WO2021200081A1

WO2021200081A1 - Charging device and charging method

Info

Publication number: WO2021200081A1
Application number: PCT/JP2021/010430
Authority: WO
Inventors: 藤野　徹; 希昭柳瀬
Original assignee: グローリー株式会社
Priority date: 2020-04-02
Filing date: 2021-03-15
Publication date: 2021-10-07
Also published as: JP2021163349A

Abstract

This charging device is capable of charging of a plurality of kinds of electronic money. The charging device is provided with a display unit (operation display unit 220) that displays, as support information, information regarding stores at which electronic money may be used, and a control unit 210 that, when a user performs the operation of selecting a store, carries out control for performing charging of a kind of electronic money, from among a plurality of kinds of electronic money, which may be used at the selected store.

Description

Charging device and charging method

This disclosure relates to an electronic money charging device and a charging method.

Patent Document 1 describes an information processing device that charges electronic money selected by a user from a plurality of types of electronic money. This information processing device is a mobile terminal carried by the user. When the user intends to charge the electronic money, the information processing device displays an option including a plurality of types of electronic money on the display unit. The information processing device also displays the privilege information corresponding to each electronic money along with the options. The user can select one electronic money from a plurality of types of electronic money while referring to the privilege information.

Japanese Unexamined Patent Publication No. 2019-101716

For users who use multiple types of electronic money properly, the conventional information processing device can optimally select the electronic money to be charged.

However, for users who are new to the electronic commerce service or who are unfamiliar with the electronic commerce service, that is, for beginners of the electronic commerce service, the information processing terminal displays multiple types of electronic commerce options. However, it can be expected that it cannot be determined which electronic money should be selected.

This disclosure assists the user in selecting electronic money.

The charging device according to the present disclosure displays to the user the store information in which the electronic money can be used as support information when the user selects the desired electronic money from a plurality of types of electronic money.

Specifically, the present disclosure relates to a charging device capable of charging a plurality of types of electronic money. This charging device
A display unit that displays store information for which electronic money can be used as support information, and
It is provided with a control unit that controls to charge the electronic money available at the selected store among the plurality of types of electronic money in response to the operation of selecting the store by the user. ..

The user can charge the electronic money that can be used at the desired store.

When the operation of selecting a store is performed, the display unit displays an option of electronic money that can be used in the selected store from the plurality of types of electronic money.
The control unit may control to charge the selected electronic money based on the operation of selecting the electronic money from the options.

The user can charge the desired electronic money with the electronic money that can be used at the desired store.

The display unit may highlight the electronic money available at the selected store.

The user can distinguish the electronic commerce that can be used at the desired store from the electronic commerce that cannot be used.

The display unit may switch from the first screen for displaying the store information to the second screen for displaying the electronic money options when the operation for selecting a store is performed.

The user can smoothly shift from the store selection operation to the electronic money selection operation.

The display unit may add the location of the store where the electronic money can be used to the map and display it.

The user can select the desired store on the map.

The display unit may display store information in which the selected electronic money can be used when an operation of selecting one of the plurality of types of electronic money is performed.

The user can confirm the store information in which the electronic money can be used by selecting the electronic money.

The charging device further includes a communication unit that communicates with an external device.
The control unit may update the store information displayed by the display unit based on the store information received from the external device by the communication unit.

The display unit can display the latest store information.

The store information received by the communication unit may include at least one of the business format information, the store name, the location, and the available electronic money information.

The display unit can display useful information for the user as store information.

The control unit may display the information on the charge ratio of each of the plurality of types of electronic money received by the communication unit on the display unit.

The display unit can display useful information for the user when selecting electronic money.

The charging device further includes a money processing unit that accepts money and counts the received money.
The control unit may charge an amount of money according to the counting result of the money processing unit.

If the charging device is installed in a store, for example, the customer of the store can deposit money into the charging device and charge the electronic money. The store can use the money deposited in the charging device as, for example, change.

The charging device according to the present disclosure also includes
Based on the operation of selecting electronic money, the control unit that charges the electronic money and
It is equipped with a display unit that displays support information that supports the selection of electronic money before the operation of selecting electronic money is performed.
The display unit
The first display mode, which displays the store information and displays the electronic money options available at the selected store from the plurality of types of electronic money when the operation of selecting the store information is performed, or
The information of a plurality of electronic commerce is displayed, and the information is displayed in the second display mode, which displays the store information in which the selected electronic commerce can be used, based on the operation of selecting the electronic commerce.

The user can select electronic money while referring to the store information.

The charging method according to the present disclosure is a charging method capable of charging a plurality of types of electronic money.

The charging method is
A display process that displays store information for which electronic money can be used as support information, and
It is provided with a control process for controlling to charge the electronic money available at the selected store among the plurality of types of electronic money in response to the operation of selecting the store by the user. ..

This disclosure can assist the user in selecting electronic money.

FIG. 1 is a schematic diagram showing a schematic configuration of a trading system. FIG. 2 is a block diagram showing an outline of the configuration of the management device. FIG. 3 is a block diagram showing an outline of the configuration of the trading device. FIG. 4 is a block diagram showing a schematic configuration of an operation terminal, a mobile terminal, and a money processing device. FIG. 5 is a perspective view illustrating the appearance of the trading device. FIG. 6 is a diagram showing an example of transaction condition information in which transaction conditions for deposit transactions are set. FIG. 7 is a schematic diagram for explaining a deposit transaction performed in a trading system. FIG. 8 is a diagram showing an example of a screen displayed at the time of a deposit transaction in a trading device. FIG. 9 is a diagram showing an example of store information. FIG. 10 is a diagram showing an example of a screen for displaying electronic money options. FIG. 11 is a diagram showing an example of a screen for displaying store information. FIG. 12 is a diagram showing an example of a screen for displaying electronic money options after selecting a store. FIG. 13 is a diagram showing an example of a screen displaying both store information and electronic money options. FIG. 14 is a diagram showing an example of a screen for displaying store information. FIG. 15 is a flowchart illustrating the flow of processing performed by the trading device. FIG. 16 is a configuration example of the charging device.

Hereinafter, the charging device according to the present disclosure will be described with reference to the drawings. The configuration of the charging device disclosed herein is an example.

(First Embodiment)
FIG. 16 shows an exemplary charging device 10. The charging device 10 is a device capable of charging a plurality of types of electronic money.

The charging device 10 includes a display unit 101 and a control unit 102. The display unit 101 displays store information for which electronic money can be used as support information.

The control unit 102 controls to charge the electronic money available at the selected store among the plurality of types of electronic money in response to the operation of selecting the store by the user.

By using the charging device 10, the user can charge the electronic money available at the desired store.

(Second Embodiment)
FIG. 1 shows an outline of the configuration of a trading system. The charging device constitutes a part of the trading system as a trading device. A trading device is a device in which a user of a trading system performs an operation involving deposit or withdrawal of money. The term "money" in the present embodiment includes a case where it is a banknote, a case where it is a coin, and a case where it is both a banknote and a coin. The trading devices illustrated in FIGS. 1 to 15 are modifications of the charging device 10 of FIG.

Trading equipment is installed in various stores, for example. The customer of the store becomes the user and the transaction is performed through the trading device. In addition, a store clerk acts as a user, and transactions are also performed through a trading device.

