WO2021196831A1 - Data verification method based on video information, device, and storage medium - Google Patents

Data verification method based on video information, device, and storage medium Download PDF

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Publication number
WO2021196831A1
WO2021196831A1 PCT/CN2021/071987 CN2021071987W WO2021196831A1 WO 2021196831 A1 WO2021196831 A1 WO 2021196831A1 CN 2021071987 W CN2021071987 W CN 2021071987W WO 2021196831 A1 WO2021196831 A1 WO 2021196831A1
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subject
verification
video information
actor
heart rate
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PCT/CN2021/071987
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French (fr)
Chinese (zh)
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李伟
赵之砚
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深圳壹账通智能科技有限公司
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Publication of WO2021196831A1 publication Critical patent/WO2021196831A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V20/00Scenes; Scene-specific elements
    • G06V20/40Scenes; Scene-specific elements in video content
    • G06V20/41Higher-level, semantic clustering, classification or understanding of video scenes, e.g. detection, labelling or Markovian modelling of sport events or news items
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06NCOMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N3/00Computing arrangements based on biological models
    • G06N3/02Neural networks
    • G06N3/04Architecture, e.g. interconnection topology
    • G06N3/045Combinations of networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06NCOMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N3/00Computing arrangements based on biological models
    • G06N3/02Neural networks
    • G06N3/08Learning methods
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/018Certifying business or products
    • G06Q30/0185Product, service or business identity fraud
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/10Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
    • G06V40/16Human faces, e.g. facial parts, sketches or expressions
    • G06V40/174Facial expression recognition
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/20Movements or behaviour, e.g. gesture recognition

Definitions

  • This application relates to the field of video processing technology, and in particular to a data verification method, device and storage medium based on video information.
  • the main filling mode of the health notice is: operate in the APP or official account or H5 link, and manually select the answer items for the content in the health notice.
  • the insured (or the insured) will be required to truthfully fill in the health notice when purchasing insurance. Insured persons who are not insured with a healthy body may have to pay more premiums or be refused insurance. Therefore, in the actual operation process, there will be the following situations in which the health notice is not truthfully filled in:
  • the insurance broker fills in on behalf of the insured person.
  • the inventor realized that for the underwriters unable to judge the sub-insurance, the insurance policy may be "postponed" by the insurance company to review the relevant information of the customer, re-fill the notice, and re-review, which reduces the work efficiency of the insurance company.
  • the purpose of this application is to provide a data verification method, device and storage medium based on video information. It can be used in the entire process of responding to the health notice, using image and voice detection and recognition technology to prevent malicious insurance from fraudulent insurance, and pre-position the underwriting work, which can save a lot of manpower and material resources to do inspections, underwriting, etc.
  • a data verification method based on video information includes the following steps:
  • S110 Collect data to be verified, where the data to be verified includes first video information including an acting subject;
  • S120 According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
  • S130 Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
  • S140 According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
  • a data verification system based on video information including:
  • the first video acquisition unit is configured to collect data to be verified, where the data to be verified includes first video information including an action subject;
  • the real person recognition and first identity verification unit is configured to perform real person recognition and first identity verification on the actors in the data to be verified according to the first video information to determine whether the actors are real people , And whether it is consistent with the pre-stored ID photo; if the actor is a real person and is consistent with the pre-stored ID photo, then the second video collection and verification question push is performed; if the actor is not a real person , And/or is inconsistent with the pre-stored ID photo, then restart the first video capture unit;
  • a verification question push and second video acquisition unit configured to push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
  • the deceptive behavior determination unit is configured to perform second identity verification and micro-expression analysis on the behavior subject according to the second video information to determine whether the behavior subject is consistent with the behavior subject in the first video, And determine whether the actor has cheated in the process of answering the verification question; if the actor is inconsistent with the actor in the first video, stop pushing new verification questions to the actor; if The actor is consistent with the actor in the first video, but the micro-expression analyzes that the actor has cheating in the process of answering the verification question, and the verification question is marked as an abnormal question.
  • an electronic device comprising: a memory and a processor, and a computer program is stored in the memory.
  • the computer program is executed by the processor, the following steps are implemented: S110: collecting data to be verified , The data to be verified includes the first video information including the behavior subject;
  • S120 According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
  • S130 Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
  • S140 According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
  • a computer-readable storage medium in which a data verification program based on video information is stored, and when the data verification program based on video information is executed by a processor , The following steps are implemented: S110: Collect data to be verified, where the data to be verified includes the first video information including the behavior subject;
  • S120 According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
  • S130 Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
  • S140 According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
  • FIG. 1 is a flowchart of a data verification method based on video information according to Embodiment 1 of the present application;
  • FIG. 2 is a schematic diagram of the logical structure of a data verification system based on video information according to Embodiment 2 of the present application;
  • FIG. 3 is a schematic diagram of a logical structure of an electronic device according to Embodiment 3 of the present application.
  • Silent multi-frame live detection model Based on the latest deep convolutional neural network, combined with hundreds of millions of real face data and non-real face data training. Non-real face pictures have certain characteristics, such as moiré, picture reflections, distortions, abnormal backgrounds, etc.
  • the silent multi-frame live detection model detects multiple pictures from the video to determine whether it is taken by a real person.
  • RPPG heartbeat detection Remote Photoplethysmography (RPPG) uses the reflected ambient light to measure the subtle brightness changes of the skin. The subtle changes in skin brightness are caused by the blood flow caused by the beating heart. Generally, we can get a signal similar to BVP (blood volume pulse) through RPPG, and the heart rate can be predicted through this signal.
  • BVP blood volume pulse
  • FFmpeg is an open source computer program that can be used to record, convert digital audio and video, and convert them into streams. It provides a complete solution for recording, converting, and streaming audio and video.
  • Fig. 1 is a flowchart of a data verification method based on video information according to Embodiment 1 of the present application.
  • the method for data verification based on video information provided in this embodiment includes the following steps:
  • S110 Collect the data to be verified, and the data to be verified includes the first video information including the actors;
  • the actor in the data to be verified may be the respondent who will reply to the health notice.
  • a front camera is set on the display screen, and the front camera shoots the first video information of the respondent, which can be displayed on the display screen.
  • the first video information is used for real person identification and identity verification of the respondent.
  • S120 According to the first video information, perform real person identification and first identity verification on the respondent to determine whether the respondent is a real person and whether it is consistent with the pre-stored ID photo; if the respondent is a real person and is consistent with the pre-stored If the ID photo is consistent, go to s130; if the respondent is not a real person, and/or is inconsistent with the pre-stored ID photo, go to s110;
  • this step it is judged whether it is a real person who is recording the video, and whether it is the person on the submitted ID card who is recording the video. If the two conditions are met at the same time, the following health question answering stage can be carried out. If one of the conditions is not met, it means that the respondent has a tendency to cheat insurance, and the following health questions will no longer be displayed, stop the question and answer of the health notice, and record the first video of other respondents.
  • S130 Push verification questions to the answerer in turn, and collect the second video information when the answerer answers the verification question;
  • the verification question can be a single health question, a single health question is displayed on the display screen one by one, and the second video information when the respondent answers the single health question is collected and displayed on the display screen.
  • the display screen only displays one health question.
  • the front camera collects the video of the respondent as the second video information.
  • the second video information and this health question are displayed on the display at the same time. After the respondent has answered this health question, the next health question will be displayed.
  • S140 According to the second video information, perform the second identity verification and micro-expression analysis on the respondent to determine whether the respondent is consistent with the respondent in the first video, and whether the respondent cheated in the process of answering the health question Behavior; if the answerer is inconsistent with the answerer in the first video, stop pushing new verification questions to the answerer; if the answerer is consistent with the answerer in the first video, but the micro-expression analysis answerer is answering healthy If there is deceptive behavior during the problem process, the health problem in this article will be marked as an abnormal problem.
  • a corresponding second video information is collected, which is used to judge whether the respondent has cheated when answering each health question, and record it and save it. It is convenient for the auditor to review the health notice in a targeted manner. After all the questions have been answered, save all the second videos, so that the video files recorded by the respondent when answering the questions can be kept for a long time, providing powerful supporting evidence for possible disputes in the future.
  • step S120 Specifically, in step S120:
  • the multimedia video processing tool FFmpeg is used to separate the image information and the voice information of the first video information to obtain the first image information and the first voice information.
  • real person recognition is performed on the answerer to determine whether the answerer is a real person, including the following process:
  • Intercept at least 20,000 first face pictures from the first image information through frame extraction technology, and calculate the first face picture according to the silent multi-frame liveness detection model to determine whether it is a real person shooting, and the silent multi-frame liveness detection
  • This method can effectively prevent other people from using paper photos, mobile phone photos, and mobile phone videos to collect faces, and truly achieve real face collection.
  • the obtained heart rate is within the set range, calculate the average heart rate fluctuation value according to each heart rate value. If the heart rate is less than the average heart rate fluctuation value, and the result calculated according to the silent multi-frame live detection model is a real person, It is judged that the answerer is a real person, and the real person is recognized and passed;
  • the range of heart rate setting can be: (50-160) beats/min.
  • the calculation process of the average fluctuation value of heart rate includes:
  • the first face pictures into M groups according to the time sequence of the interception. Each group includes N first face pictures.
  • the maximum heart rate value in each group is subtracted from the minimum heart rate value to obtain the heart rate difference.
  • the heart rate difference of each group is added and the average value is calculated, and the average value is the average fluctuation value of the heart rate. Calculated as follows:
  • M is the number of shooting groups, M can be greater than 10,000, and each group has N face pictures; H 1 , H 2 , H 3 ,..., H N is a group of intercepting each face picture
  • the heart rate value obtained through the RPPG heartbeat detection at time; A is the average heart rate fluctuation value.
  • Real person recognition adopts the combination of heartbeat detection and silent multi-frame live detection model at the same time, which increases the reliability.
  • real person recognition is performed on the respondent to determine whether the respondent is a real person.
