the target device in the United States, where the host program’s server provides resource processing services in China, and the target application It is possible to select a mini program for a channel developed by a certain organization carried in the resource processing program. For example, as shown in Figure 2, user 1 can open the channel selection applet in the resource transfer program in the target device, and select the target channel for resource processing in the channel selection applet (that is, the resource transfer processing is performed through a server in the United States. ), if the user can select channel 1 as the target channel, that is, the target device can receive the user's selection operation of channel 1 in the channel selection applet. After receiving the selection operation, the target device can provide user 1 whether to grant the target The operation of selecting the authority of the business entity corresponding to the channel to obtain the device fingerprint information of the target device, where the area where the business entity's server provides resource processing services is the United States.

In S104, when it is determined that the user chooses to grant the business entity the right to obtain the device fingerprint information of the target device, the device fingerprint information of the target device is obtained from the server of the host program, and the device fingerprint information is sent to the server of the business entity to Make business entities perform corresponding resource processing based on device fingerprint information.

In implementation, when it is determined that the user chooses to grant the business entity the right to obtain the device fingerprint information of the target device, the server of the host program can collect the device fingerprint information of the target device and send the device fingerprint information to the server of the business entity.

In addition, when it is determined that the user chooses to grant the business entity the authority to obtain the device fingerprint information of the target device, the user can be provided with an account login page, which can receive the account and password entered by the user on the account login page, and based on the account and password entered by the user The password is used for the login operation. During the login operation, the device fingerprint information can be sent to the server of the business entity. Because the server of the host program and the server of the business entity provide resource processing services in different areas, there will be a certain delay when sending device fingerprint information to the server of the business entity. If the login operation is too fast, it may cause equipment The problem of the lack of fingerprint information, that is, the server of the business entity has not received the device fingerprint information of the target device, and the login operation has been completed. Therefore, after the user enters the account and password, the preset content (such as product Introduction, etc.) in order to wait for the business entity to receive the device fingerprint information.

The embodiment of this specification provides a resource processing method, which determines whether the user chooses to grant the business entity corresponding to the target channel to obtain the device fingerprint information of the target device after receiving that the user selects the target channel for resource processing in the target application The target application program is a small program carried in the host program. The area where the server of the business entity provides resource processing services is different from the area where the server of the host program provides resource processing services. In the case of device fingerprint information authority, the device fingerprint information of the target device is obtained from the server of the host program, and the device fingerprint information is sent to the server of the business entity, so that the business entity performs corresponding resource processing based on the device fingerprint information. In this way, since the user grants the business subject the right to obtain the device fingerprint information of the target device, the device fingerprint information is sent to the business subject’s server, so that cross-regional processing of resources can be achieved, and compliance conditions can be met. When providing users with cross-regional resource processing services, it solves the compliance problem of information acquisition.

Example two

As shown in Figure 3, the embodiment of this specification provides a resource processing method. The execution subject of the method may be a terminal device or a server. The terminal device may be a terminal device hosting a program, and the terminal device may be a personal computer, etc. The device may also be a mobile terminal device such as a mobile phone or a tablet computer. The server may be an independent server or a server cluster composed of multiple servers. The method may specifically include the following steps:

In S302, when it is received that the user selects the target channel for resource processing in the target application, it is determined whether the user chooses to sign a target agreement corresponding to the target channel.

Among them, the target protocol can be used to grant the business entity the right to obtain the device fingerprint information of the target device.

In the implementation, as shown in Figure 4, in the case of receiving that the user selects the target channel for resource processing in the target application, the option of whether to sign the target agreement can be displayed, and the user can click " "Target Agreement" tab, view the details page of the target agreement, and choose whether to sign the target agreement.

In S304, when it is determined that the user chooses to sign the target agreement, the device fingerprint information of the target device is obtained from the server of the host program, and the device fingerprint information is sent to the server of the service subject.

For the specific processing process of the foregoing S304, refer to the related content of S104 in the foregoing embodiment 1, which will not be repeated here.

In S306, a target token corresponding to the resource transfer request is generated, and the target token is sent to the server of the business subject, so that the server of the business subject determines the device fingerprint information of the target device based on the target token.