First, the outline of transactions performed in the transaction system will be explained. Transactions include deposit transactions and withdrawal transactions. A deposit transaction is a transaction in which a user deposits money into a trading device. A withdrawal transaction is a transaction in which a user withdraws money from a trading device. Store customers mainly make deposit transactions. Store clerks mainly carry out withdrawal transactions.

Deposit transactions include currency exchange, coupon transactions, and charges. Currency exchange is a transaction in which money deposited in a trading device is exchanged for money of a denomination different from the deposited money. A coupon transaction is a transaction in which money deposited in a trading device is exchanged for a coupon that can be used for purchasing a product or the like. A user who has obtained a coupon using the transaction system can use the coupon when purchasing a product or the like.

Charge is a transaction in which money deposited by a user in a trading device is deposited into electronic money. Electronic money is electronic data equivalent to legal tender and is a payment service provided by an operating company. Users can use electronic money as a payment method when purchasing products, but not all stores can make payments using electronic money.

Electronic commerce is operated individually by multiple operating companies. There are multiple types of electronic money. There are stores where all electronic money can be used, stores where only some electronic money can be used, and stores where electronic money cannot be used.

The transaction system manages the transaction rate for each denomination of money as a transaction condition for exchange and coupon transactions among deposit transactions. The transaction fee rate is determined by the incentive rate and commission rate of each denomination. The incentive rate is a rate for calculating the amount to be given to a trading partner at the time of trading. The amount obtained by multiplying the amount of money deposited by the user by the incentive rate is the amount given to the trading partner. The incentive rate may be a different rate set for each denomination, or a fixed rate may be set for one transaction by making the rates of all denominations the same. good. When the incentive rate of a predetermined denomination is set high, the probability that the user deposits the currency of that denomination increases.

The commission rate is a rate for calculating the amount to be collected from the trading partner at the time of transaction. The amount obtained by multiplying the amount of money deposited by the user by the commission rate is the amount collected from the trading partner. The commission rate may be a different rate set for each denomination, or a fixed rate may be set for one transaction by making the rates of all denominations the same. good. If the commission rate of a predetermined denomination is set high, the probability that the user will deposit the denomination will be low.

The trading system accepts at least one of the incentive rate and the commission rate. When the person in charge of setting the transaction rate is set, the transaction system is obtained by adding up the incentive rate and the fee rate of each denomination, with the set incentive rate as a positive value and the fee rate as a negative value. Manage the value as a transaction rate. If only one of the incentive rate and the commission rate is set, the transaction fee rate is determined with the other as 0 (zero). In addition, the transaction system accepts the setting of the transaction fee rate. The person in charge of setting can input and set the transaction fee rate determined by setting the incentive rate as a positive value and the commission rate as a negative value in the transaction system.

The transaction rate for each denomination will be either a positive value, a negative value, or zero depending on the situation. When the transaction fee rate is a positive value, the amount obtained by multiplying the amount of money to be traded by the transaction fee rate is the amount given as a reward (that is, the incentive amount) to the trading partner who deposited the money. When the transaction fee rate is a negative value, the amount obtained by multiplying the amount of money to be traded by the transaction fee rate is the amount collected as a commission from the trading partner who deposited the money. If the transaction fee rate is zero, both the amount given as a reward and the amount collected as a commission will be zero.

For example, if the incentive rate for a dime is 5%, the transaction rate for a dime will be + 5%. When a customer deposits 10 dimes into a trading device and exchanges them for 1 euro coin, 5 cents equivalent to the transaction rate + 5% is given to the customer as a reward. That is, a customer who deposits 10 dimes can earn a profit of 5 cents. The obtained 5 cents can be used as a coupon that can be used for purchasing goods at a store where a trading device is installed, and can be given to a customer or charged as electronic money.

If the commission for a dime is 5%, the transaction rate for a dime will be -5%. When a customer deposits 10 dimes into a trading device and exchanges them for 1 euro coin, a fee of 5 cents equivalent to a transaction rate of -5% is required. Therefore, the customer cannot exchange 10 cents coins for 1 euro coin unless he / she deposits 105 cents worth of coins, which is 10 cents coins plus 5 cents of the fee, into the trading device. In the process of counting withdrawal amounts, the first total amount, which is the sum of the received monetary values, and the second total amount, which is the sum of the incentives or fees, are calculated by calculating the amount related to the incentive or the fee. There is a first counting process that calculates and adds up the first total amount and the second total amount. In addition, there is a second counting process in which the monetary value, the number of coins, the incentive rate or the commission rate for each denomination are multiplied, and the amount calculated for each denomination is added up. The counting process is not limited to these, and other counting processes can also be used.

By setting the transaction rate for deposit transactions of a predetermined denomination in the transaction system to a positive value, it is possible to provide profits to the trading partner who deposits the money of this denomination into the trading device. As a result, an increase in deposit transactions for this denomination can be expected. On the other hand, by setting the transaction fee rate of the deposit transaction to a negative value, a fee will be collected from the trading partner who deposits the currency of this denomination into the trading device. As a result, a decrease in deposit transactions for this denomination can be expected. By setting the transaction fee rate of the deposit transaction to the denomination, the denomination and the number of coins deposited in the trading device can be adjusted.

The transaction system manages the transaction rate for each type of electronic money as a transaction condition for charges among deposit transactions. The transaction fee rate of electronic money is set by the operating company of the electronic money. The transaction rate of electronic money is not always uniform among multiple types of electronic money. When the transaction fee rate of electronic money is 0%, the same amount of money as the amount of money deposited by the user is charged to the electronic money. When the transaction fee rate is + 5%, the amount of money deposited by the user multiplied by 5% is added to the amount of money deposited and charged to electronic money.

In this transaction system, by setting an incentive for a deposit transaction, it is possible to attract a customer of a store to deposit money into a trading device. The money deposited in the trading device can be used as a change reserve at the store.

The withdrawal transaction is a transaction to withdraw the change reserve of the store from the trading device. The store purchases in advance withdrawal points for withdrawing the money stored in the trading device. The withdrawal point is electronic data that can be exchanged for money in the trading device, and is a dedicated point used for withdrawing the change reserve. A store clerk can withdraw money by exchanging withdrawal points for money using a trading device. A store clerk can purchase withdrawal points without using the store's money by, for example, paying by credit card or bank transfer, and cash the withdrawal points to obtain a change reserve. Here, the change reserve is money prepared by a store clerk for use as change in the store.

The transaction system manages the transaction rate for each denomination of money as a transaction condition for withdrawal transactions, similar to deposit transactions. The transaction fee rate is set by at least one of the incentive rate and the commission rate, as in the case of deposit transactions. In addition, the transaction fee rate can be set directly.

For example, a store clerk purchases withdrawal points in advance, where 1 point is equivalent to 1 euro, from the owner of the money in the trading device. If the incentive rate for a 1-euro coin is 5%, the transaction rate for a 1-euro coin will be + 5%. When a store clerk withdraws 100 1 euro coins from the trading device as a change reserve, the store is given a reward of 5 euros, which is equivalent to the transaction rate + 5%. That is, a store that withdraws 100 1 euro coins can earn a profit of 5 euros. For example, the 5 euros obtained will be converted into withdrawal points and added to the withdrawal points held by the store after the withdrawal transaction is completed. In this case, the store clerk can use the added withdrawal points for the next withdrawal transaction. Also, for example, the 5 euros obtained will be added to the withdrawal points used during the withdrawal transaction. In this case, the store clerk can withdraw 100 1 euro coins, which is equivalent to 100 withdrawal points, using 95 withdrawal points.