  • Voice recognition and lip language recognition can also be used, including:
  • the first identity verification is performed on the respondent to determine whether the respondent is consistent with the pre-stored ID photo, including the following process:
  • the face image detection algorithm model can be used to detect the quality of each first face picture, or a few pictures can be randomly selected, and at least one first face picture meeting the preset quality conditions can be selected and stored as a standard face picture ; Compare the standard face picture with the ID photo stored by the respondent to obtain the similarity between the standard face picture and the ID photo. If the similarity is higher than the preset similarity of the ID, the first identity verification is passed.
  • the face image detection algorithm model can detect the entire face image.
  • the preset quality conditions can be: whether the face features are available, whether the proportion of the face meets the requirements (20%-70%), and whether the overall image pixels meet the setting Require.
  • the purpose of detection is to determine whether the extracted first face image meets the conditions for comparison, and to provide a higher-quality image as a standard face image.
  • this step it is judged whether it is the person on the ID card who is recording the video, and the health question will be asked. If the person on the ID card is recording the video and the real person is recording the video, then the following health question answering stage can be carried out.
  • step S130 while the display screen displays the health problem, the voice announcement of the displayed health problem can also be performed automatically through the speaker. Respondents can listen to every health question, avoiding that some respondents do not read the question carefully and answer at will.
  • step S140 Specifically, in step S140:
  • the multimedia video processing tool FFmpeg is used to separate the image information and the voice information of the second video information to obtain the second image information and the second voice information.
  • the second identity verification and micro-expression analysis are performed on the respondent to determine whether the respondent is consistent with the respondent in the first video, and to determine whether the respondent is cheating in the process of answering the health question. It includes the following steps:
  • the second image information in the second video information is framed within a set time to obtain a second face picture, and the second face picture is compared with the standard face image obtained in s120 for second identity verification, If the comparison results are different, the respondent has cheated during the course of answering the health question, stop pushing the health question to the respondent, and stop responding to the respondent’s health notice. If the comparison result is the same, the answerer is the same as the answerer in the first video, and there is no change in the middle, and the health notice will not stop responding.
  • input the second face image into the facial expression classification model based on convolutional neural network for micro-expression analysis to determine whether the respondent has cheated in answering health questions. If the second face image corresponds to the micro-expression analysis result If it shows deceptive behavior, it has a tendency to deceive. Mark this health problem as an abnormal problem and save it.
  • Respondents answer a health question. If there is a violation of ordinary people’s answering habits, it will be marked as an abnormal question. After all the questions and answers of the entire health notice are completed, the auditor will record the abnormality according to which health question has been recorded before. Knowing that the person's emotional and psychological changes are large, there is a possibility of falsification in the answer to this health question. After all the questions and answers of the entire health notice are completed, the auditor will record the abnormality based on which health problem has been recorded before, and know at which link there is a tendency to deceive. If there is a substitution response, the response to the health notice will be stopped. By checking the recorded abnormal questions, the auditor can easily figure out whether the respondent has false answers when answering each health notification question. If there are false answers, they can conduct data review and so on.
  • the answer to a single health question stored in the database includes multiple answers that can be insured for that health question.
  • the matching rate can indicate the similarity between the answer of the answerer and the answer stored in the database. A high similarity indicates that the answer of the answerer meets the insurance conditions of the health question, and a low similarity indicates that the answer of the answerer needs to be further reviewed by the insurance reviewer.
  • the insurance auditor can determine which insurance condition of the customer needs to be further audited according to the matching rate of each stored health question answer, which improves the auditor's work efficiency and reduces the work intensity.
  • Lip recognition can also be used, which specifically includes the following process: lip recognition is performed on the second image information, and lips are obtained through the face recognition model Then, the lip language recognition algorithm model established by the deep learning neural network matches the lip language model with the lip language model of the single health question answer stored in the database, and obtains the lip language model of the lip motion and answer through the face recognition model Match rate, save lip action and match rate.
  • the lip language recognition algorithm model mainly uses deep learning model algorithms based on time series recognition such as RNN (recurrent neural network) + LSTM (long short-term memory network).
  • the health question to be answered and the video and audio of the respondent recorded by the camera are displayed on the screen at the same time.
  • the respondent reads and listens to the health question
  • the respondent’s face, voice, lip print, expression and other information are collected for real person recognition, identity authentication, confirmation of answer content, and recognition of fraudulent responses, which improves insurance and verification. Guaranteed efficiency.
  • Fig. 2 is a flowchart of a data verification method based on video information according to Embodiment 1 of the present application.
  • a data verification system based on video information includes: a first video collection unit 201, a real person recognition and first identity verification unit 202, a verification question push and a second video collection unit 203 And the deceptive behavior judging unit 204.
  • the first video collection unit 201 is configured to collect data to be verified, and the data to be verified includes first video information including an action subject;
  • the real person recognition and first identity verification unit 202 is configured to perform real person recognition and first identity verification on the actors in the data to be verified according to the first video information, to determine whether the actors are real persons and whether they are related to pre-stored certificates If the actor is a real person and it is consistent with the pre-stored ID photo, then the second video collection and verification problem will be pushed; if the actor is not a real person, and/or is inconsistent with the pre-stored ID photo, it will be renewed Perform the first video capture unit;
  • the verification question push and second video collection unit 203 is configured to push at least one verification question to the actor in turn, and collect the second video information when the actor answers the verification question;
  • the deceptive behavior judging unit 204 is configured to perform second identity verification and micro-expression analysis on the actor according to the second video information, determine whether the actor is consistent with the actor in the first video, and determine whether the actor is answering the verification question Whether there is deceptive behavior in the process; if the actor is inconsistent with the actor in the first video, stop pushing new verification questions to the actor; if the actor is consistent with the actor in the first video, but the micro-expression analysis of the actor If there is fraud in answering the verification question, the verification question will be marked as an abnormal question.
  • FIG. 3 is a schematic diagram of a logical structure of an electronic device according to Embodiment 3 of the present application.
  • an electronic device 1 includes a memory 3 and a processor 2.
  • a computer program 4 is stored in the memory, and the computer program 4 is executed by the processor 3 as follows:
  • S110 Collect data to be verified, where the data to be verified includes first video information including an acting subject;
  • S120 According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
  • S130 Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
  • S140 According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
  • a computer-readable storage medium including a data verification program based on video information.
  • the data verification program based on video information is executed by a processor, the following steps are implemented:
  • S110 Collect data to be verified, where the data to be verified includes first video information including an acting subject;
  • S120 According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
  • S130 Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
  • S140 According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
  • the computer-readable storage medium may be non-volatile or volatile.

Abstract

A data verification method based on video information, a device, and a storage medium, relating to the technical field of voice processing. The method comprises: collecting data to be verified, said data comprising first video information containing an action subject (S110); respectively performing real person identification and first identity verification on the action subject in said data according to the first video information, so as to determine whether the action subject is a real person and whether the action subject is consistent with a pre-stored identification photograph (S120); if the action subject is a real person and is consistent with the pre-stored identification photograph, pushing a verification problem to the action subject, and collecting second video information when the action subject answers the verification problem (S130); and respectively performing second identity verification and micro-expression analysis on the action subject according to the second video information, so as to determine whether the action subject is consistent with the action subject in the first video and whether the action subject has a spoofing behavior in the process of answering the verification problem (S140). The method determines, by using an image and voice recognition technology, whether an answerer has a spoofing behavior when answering the Health Notice.

Description

基于视频信息的数据验证方法、装置及存储介质Data verification method, device and storage medium based on video information
本申请要求于2020年3月30日提交中国专利局、申请号为202010236490.0,发明名称为“基于视频信息的数据验证方法、装置及存储介质”的中国专利的优先权,其全部内容通过引用结合在本申请中。This application claims the priority of the Chinese patent filed with the Chinese Patent Office on March 30, 2020, the application number is 202010236490.0, and the invention title is "Data verification method, device and storage medium based on video information", the entire content of which is incorporated by reference In this application.
技术领域Technical field
本申请涉及视频处理技术领域,尤其涉及一种基于视频信息的数据验证方法、装置及存储介质。This application relates to the field of video processing technology, and in particular to a data verification method, device and storage medium based on video information.
背景技术Background technique
目前健康告知书主要填写模式为:在APP或者公众号或H5链接进行操作,对于健康告知书中内容进行手工选择答复项。At present, the main filling mode of the health notice is: operate in the APP or official account or H5 link, and manually select the answer items for the content in the health notice.
投保人(或被保险人)在购买保险时,会被要求如实填写健康告知书。对于不是以健康身体投保的投保人可能要多交保费或者是被拒绝投保,所以在实际操作过程中,会出现以下几种不如实填写健康告知书的情况:The insured (or the insured) will be required to truthfully fill in the health notice when purchasing insurance. Insured persons who are not insured with a healthy body may have to pay more premiums or be refused insurance. Therefore, in the actual operation process, there will be the following situations in which the health notice is not truthfully filled in:
1、投保人故意隐瞒病史不如实填写健康告知表;1. The insured deliberately concealed the medical history and failed to fill in the health notification form truthfully;
2、投保人因马虎,对健康告知不仔细查阅,或者是随便看一两眼,总觉得自己(或者被投保人)身体好没问题,随意填写;2. Due to sloppyness, the insured does not check the health notification carefully, or just glances at it casually, always feels that he (or the insured) is in good health, and fills it out at will;
3、保险经纪人为了完成投保指标,代替投保人进行填写。3. In order to complete the insured index, the insurance broker fills in on behalf of the insured person.
发明人意识到,对于核保员无法判断分险,保单可能被保险公司“延期”,去审核客户的相关资料,重新填写告知书,重新审核,降低了保险公司的工作效率。The inventor realized that for the underwriters unable to judge the sub-insurance, the insurance policy may be "postponed" by the insurance company to review the relevant information of the customer, re-fill the notice, and re-review, which reduces the work efficiency of the insurance company.
所以现在,亟需一种数据信息验证方法,防止不如实填写健康告知书。Therefore, there is an urgent need for a data information verification method to prevent misfilling the health notification form.