In implementation, in addition to the target token, information such as the client address of the target terminal and the terminal type of the target terminal can also be sent to the server of the business subject, so that the server of the business subject is based on the target token and the client of the target terminal. The device fingerprint information of the target device is determined from the information such as the address and the terminal type of the target terminal from the stored device fingerprint information.

In S308, when the server of the business entity receives and stores the fingerprint information of the device, jump from the target application to the page of the preset resource transfer service provided by the business entity, so that the server of the business entity can transfer the preset resources based on the user The resource transfer operation of the service page and the device fingerprint information perform corresponding resource processing.

Among them, the resource transfer service page is a page that can provide users with resource transfer services, and the user can fill in the information of the recipient of the resource transfer, the number of resources to be transferred, and other information on the resource transfer service page.

In implementation, the server of the business entity can determine the device status of the target device based on the device fingerprint information, such as determining whether the target device is a user's common device or whether the target device is at risk, etc. There is no risk problem in determining the device status of the target device In the case of, the server of the business entity can perform corresponding resource processing according to the user's resource transfer operation on the resource transfer service page.

Example three

As shown in Figure 5, the embodiment of this specification provides a resource processing method. The execution subject of the method can be a terminal device or a server, where the terminal device can be a terminal device of a business subject, and the terminal device can be a personal computer, etc. The device may also be a mobile terminal device such as a mobile phone or a tablet computer. The server may be an independent server or a server cluster composed of multiple servers. The method may specifically include the following steps: In S502, the device fingerprint information of the target device sent by the server of the host program is received and stored.

Among them, the area where the server of the host program provides resource processing services can be different from the area where the local server provides resource processing services. The target device can be any terminal device. For example, the target device can be a mobile terminal device such as a mobile phone or a tablet, or it can be For devices such as personal computers, the device fingerprint information can be used to describe the attributes of the target device. For example, the device fingerprint information can include information used to describe whether the target device is a commonly used device for the user, or it can also include information used to describe the risk of the target device Status information.

In S504, when a resource transfer request sent by the user based on the target device is received, corresponding resource processing is performed based on the device fingerprint information.

The embodiment of this specification provides a resource processing method. By receiving and storing the device fingerprint information of the target device sent by the server of the host program, in the case of receiving a resource transfer request sent by the user based on the target device, the device fingerprint information is used to respond Resource processing. In this way, because the device fingerprint information of the target device is sent by the server of the host program, the corresponding resource processing is performed according to the device fingerprint information, which meets the compliance conditions, that is, it can provide users with cross-regional resource processing services. , Solve the compliance problem of information acquisition.

Embodiment four

As shown in FIG. 6, the embodiment of this specification provides a resource processing method. The execution subject of the method may be a terminal device or a server. The terminal device may be a terminal device of a business entity, and the terminal device may be a personal computer, etc. The device may also be a mobile terminal device such as a mobile phone or a tablet computer. The server may be an independent server or a server cluster composed of multiple servers. The method may specifically include the following steps: In S602, the device fingerprint information of the target device sent by the server of the host program is received and stored.

In S604, in the case of receiving the resource transfer request sent by the user based on the target device, obtain the resource transfer operation of the user on the preset resource transfer service page.

In S606, corresponding resource processing is performed based on the resource transfer operation and device fingerprint information.

In implementation, the above-mentioned S606 processing method may be various, and may specifically include the following steps 1 to 3.

Step 1: Determine the first risk value of the resource transfer request based on the resource transfer operation.

In implementation, the first risk value can be determined according to the user's resource transfer operation on the resource transfer service page. For example, the corresponding first risk value can be determined according to whether the resource transfer object filled in by the user on the resource transfer service page is in the preset address book, and whether the resource transfer quantity filled in by the user exceeds the preset transfer quantity threshold, etc.

The above-mentioned method for determining the first risk value is an optional and achievable method for determining. In actual application scenarios, there may also be multiple methods for determining the first risk value, which may vary according to actual application scenarios. However, the embodiment of the present invention does not specifically limit this.

Step 2: Determine the second risk value of the resource transfer request based on the device fingerprint information.