If the fee for a 1 euro coin is 5%, the transaction rate for a 1 euro coin will be -5%. When a store clerk withdraws 100 1 euro coins, a fee of 5 euros, which is equivalent to a transaction rate of -5%, is required. A store clerk cannot withdraw 100 1 euro coins without using 105 withdrawal points, which is 100 1 euro coins plus a fee of 5 euros.

In this way, by setting the transaction rate for withdrawal transactions of a predetermined denomination in the trading system to a positive value, it is possible to provide profits to the trading partner who withdraws money of this denomination from the trading device. As a result, an increase in withdrawal transactions of this denomination can be expected. On the other hand, by setting the transaction fee rate for withdrawal transactions to a negative value, a fee will be collected from the trading partner who withdraws money of this denomination from the trading device. As a result, a decrease in withdrawal transactions of this denomination can be expected. By setting the transaction fee rate for withdrawal transactions by denomination, the denomination and number of coins withdrawn from the trading device can be adjusted.

[System overview]
The outline of the trading system will be described. FIG. 1 is a schematic diagram showing a schematic configuration of the transaction system 1. The transaction system 1 includes a management device 100, a transaction device 200, an operation terminal 300, a money processing device 400, and a mobile terminal 500. The management device 100 is communicably connected to the transaction device 200, the operation terminal 300, the money processing device 400, and the mobile terminal 500 via the network 2. The network 2 includes the Internet. The transaction device 200, the operation terminal 300, and the money processing device 400 are installed in the store 3 indicated by the alternate long and short dash line. The installation location of the management device 100 and the usage location of the mobile terminal 500 are not particularly limited as long as they can be connected to the network 2.

Although one store 3 is shown in FIG. 1, a plurality of stores can use the transaction system 1. For example, another store belonging to the same company or a store belonging to a different company can use the transaction system 1. Further, FIG. 1 shows one transaction device 200, one operation terminal 300, and one money processing device 400 in the store 3, but the number of devices is not particularly limited. A plurality of transaction devices 200, operation terminals 300, and money processing devices 400 can be used in one store 3. The number of mobile terminals 500 is not limited, and a large number of customers each operate the mobile terminals 500 to use the transaction system 1.

Next, the outline of the configuration of each device constituting the transaction system 1 will be described. 2 to 4 are block diagrams showing a schematic configuration of each device constituting the transaction system 1.

[Management device 100]
The management device 100 manages the transaction system 1. The management device 100 includes, for example, a computer device. The management device 100 includes a control unit 110, an operation display unit 120, a storage unit 130, and a communication unit 140. The operation display unit 120 functions as an operation unit for inputting various information. The operation display unit 120 also functions as a display unit that outputs and displays various information on the screen. For example, a touch panel type liquid crystal display device is used as the operation display unit 120. The communication unit 140 communicates with an external device wirelessly or by wire. The communication unit 140 transmits / receives information to / from an external device via the network 2. The external device referred to here includes, for example, a management server of an electronic money operating company.

The storage unit 130 is used to store information necessary for realizing the functions and operations of the management device 100. For example, a non-volatile storage device such as a semiconductor memory is used as the storage unit 130. The storage unit 130 stores the amount information 131, the transaction condition information 132, the store information 133, the transaction information 134, and the support information 135. The management device 100 manages the information of each of the plurality of stores by using the store identification information that identifies each store. Further, the management device 100 manages the information of each of the plurality of devices by using the device identification information for identifying each device.

The amount information 131 is used to manage the amount of money in the store 3. The amount of money stored in the trading device 200 and the amount of money stored in the money processing device 400 are managed as the amount of money in the store 3. The amount information 131 includes denomination information of banknotes and denominations of coins stored in each device of the store 3, and information on the number of denominations.

The transaction condition information 132 is used to manage the transaction conditions of the transaction performed by the transaction device 200. The transaction conditions include the transaction rate of each denomination at the time of exchange. Transaction terms also include the transaction rate for each operating company when charging electronic commerce.

The store information 133 is used to manage the information of the store 3. The store information 133 includes the location of the store 3 and the installation location of the transaction device 200 installed in the store 3 in the store 3. Information on a plurality of stores is managed using the store identification information, and information on a plurality of transaction devices is managed using the device identification information.

The transaction information 134 is used to manage the transactions made by the transaction device 200. The transaction information 134 includes the type of transaction performed by the transaction device 200, the transaction date and time, the denomination and number of coins traded, the commission rate at the time of transaction, the commission at the time of transaction, the amount of reward, and the like. The transaction details performed by each transaction device of each store managed by the store information 133 are managed by the transaction information 134.

The support information 135 is information to be displayed to the user who selects the charge to the electronic money in the transaction device 200. The support information 135 includes information on stores that can use electronic money, which will be described later.

The control unit 110 includes at least a processor, a memory, and an I / F circuit. The processor executes the program. The memory stores programs and data for the operation of the processing machine. The memory is, for example, RAM (Random Access Memory) and / or ROM (Read Only Memory). The I / F circuit inputs / outputs an electric signal between the control unit 110 and each unit connected to the control unit 110.

The control unit 110 controls each unit while using the information of the storage unit 130 based on the operation content performed by the operation display unit 120 and the information exchanged with the external device. The functions and operations of the management device 100 described in the present embodiment are realized by operating each unit based on the control by the control unit 110.

The control unit 110 includes a balance management unit 111, a condition management unit 112, a store management unit 113, a transaction management unit 114, and a support information management unit 115. Each part is described to correspond to each function for the sake of clarity, but each function is performed by the processor. The same applies to the other devices described below.

The amount management unit 111 manages the amount information by using the amount information 131. The condition management unit 112 manages the transaction condition information by using the transaction condition information 132. The store management unit 113 manages the store information by using the store information 133. The transaction management unit 114 manages transaction information by using the transaction information 134. The support information management unit 115 manages the support information 135. Information management performed by the control unit 110 includes registration of new information, update of registered information, and deletion of information. For example, when electronic money is newly available at a specific store, the support information 135 is updated. Further, for example, when a specific electronic money becomes newly available in a store, the support information 135 is updated.

[Transaction device 200]
The trading device 200 executes a deposit transaction and a withdrawal transaction. The transaction device 200 includes a control unit 210, an operation display unit 220, a storage unit 230, a communication unit 240, a code acquisition unit 250, a printing unit 260, and a money processing unit 270.

FIG. 5 shows the appearance of the trading device 200. The operation display unit 220 functions as an operation unit for inputting various information. Further, the operation display unit 220 functions as a display unit that outputs and displays various information on the screen. For example, a touch panel type liquid crystal display device is used as the operation display unit 220. The communication unit 240 communicates with an external device wirelessly or by wire. The communication unit 240 transmits / receives information to / from an external device via the network 2. The external device referred to here includes a management device 100 and the like. The communication unit 240 can also send and receive information to and from the mobile terminal 500, which will be described later.

The storage unit 230 is used to store information necessary for realizing the functions and operations of the trading device 200. For example, a non-volatile storage device such as a semiconductor memory is used as the storage unit 230. The storage unit 230 stores the amount information 231 and the transaction condition information 232 and the support information 233. The amount information 231 is used to manage the amount of money stored in the trading device 200. The amount information 231 includes the denomination of banknotes and coins stored in the money processing unit 270, which will be described later, and the number of denominations. The transaction condition information 232 is used to manage the transaction conditions of the transaction performed by the transaction device 200. The transaction condition information 232 includes transaction conditions in which a transaction rate is set for each denomination and transaction conditions in which a transaction rate is set for each type of electronic money, but details will be described later. The support information 233 includes information on stores that can use electronic money and information on transaction rates for each of a plurality of operating companies. The support information 233 is used for selecting electronic money, which will be described in detail later.