发明内容Summary of the invention
鉴于上述问题,本申请的目的是提供一种基于视频信息的数据验证方法、装置及存储介质。可使用在使整个健康告知书答复过程中,采用影像和语音检测识别技术,防止恶意投保进行骗保,将核保工作前置化,可以节省大量因人力物力来做勘验、核保等工作带来的经济成本和时间成本。In view of the above problems, the purpose of this application is to provide a data verification method, device and storage medium based on video information. It can be used in the entire process of responding to the health notice, using image and voice detection and recognition technology to prevent malicious insurance from fraudulent insurance, and pre-position the underwriting work, which can save a lot of manpower and material resources to do inspections, underwriting, etc. The economic cost and time cost brought about.
根据本申请的一个方面,提供了一种基于视频信息的数据验证方法,包括以下步骤:According to one aspect of this application, a data verification method based on video information is provided, which includes the following steps:
S110:采集待验证数据,所述待验证数据包括包含有行为主体的第一视频信息;S110: Collect data to be verified, where the data to be verified includes first video information including an acting subject;
S120:根据所述第一视频信息,对所述待验证数据中的行为主体分别进行真人识别和第一身份验证,以判断所述行为主体是否是真实的人,以及是否与预存的证件照一致;若 所述行为主体是真实的人,并且与所述预存的证件照一致,则进行S130;若所述行为主体不是真实的人,和/或与所述预存的证件照不一致,则进行S110;S120: According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
S130:向所述行为主体依次推送至少一个验证问题,并采集所述行为主体回答所述验证问题时的第二视频信息;S130: Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
S140:根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为;若所述行为主体与所述第一视频中的行为主体不一致,则停止向所述行为主体推送新的验证问题;若所述行为主体与所述第一视频中的行为主体一致,但所述微表情分析所述行为主体在回答所述验证问题过程中有欺骗行为,则将所述验证问题作为异常问题标记。S140: According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
根据本申请的另一方面,提供了一种基于视频信息的数据验证系统,包括:According to another aspect of the present application, a data verification system based on video information is provided, including:
第一视频采集单元,用于采集待验证数据,所述待验证数据包括包含有行为主体的第一视频信息;The first video acquisition unit is configured to collect data to be verified, where the data to be verified includes first video information including an action subject;
真人识别和第一身份验证单元,用于根据所述第一视频信息,对所述待验证数据中的行为主体分别进行真人识别和第一身份验证,以判断所述行为主体是否是真实的人,以及是否与预存的证件照一致;若所述行为主体是真实的人,并且与所述预存的证件照一致,则进行第二视频采集和验证问题推送;若所述行为主体不是真实的人,和/或与所述预存的证件照不一致,则重新进行第一视频采集单元;The real person recognition and first identity verification unit is configured to perform real person recognition and first identity verification on the actors in the data to be verified according to the first video information to determine whether the actors are real people , And whether it is consistent with the pre-stored ID photo; if the actor is a real person and is consistent with the pre-stored ID photo, then the second video collection and verification question push is performed; if the actor is not a real person , And/or is inconsistent with the pre-stored ID photo, then restart the first video capture unit;
验证问题推送和第二视频采集单元,用于向所述行为主体依次推送验证至少一个问题,并采集所述行为主体回答所述验证问题时的第二视频信息;A verification question push and second video acquisition unit, configured to push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
欺骗行为判断单元,用于根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为;若所述行为主体与所述第一视频中的行为主体不一致,则停止向所述行为主体推送新的验证问题;若所述行为主体与所述第一视频中的行为主体一致,但所述微表情分析所述行为主体在回答所述验证问题过程中有欺骗行为,则将所述验证问题作为异常问题标记。The deceptive behavior determination unit is configured to perform second identity verification and micro-expression analysis on the behavior subject according to the second video information to determine whether the behavior subject is consistent with the behavior subject in the first video, And determine whether the actor has cheated in the process of answering the verification question; if the actor is inconsistent with the actor in the first video, stop pushing new verification questions to the actor; if The actor is consistent with the actor in the first video, but the micro-expression analyzes that the actor has cheating in the process of answering the verification question, and the verification question is marked as an abnormal question.
根据本申请的另一方面,提供了一种电子装置,包括:存储器和处理器,所述存储器中存储有计算机程序,所述计算机程序被处理器执行时实现如下步骤:S110:采集待验证数据,所述待验证数据包括包含有行为主体的第一视频信息;According to another aspect of the present application, there is provided an electronic device, comprising: a memory and a processor, and a computer program is stored in the memory. When the computer program is executed by the processor, the following steps are implemented: S110: collecting data to be verified , The data to be verified includes the first video information including the behavior subject;
S120:根据所述第一视频信息,对所述待验证数据中的行为主体分别进行真人识别和第一身份验证,以判断所述行为主体是否是真实的人,以及是否与预存的证件照一致;若所述行为主体是真实的人,并且与所述预存的证件照一致,则进行S130;若所述行为主体不是真实的人,和/或与所述预存的证件照不一致,则进行S110;S120: According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
S130:向所述行为主体依次推送至少一个验证问题,并采集所述行为主体回答所述验证问题时的第二视频信息;S130: Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
S140:根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为;若所述行为主体与所述第一视频中的行为主体不一致,则停止向所述行为主体推送新的验证问题;若所述行为主体与所述第一视频中的行为主体一致,但所述微表情分析所述行为主体在回答所述验证问题过程中有欺骗行为,则将所述验证问题作为异常问题标记。S140: According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
根据本申请的另一方面,提供了一种计算机可读存储介质,所述计算机可读存储介质中存储有基于视频信息的数据验证程序,所述基于视频信息的数据验证程序被处理器执行时,实现如下所示步骤:S110:采集待验证数据,所述待验证数据包括包含有行为主体的第一视频信息;According to another aspect of the present application, there is provided a computer-readable storage medium in which a data verification program based on video information is stored, and when the data verification program based on video information is executed by a processor , The following steps are implemented: S110: Collect data to be verified, where the data to be verified includes the first video information including the behavior subject;
S120:根据所述第一视频信息,对所述待验证数据中的行为主体分别进行真人识别和第一身份验证,以判断所述行为主体是否是真实的人,以及是否与预存的证件照一致;若所述行为主体是真实的人,并且与所述预存的证件照一致,则进行S130;若所述行为主体不是真实的人,和/或与所述预存的证件照不一致,则进行S110;S120: According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
S130:向所述行为主体依次推送至少一个验证问题,并采集所述行为主体回答所述验证问题时的第二视频信息;S130: Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
S140:根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为;若所述行为主体与所述第一视频中的行为主体不一致,则停止向所述行为主体推送新的验证问题;若所述行为主体与所述第一视频中的行为主体一致,但所述微表情分析所述行为主体在回答所述验证问题过程中有欺骗行为,则将所述验证问题作为异常问题标记。S140: According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
利用上述根据本申请的基于视频信息的数据验证方法、装置及存储介质,融合人脸识别、人脸比对、语音识别、语义理解、智能录制、微表情等AI技术能力,改变以往健康告知的操作流程,采用视频方式进行健康告知书数据验证填写。具有以下优点:1、杜绝他人冒名代答,确保本人真人回答;2、使用微表情反欺诈技术,将虚假答复拒之门外;3、整个健康告知答复全程录像,长期保存,为将来可能产生的纠纷提供依据;4、每条健康告知问题都会播报给投保人(或被保险人),降低投保人(或被保险人)因马虎,不仔细等原因错误回答。Using the above-mentioned video information-based data verification method, device, and storage medium according to this application, it integrates AI technology capabilities such as face recognition, face comparison, voice recognition, semantic understanding, smart recording, and micro-expressions to change the previous health notification Operation process, using video method to verify and fill in the data of the health notice. It has the following advantages: 1. To prevent others from answering under false names, and to ensure that I answer by the real person; 2. Use micro-expression anti-fraud technology to shut out false answers; 3. The whole health notification response is recorded in the whole process and stored for a long time for possible future generation Provide a basis for disputes; 4. Every health notification question will be broadcast to the insured (or the insured) to reduce the insured (or the insured)’s wrong answers due to carelessness and carelessness.
为了实现上述以及相关目的,本申请的一个或多个方面包括后面将详细说明并在权利要求中特别指出的特征。下面的说明以及附图详细说明了本申请的某些示例性方面。然而,这些方面指示的仅仅是可使用本申请的原理的各种方式中的一些方式。此外,本申请旨在包括所有这些方面以及它们的等同物。In order to achieve the above and related objects, one or more aspects of the present application include the features that will be described in detail later and specifically pointed out in the claims. The following description and drawings illustrate some exemplary aspects of the present application in detail. However, these aspects indicate only some of the various ways in which the principles of this application can be used. Furthermore, this application is intended to include all these aspects and their equivalents.
附图说明Description of the drawings
通过参考以下结合附图的说明及权利要求书的内容,并且随着对本申请的更全面理解,本申请的其它目的及结果将更加明白及易于理解。在附图中:By referring to the following description in conjunction with the accompanying drawings and the content of the claims, and with a more comprehensive understanding of the application, other purposes and results of the application will be more clear and easier to understand. In the attached picture:
图1为根据本申请实施例1的基于视频信息的数据验证方法的流程图;FIG. 1 is a flowchart of a data verification method based on video information according to Embodiment 1 of the present application;
图2为根据本申请实施例2的基于视频信息的数据验证系统的逻辑结构示意图;2 is a schematic diagram of the logical structure of a data verification system based on video information according to Embodiment 2 of the present application;
图3为根据本申请实施例3的电子装置的逻辑结构示意图。FIG. 3 is a schematic diagram of a logical structure of an electronic device according to Embodiment 3 of the present application.
在所有附图中相同的标号指示相似或相应的特征或功能。The same reference numerals in all the drawings indicate similar or corresponding features or functions.
具体实施方式Detailed ways
在下面的描述中,出于说明的目的,为了提供对一个或多个实施例的全面理解,阐述了许多具体细节。然而,很明显,也可以在没有这些具体细节的情况下实现这些实施例。在其它例子中,为了便于描述一个或多个实施例,公知的结构和设备以方框图的形式示出。In the following description, for illustrative purposes, in order to provide a comprehensive understanding of one or more embodiments, many specific details are set forth. However, it is obvious that these embodiments can also be implemented without these specific details. In other examples, for the convenience of describing one or more embodiments, well-known structures and devices are shown in the form of block diagrams.