In an implementation, the second risk value may be determined based on the information used to describe whether the target device is a common device of the user and the information used to describe the risk status of the target device in the device fingerprint information.

Step 3: Perform corresponding resource processing when it is determined that there is no risk in the resource transfer request based on the first risk value and the second risk value.

In implementation, the sum of the first risk value and the second risk value can be compared with the preset risk threshold to determine whether there is a risk in the resource transfer request, or it can also be based on the first preset weight and the second preset weight. The weight, the first risk value and the second risk value determine the target risk value of the current resource transfer request, and then determine whether the resource transfer request is risky based on the relationship between the target risk and the preset risk threshold.

Embodiment five

The above is the resource processing method provided by the embodiment of this specification. Based on the same idea, the embodiment of this specification also provides a resource processing device, as shown in FIG. 7.

The resource processing device includes: a determining module 701 and a sending module 702, wherein: the determining module 701 is used to determine whether the user chooses to grant the target in the case of receiving that the user selects the target channel for resource processing in the target application The business entity corresponding to the channel has the authority to obtain the device fingerprint information of the target device, the target application is a small program carried in the host program, and the area where the server of the business entity provides resource processing services and the host The server of the program provides resource processing services in different areas; the sending module 702 is used to obtain all information from the server of the host program when it is determined that the user chooses to grant the business entity the authority to obtain the device fingerprint information of the target device. The device fingerprint information of the target device is sent, and the device fingerprint information is sent to the server of the service subject, so that the service subject performs corresponding resource processing based on the device fingerprint information.

In the embodiment of this specification, the determining module 701 is configured to determine whether the user chooses to sign a target agreement corresponding to the target channel, and the target agreement is used to authorize the business entity to obtain the device fingerprint information of the target device The sending module 702 is used to obtain the device fingerprint information of the target device from the server of the host program when it is determined that the user chooses to sign the target agreement.

In the embodiment of this specification, the device further includes: a jump module, which is used to jump from the target application to the business when the server of the business subject receives and stores the fingerprint information of the device The preset resource transfer service page provided by the main body enables the server of the business main body to perform corresponding resource processing based on the user's resource transfer operation on the preset resource transfer service page and the device fingerprint information.

In the embodiment of the present specification, the device further includes: a generating module, configured to generate a target token corresponding to the resource transfer request, and send the target token to the server of the service subject, so that all The server of the service subject determines the device fingerprint information of the target device based on the target token.

The embodiment of this specification provides a resource processing device, which determines whether the user chooses to grant the business entity corresponding to the target channel to obtain the device fingerprint information of the target device by receiving that the user selects the target channel for resource processing in the target application The target application program is a small program carried in the host program. The area where the server of the business entity provides resource processing services is different from the area where the server of the host program provides resource processing services. In the case of device fingerprint information authority, the device fingerprint information of the target device is obtained from the server of the host program, and the device fingerprint information is sent to the server of the business entity, so that the business entity performs corresponding resource processing based on the device fingerprint information. In this way, since the user grants the business subject the right to obtain the device fingerprint information of the target device, the device fingerprint information is sent to the business subject’s server, so that cross-regional processing of resources can be achieved, and compliance conditions can be met. When providing users with cross-regional resource processing services, it solves the compliance problem of information acquisition.

Example Six

The above is the resource processing method provided by the embodiment of this specification. Based on the same idea, the embodiment of this specification also provides a resource processing device, as shown in FIG. 8.

The resource processing apparatus includes: a receiving module 801 and a processing module 802. The receiving module 801 is used to receive and store the device fingerprint information of the target device sent by the server of the host program. The server of the host program provides the area for resource processing services. It is different from the area where the local server provides resource processing services; the processing module 802 is configured to perform corresponding resource processing based on the device fingerprint information in the case of receiving a resource transfer request sent by the user based on the target device.

In the embodiment of this specification, the processing module 802 is configured to: in the case of receiving a resource transfer request sent by the user based on the target device, obtain the user's resource transfer operation on the preset resource transfer service page; based on the resource transfer Operate and perform corresponding resource processing on the device fingerprint information.