The code acquisition unit 250 reads the graphic code in which the information is encoded. As illustrated in FIG. 5, the code acquisition unit 250 is provided on the front surface of the trading device 200. The graphic code includes, for example, a barcode or a QR code (registered trademark). The transaction device 200 reads the graphic code by the code acquisition unit 250, decodes the information embedded in the graphic code, and uses it. By using the graphic code, information can be exchanged between the transaction device 200 and the external device. The code acquisition unit 250 of the transaction device 200, the code acquisition unit 350 of the operation terminal 300, and the code acquisition unit 550 of the mobile terminal 500 have the same functions in the configuration unit that reads the graphic code information using a camera or a scanner. Have.

The printing unit 260 prints the information related to the transaction on the receipt. As illustrated in FIG. 5, the printed receipt is ejected from the front of the trading device 200. The information printed on the receipt includes the type of transaction, the date and time of the transaction, the denomination and number of coins traded, the transaction rate at the time of the transaction, the commission or the amount of the reward at the time of the transaction. Further, when the user charges the electronic money, the receipt also includes a graphic code in which the information necessary for the user to charge the electronic money on the mobile terminal 500 is encoded.

The money processing unit 270 includes a deposit port, a transport path, an identification unit, a storage unit, and a withdrawal port. As shown in FIG. 5, the trading device 200 has a deposit / withdrawal port 271 for banknotes, and a deposit / withdrawal port 272 and a withdrawal port 273 for coins. The money processing unit 270 takes in the money received at the deposit port one by one into the apparatus and transports the coins along the transport path. An identification unit is provided on the transport path. The identification unit counts the money transported along the transport path. The counted coins are stored by denomination in a plurality of storage units provided in the device. The storage unit can take out the stored money to the transport path. When withdrawing money from the trading device 200, when the denomination and the number of coins to be withdrawn are determined, the required number of coins are delivered to the transport path one by one from the corresponding storage unit. Then, the delivered money is transported along the transport path and discharged to the withdrawal port. Since the processing of depositing and withdrawing money performed by the currency processing unit 270 is a conventionally known technique, detailed description thereof will be omitted.

The control unit 210 includes at least a processor, a memory, and an I / F circuit. The processor executes the program. The memory stores programs and data for the operation of the processing machine. The memory is, for example, RAM (Random Access Memory) and / or ROM (Read Only Memory). The I / F circuit inputs and outputs an electric signal between the control unit 210 and each unit connected to the control unit 210.

The control unit 210 controls each unit while using the information of the storage unit 230 based on the operation content performed by the operation display unit 220 and the information exchanged with the external device. By operating each unit based on the control by the control unit 210, the functions and operations of the trading device 200 described in the present embodiment are realized.

The control unit 210 includes a balance management unit 211, a condition management unit 212, a support information management unit 213, and a processing unit 214. The amount management unit 211 manages the amount information by using the amount information 231. The condition management unit 212 manages the transaction condition information by using the transaction condition information 232. The support information management unit 213 manages the support information by using the support information 233. Information management performed by the control unit 210 includes registration of new information, update of registered information, and deletion of information. The processing unit 214 controls the code acquisition unit 250, the printing unit 260, and the money processing unit 270 to execute processing related to the transaction.

[Operation terminal 300]
The operation terminal 300 is a device operated by a store clerk. The operation terminal 300 includes, for example, a computer device. For example, a tablet terminal or a mobile terminal is used as the operation terminal 300. The operation terminal 300 includes a control unit 310, an operation display unit 320, a storage unit 330, a communication unit 340, and a code acquisition unit 350. The operation display unit 320 functions as an operation unit for inputting various information. Further, the operation display unit 320 functions as a display unit that outputs and displays various information on the screen. For example, a touch panel type liquid crystal display device is used as the operation display unit 320. A store clerk can operate the operation display unit 320 of the operation terminal 300 and input information related to settings and instructions while checking various information displayed on the screen.

The storage unit 330 is used to store information necessary for realizing the functions and operations of the operation terminal 300. For example, a non-volatile storage device such as a semiconductor memory is used as the storage unit 330. The communication unit 340 has a function of communicating with an external device wirelessly or by wire. The communication unit 340 transmits / receives information to / from an external device via the network 2.

The code acquisition unit 350 reads the graphic code in which the information is encoded. The operation terminal 300 acquires and uses the information embedded from the graphic code read by the code acquisition unit 350. Information can be exchanged between the operation terminal 300 and the external device by using the graphic code.

The control unit 310 includes at least a processor, a memory, and an I / F circuit. The processor executes the program. The memory stores programs and data for the operation of the processing machine. The memory is, for example, RAM (Random Access Memory) and / or ROM (Read Only Memory). The I / F circuit inputs / outputs an electric signal between the control unit 310 and each unit connected to the control unit 310.

The control unit 310 controls each unit while using the storage unit 330 based on the operation content performed by the operation display unit 320 and the information exchanged with the external device. The functions and operations of the operation terminal 300 described in the present embodiment are realized by operating each unit based on the control by the control unit 310.

[Money processing device 400]
The money processing device 400 is used for deposit processing and withdrawal processing of money in the store 3. For example, the money processing device 400 includes a change machine used for payment at the cash register of the store 3 and a device used for depositing and withdrawing money at the back office of the store 3. The amount of money in each money processing device 400 is transmitted to the management device 100, and is managed by the amount information 131 of the management device 100. Since the money processing device 400 is a conventionally known device, detailed description thereof will be omitted.

[Mobile terminal 500]
The mobile terminal 500 is a portable communication terminal that can be connected to the network 2, such as a mobile phone or a tablet terminal. In the transaction system 1, the mobile terminal 500 is a device used by the customer of the store 3. The mobile terminal 500 includes a control unit 510, an operation display unit 520, a storage unit 530, a communication unit 540, and a code acquisition unit 550. The operation display unit 520 functions as an operation unit for inputting various information. Further, the operation display unit 520 functions as a display unit that outputs and displays various information on the screen. For example, a touch panel type liquid crystal display device is used as the operation display unit 520. The customer can operate the operation display unit 520 and input information related to settings and instructions while checking various information displayed on the screen.

The storage unit 530 is used to store information necessary for realizing the functions and operations of the mobile terminal 500. For example, a non-volatile storage device such as a semiconductor memory is used as the storage unit 530. The communication unit 540 communicates with an external device wirelessly or by wire. The communication unit 540 transmits / receives information to / from an external device via the network 2. The communication unit 540 can also send and receive information to and from the communication unit 240 of the trading device 200.

The code acquisition unit 550 reads the graphic code in which the information is encoded. The mobile terminal 500 acquires and uses the embedded information from the graphic code read by the code acquisition unit 550. Information can be exchanged between the mobile terminal 500 and the external device by using the graphic code.

The control unit 510 includes at least a processor, a memory, and an I / F circuit. The processor executes the program. The memory stores programs and data for the operation of the processing machine. The memory is, for example, RAM (Random Access Memory) and / or ROM (Read Only Memory). The I / F circuit inputs / outputs an electric signal between the control unit 510 and each unit connected to the control unit 510.