名词解释:Glossary:
静默多帧活体检测模型:基于最新的深度卷积神经网络,结合上亿张真实人脸数据及非真实人脸数据训练得到的。非真实的人脸图片,会有一定的特征,比如摩尔纹、图片反光、扭曲、背景异常等,静默多帧活体检测模型通过对视频抽取多张照片进行检测,判断是否是真人拍摄。Silent multi-frame live detection model: Based on the latest deep convolutional neural network, combined with hundreds of millions of real face data and non-real face data training. Non-real face pictures have certain characteristics, such as moiré, picture reflections, distortions, abnormal backgrounds, etc. The silent multi-frame live detection model detects multiple pictures from the video to determine whether it is taken by a real person.
RPPG心跳检测:远程光电体积描记术Remote Photoplethysmography(RPPG)利用反射的周围光来测量皮肤的细微亮度变化。皮肤的细微亮度变化是由于心脏跳动导致的血液流动导致的。一般通过RPPG我们可以得到类似BVP(血容量脉冲)的信号,通过此信号可以预测心率。RPPG heartbeat detection: Remote Photoplethysmography (RPPG) uses the reflected ambient light to measure the subtle brightness changes of the skin. The subtle changes in skin brightness are caused by the blood flow caused by the beating heart. Generally, we can get a signal similar to BVP (blood volume pulse) through RPPG, and the heart rate can be predicted through this signal.
FFmpeg:FFmpeg是一套可以用来记录、转换数字音频、视频,并能将其转化为流的开源计算机程序。它提供了录制、转换以及流化音视频的完整解决方案。FFmpeg: FFmpeg is an open source computer program that can be used to record, convert digital audio and video, and convert them into streams. It provides a complete solution for recording, converting, and streaming audio and video.
以下将结合附图对本申请的具体实施例进行详细描述。The specific embodiments of the present application will be described in detail below with reference to the accompanying drawings.
实施例1Example 1
图1为根据本申请实施例1的基于视频信息的数据验证方法的流程图。Fig. 1 is a flowchart of a data verification method based on video information according to Embodiment 1 of the present application.
如图1所示,本实施例提供的基于视频信息的数据验证方法,包括如下步骤:As shown in Figure 1, the method for data verification based on video information provided in this embodiment includes the following steps:
S110:采集待验证数据,待验证数据包括包含有行为主体的第一视频信息;S110: Collect the data to be verified, and the data to be verified includes the first video information including the actors;
待验证数据中的行为主体可为将要答复健康告知书的答题者。在显示屏上设置有前置摄像头,前置摄像头拍摄答题者的第一视频信息,可显示在显示屏上,第一视频信息用于答题者的真人识别和身份验证。The actor in the data to be verified may be the respondent who will reply to the health notice. A front camera is set on the display screen, and the front camera shoots the first video information of the respondent, which can be displayed on the display screen. The first video information is used for real person identification and identity verification of the respondent.
S120:根据第一视频信息,对答题者分别进行真人识别和第一身份验证,判断答题者是否是真实的人,以及是否与预存的证件照一致;若答题者是真实的人,并且与预存的证件照一致,则进行s130;若答题者不是真实的人,和/或与预存的证件照不一致,则重新进行s110;S120: According to the first video information, perform real person identification and first identity verification on the respondent to determine whether the respondent is a real person and whether it is consistent with the pre-stored ID photo; if the respondent is a real person and is consistent with the pre-stored If the ID photo is consistent, go to s130; if the respondent is not a real person, and/or is inconsistent with the pre-stored ID photo, go to s110;
在此步骤中,判断是否是真实人进行录制视频,并且判断是否是提交的身份证件上的 人在进行录制视频,如果两个条件同时满足才能够进行下面的健康问题问答阶段。如果有一个条件不能满足说明答题者具有骗保倾向,不再显示下面的健康问题,停止其健康告知书问答,进行其他答题者的第一视频录制。In this step, it is judged whether it is a real person who is recording the video, and whether it is the person on the submitted ID card who is recording the video. If the two conditions are met at the same time, the following health question answering stage can be carried out. If one of the conditions is not met, it means that the respondent has a tendency to cheat insurance, and the following health questions will no longer be displayed, stop the question and answer of the health notice, and record the first video of other respondents.
S130:向所述答题者依次推送验证问题,并采集所述答题者回答所述验证问题时的第二视频信息;S130: Push verification questions to the answerer in turn, and collect the second video information when the answerer answers the verification question;
验证问题可为单条的健康问题,在显示屏上逐屏显示单条健康问题,并采集答题者回答单条健康问题时的第二视频信息显示在显示屏上。显示屏屏幕只显示一条健康问题,在答题者回答本条健康问题时前置摄像头采集答题者的视频,作为第二视频信息,第二视频信息与本条健康问题同时显示在显示屏上。答题者回答完本条健康问题后,再显示下一条健康问题。The verification question can be a single health question, a single health question is displayed on the display screen one by one, and the second video information when the respondent answers the single health question is collected and displayed on the display screen. The display screen only displays one health question. When the respondent answers this health question, the front camera collects the video of the respondent as the second video information. The second video information and this health question are displayed on the display at the same time. After the respondent has answered this health question, the next health question will be displayed.
S140:根据第二视频信息,对答题者分别进行第二身份验证和微表情分析,以判断答题者是否与第一视频中的答题者一致,以及判断答题者在回答健康问题过程中是否有欺骗行为;若答题者与第一视频中的答题者不一致,则停止向答题者推送新的验证问题;若答题者与第一视频中的答题者一致,但所述微表情分析答题者在回答健康问题过程中有欺骗行为,则将本条健康问题作为异常问题标记。S140: According to the second video information, perform the second identity verification and micro-expression analysis on the respondent to determine whether the respondent is consistent with the respondent in the first video, and whether the respondent cheated in the process of answering the health question Behavior; if the answerer is inconsistent with the answerer in the first video, stop pushing new verification questions to the answerer; if the answerer is consistent with the answerer in the first video, but the micro-expression analysis answerer is answering healthy If there is deceptive behavior during the problem process, the health problem in this article will be marked as an abnormal problem.
答题者回答每一条健康问题时对应采集一个第二视频信息,用于判断答题者在回答每一条健康问题时有无欺骗行为,并记录保存下来。便于审核员有针对性的复核健康告知书。所有问题答复完毕后,保存所有的第二视频,这样答题者在答题时录制的视频文件可以长期留存,为将来可能产生的纠纷提供有力的辅证。When the respondent answers each health question, a corresponding second video information is collected, which is used to judge whether the respondent has cheated when answering each health question, and record it and save it. It is convenient for the auditor to review the health notice in a targeted manner. After all the questions have been answered, save all the second videos, so that the video files recorded by the respondent when answering the questions can be kept for a long time, providing powerful supporting evidence for possible disputes in the future.
具体的,在步骤S120中:Specifically, in step S120:
首先,采用多媒体视频处理工具FFmpeg将第一视频信息进行影像信息和语音信息分离,得到第一影像信息和第一语音信息。First, the multimedia video processing tool FFmpeg is used to separate the image information and the voice information of the first video information to obtain the first image information and the first voice information.
根据第一视频信息,对答题者进行真人识别,判断答题者是否是真实的人,包括以下过程:According to the first video information, real person recognition is performed on the answerer to determine whether the answerer is a real person, including the following process:
通过抽帧技术在第一影像信息中截取至少两万张第一人脸图片,并根据静默多帧活体检测模型对第一人脸图片进行计算,判断是否是真人在拍摄,静默多帧活体检测方式可以有效的防止其他人使用纸质照片、手机照片及手机视频等方式进行人脸采集,真正做到了真实人人脸采集。Intercept at least 20,000 first face pictures from the first image information through frame extraction technology, and calculate the first face picture according to the silent multi-frame liveness detection model to determine whether it is a real person shooting, and the silent multi-frame liveness detection This method can effectively prevent other people from using paper photos, mobile phone photos, and mobile phone videos to collect faces, and truly achieve real face collection.
通过RPPG心跳检测方法获取截取每一张第一人脸图片时答题者的心率,判断是否是真人在拍摄;Use the RPPG heartbeat detection method to obtain the heart rate of the respondent when intercepting each first face picture, and determine whether it is a real person shooting;
若获取的心率均在设定的范围内,则根据每个心率值,计算心率平均波动值,若心率均小于心率平均波动值,且根据静默多帧活体检测模型计算的结果为真实的人,则判断答题者是真实的人,真人识别通过;If the obtained heart rate is within the set range, calculate the average heart rate fluctuation value according to each heart rate value. If the heart rate is less than the average heart rate fluctuation value, and the result calculated according to the silent multi-frame live detection model is a real person, It is judged that the answerer is a real person, and the real person is recognized and passed;
若获取的心率有不在设定的范围内的,则判断答题者不是真实的人,不再进行计算心率平均波动值,健康告知书的填写结束。心率设定的范围可为:(50-160)次/分。If the obtained heart rate is not within the set range, it is judged that the respondent is not a real person, and the average heart rate fluctuation value is no longer calculated, and the filling of the health notice is completed. The range of heart rate setting can be: (50-160) beats/min.
心率平均波动值的计算过程包括:The calculation process of the average fluctuation value of heart rate includes:
按照截取的时间顺序将第一人脸图片分为M组,每一组中包括N张第一人脸图片,将每一组中最大的心率值减去最小的心率值得到心率差值,将每一组的心率差值相加后求平均值,平均值为心率平均波动值。计算公式如下:Divide the first face pictures into M groups according to the time sequence of the interception. Each group includes N first face pictures. The maximum heart rate value in each group is subtracted from the minimum heart rate value to obtain the heart rate difference. The heart rate difference of each group is added and the average value is calculated, and the average value is the average fluctuation value of the heart rate. Calculated as follows:
Figure PCTCN2021071987-appb-000001
Figure PCTCN2021071987-appb-000001
其中:M为拍摄组数,M可大于1万,每一组具有N张人脸图片;H 1、H 2、H 3、....、H N为一组中截取每张人脸图片时通过RPPG心跳检测得到的心率值;A为心率平均波动值。 Among them: M is the number of shooting groups, M can be greater than 10,000, and each group has N face pictures; H 1 , H 2 , H 3 ,..., H N is a group of intercepting each face picture The heart rate value obtained through the RPPG heartbeat detection at time; A is the average heart rate fluctuation value.