In the embodiment of this specification, the processing module is configured to: determine the first risk value of the resource transfer request based on the resource transfer operation; determine the second risk of the resource transfer request based on the device fingerprint information Value; based on the first risk value and the second risk value, if it is determined that there is no risk in the resource transfer request, corresponding resource processing is performed.

The embodiment of this specification provides a resource processing device that receives and stores the device fingerprint information of the target device sent by the server of the host program, and in the case of receiving the resource transfer request sent by the user based on the target device, performs a corresponding response based on the device fingerprint information Resource processing. In this way, because the device fingerprint information of the target device is sent by the server of the host program, the corresponding resource processing is performed according to the device fingerprint information, which meets the compliance conditions, that is, it can provide users with cross-regional resource processing services. , Solve the compliance problem of information acquisition.

Example Seven

Based on the same idea, the embodiment of this specification also provides a resource processing device, as shown in FIG. 9.

The resource processing device may be the terminal device or server provided in the foregoing embodiment.

The resource processing device may have relatively large differences due to different configurations or performances, and may include one or more processors 901 and a memory 902, and the memory 902 may store one or more storage applications or data. Among them, the memory 902 may be short-term storage or persistent storage. The application program stored in the memory 902 may include one or more modules (not shown in the figure), and each module may include a series of computer-executable instructions for the resource processing device. Furthermore, the processor 901 may be configured to communicate with the memory 902, and execute a series of computer-executable instructions in the memory 902 on the resource processing device. The resource processing device may also include one or more power supplies 903, one or more wired or wireless network interfaces 904, one or more input and output interfaces 905, and one or more keyboards 906.

Specifically, in this embodiment, the resource processing device includes a memory and one or more programs, wherein one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each The module may include a series of computer-executable instructions for the resource processing device, and the one or more programs configured to be executed by one or more processors include computer-executable instructions for performing the following: In the application, in the case of selecting a target channel for resource processing, it is determined whether the user chooses to grant the business entity corresponding to the target channel the right to obtain the device fingerprint information of the target device, and the target application is loaded on the host For small programs in the program, the area where the server of the business entity provides resource processing services is different from the area where the server of the host program provides resource processing services; when it is determined that the user chooses to authorize the business entity to obtain the device fingerprint of the target device In the case of information authority, obtain the device fingerprint information of the target device from the server of the host program, and send the device fingerprint information to the server of the business subject, so that the business subject is based on the device The fingerprint information is processed accordingly.

Optionally, the determining whether the user chooses to grant the business entity corresponding to the target channel the right to obtain the device fingerprint information of the target device includes: determining whether the user chooses to sign a target agreement corresponding to the target channel, and The target protocol is used to grant the business entity the authority to obtain the device fingerprint information of the target device; in the case where it is determined that the user chooses to grant the business entity the authority to obtain the device fingerprint information of the target device, from the Obtaining the device fingerprint information of the target device by the server of the host program includes: obtaining the device fingerprint information of the target device from the server of the host program when it is determined that the user chooses to sign the target agreement.

Optionally, in the case where it is determined that the user chooses to grant the business entity the right to obtain the device fingerprint information of the target device, obtain the device fingerprint information of the target device from the server of the host program, and set After the device fingerprint information is sent to the server of the service subject, the method further includes: in the case that the server of the service subject receives and stores the device fingerprint information, jumping from the target application to the service subject The preset resource transfer service page is provided so that the server of the business entity performs corresponding resource processing based on the user's resource transfer operation on the preset resource transfer service page and the device fingerprint information.

Optionally, after obtaining the device fingerprint information of the target device from the server of the host program, and sending the device fingerprint information to the server of the service subject, the method further includes: generating and transferring the resource Request a corresponding target token, and send the target token to the server of the business subject, so that the server of the business subject determines the device fingerprint information of the target device based on the target token.

Example eight

Based on the same idea, the embodiment of this specification also provides a resource processing device, as shown in FIG. 10.