The control unit 510 controls each unit while using the storage unit 530 based on the operation content performed by the operation display unit 520 and the information exchanged with the external device. The functions and operations of the mobile terminal 500 described in the present embodiment are realized by operating each unit based on the control of the control unit 510.

Although not shown in FIG. 4, the mobile terminal 500 recognizes the current location by using the Global Positioning System (GPS). The mobile terminal 500 can display a map on the screen of the operation display unit 520 and indicate the current location on the map. Further, the mobile terminal 500 has a function of searching the route from the current location to the store 3 when the location information of the store 3 is acquired and calculating the distance to the store 3 and the time required to move to the store 3. ..

[Transaction conditions]
The condition management unit 112 of the management device 100 manages the transaction conditions of the transaction performed by the transaction device 200 of the store 3. The transaction conditions are managed by the transaction condition information 132 of the storage unit 130. FIG. 6 is a diagram showing an example of transaction condition information 132 in which transaction conditions for deposit transactions are set. As shown in FIG. 6, transaction conditions are set for each store and each transaction device. Each store is distinguished by the store identification information, and each transaction device is distinguished by the device identification information. The store can be identified by the store identification information shown in the store item of FIG. 6, and the transaction device in the store can be specified based on the device identification information shown in the device item. In the store information 133, the location of the store 3 is managed by using the store identification information, and the installation position of the transaction device 200 in the store 3 is managed by using the device identification information. By referring to the transaction condition information 132 and the store information 133, it is possible to specify each transaction device of each store and confirm the transaction conditions, for example, the transaction conditions of the transaction device 200 installed near the entrance of the store 3. It has become like.

For each trading device registered in the device item of FIG. 6, transaction conditions are set for each type of transaction. The types of deposit transactions include currency exchange and electronic money in the example of FIG.

As described above, currency exchange is a transaction in which money is deposited into the trading device 200 and exchanged for money of a different denomination. "Electronic money" is a transaction for charging electronic money. As described above, the charge of electronic money is set for each operating company (Company X, Company Y, and Company Z).

For each type of transaction registered in the transaction item of FIG. 6, transaction conditions are set for each type of trading partner. As shown in FIG. 6, the types of business partners include general customers of store 3, member customers, and member stores. In this way, in the transaction system 1, transaction conditions can be set by designating a store, a transaction device, a transaction type, and a transaction partner.

Transaction conditions are set for each trading partner registered in the trading partner item in FIG. As a transaction condition, the transaction fee rate is set for each denomination. When at least one of the incentive rate and the commission rate is set, the sum of these is calculated with the incentive rate as a positive value and the commission as a negative value, and the calculation result is set as the transaction fee rate. When only the incentive rate is set, the transaction fee rate is calculated with the commission rate set to 0 (zero). When only the commission rate is set, the transaction fee rate is calculated with the incentive rate set to 0 (zero). It is also possible to directly set the transaction fee rate without setting the incentive rate and commission.

The transaction condition information 132 shown in FIG. 6 is managed by the storage unit 130 of the management device 100 shown in FIG. A part of the information included in the transaction condition information 132 is managed as the transaction condition information 232 in the storage unit 230 of the transaction device 200 shown in FIG. For example, when the identification information of the store 3 is S001 and the identification information of the transaction device 200 is M001, the information of the device identification information M001 shown in FIG. 6 is managed by the transaction condition information 232 of the transaction device 200. In other words, the transaction condition information 132 managed by the management device 100 is a collection of the transaction condition information 232 managed by each transaction device of each store. When the information is changed in either the transaction condition information 132 managed by the management device 100 or the transaction condition information 232 managed by the transaction device 200, the change is reflected in the other information so that the information is synchronized. It has become.

Next, the details of the transactions performed in the transaction system 1 will be described with reference to the figure. The transaction device 200 can target banknotes and coins, but in the present embodiment, the transaction will be described by taking a deposit transaction for depositing coins into the transaction device 200 as an example.

[Deposit transaction]
FIG. 7 is a schematic diagram for explaining a deposit transaction performed by the transaction system 1. Deposit transactions include currency exchange, exchange for coupons, and charging of e-commerce. In the following, first, a case where the customer 10 of the store 3 exchanges coins for banknotes will be described as an example.

[Currency exchange]
The money processing device 400 installed in the store 3 transmits the amount information including the denomination and number of banknotes stored in the device and the denomination and number of coins to the management device 100. The amount management unit 111 of the management device 100 manages the amount of money processing device 400 by updating the amount information 131 of the storage unit 130 based on the amount information received from the money processing device 400 (A1). ). Similarly, the amount management unit 211 of the trading device 200 transmits the amount information 231 including the denomination and number of banknotes stored in the device and the denomination and number of coins to the management device 100. The amount management unit 111 of the management device 100 manages the amount of the transaction device 200 by updating the amount information 131 of the storage unit 130 based on the amount information 231 received from the transaction device 200 (A2). .. The transmission of the amount of money information from the device of the store 3 to the management device 100 is performed every time the amount of money in the device changes.

The condition management unit 112 of the management device 100 manages the transaction conditions of the transaction performed by the transaction device 200 (A3). The transaction conditions are managed as transaction condition information 132 as shown in FIG.

The condition management unit 112 may be configured to be able to automatically set transaction conditions based on at least one of the money amount of the transaction device 200 and the money amount of the money processing device 400.

Further, the clerk 11 of the store 3 can operate the operation terminal 300 to change the transaction conditions of the transaction device 200 (A4). Specifically, the clerk 11 can change the transaction rate of this denomination by designating the denomination and changing at least one of the incentive rate and the commission rate of the transaction condition information 132 shown in FIG. can. The clerk 11 can also directly change the transaction rate of the designated denomination. The date and time when the clerk 11 changes the transaction conditions is managed by the item of the update date and time of the transaction conditions shown in FIG.

For example, the clerk 11 refers to the amount of the transaction device 200 managed by the amount information 131 of the management device 100, and changes the transaction conditions based on the amount. Further, for example, the clerk 11 changes the transaction conditions with reference to the amount information 231 of the transaction device 200. For example, if there is a coin denomination in the trading device 200 that is likely to be in short supply due to a decrease in the amount of money, the clerk 11 raises the transaction fee rate for the deposit transaction of this denomination. The clerk 11 can raise the transaction fee rate by at least one of raising the incentive rate and lowering the commission rate. Further, for example, when there is a coin denomination in which the trading device 200 is likely to increase the amount of money and the storage unit is likely to fill up, the transaction fee rate for the deposit transaction of this denomination is reduced. The clerk 11 can reduce the transaction fee rate by at least one of lowering the incentive rate and raising the commission rate.

When the clerk 11 changes the transaction conditions, the condition management unit 112 of the management device 100 notifies the transaction device 200 of the changed contents. In response to this, the condition management unit 212 of the transaction device 200 updates the transaction condition information 232 of the storage unit 230.

The method of changing the transaction conditions is not limited to the mode in which the clerk 11 changes the transaction condition information 132 of the management device 100, and the clerk 11 may change the transaction condition information 232 of the transaction device 200. Also in this case, the transaction condition information 132 managed by the management device 100 and the transaction condition information 232 managed by the transaction device 200 are synchronized.