真人识别同时采取心跳检测和静默多帧活体检测模型二种检测方式结合,增大了可靠性。Real person recognition adopts the combination of heartbeat detection and silent multi-frame live detection model at the same time, which increases the reliability.
根据第一视频信息,对答题者分别进行真人识别,判断答题者是否是真实的人,还可采用语音识别和唇语识别的方式,具体包括:According to the first video information, real person recognition is performed on the respondent to determine whether the respondent is a real person. Voice recognition and lip language recognition can also be used, including:
对第一语音信息进行语音识别,获得第一语音信息对应的语义信息;对第一影像信息进行分帧处理,获得分帧后的每帧图像中的嘴唇位置;对每帧图像中的嘴唇位置进行唇语识别,获得每帧图像的唇语对应的语义信息;使用时间对准算法计算第一语音信息对应的语义信息与唇语识别对应的语义信息的相似度值,根据相似度值判断所述答题者是否是真实的人,若是真实的人则真人识别通过。Perform voice recognition on the first voice information to obtain the semantic information corresponding to the first voice information; perform frame processing on the first image information to obtain the position of the lips in each frame of the image after the frame; the position of the lips in each frame of the image Perform lip recognition to obtain the semantic information corresponding to the lip of each frame of image; use the time alignment algorithm to calculate the similarity value between the semantic information corresponding to the first speech information and the semantic information corresponding to the lip recognition, and determine the corresponding value according to the similarity value. State whether the person who answered the question is a real person, if it is a real person, the real person will be recognized and passed.
根据第一视频信息,对答题者进行第一身份验证,判断答题者是否与预存的证件照一致,包括以下过程:According to the first video information, the first identity verification is performed on the respondent to determine whether the respondent is consistent with the pre-stored ID photo, including the following process:
可采用人脸图像检测算法模型,对每张第一人脸图片进行质量检测,也可随机抽取几张,选取满足预设质量条件的至少一张第一人脸图片,作为标准人脸图片存储;将标准人脸图片与答题者预存的证件照进行对比,得到标准人脸图片与证件照的相似度,若相似度高于预设的人证相似度,则第一身份验证通过。The face image detection algorithm model can be used to detect the quality of each first face picture, or a few pictures can be randomly selected, and at least one first face picture meeting the preset quality conditions can be selected and stored as a standard face picture ; Compare the standard face picture with the ID photo stored by the respondent to obtain the similarity between the standard face picture and the ID photo. If the similarity is higher than the preset similarity of the ID, the first identity verification is passed.
人脸图像检测算法模型可对整个人脸图像进行检测,预设质量条件可为:人脸特征是否具备、人脸占比是否符合(20%-70%)要求、整体图像像素是否达到设定要求。检测的目的是确定提取的第一人脸图片是否具备比对条件,提供较高质量的图片,作为标准人脸图片。The face image detection algorithm model can detect the entire face image. The preset quality conditions can be: whether the face features are available, whether the proportion of the face meets the requirements (20%-70%), and whether the overall image pixels meet the setting Require. The purpose of detection is to determine whether the extracted first face image meets the conditions for comparison, and to provide a higher-quality image as a standard face image.
在此步骤中,判断是否是身份证件上的人在进行录制视屏,将要进行健康问题问答。如果是身份证件上的人在录制视屏并且是真实的人在录制视屏,才能够进行下面的健康问题问答阶段。In this step, it is judged whether it is the person on the ID card who is recording the video, and the health question will be asked. If the person on the ID card is recording the video and the real person is recording the video, then the following health question answering stage can be carried out.
在步骤S130中,显示屏显示健康问题的同时,还可通过扬声器自动进行所显示的健康问题的语音播报。答题者可以收听到每一道健康问题,避免了有的答题者不认真阅读题目,随意回答。In step S130, while the display screen displays the health problem, the voice announcement of the displayed health problem can also be performed automatically through the speaker. Respondents can listen to every health question, avoiding that some respondents do not read the question carefully and answer at will.
具体的,在步骤S140中:Specifically, in step S140:
首先,采用多媒体视频处理工具FFmpeg将第二视频信息进行影像信息和语音信息分离,得到第二影像信息和第二语音信息。First, the multimedia video processing tool FFmpeg is used to separate the image information and the voice information of the second video information to obtain the second image information and the second voice information.
根据第二视频信息,对答题者分别进行第二身份验证和微表情分析,以判断答题者是否与第一视频中的答题者一致,以及判断答题者在回答健康问题过程中是否有欺骗行为,包括以下步骤:According to the second video information, the second identity verification and micro-expression analysis are performed on the respondent to determine whether the respondent is consistent with the respondent in the first video, and to determine whether the respondent is cheating in the process of answering the health question. It includes the following steps:
将第二视频信息中的第二影像信息在设定的时间内进行抽帧,得到第二人脸图片,将第二人脸图片与s120中得到的标准人脸图像对比进行第二身份验证,若对比结果为不同,则答题者在回答健康问题过程中有欺骗行为,则停止向答题者推送健康问题,停止答题者的健康告知书答复。若对比结果相同,则答题者与第一视频中的答题者一致,没有中途换人,不会停止健康告知书答复。同时,将第二人脸图片输入基于卷积神经网络的表情分类模型进行微表情分析,以判断答题者在回答健康问题过程中有无欺骗行为,若第二人脸图片对应的微表情分析结果显示有欺骗行为,则有欺骗的倾向,将本条健康问题作为异常问题标记并保存。The second image information in the second video information is framed within a set time to obtain a second face picture, and the second face picture is compared with the standard face image obtained in s120 for second identity verification, If the comparison results are different, the respondent has cheated during the course of answering the health question, stop pushing the health question to the respondent, and stop responding to the respondent’s health notice. If the comparison result is the same, the answerer is the same as the answerer in the first video, and there is no change in the middle, and the health notice will not stop responding. At the same time, input the second face image into the facial expression classification model based on convolutional neural network for micro-expression analysis to determine whether the respondent has cheated in answering health questions. If the second face image corresponds to the micro-expression analysis result If it shows deceptive behavior, it has a tendency to deceive. Mark this health problem as an abnormal problem and save it.
在设定的时间内进行抽帧,可根据实际情况而定。本申请中,可在健康问题显示后、答题者开始回答问题的时候即答题者发出语音的时候,以及一道健康问题回答完毕的时候进行抽帧。或者是每隔2秒进行抽帧。Draw frames within the set time, which can be determined according to the actual situation. In this application, frames can be drawn after the health question is displayed, when the answerer starts to answer the question, that is, when the answerer utters a voice, and when the answer to a health question is completed. Or it can draw frames every 2 seconds.
由于用户在做回答时,往往透漏出的信息不止一个,包括其语言、微表情、肢体动作及有意识触摸等都是将更加清晰的反应出用户意图,因此多渠道信息同时采集和相互判定,更有助于系统准确理解用户回答问题时是否诚实。Since users often reveal more than one information when answering, including their language, micro-expressions, body movements, and conscious touch, they will more clearly reflect the user's intentions. Therefore, multiple channels of information are collected and mutually determined at the same time. It helps the system accurately understand whether users are honest when answering questions.
答题者回答一条健康问题,如果出现了违反通常人们的回答习惯,则会标记为异常问题,当整个健康告知书全部问答结束后,审核员会根据之前记录的哪一条健康问题记录了异常,得知此人的情绪、心理变化较大,在此条健康问题的回答上有造假的可能。当整个健康告知书全部问答结束后,审核员会根据之前记录的哪一条健康问题记录了异常,得知在哪个环节出现了欺骗倾向。如果出现了换人答复,则会停止健康告知书的答复。审核员通过查看记录的异常问题,可以很容易得出答题者在回答每一条健康告知问题时是否存在虚假答复的情况,如果存在虚假答复,则可进行资料复核等。Respondents answer a health question. If there is a violation of ordinary people’s answering habits, it will be marked as an abnormal question. After all the questions and answers of the entire health notice are completed, the auditor will record the abnormality according to which health question has been recorded before. Knowing that the person's emotional and psychological changes are large, there is a possibility of falsification in the answer to this health question. After all the questions and answers of the entire health notice are completed, the auditor will record the abnormality based on which health problem has been recorded before, and know at which link there is a tendency to deceive. If there is a substitution response, the response to the health notice will be stopped. By checking the recorded abnormal questions, the auditor can easily figure out whether the respondent has false answers when answering each health notification question. If there are false answers, they can conduct data review and so on.
进一步还可以包括,根据第二视频信息获取并记录答题者回答单条健康问题的答案,包括以下过程:It may further include obtaining and recording the answer to a single health question based on the second video information, including the following process:
将第二视频信息中的第二语音信息进行语音识别,通过语义识别引擎获得第二语音信息对应的语义信息,再通过深度学习神经网络模型将语义信息与数据库中预存的单条健康问题对应的答案进行匹配,得出语义信息与答案的匹配率,保存语义信息和匹配率。Perform voice recognition on the second voice information in the second video information, obtain the semantic information corresponding to the second voice information through the semantic recognition engine, and then use the deep learning neural network model to compare the semantic information with the answer to a single health question pre-stored in the database The matching is performed to obtain the matching rate of the semantic information and the answer, and the semantic information and the matching rate are saved.
数据库中预存的单条健康问题的答案,包括针对该条健康问题能够投保的多个答案。匹配率可以表明答题者回答的答案与数据库中预存答案的相似度,相似度高说明答题者的答案符合该条健康问题的投保条件,相似度低说明答题者的答案需要保险审核员进一步审核,保险审核员可根据保存的每一条健康问题答案的匹配率确定需要对客户的哪一项投保 条件做进一步审核,提高了审核员的工作效率,降低了工作强度。The answer to a single health question stored in the database includes multiple answers that can be insured for that health question. The matching rate can indicate the similarity between the answer of the answerer and the answer stored in the database. A high similarity indicates that the answer of the answerer meets the insurance conditions of the health question, and a low similarity indicates that the answer of the answerer needs to be further reviewed by the insurance reviewer. The insurance auditor can determine which insurance condition of the customer needs to be further audited according to the matching rate of each stored health question answer, which improves the auditor's work efficiency and reduces the work intensity.