Resource processing devices may have relatively large differences due to different configurations or performances, and may include one or more processors 1001 and a memory 1002, and the memory 1002 may store one or more storage applications or data. Among them, the memory 1002 may be short-term storage or persistent storage. The application program stored in the memory 1002 may include one or more modules (not shown in the figure), and each module may include a series of computer-executable instructions for the resource processing device. Furthermore, the processor 1001 may be configured to communicate with the memory 1002, and execute a series of computer-executable instructions in the memory 1002 on the resource processing device. The resource processing device may also include one or more power supplies 1003, one or more wired or wireless network interfaces 1004, one or more input and output interfaces 1005, and one or more keyboards 1006.

Specifically, in this embodiment, the resource processing device includes a memory and one or more programs, wherein one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each The module may include a series of computer-executable instructions in the resource processing device, and the one or more programs configured to be executed by one or more processors include computer-executable instructions for performing the following: receiving and storing the host program The device fingerprint information of the target device sent by the server. The area in which the server of the host program provides resource processing services is different from the area in which the local server provides resource processing services; in the case of receiving a resource transfer request sent by the user based on the target device, it is based on The device fingerprint information performs corresponding resource processing.

Optionally, in the case of receiving the resource transfer request sent by the user based on the target device, performing corresponding resource processing based on the device fingerprint information includes: receiving the resource transfer request sent by the user based on the target device Next, obtain the resource transfer operation of the user on the preset resource transfer service page; perform corresponding resource processing based on the resource transfer operation and the device fingerprint information.

Optionally, the performing corresponding resource processing based on the resource transfer operation and the device fingerprint information includes: determining the first risk value of the resource transfer request based on the resource transfer operation; and based on the device fingerprint Information to determine the second risk value of the resource transfer request; in the case where it is determined that there is no risk in the resource transfer request based on the first risk value and the second risk value, corresponding resource processing is performed.

The embodiment of this specification provides a resource processing device, which receives and stores the device fingerprint information of the target device sent by the server of the host program, and in the case of receiving the resource transfer request sent by the user based on the target device, responds based on the device fingerprint information Resource processing. In this way, because the device fingerprint information of the target device is sent by the server of the host program, the corresponding resource processing is performed according to the device fingerprint information, which meets the compliance conditions, that is, it can provide users with cross-regional resource processing services. , Solve the compliance problem of information acquisition.

Example 9

The embodiment of this specification also provides a computer-readable storage medium, and a computer program is stored on the computer-readable storage medium. When the computer program is executed by a processor, each process of the above-mentioned resource processing method embodiment is realized, and the same technology can be achieved. The effect, in order to avoid repetition, will not be repeated here. Wherein, the computer-readable storage medium, such as read-only memory (Read-Only Memory, ROM for short), random access memory (Random Access Memory, RAM for short), magnetic disk, or optical disk, etc.

The embodiment of this specification provides a computer-readable storage medium, which determines whether the user chooses to grant the business entity corresponding to the target channel to obtain the device of the target device by receiving that the user selects the target channel for resource processing in the target application The permission of fingerprint information, the target application is a small program carried in the host program. The area where the server of the business entity provides resource processing services is different from the area where the server of the host program provides resource processing services. When determining the user's choice to grant the business entity to obtain the target If the device fingerprint information of the device is authorized, the device fingerprint information of the target device is obtained from the server of the host program, and the device fingerprint information is sent to the server of the business entity, so that the business entity can perform corresponding resource processing based on the device fingerprint information. In this way, since the user grants the business subject the right to obtain the device fingerprint information of the target device, the device fingerprint information is sent to the business subject’s server, so that cross-regional processing of resources can be achieved, and compliance conditions can be met. When providing users with cross-regional resource processing services, it solves the compliance problem of information acquisition.

The foregoing describes specific embodiments of this specification. Other embodiments are within the scope of the appended claims. In some cases, the actions or steps described in the claims may be performed in a different order than in the embodiments and still achieve desired results. In addition, the processes depicted in the drawings do not necessarily require the specific order or sequential order shown in order to achieve the desired results. In some embodiments, multitasking and parallel processing are also possible or may be advantageous.