The condition management unit 112 of the management device 100 publishes the transaction conditions of the transaction device 200 on the network 2 based on the transaction condition information 132 and the store information 133 (A5). The condition management unit 112 discloses the transaction conditions of the transaction devices installed in each of the plurality of stores. When there are a plurality of trading devices in one store, the condition management unit 112 discloses the trading conditions of each trading device. The customer 10 can operate the operation display unit 520 of the mobile terminal 500 to view the transaction conditions disclosed by the condition management unit 112 (A6). Although not shown, information on a store in which a transaction device 200 capable of depositing coins is installed is displayed on the transaction condition viewing screen displayed on the mobile terminal 500. The store information includes, for example, the name of each store and the distance from the current location of the customer 10 to each store. The customer 10 can go to the store with reference to the published transaction information. The customer 10 may go to the store 3 without viewing the transaction information.

At the store 3, the customer 10 can perform a predetermined operation on the operation display unit 220 of the transaction device 200 to perform a transaction. The customer 10 first deposits coins into the trading device 200 (A7). The processing unit 214 controls the money processing unit 270 to count the coins deposited by the customer 10 in the trading device 200. When the coin counting result is obtained, the processing unit 214 causes the operation display unit 220 to display the counting result.

For example, the screen illustrated in FIG. 8 is displayed on the operation display unit 220 of the transaction device 200. On the screen D1, three types of transaction options are displayed: a transaction for exchanging deposited coins for banknotes, a transaction for exchanging coupons, and a transaction for charging electronic money. Customer 10 selects any one of currency exchange, coupons, and electronic money. The customer 10 who wants to exchange the deposited coins for banknotes selects the exchange.

When the customer 10 selects a transaction type, the processing unit 214 of the transaction device 200 executes the selected type of transaction. If the selected transaction is a currency exchange, the processing unit 214 refers to the transaction condition information 232 of the storage unit 230, and calculates the commission and the reward amount based on the corresponding transaction condition and the counting result. Specifically, if the transaction fee rate is a positive value, the amount to be given as a reward to the customer 10 is calculated, and if the transaction fee rate is a negative value, the amount to be collected as a commission from the customer 10 is calculated. When it is confirmed that the customer 10 is a member of the store 3 by performing a predetermined operation at the start of the transaction, the processing unit 214 uses the transaction conditions of the member customer of the exchange transaction. When the customer 10 is a general customer, the transaction conditions of the general customer are used.

As shown in Fig. 6, the transaction conditions include the transaction rate for each denomination. The processing unit 214 calculates the commission or reward amount for each denomination from the number of coins for each denomination included in the coin counting result and the transaction fee rate for each denomination included in the transaction conditions. Subsequently, the processing unit 214 calculates the total amount of the fees and the reward amount of all denominations. The processing unit 214 displays the counting result of the coins deposited by the customer 10 and the total amount of the commission and the reward on the operation display unit 220 of the transaction device 200. At this time, the screen displayed on the operation display unit 220 displays the initial screen with all denominations selected as transaction currency, and displays the denominations for which fees are charged so that the customer 10 can exclude them from the transaction currency. You may. Further, the initial screen may be displayed with no denomination selected, and only the denomination selected by the customer 10 may be displayed as transaction currency.

When the customer 10 who has confirmed the display of the operation display unit 220 performs an operation of confirming the transaction, the processing unit 214 controls the money processing unit 270 after exchanging money from the withdrawal port, as shown by the broken line in FIG. At the same time as ejecting the banknotes of the above, the printing unit 260 is controlled to issue a receipt. The receipt includes the transaction date and time, the counting result of the coins deposited by the customer 10, and the counting result and the calculation result obtained based on the transaction conditions. Specifically, the number and amount of deposit coins by denomination, the total number and amount of deposit coins, the fee or reward amount calculated for each denomination of deposit coins, the fee of all denominations of deposit coins, and Includes the total amount of the reward amount. The receipt also includes coupon information given to the customer as a reward.

[Charge to electronic money]
Next, a case where the customer charges the deposited money into the electronic money will be described. The storage unit 230 of the transaction device 200 installed in the store 3 stores the transaction fee rate of each electronic money as the transaction condition information 232. The storage unit 230 also stores information on stores that can use electronic money as support information 233. The support information management unit 115 of the management device 100 provides support information to the transaction device 200 (A8). The storage unit 230 stores the provided support information 233.

FIG. 9 illustrates the support information 233 stored in the storage unit 230. As described above, the support information 233 includes store information. The store information in the example includes information on the business type of the store (for example, drug store, restaurant, convenience store, supermarket, etc.), store name, store location, and available electronic money. .. The store information includes at least one of these pieces of information.

Similar to the above, the customer 10 in the store 3 selects the electronic money on the screen D1 of FIG. 8 after inserting the money into the transaction device 200. As a result, the trading device 200 starts trading.

The transaction device 200 can charge each of a plurality of types of electronic money. The customer 10 selects desired electronic money from a plurality of types of electronic money. For example, FIG. 10 is an example of the screen D2 displayed by the operation display unit 220 after the customer 10 selects and operates the electronic money on the screen D1. The screen D2 is a screen for displaying the electronic money options that the customer 10 can select. In the illustrated example, the screen D2 displays three types of electronic money options: the electronic money of the company X, the electronic money of the company Y, and the electronic money of the company Z. The support information management unit 213 also refers to the support information 233 of the storage unit 230, and displays information on the transaction rate for each of the plurality of operating companies on the screen D2. In the example of FIG. 10, the electronic money of company X and the electronic money of company Y are displayed as having a charge ratio of 100%, and the electronic money of company Z is displayed as having a charge ratio of 105%. Customer 10 can charge the same amount as the deposit amount when charging the electronic money of company X or the electronic money of company Y, while the deposit amount when charging the electronic money of company Z. On the other hand, it can be seen that the amount increased by 5% can be charged. The transaction rate information for each operating company is an example of support information for the user to select electronic money.

When the customer 10 performs an operation of selecting one of the electronic money, the processing unit 214 refers to the transaction condition information 232 of the storage unit 230, and sets the charge amount based on the transaction condition corresponding to the selected electronic money. calculate.

The processing unit 214 also issues a receipt for charging the selected electronic money. A graphic code that encodes information for executing charging in the mobile terminal 500 is printed on the receipt. The customer 10 executes a dedicated application on the mobile terminal 500, and completes the charge to the electronic money by reading the graphic code of the receipt by the code acquisition unit 550 (A9).

The transaction content performed by the transaction device 200 is transmitted from the transaction device 200 to the management device 100. The transaction management unit 114 of the management device 100 registers and manages the information received from the transaction device 200 in the transaction information 134 of the storage unit 130. By referring to the transaction information 134, it is possible to confirm who made what kind of transaction with which transaction device 200 of which store.

In addition to the above embodiment, in the case of charging electronic money, the operation display unit 120 displays the information of the graphic code for charging the electronic money without issuing a receipt. It may be. In this case, the user operates the mobile terminal 500 to execute a dedicated application, and the code acquisition unit 550 of the mobile terminal 500 reads the information of the graphic code displayed on the operation display unit 220 of the transaction device 200. This makes it possible to download or charge the selected electronic money. It is also possible to communicate the communication unit 240 of the transaction device 200 and the communication unit 540 of the mobile terminal 500, transmit the charge information to the mobile terminal 500, and execute the charge process. As a communication method, NFC communication or infrared communication can be used.

Here, an example of charging all the deposited money to the selected electronic money is shown, but it is also possible to charge a part of the deposited money to the selected electronic money. For the remaining money, it is possible to return to the first step and charge another electronic money. Alternatively, the remaining currency can be stored in the device. The accumulated coins may be recorded as a deposit amount the next time the electronic money is used.