根据第二视频信息,得出并记录答题者回答单条健康问题的答案,还可以采用唇语识别的方式,具体包括以下过程:对第二影像信息进行唇语识别,通过人脸识别模型获取嘴唇动作,再通过深度学习神经网络建立的唇语识别算法模型将嘴唇动作与数据库中预存的单条健康问题答案的唇语模型进行匹配,得出通过人脸识别模型获取嘴唇动作与答案的唇语模型匹配率,保存嘴唇动作和匹配率。According to the second video information, obtain and record the answer of the respondent to a single health question. Lip recognition can also be used, which specifically includes the following process: lip recognition is performed on the second image information, and lips are obtained through the face recognition model Then, the lip language recognition algorithm model established by the deep learning neural network matches the lip language model with the lip language model of the single health question answer stored in the database, and obtains the lip language model of the lip motion and answer through the face recognition model Match rate, save lip action and match rate.
唇语识别算法模型,主要采用了RNN(循环神经网络)+LSTM(长短期记忆网络)等基于时间序列识别的深度学习模型算法。The lip language recognition algorithm model mainly uses deep learning model algorithms based on time series recognition such as RNN (recurrent neural network) + LSTM (long short-term memory network).
本申请中,显示屏上同时显示要回答的健康问题和摄像头所录制的答题者的视频和音频。在答题人阅读和收听健康问题的时候,采集答题者的人脸、语音、唇纹、表情等信息,来进行真人识别、身份认证、答题内容的确认、欺骗答复的识别,提高了投保和核保的效率。In this application, the health question to be answered and the video and audio of the respondent recorded by the camera are displayed on the screen at the same time. When the respondent reads and listens to the health question, the respondent’s face, voice, lip print, expression and other information are collected for real person recognition, identity authentication, confirmation of answer content, and recognition of fraudulent responses, which improves insurance and verification. Guaranteed efficiency.
实施例2Example 2
图2为根据本申请实施例1的基于视频信息的数据验证方法的流程图。Fig. 2 is a flowchart of a data verification method based on video information according to Embodiment 1 of the present application.
如图2所示,本实施例提供的一种基于视频信息的数据验证系统,包括:第一视频采集单元201、真人识别和第一身份验证单元202、验证问题推送和第二视频采集单元203和欺骗行为判断单元204。As shown in Figure 2, a data verification system based on video information provided by this embodiment includes: a first video collection unit 201, a real person recognition and first identity verification unit 202, a verification question push and a second video collection unit 203 And the deceptive behavior judging unit 204.
第一视频采集单元201,用于采集待验证数据,所述待验证数据包括包含有行为主体的第一视频信息;The first video collection unit 201 is configured to collect data to be verified, and the data to be verified includes first video information including an action subject;
真人识别和第一身份验证单元202,用于根据第一视频信息,对待验证数据中的行为主体分别进行真人识别和第一身份验证,判断行为主体是否是真实的人,以及是否与预存的证件照一致;若行为主体是真实的人,并且与预存的证件照一致,则进行第二视频采集和验证问题推送;若行为主体不是真实的人,和/或与预存的证件照不一致,则重新进行第一视频采集单元;The real person recognition and first identity verification unit 202 is configured to perform real person recognition and first identity verification on the actors in the data to be verified according to the first video information, to determine whether the actors are real persons and whether they are related to pre-stored certificates If the actor is a real person and it is consistent with the pre-stored ID photo, then the second video collection and verification problem will be pushed; if the actor is not a real person, and/or is inconsistent with the pre-stored ID photo, it will be renewed Perform the first video capture unit;
验证问题推送和第二视频采集单元203,用于向行为主体依次推送至少一个验证问题,并采集行为主体回答验证问题时的第二视频信息;The verification question push and second video collection unit 203 is configured to push at least one verification question to the actor in turn, and collect the second video information when the actor answers the verification question;
欺骗行为判断单元204,用于根据第二视频信息,对行为主体分别进行第二身份验证和微表情分析,判断行为主体是否与第一视频中的行为主体一致,以及判断行为主体在回答验证问题过程中是否有欺骗行为;若行为主体与第一视频中的行为主体不一致,则停止向行为主体推送新的验证问题;若行为主体与第一视频中的行为主体一致,但微表情分析行为主体在回答验证问题过程中有欺骗行为,则将验证问题作为异常问题标记。The deceptive behavior judging unit 204 is configured to perform second identity verification and micro-expression analysis on the actor according to the second video information, determine whether the actor is consistent with the actor in the first video, and determine whether the actor is answering the verification question Whether there is deceptive behavior in the process; if the actor is inconsistent with the actor in the first video, stop pushing new verification questions to the actor; if the actor is consistent with the actor in the first video, but the micro-expression analysis of the actor If there is fraud in answering the verification question, the verification question will be marked as an abnormal question.
实施例3Example 3
图3为根据本申请实施例3的电子装置的逻辑结构示意图。FIG. 3 is a schematic diagram of a logical structure of an electronic device according to Embodiment 3 of the present application.
如图3所示,一种电子装置1,包括存储器3和处理器2,存储器中存储有计算机程序4,计算机程序4被处理器3执行如下步骤:As shown in Fig. 3, an electronic device 1 includes a memory 3 and a processor 2. A computer program 4 is stored in the memory, and the computer program 4 is executed by the processor 3 as follows:
S110:采集待验证数据,所述待验证数据包括包含有行为主体的第一视频信息;S110: Collect data to be verified, where the data to be verified includes first video information including an acting subject;
S120:根据所述第一视频信息,对所述待验证数据中的行为主体分别进行真人识别和第一身份验证,以判断所述行为主体是否是真实的人,以及是否与预存的证件照一致;若所述行为主体是真实的人,并且与所述预存的证件照一致,则进行S130;若所述行为主体不是真实的人,和/或与所述预存的证件照不一致,则进行S110;S120: According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
S130:向所述行为主体依次推送至少一个验证问题,并采集所述行为主体回答所述验证问题时的第二视频信息;S130: Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
S140:根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为;若所述行为主体与所述第一视频中的行为主体不一致,则停止向所述行为主体推送新的验证问题;若所述行为主体与所述第一视频中的行为主体一致,但所述微表情分析所述行为主体在回答所述验证问题过程中有欺骗行为,则将所述验证问题作为异常问题标记。S140: According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
实施例4Example 4
一种计算机可读存储介质,计算机可读存储介质中包括基于视频信息的数据验证程序,基于视频信息的数据验证程序被处理器执行时,实现如下步骤:A computer-readable storage medium including a data verification program based on video information. When the data verification program based on video information is executed by a processor, the following steps are implemented:
S110:采集待验证数据,所述待验证数据包括包含有行为主体的第一视频信息;S110: Collect data to be verified, where the data to be verified includes first video information including an acting subject;
S120:根据所述第一视频信息,对所述待验证数据中的行为主体分别进行真人识别和第一身份验证,以判断所述行为主体是否是真实的人,以及是否与预存的证件照一致;若所述行为主体是真实的人,并且与所述预存的证件照一致,则进行S130;若所述行为主体不是真实的人,和/或与所述预存的证件照不一致,则进行S110;S120: According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
S130:向所述行为主体依次推送至少一个验证问题,并采集所述行为主体回答所述验证问题时的第二视频信息;S130: Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
S140:根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为;若所述行为主体与所述第一视频中的行为主体不一致,则停止向所述行为主体推送新的验证问题;若所述行为主体与所述第一视频中的行为主体一致,但所述微表情分析所述行为主体在回答所述验证问题过程中有欺骗行为,则将所述验证问题作为异常问题标记。S140: According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
其中,计算机可读存储介质可以是非易失性,也可以是易失性。The computer-readable storage medium may be non-volatile or volatile.
如上参照图1、图2和图3以示例的方式描述根据本申请的基于视频信息的数据验证方法、装置及存储介质。但是,本领域技术人员应当理解,对于上述本申请所提出的基于视频信息的数据验证方法、装置及存储介质,还可以在不脱离本申请内容的基础上做出各种改进。因此,本申请的保护范围应当由所附的权利要求书的内容确定。As above, the method, device, and storage medium for data verification based on video information according to the present application are described by way of example with reference to FIGS. 1, 2 and 3. However, those skilled in the art should understand that various improvements can be made without departing from the content of this application for the above-mentioned data verification method, device and storage medium based on video information proposed in this application. Therefore, the protection scope of this application should be determined by the content of the appended claims.

Claims (20)

  1. 一种基于视频信息的数据验证方法,其中,包括以下步骤:A data verification method based on video information, which includes the following steps:
    S110:采集待验证数据,所述待验证数据包括包含有行为主体的第一视频信息;S110: Collect data to be verified, where the data to be verified includes first video information including an acting subject;
    S120:根据所述第一视频信息,对所述待验证数据中的行为主体分别进行真人识别和第一身份验证,以判断所述行为主体是否是真实的人,以及是否与预存的证件照一致;若所述行为主体是真实的人,并且与所述预存的证件照一致,则进行S130;若所述行为主体不是真实的人,和/或与所述预存的证件照不一致,则进行S110;S120: According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
    S130:向所述行为主体依次推送至少一个验证问题,并采集所述行为主体回答所述验证问题时的第二视频信息;S130: Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
    S140:根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为;若所述行为主体与所述第一视频中的行为主体不一致,则停止向所述行为主体推送新的验证问题;若所述行为主体与所述第一视频中的行为主体一致,但所述微表情分析所述行为主体在回答所述验证问题过程中有欺骗行为,则将所述验证问题作为异常问题标记。S140: According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
  2. 如权利要求1所述的基于视频信息的数据验证方法,其中,所述根据所述第一视频信息,对所述待验证数据中的行为主体进行真人识别,以判断所述行为主体是否是真实的人,包括以下过程:The method for data verification based on video information according to claim 1, wherein said first video information is used to perform real person recognition on the subject in the data to be verified to determine whether the subject is real Of people, including the following processes:
    通过抽帧在所述第一视频信息中的第一影像信息中截取至少两万张第一人脸图片,并根据静默多帧活体检测模型对所述第一人脸图片进行计算;Intercepting at least 20,000 first face pictures from the first image information in the first video information by decimating frames, and calculating the first face pictures according to a silent multi-frame living body detection model;
    通过RPPG心跳检测方法获取截取每一张所述第一人脸图片时所述行为主体的心率;Acquiring, by using the RPPG heartbeat detection method, the heart rate of the subject when each of the first face pictures is intercepted;
    若所述心率均在设定的范围内,则根据所述心率,计算心率平均波动值,若所述心率均小于所述心率平均波动值,且所述静默多帧活体检测模型计算的结果为真实的人,则判断所述行为主体是真实的人;If the heart rate is within the set range, the average heart rate fluctuation value is calculated according to the heart rate, if the heart rate is all less than the average heart rate fluctuation value, and the calculation result of the silent multi-frame living body detection model is For a real person, it is judged that the subject of the act is a real person;
    若所述心率有不在设定的范围内的,则判断所述行为主体不是真实的人。If the heart rate is not within the set range, it is determined that the subject is not a real person.