In the 1990s, the improvement of a technology can be clearly distinguished between hardware improvements (for example, improvements in circuit structures such as diodes, transistors, switches, etc.) and software improvements (improvements in method flow). However, with the development of technology, the improvement of many methods and processes of today can be regarded as a direct improvement of the hardware circuit structure. Designers almost always get the corresponding hardware circuit structure by programming the improved method flow into the hardware circuit. Therefore, it cannot be said that the improvement of a method flow cannot be realized by the hardware entity module. For example, a programmable logic device (Programmable Logic Device, PLD) (such as a Field Programmable Gate Array (FPGA)) is such an integrated circuit whose logic function is determined by the user's programming of the device. It is programmed by the designer to "integrate" a digital system on a piece of PLD, without having to ask the chip manufacturer to design and produce a dedicated integrated circuit chip. Moreover, nowadays, instead of manually making integrated circuit chips, this kind of programming is mostly realized by using "logic compiler" software, which is similar to the software compiler used in program development and writing, but before compilation The original code must also be written in a specific programming language, which is called Hardware Description Language (HDL), and there is not only one type of HDL, but many types, such as ABEL (Advanced Boolean Expression Language) , AHDL (Altera Hardware Description Language), Confluence, CUPL (Cornell University Programming Language), HDCal, JHDL (Java Hardware Description Language), Lava, Lola, MyHDL, PALASM, RHDL (Ruby Hardware Description), etc., currently most commonly used It is VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog. It should also be clear to those skilled in the art that just a little bit of logic programming of the method flow in the above-mentioned hardware description languages and programming into an integrated circuit can easily obtain the hardware circuit that implements the logic method flow.

The controller can be implemented in any suitable manner. For example, the controller can take the form of, for example, a microprocessor or a processor and a computer-readable medium storing computer-readable program codes (such as software or firmware) executable by the (micro)processor. , Logic gates, switches, application specific integrated circuits (ASICs), programmable logic controllers and embedded microcontrollers. Examples of controllers include but are not limited to the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicon Labs C8051F320, the memory controller can also be implemented as part of the memory control logic. Those skilled in the art also know that, in addition to implementing the controller in a purely computer-readable program code manner, it is entirely possible to program the method steps to make the controller use logic gates, switches, application-specific integrated circuits, programmable logic controllers, and embedded logic. The same function can be realized in the form of a microcontroller or the like. Therefore, such a controller can be regarded as a hardware component, and the devices included in it for realizing various functions can also be regarded as a structure within the hardware component. Or even, the device for realizing various functions can be regarded as both a software module for realizing the method and a structure within a hardware component.

The systems, devices, modules, or units explained in the foregoing embodiments may be specifically implemented by computer chips or entities, or implemented by products with certain functions. A typical implementation device is a computer. Specifically, the computer may be, for example, a personal computer, a laptop computer, a cell phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or Any combination of these devices.

For the convenience of description, when describing the above device, the functions are divided into various units and described separately. Of course, when implementing one or more embodiments of this specification, the functions of each unit can be implemented in the same one or more software and/or hardware.

Those skilled in the art should understand that the embodiments of this specification can be provided as a method, a system, or a computer program product. Therefore, one or more embodiments of this specification may adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, one or more embodiments of this specification may adopt a computer program implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program codes. The form of the product.

The embodiments of this specification are described with reference to flowcharts and/or block diagrams of methods, devices (systems), and computer program products according to the embodiments of this specification. It should be understood that each process and/or block in the flowchart and/or block diagram, and the combination of processes and/or blocks in the flowchart and/or block diagram can be implemented by computer program instructions. These computer program instructions can be provided to the processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing equipment to generate a machine, so that the instructions executed by the processor of the computer or other programmable data processing equipment are used to generate It is a device that realizes the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.

These computer program instructions can also be stored in a computer-readable memory that can direct a computer or other programmable data processing equipment to work in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture including the instruction device. The device implements the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.

These computer program instructions can also be loaded on a computer or other programmable data processing equipment, so that a series of operation steps are executed on the computer or other programmable equipment to produce computer-implemented processing, so as to execute on the computer or other programmable equipment. The instructions provide steps for implementing functions specified in a flow or multiple flows in the flowchart and/or a block or multiple blocks in the block diagram.

In a typical configuration, the computing device includes one or more processors (CPU), input/output interfaces, network interfaces, and memory.