[Provision of support information when charging electronic commerce]
As described above, in the transaction device 200, the customer 10 can select a desired electronic money from a plurality of types of electronic money and charge the electronic money. However, for users who are new to the electronic money service or who are unfamiliar with the electronic money service, even if a plurality of types of electronic money options such as screen D2 are displayed on the transaction device 200. , It can be expected that it cannot be determined which electronic money should be selected.

Therefore, the transaction device 200 is configured to display support information for the user to select electronic money on the operation display unit 220. Hereinafter, the display of the support information by the trading device 200 will be described.

As described above, after the customer 10 selects the charge to the electronic money, the support information management unit 213 displays the screen D3 illustrated in FIG. 11, for example, on the operation display unit 220. The screen D3 is a map around the current location, and shows the location of a store where any of the electronic money can be used. The support information management unit 213 adds the location of the store where the electronic money can be used to the map and displays it based on the support information 233 (see FIG. 9) of the storage unit 230. Here, the customer 10 changes the scale of the map to be displayed and the display range of the map by performing operations such as pinch-in, pinch-out, and swipe on the operation display unit 220 composed of the touch panel type liquid crystal display device. Can be changed. The support information management unit 213 changes the store information to be added to the map in response to the change in the map display.

The screen D3 is configured so that the customer 10 can select the business type of the store to be displayed. In the illustrated example, "food and drink" is selected, and the location of the store corresponding to food and drink is displayed. The support information management unit 213 changes the store information to be added to the map based on the support information 233 shown in FIG. 9 and the selected business format. For example, if the customer 10 selects a drugstore, the support information management unit 213 adds the location of the store corresponding to the drugstore to the map and displays it. The store business type options may include options for selecting all business types.

When the customer 10 performs an operation of temporarily selecting one of the stores on the screen D3, the store name and the like of the store may be displayed in a pop-up format, for example, although not shown.

When the customer 10 performs an operation of selecting one of the stores displayed on the screen D3, the support information management unit 213 displays the screen D4 illustrated in FIG. 12 on the operation display unit 220. The screen D4 is a screen for displaying the options of electronic money available in the store selected by the customer 10. The support information management unit 213 changes the display content of the screen D4 based on the support information 233. In the configuration example of FIG. 12, electronic money that cannot be used in the store CCCC (company X in the figure) is displayed in gray out, and electronic money that can be used in the store (company Y and company Z in the figure) is normally displayed. There is. Available e-commerce is highlighted more than unusable e-commerce. Further, the screen D4 is a screen for displaying electronic money options, but the customer 10 is configured so that the unusable electronic money cannot be selected. In the example of FIG. 12, the customer 10 selects company Y or company Z. The customer 10 can distinguish between available electronic money and unusable electronic money. The configuration of the screen D4 that displays the options of electronic money that can be used in the store selected by the customer 10 is not limited to the illustration. Various types of screens can be appropriately adopted. For example, it is possible to hide the electronic money that cannot be used at the store selected by the user on the screen D4.

If the customer 10 selects any of the electronic money on the screen D4, the processing unit 214 executes a process for charging the selected electronic money.

As described above, when selecting the electronic money, the transaction device 200 first presents the store information to the customer 10, and in response to the customer 10 selecting one of the stores, the support information management unit 213. Displays the options for electronic money available at the selected store. The customer 10 can charge the desired electronic money with the electronic money that can be used at the desired store.

Further, the transaction device 200 displays the screen D3 for the customer 10 to select a store on the operation display unit 220, and in response to the customer 10 performing the operation of selecting the store, the electronic money is displayed from the screen D3. Switch to the screen D4 that displays the options of. By switching the screen of the transaction device 200, the customer 10 can smoothly shift from the store selection operation to the electronic money selection operation.

FIG. 13 shows a modified example of the screen displayed by the operation display unit 220. The screen D5 displays a map showing the location of the store as store information and electronic money options on the same screen. When the customer 10 performs an operation of selecting one of the stores on the map, the support information management unit 213 displays the electronic money that cannot be used at the store in gray out in the electronic money options. In this case as well, the customer 10 can perform the store selection operation to select the electronic money. When the customer 10 performs an operation of selecting one of the stores on the map, the support information management unit 213 may highlight the electronic money available at the store.

The transaction device 200 also displays the location of the store as information on the store by adding it to the map. As a result, the customer 10 can easily select the desired store.

FIG. 14 shows a modified example of the screen displayed by the operation display unit 220. The screen D6 displays the store information in a list format instead of adding it to the map and displaying it. The support information management unit 213 may display the screen D6 on the operation display unit 220 instead of the screen D3. The screen D6 displays the store information separately for each business type. The screen D6 also displays distance information from the current location for nearby stores based on a comparison between the location of the store and the current location. In this case as well, the customer 10 can easily select the desired store. If the customer 10 selects any store on the screen D6, the operation display unit 220 displays the screen D4 of FIG. That is, the operation display unit 220 displays a screen that displays the options of electronic money that can be used in the store selected by the customer 10.

Note that the support information management unit 213 may switch between the screen D3 and the screen D6 according to the operation of the customer 10. Further, the support information management unit 213 may be included in the map of the screen D3 and the same one screen as the list of the screen D6.

If any of the electronic money is selected (temporarily selected) on the screen D2 of FIG. 10, the trading device 200 also has the electronic money such as the screen D3 illustrated in FIG. 11 or the screen D6 illustrated in FIG. Information on stores that can use the above may be displayed on the operation display unit 220. The customer 10 can confirm the stores where the tentatively selected electronic money can be used. Although not shown, the customer 10 then performs an operation of selecting electronic money to be charged.

That is, when the transaction device 200 displays the store information and the customer 10 performs an operation of selecting the store information, the transaction device 200 selects the electronic money options that can be used in the selected store from among a plurality of types of electronic money. The first display mode to be displayed, or the second display of the store information in which the selected electronic commerce can be used when the customer 10 performs an operation of selecting the electronic commerce by displaying the information of a plurality of electronic commerce payments. It may be displayed in the display mode. The customer 10 can select electronic money that can be used at a desired store and charge the electronic money. The first display mode and the second display mode may be switched according to the operation of the customer 10.

The charging method disclosed here is out of a plurality of types of electronic money in response to a display process of displaying store information in which electronic money can be used as support information and an operation of selecting a store by the user. , A control step for controlling to charge the electronic money available in the selected store.

[Processing in the trading device 200]
FIG. 15 is a flowchart showing the flow of processing performed by the trading device 200. When the customer 10 inserts coins into the deposit slot of the transaction device 200, the processing unit 214 controls the money processing unit 270 to count the coins (step S101). The counted coins are stored in the storage unit by denomination. The processing unit 214 displays the counting result of the inserted coins on the screen of the operation display unit 220 (step S102).

When the counting result is obtained, the processing unit 214 appropriately displays the screens D1 to D6 on the operation display unit 220 (step S103), and causes the customer 10 to select a desired process. The processing here can be selected from "exchange", "coupon issuance", and "charge to electronic money" in deposit transactions, and in the case of "charge to electronic money", from multiple types of electronic money. , Including selecting electronic money to be charged.

In step S104, the processing unit 214 determines whether or not the selection is completed, and if the determination is NO, the process returns to step S103. If the selection is complete, the process proceeds to step S105.