  3. 如权利要求2所述的基于视频信息的数据验证方法,其中,所述心率平均波动值的计算过程包括:The method for data verification based on video information according to claim 2, wherein the calculation process of the average fluctuation value of the heart rate comprises:
    按照截取的时间顺序将所述第一人脸图片分为M组,每一组中包括N张第一人脸图片,将每一组中最大的心率值减去最小的心率值得到心率差值,将每一组的所述心率差值相加后求平均值,所述平均值为所述心率平均波动值。Divide the first face pictures into M groups according to the time sequence of the interception, each group includes N first face pictures, and subtract the smallest heart rate value from the largest heart rate value in each group to obtain the heart rate difference. , The heart rate difference values of each group are added together and the average value is calculated, and the average value is the average fluctuation value of the heart rate.
  4. 如权利要求2所述的基于视频信息的数据验证方法,其中,所述根据所述第一视频信息,对所述行为主体进行第一身份验证,判断所述行为主体是否与预存的证件照一致,包括以下过程:The method for data verification based on video information according to claim 2, wherein the first identity verification is performed on the subject according to the first video information, and it is determined whether the subject is consistent with a pre-stored ID photo , Including the following processes:
    采用人脸图像检测算法模型,对每张所述第一人脸图片进行质量检测,选取满足预设 质量条件的至少一张第一人脸图片,作为标准人脸图片存储;Using a face image detection algorithm model to perform quality detection on each of the first face pictures, and select at least one first face picture that meets a preset quality condition and store it as a standard face picture;
    将所述标准人脸图片与所述行为主体预存的证件照进行对比,得到所述标准人脸图片与所述证件照的相似度,若所述相似度高于预设的人证相似度,则所述第一身份验证通过。The standard face picture is compared with the ID photo pre-stored by the actor, and the similarity between the standard face picture and the ID photo is obtained. If the similarity is higher than the preset similarity of the ID, Then the first identity verification is passed.
  5. 如权利要求4所述的基于视频信息的数据验证方法,其中,所述根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为,包括以下过程:The method for data verification based on video information according to claim 4, wherein the second identity verification and micro-expression analysis are performed on the actor according to the second video information to determine whether the actor is Consistent with the actor in the first video, and judging whether the actor has cheated in the process of answering the verification question, including the following process:
    将所述第二视频信息中的第二影像信息在设定的时间内进行抽帧,得到第二人脸图片,将所述第二人脸图片与所述标准人脸图片对比,若对比结果相同,则所述行为主体与所述第一视频中的行为主体一致;The second image information in the second video information is framed within a set time to obtain a second face picture, and the second face picture is compared with the standard face picture. If the comparison result is If they are the same, the behavior subject is consistent with the behavior subject in the first video;
    将所述第二人脸图片输入基于卷积神经网络的表情分类模型进行微表情分析,若所述微表情分析结果显示有欺骗行为,则将所述验证问题作为异常问题标记。The second face picture is input into an expression classification model based on a convolutional neural network for micro-expression analysis, and if the micro-expression analysis result shows fraudulent behavior, the verification question is marked as an abnormal question.
  6. 如权利要求1所述的基于视频信息的数据验证方法,其中,还包括根据所述第二视频信息获取并记录所述行为主体回答所述验证问题的答案。The method for data verification based on video information according to claim 1, further comprising obtaining and recording the answer to the verification question by the behavior subject according to the second video information.
  7. 如权利要求1所述的基于视频信息的数据验证方法,其中,所述S130还包括:通过扬声器播报所述验证问题。The method for data verification based on video information according to claim 1, wherein said S130 further comprises: broadcasting the verification question through a speaker.
  8. 一种基于视频信息的数据验证系统,其中,包括:A data verification system based on video information, including:
    第一视频采集单元,用于采集待验证数据,所述待验证数据包括包含有行为主体的第一视频信息;The first video acquisition unit is configured to collect data to be verified, where the data to be verified includes first video information including an action subject;
    真人识别和第一身份验证单元,用于根据所述第一视频信息,对所述待验证数据中的行为主体分别进行真人识别和第一身份验证,以判断所述行为主体是否是真实的人,以及是否与预存的证件照一致;若所述行为主体是真实的人,并且与所述预存的证件照一致,则进行第二视频采集和验证问题推送;若所述行为主体不是真实的人,和/或与所述预存的证件照不一致,则重新进行第一视频采集单元;The real person recognition and first identity verification unit is configured to perform real person recognition and first identity verification on the actors in the data to be verified according to the first video information to determine whether the actors are real people , And whether it is consistent with the pre-stored ID photo; if the actor is a real person and is consistent with the pre-stored ID photo, then the second video collection and verification question push is performed; if the actor is not a real person , And/or is inconsistent with the pre-stored ID photo, then restart the first video capture unit;
    验证问题推送和第二视频采集单元,用于向所述行为主体依次推送至少一个验证问题,并采集所述行为主体回答所述验证问题时的第二视频信息;A verification question push and second video collection unit, configured to push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
    欺骗行为判断单元,用于根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为;若所述行为主体与所述第一视频中的行为主体不一致,则停止向所述行为主体推送新的验证问题;若所述行为主体与所述第一视频中的行为主体一致,但所述微表情分析所述行为主体在回答所述验证问题过程中有欺骗行为,则将所述验证问题作为异常问题标记。The deceptive behavior determination unit is configured to perform second identity verification and micro-expression analysis on the behavior subject according to the second video information to determine whether the behavior subject is consistent with the behavior subject in the first video, And determine whether the actor has cheated in the process of answering the verification question; if the actor is inconsistent with the actor in the first video, stop pushing new verification questions to the actor; if The actor is consistent with the actor in the first video, but the micro-expression analyzes that the actor has cheating in the process of answering the verification question, and the verification question is marked as an abnormal question.
  9. 一种电子装置,其中,包括存储器和处理器,所述存储器中存储有计算机程序,所述计算机程序被处理器执行时实现如下步骤:S110:采集待验证数据,所述待验证数据包括包含有行为主体的第一视频信息;An electronic device, which includes a memory and a processor, and a computer program is stored in the memory. When the computer program is executed by the processor, the following steps are implemented: S110: Collect data to be verified, and the data to be verified includes The first video information of the actor;
    S120:根据所述第一视频信息,对所述待验证数据中的行为主体分别进行真人识别和第一身份验证,以判断所述行为主体是否是真实的人,以及是否与预存的证件照一致;若所述行为主体是真实的人,并且与所述预存的证件照一致,则进行S130;若所述行为主体不是真实的人,和/或与所述预存的证件照不一致,则进行S110;S120: According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
    S130:向所述行为主体依次推送至少一个验证问题,并采集所述行为主体回答所述验证问题时的第二视频信息;S130: Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
    S140:根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为;若所述行为主体与所述第一视频中的行为主体不一致,则停止向所述行为主体推送新的验证问题;若所述行为主体与所述第一视频中的行为主体一致,但所述微表情分析所述行为主体在回答所述验证问题过程中有欺骗行为,则将所述验证问题作为异常问题标记。S140: According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
  10. 如权利要求9所述的电子装置,其中,所述根据所述第一视频信息,对所述待验证数据中的行为主体进行真人识别,以判断所述行为主体是否是真实的人,包括以下过程:9. The electronic device according to claim 9, wherein the real person recognition of the subject in the data to be verified according to the first video information to determine whether the subject is a real person includes the following process:
    通过抽帧在所述第一视频信息中的第一影像信息中截取至少两万张第一人脸图片,并根据静默多帧活体检测模型对所述第一人脸图片进行计算;Intercepting at least 20,000 first face pictures from the first image information in the first video information by decimating frames, and calculating the first face pictures according to a silent multi-frame living body detection model;
    通过RPPG心跳检测方法获取截取每一张所述第一人脸图片时所述行为主体的心率;Acquiring, by using the RPPG heartbeat detection method, the heart rate of the subject when each of the first face pictures is intercepted;
    若所述心率均在设定的范围内,则根据所述心率,计算心率平均波动值,若所述心率均小于所述心率平均波动值,且所述静默多帧活体检测模型计算的结果为真实的人,则判断所述行为主体是真实的人;If the heart rate is within the set range, the average heart rate fluctuation value is calculated according to the heart rate, if the heart rate is all less than the average heart rate fluctuation value, and the calculation result of the silent multi-frame living body detection model is For a real person, it is judged that the subject of the act is a real person;
    若所述心率有不在设定的范围内的,则判断所述行为主体不是真实的人。If the heart rate is not within the set range, it is determined that the subject is not a real person.