The memory may include non-permanent memory in a computer-readable medium, random access memory (RAM) and/or non-volatile memory, such as read-only memory (ROM) or flash memory (flash RAM). Memory is an example of computer readable media.

Computer-readable media includes permanent and non-permanent, removable and non-removable media, and information storage can be realized by any method or technology. The information can be computer-readable instructions, data structures, program modules, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, CD-ROM, digital versatile disc (DVD) or other optical storage, Magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission media can be used to store information that can be accessed by computing devices. According to the definition in this article, computer-readable media does not include transitory media, such as modulated data signals and carrier waves.

It should also be noted that the terms "include", "include" or any other variants thereof are intended to cover non-exclusive inclusion, so that a process, method, commodity or equipment including a series of elements includes not only those elements, but also Other elements that are not explicitly listed, or include elements inherent to such processes, methods, commodities, or equipment. If there are no more restrictions, the element defined by the sentence "including a..." does not exclude the existence of other identical elements in the process, method, commodity or equipment that includes the element.

Those skilled in the art should understand that the embodiments of this specification can be provided as a method, a system or a computer program product. Therefore, one or more embodiments of this specification may adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, one or more embodiments of this specification may adopt a computer program implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program codes. The form of the product.

One or more embodiments of this specification may be described in the general context of computer-executable instructions executed by a computer, such as program modules. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types. One or more embodiments of this specification can also be practiced in a distributed computing environment. In these distributed computing environments, tasks are performed by remote processing devices connected through a communication network. In a distributed computing environment, program modules can be located in local and remote computer storage media including storage devices.

The various embodiments in this specification are described in a progressive manner, and the same or similar parts between the various embodiments can be referred to each other, and each embodiment focuses on the differences from other embodiments. In particular, as for the system embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and for related parts, please refer to the part of the description of the method embodiment.

The above descriptions are only examples of this specification, and are not intended to limit this specification. For those skilled in the art, this specification can have various modifications and changes. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of this specification shall be included in the scope of the claims of this specification.

Claims

A resource processing method, the method includes:

In the case of receiving that the user selects the target channel for resource processing in the target application, it is determined whether the user chooses to grant the business entity corresponding to the target channel the right to obtain the device fingerprint information of the target device, and the target application For the small program carried in the host program, the area where the server of the business entity provides resource processing services is different from the area where the server of the host program provides resource processing services;

When it is determined that the user chooses to grant the business entity the right to obtain the device fingerprint information of the target device, obtain the device fingerprint information of the target device from the server of the host program, and send the device fingerprint information to The server of the business entity enables the business entity to perform corresponding resource processing based on the device fingerprint information.
The method according to claim 1, wherein the determining whether a user chooses to grant the business entity corresponding to the target channel the right to obtain the device fingerprint information of the target device comprises:

Determining whether the user chooses to sign a target agreement corresponding to the target channel, where the target agreement is used to grant the business entity the right to obtain device fingerprint information of the target device;

In the case where it is determined that the user chooses to grant the business entity the right to obtain the device fingerprint information of the target device, obtaining the device fingerprint information of the target device from the server of the host program includes:

In the case where it is determined that the user chooses to sign the target agreement, the device fingerprint information of the target device is obtained from the server of the host program.
The method according to claim 2, in the case where it is determined that the user chooses to grant the business entity the right to obtain the device fingerprint information of the target device, obtain the device of the target device from the server of the host program Fingerprint information, and after sending the device fingerprint information to the server of the service subject, it also includes:

When the server of the business entity receives and stores the fingerprint information of the device, jump from the target application to the preset resource transfer service page provided by the business entity, so that the server of the business entity is based on The resource transfer operation of the user on the preset resource transfer service page and the device fingerprint information perform corresponding resource processing.
The method according to claim 3, after obtaining the device fingerprint information of the target device from the server of the host program, and sending the device fingerprint information to the server of the service subject, further comprising:

Generate a target token corresponding to the resource transfer request, and send the target token to the server of the business subject, so that the server of the business subject determines the device of the target device based on the target token Fingerprint information.
A resource processing method, the method includes:

Receiving and storing the device fingerprint information of the target device sent by the server of the host program, the area where the server of the host program provides resource processing services is different from the area where the local server provides resource processing services;

In the case of receiving the resource transfer request sent by the user based on the target device, corresponding resource processing is performed based on the device fingerprint information.
The method according to claim 5, wherein in the case of receiving a resource transfer request sent by the user based on the target device, performing corresponding resource processing based on the device fingerprint information includes:

In the case of receiving the resource transfer request sent by the user based on the target device, obtain the user's resource transfer operation on the preset resource transfer service page;

Perform corresponding resource processing based on the resource transfer operation and the device fingerprint information.
The method according to claim 6, said performing corresponding resource processing based on said resource transfer operation and said device fingerprint information, comprising:

Determine the first risk value of the resource transfer request based on the resource transfer operation;

Determine the second risk value of the resource transfer request based on the device fingerprint information;

In a case where it is determined that there is no risk in the resource transfer request based on the first risk value and the second risk value, corresponding resource processing is performed.
A resource processing device, the device includes:

The determining module is used to determine whether the user chooses to grant the business entity corresponding to the target channel the authority to obtain the device fingerprint information of the target device in the case of receiving that the user selects the target channel for resource processing in the target application, The target application program is a small program carried in a host program, and the area where the server of the business entity provides resource processing services is different from the area where the server of the host program provides resource processing services;

The sending module is used to obtain the device fingerprint information of the target device from the server of the host program in the case of determining that the user chooses to grant the authority to the business entity to obtain the device fingerprint information of the target device, and transfer the The device fingerprint information is sent to the server of the service subject, so that the service subject performs corresponding resource processing based on the device fingerprint information.
The device according to claim 8, wherein the determining module is configured to:

Determining whether the user chooses to sign a target agreement corresponding to the target channel, where the target agreement is used to grant the business entity the right to obtain device fingerprint information of the target device;

In the case where it is determined that the user chooses to grant the business entity the right to obtain the device fingerprint information of the target device, obtaining the device fingerprint information of the target device from the server of the host program includes:

In the case where it is determined that the user chooses to sign the target agreement, the device fingerprint information of the target device is obtained from the server of the host program.
The device according to claim 9, further comprising:

The jump module is used to jump from the target application to the preset resource transfer service page provided by the business subject when the server of the business subject receives and stores the fingerprint information of the device, so that all The server of the business entity performs corresponding resource processing based on the resource transfer operation of the user on the preset resource transfer service page and the device fingerprint information.
The device according to claim 10, further comprising:

The generating module is used to generate a target token corresponding to the resource transfer request, and send the target token to the server of the business subject, so that the server of the business subject determines the target token based on the target token. Describe the device fingerprint information of the target device.
A resource processing device, the device includes:

The receiving module is used to receive and store the device fingerprint information of the target device sent by the server of the host program, and the area where the server of the host program provides resource processing services is different from the area where the local server provides resource processing services;

The processing module is configured to perform corresponding resource processing based on the fingerprint information of the device when a resource transfer request sent by the user based on the target device is received.
A resource processing device, the resource processing device includes:

Processor; and

A memory arranged to store computer-executable instructions that, when executed, cause the processor to:

In the case of receiving that the user selects the target channel for resource processing in the target application, it is determined whether the user chooses to grant the business entity corresponding to the target channel the right to obtain the device fingerprint information of the target device, and the target application For the small program carried in the host program, the area where the server of the business entity provides resource processing services is different from the area where the server of the host program provides resource processing services;

When it is determined that the user chooses to grant the business entity the right to obtain the device fingerprint information of the target device, obtain the device fingerprint information of the target device from the server of the host program, and send the device fingerprint information to The server of the business entity enables the business entity to perform corresponding resource processing based on the device fingerprint information.
A resource processing device, the resource processing device includes:

Processor; and

A memory arranged to store computer-executable instructions that, when executed, cause the processor to:

Receiving and storing the device fingerprint information of the target device sent by the server of the host program, the area where the server of the host program provides resource processing services is different from the area where the local server provides resource processing services;

In the case of receiving the resource transfer request sent by the user based on the target device, corresponding resource processing is performed based on the device fingerprint information.