When the customer chooses to cancel the transaction (step S105; NO), the processing unit 214 cancels the transaction, discharges all the deposited money to the withdrawal port and returns it to the customer (step S110), and ends the processing. .. On the other hand, when the customer confirms the transaction (step S105; YES), the processing unit 214 proceeds with the processing according to the transaction content.

When the transaction is confirmed, the processing unit 214 transmits the confirmed transaction content to the management device 100. The transaction management unit 114 of the management device 100 registers and manages the received information in the transaction information 134 of the storage unit 130. The information managed by the transaction information 134 includes, for example, store identification information, transaction device 200 identification information, transaction date and time, deposit currency denomination, number and amount of deposit currency denomination, and deposit. Includes the total number of coins and the total amount. In the case of currency exchange or coupons, the total amount of fees or rewards for each denomination, the total amount of fees and rewards for all denominations, and the total amount of the total amount and the total amount of deposit money are included. Is done. In the case of charging electronic money, the charge amount is managed by the transaction information 134.

When the exchange transaction is selected (step S106; YES), the processing unit 214 controls the money processing unit 270 to withdraw the exchanged money from the withdrawal port (step S111). The processing unit 214 controls the printing unit 260 to issue a receipt (step S109), and ends the processing. On the receipt, the transaction date and time, the denomination of the deposited coin, the number and amount of the deposited coin by denomination, and the total number and amount of the deposited coin are printed. In addition, the fee or reward amount of each denomination, the total amount of the fee and reward amount of all denominations, and the total amount of the total amount and the total amount of the deposited coins are printed. Further, the denomination of the currency after the exchange and the number and amount of the denomination are printed.

When a transaction for issuing a coupon is selected (step S106; NO and step S107; YES), the processing unit 214 executes the coupon issuance process (step S112). The processing unit 214 controls the printing unit 260 to issue a receipt (step S109), and ends the processing. Information about the issued coupon is printed on the receipt.

When the transaction to charge the electronic money is selected (step S107; NO), the processing unit 214 executes the charging process to the electronic money (step S108). The processing unit 214 controls the printing unit 260 to issue a receipt (step S109), and ends the processing. At least the transaction date and time, the denomination of the deposit currency, the number and amount of the deposit currency by denomination, the total number and amount of the deposit currency are printed on the receipt. In addition, information for charging the electronic money in the mobile terminal 500 is printed on the receipt. The customer operates the mobile terminal 500 to execute a dedicated application, and the code acquisition unit 550 reads the graphic code to complete the charge to the electronic money.

Further, the operation display unit 120 displays the graphic code information for performing the charge processing on the electronic money, and the code acquisition unit 550 of the mobile terminal 500 captures the code information and executes the charge processing. In this case, at least the transaction date and time, the denomination of the deposit currency, the number and amount of the deposit currency denomination, the total number and amount of the deposit currency may be printed on the receipt.

The above example shows the forms of depositing coins into the trading device 200 and exchanging the amount corresponding to the deposited amount into coins of different denominations, issuing coupons, and charging electronic money. , Not limited to this. As another embodiment, instead of depositing coins into the trading device 200, a credit card is inserted and the amount to be charged is input to charge the selected electronic money with a predetermined amount. It is possible.

Further, as the charging device, a personal computer (PC) or a tablet terminal can be used instead of the transaction device 200. When using a PC or tablet terminal, instead of depositing coins into the trading device 200, after entering the credit card number and the amount to be charged on the predetermined screen of the PC or tablet terminal, the PC or tablet terminal The screen D3, which is a support screen as shown in FIG. 11, may be displayed on the screen. When the user selects a predetermined store on the screen D3, the options of electronic money that can be used at the selected store are displayed. If the user performs an operation of selecting any of the electronic money, the control unit of the PC or tablet terminal can control the input amount to be charged to the corresponding electronic money. In this case, the store information may be transmitted to the server, and the transaction fee rate displayed on each PC or tablet terminal may be changed at any time based on the information.

In the above-described embodiment, the user who uses the charging device is made to select the deposit transaction including the selection of the electronic money for which the charge is desired, but the electronic money for which the charge is desired is registered in advance, or the electronic money for which the charge is desired is registered in advance. Issuance of a predetermined coupon may be registered in advance. A biometric authentication technique including face authentication or voice authentication may be used for personal authentication. Using the camera or microphone provided in the charging device, the user's face and voice are acquired, collated with the data recorded in advance in the device or the data saved on the server, and the face or voice is collated. If the data match, the deposited money may be charged to, for example, pre-registered electronic money. This allows you to automatically charge your e-commerce without having to type in your e-commerce information. Further, since the coupon of the store registered in advance is issued to the customer who wants to issue the predetermined coupon without selecting the store, it is possible to save the trouble of selecting the store.

The screen configuration examples shown in FIGS. 8, 10 to 14 are examples. As the screen displayed by the transaction device 200, various configurations can be appropriately adopted.

Claims

It is a charging device that can charge multiple types of electronic money.
A display unit that displays store information for which electronic money can be used as support information, and
It is provided with a control unit that controls to charge the electronic money available at the selected store among the plurality of types of electronic money in response to the operation of selecting the store by the user. , Charging device.
When the operation of selecting a store is performed, the display unit displays an option of electronic money that can be used in the selected store from the plurality of types of electronic money.
The charging device according to claim 1, wherein the control unit controls to charge the selected electronic money based on the operation of selecting the electronic money from the options.
The charging device according to claim 2, wherein the display unit highlights the electronic money available at the selected store.
The display unit according to claim 2 or 3, wherein when an operation for selecting a store is performed, the first screen for displaying the store information is switched to the second screen for displaying the electronic money options. Charging device.
The charging device according to any one of claims 1 to 4, wherein the display unit displays the location of a store where the electronic money can be used by adding it to a map.
Claims 1 to 1, wherein the display unit displays store information in which the selected electronic money can be used when an operation of selecting one of the plurality of types of electronic money is performed. 5. The charging device according to any one of 5.
It also has a communication unit that communicates with external devices.
The charging device according to any one of claims 1 to 6, wherein the control unit updates the store information displayed by the display unit based on the store information received from the external device by the communication unit. ..
The charging device according to claim 7, wherein the store information received by the communication unit includes at least one information among information on the business format, store name, location, and available electronic money information.
The charging device according to claim 7 or 8, wherein the control unit displays information on the charge ratio of each of the plurality of types of electronic money received by the communication unit on the display unit.
In addition to accepting money, it also has a money processing unit that counts the received money.
The charging device according to any one of claims 1 to 9, wherein the control unit charges an amount of money according to the counting result of the money processing unit.
It is a charging device that can charge multiple types of electronic money.
Based on the operation of selecting electronic money, the control unit that charges the electronic money and
It is equipped with a display unit that displays support information that supports the selection of electronic money before the operation of selecting electronic money is performed.
The display unit
The first display mode, which displays the store information and displays the electronic money options available at the selected store from the plurality of types of electronic money when the operation of selecting the store information is performed, or
A charging device that displays information on a plurality of electronic commerce and displays in a second display mode that displays store information on which the selected electronic commerce can be used based on an operation of selecting the electronic commerce.
It is a charging method that can charge multiple types of electronic money.
A display process that displays store information for which electronic money can be used as support information, and
A charging method comprising a control step of controlling to charge the electronic money available in the selected store among the plurality of types of electronic money when an operation for selecting store information is performed.