  11. 如权利要求10所述的电子装置,其中,所述心率平均波动值的计算过程包括:The electronic device of claim 10, wherein the calculation process of the average fluctuation value of the heart rate comprises:
    按照截取的时间顺序将所述第一人脸图片分为M组,每一组中包括N张第一人脸图片,将每一组中最大的心率值减去最小的心率值得到心率差值,将每一组的所述心率差值相加后求平均值,所述平均值为所述心率平均波动值。Divide the first face pictures into M groups according to the time sequence of the interception, each group includes N first face pictures, and subtract the smallest heart rate value from the largest heart rate value in each group to obtain the heart rate difference. , The heart rate difference values of each group are added together and the average value is calculated, and the average value is the average fluctuation value of the heart rate.
  12. 如权利要求10所述的电子装置,其中,所述根据所述第一视频信息,对所述行为主体进行第一身份验证,判断所述行为主体是否与预存的证件照一致,包括以下过程:10. The electronic device according to claim 10, wherein said performing a first identity verification on said actor according to said first video information, and determining whether said actor is consistent with a pre-stored ID photo, comprises the following process:
    采用人脸图像检测算法模型,对每张所述第一人脸图片进行质量检测,选取满足预设质量条件的至少一张第一人脸图片,作为标准人脸图片存储;Using a face image detection algorithm model to perform quality detection on each of the first face pictures, and select at least one first face picture that meets a preset quality condition and store it as a standard face picture;
    将所述标准人脸图片与所述行为主体预存的证件照进行对比,得到所述标准人脸图片与所述证件照的相似度,若所述相似度高于预设的人证相似度,则所述第一身份验证通过。The standard face picture is compared with the ID photo pre-stored by the actor, and the similarity between the standard face picture and the ID photo is obtained. If the similarity is higher than the preset similarity of the ID, Then the first identity verification is passed.
  13. 如权利要求12所述的电子装置,其中,所述根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为,包括以下过程:The electronic device according to claim 12, wherein, according to the second video information, the second identity verification and micro-expression analysis are performed on the behavior subject respectively to determine whether the behavior subject is the same as the first The actors in the video are consistent, and judging whether the actors have cheated in the process of answering the verification question, including the following process:
    将所述第二视频信息中的第二影像信息在设定的时间内进行抽帧,得到第二人脸图片,将所述第二人脸图片与所述标准人脸图片对比,若对比结果相同,则所述行为主体与所述第一视频中的行为主体一致;The second image information in the second video information is framed within a set time to obtain a second face picture, and the second face picture is compared with the standard face picture. If the comparison result is If they are the same, the behavior subject is consistent with the behavior subject in the first video;
    将所述第二人脸图片输入基于卷积神经网络的表情分类模型进行微表情分析,若所述微表情分析结果显示有欺骗行为,则将所述验证问题作为异常问题标记。The second face picture is input into an expression classification model based on a convolutional neural network for micro-expression analysis, and if the micro-expression analysis result shows fraudulent behavior, the verification question is marked as an abnormal question.
  14. 如权利要求9所述的电子装置,其中,还包括根据所述第二视频信息获取并记录所述行为主体回答所述验证问题的答案。9. The electronic device according to claim 9, further comprising obtaining and recording the answer to the verification question by the agent according to the second video information.
  15. 如权利要求9所述的电子装置,其中,所述S130还包括:通过扬声器播报所述验证问题。9. The electronic device of claim 9, wherein the S130 further comprises: broadcasting the verification question through a speaker.
  16. 一种计算机可读存储介质,其中,所述计算机可读存储介质中存储有基于视频信息的数据验证程序,所述基于视频信息的数据验证程序被处理器执行时,实现如下所示步骤:S110:采集待验证数据,所述待验证数据包括包含有行为主体的第一视频信息;A computer-readable storage medium, wherein a data verification program based on video information is stored in the computer-readable storage medium, and when the data verification program based on video information is executed by a processor, the following steps are implemented: S110 : Collect data to be verified, where the data to be verified includes the first video information including the subject;
    S120:根据所述第一视频信息,对所述待验证数据中的行为主体分别进行真人识别和第一身份验证,以判断所述行为主体是否是真实的人,以及是否与预存的证件照一致;若所述行为主体是真实的人,并且与所述预存的证件照一致,则进行S130;若所述行为主体不是真实的人,和/或与所述预存的证件照不一致,则进行S110;S120: According to the first video information, perform real person identification and first identity verification on the actors in the data to be verified to determine whether the actors are real people and whether they are consistent with the pre-stored ID photos ; If the subject is a real person and is consistent with the pre-stored ID photo, then go to S130; if the subject is not a real person and/or is inconsistent with the pre-stored ID photo, then go to S110 ;
    S130:向所述行为主体依次推送至少一个验证问题,并采集所述行为主体回答所述验证问题时的第二视频信息;S130: Push at least one verification question to the actor in turn, and collect second video information when the actor answers the verification question;
    S140:根据所述第二视频信息,对所述行为主体分别进行第二身份验证和微表情分析,以判断所述行为主体是否与所述第一视频中的行为主体一致,以及判断所述行为主体在回答所述验证问题过程中是否有欺骗行为;若所述行为主体与所述第一视频中的行为主体不一致,则停止向所述行为主体推送新的验证问题;若所述行为主体与所述第一视频中的行为主体一致,但所述微表情分析所述行为主体在回答所述验证问题过程中有欺骗行为,则将所述验证问题作为异常问题标记。S140: According to the second video information, perform second identity verification and micro-expression analysis on the actor respectively to determine whether the actor is consistent with the actor in the first video, and determine the behavior Whether the subject has cheated in the process of answering the verification question; if the subject is inconsistent with the subject in the first video, stop pushing new verification questions to the subject; if the subject is If the actors in the first video are the same, but the micro-expression analyzes that the actors have deceptive behaviors in the process of answering the verification question, the verification question is marked as an abnormal question.
  17. 如权利要求16所述的计算机可读存储介质,其中,所述根据所述第一视频信息,对所述待验证数据中的行为主体进行真人识别,以判断所述行为主体是否是真实的人,包括以下过程:16. The computer-readable storage medium according to claim 16, wherein, according to the first video information, real person recognition is performed on the subject in the data to be verified to determine whether the subject is a real person , Including the following processes:
    通过抽帧在所述第一视频信息中的第一影像信息中截取至少两万张第一人脸图片,并根据静默多帧活体检测模型对所述第一人脸图片进行计算;Intercepting at least 20,000 first face pictures from the first image information in the first video information by decimating frames, and calculating the first face pictures according to a silent multi-frame living body detection model;
    通过RPPG心跳检测方法获取截取每一张所述第一人脸图片时所述行为主体的心率;Acquiring, by using the RPPG heartbeat detection method, the heart rate of the subject when each of the first face pictures is intercepted;
    若所述心率均在设定的范围内,则根据所述心率,计算心率平均波动值,若所述心率均小于所述心率平均波动值,且所述静默多帧活体检测模型计算的结果为真实的人,则判断所述行为主体是真实的人;If the heart rate is within the set range, the average heart rate fluctuation value is calculated according to the heart rate, if the heart rate is all less than the average heart rate fluctuation value, and the calculation result of the silent multi-frame living body detection model is For a real person, it is judged that the subject of the act is a real person;
    若所述心率有不在设定的范围内的,则判断所述行为主体不是真实的人。If the heart rate is not within the set range, it is determined that the subject is not a real person.
  18. 如权利要求17所述的计算机可读存储介质,其中,所述心率平均波动值的计算 过程包括:The computer-readable storage medium according to claim 17, wherein the calculation process of the average fluctuation value of the heart rate comprises:
    按照截取的时间顺序将所述第一人脸图片分为M组,每一组中包括N张第一人脸图片,将每一组中最大的心率值减去最小的心率值得到心率差值,将每一组的所述心率差值相加后求平均值,所述平均值为所述心率平均波动值。Divide the first face pictures into M groups according to the time sequence of the interception, each group includes N first face pictures, and subtract the smallest heart rate value from the largest heart rate value in each group to obtain the heart rate difference. , The heart rate difference values of each group are added together and the average value is calculated, and the average value is the average fluctuation value of the heart rate.
  19. 如权利要求17所述的计算机可读存储介质,其中,所述根据所述第一视频信息,对所述行为主体进行第一身份验证,判断所述行为主体是否与预存的证件照一致,包括以下过程:17. The computer-readable storage medium according to claim 17, wherein said performing a first identity verification on said subject according to said first video information, and determining whether said subject is consistent with a pre-stored ID photo, comprises The following process:
    采用人脸图像检测算法模型,对每张所述第一人脸图片进行质量检测,选取满足预设质量条件的至少一张第一人脸图片,作为标准人脸图片存储;Using a face image detection algorithm model to perform quality detection on each of the first face pictures, and select at least one first face picture that meets a preset quality condition and store it as a standard face picture;
    将所述标准人脸图片与所述行为主体预存的证件照进行对比,得到所述标准人脸图片与所述证件照的相似度,若所述相似度高于预设的人证相似度,则所述第一身份验证通过。The standard face picture is compared with the ID photo pre-stored by the actor, and the similarity between the standard face picture and the ID photo is obtained. If the similarity is higher than the preset similarity of the ID, Then the first identity verification is passed.
  20. 如权利要求17所述的计算机可读存储介质,其中,所述根据所述第一视频信息,对所述行为主体进行第一身份验证,判断所述行为主体是否与预存的证件照一致,包括以下过程:17. The computer-readable storage medium according to claim 17, wherein said performing a first identity verification on said subject according to said first video information, and determining whether said subject is consistent with a pre-stored ID photo, comprises The following process:
    采用人脸图像检测算法模型,对每张所述第一人脸图片进行质量检测,选取满足预设质量条件的至少一张第一人脸图片,作为标准人脸图片存储;Using a face image detection algorithm model to perform quality detection on each of the first face pictures, and select at least one first face picture that meets a preset quality condition and store it as a standard face picture;
    将所述标准人脸图片与所述行为主体预存的证件照进行对比,得到所述标准人脸图片与所述证件照的相似度,若所述相似度高于预设的人证相似度,则所述第一身份验证通过。The standard face picture is compared with the ID photo pre-stored by the actor, and the similarity between the standard face picture and the ID photo is obtained. If the similarity is higher than the preset similarity of the ID, Then the first identity verification is passed.
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